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"question": "财经365股票行情|越跌越买！猛吸金260亿万亿板块要火？",
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"desc": "小微企业证明",
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"question": "银行业机构合作管理：规范第三方机构服务收费",
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"add_time": "2023-05-09T15:27:05.462635"
},
{
"user": null,
"id": 1597,
"tags": [
"租赁",
"租",
"融资租赁"
],
"question": "融资租赁都有哪些种类？",
"region": "北京",
"desc": "融资租赁的种类",
"answer_times": 0,
"brows_num": 4,
"add_time": "2023-05-08T14:08:06.126419"
},
{
"user": null,
"id": 1596,
"tags": [
"借壳上市",
"收购",
"买壳上市",
"上市"
],
"question": "什么是“买壳上市”？",
"region": "北京",
"desc": "买壳上市",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-05-08T13:56:28.208124"
},
{
"user": null,
"id": 1595,
"tags": [
"杜邦分析",
"财务情况",
"计算",
"杜邦分析法",
"财务指标"
],
"question": "为什么要运用杜邦分析法来进行财务分析？",
"region": "北京",
"desc": "杜邦分析法",
"answer_times": 0,
"brows_num": 6,
"add_time": "2023-05-05T16:56:01.876913"
},
{
"user": null,
"id": 1594,
"tags": [
"偿债能力",
"计算",
"财务分析",
"财务指标"
],
"question": "哪些指标可以用来分析公司的偿债能力？",
"region": "北京",
"desc": "偿债能力分析",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-05-05T16:50:39.736792"
},
{
"user": null,
"id": 1593,
"tags": [
"保理",
"债权融资"
],
"question": "保理业务有什么特点？",
"region": "北京",
"desc": "保理的特点",
"answer_times": 0,
"brows_num": 4,
"add_time": "2023-05-04T14:15:25.265039"
},
{
"user": null,
"id": 1592,
"tags": [
"BOT投资",
"BOT"
],
"question": "BOT投资有什么特点和优势？",
"region": "北京",
"desc": "BOT投资的特点和优势",
"answer_times": 0,
"brows_num": 5,
"add_time": "2023-05-04T14:09:23.160563"
},
{
"user": null,
"id": 1591,
"tags": [
"征信",
"协贷网",
"征信记录消除",
"征信记录"
],
"question": "协贷网能不能帮助征信记录消除",
"region": "北京",
"desc": "协贷网能不能帮助征信记录消除",
"answer_times": 0,
"brows_num": 27,
"add_time": "2023-05-04T11:42:10.095507"
},
{
"user": null,
"id": 1590,
"tags": [
"经营性现金流",
"现金流"
],
"question": "什么是经营性现金流？",
"region": "北京",
"desc": "什么是经营性现金流",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-04-28T16:47:00.489910"
},
{
"user": null,
"id": 1589,
"tags": [
"长期偿债能力",
"偿债能力",
"分析"
],
"question": "如何分析长期偿债能力？",
"region": "北京",
"desc": "长期偿债能力分析",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-04-28T16:44:11.050239"
},
{
"user": null,
"id": 1588,
"tags": [
"贷款",
"担保贷款",
"担保",
"信贷",
"担保借款",
"流贷"
],
"question": "担保借款有哪些种类？",
"region": "北京",
"desc": "担保借款的种类",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-04-27T15:38:24.042782"
},
{
"user": null,
"id": 1587,
"tags": [
"复利期间",
"利率",
"利息"
],
"question": "什么是复利期间？如何计算？",
"region": "北京",
"desc": "复利期间的概念及计算方式",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-04-27T15:21:40.881338"
},
{
"user": null,
"id": 1586,
"tags": [
"公司金融顾问",
"cfc",
"融顾",
"FA",
"金融顾问"
],
"question": "金融顾问的工作重点都有哪些？",
"region": "北京",
"desc": "金融顾问的工作重点",
"answer_times": 0,
"brows_num": 4,
"add_time": "2023-04-26T16:59:54.976800"
},
{
"user": null,
"id": 1585,
"tags": [
"拆款",
"拆放",
"银行",
"拆解"
],
"question": "什么是拆借？",
"region": "北京",
"desc": "什么是拆借",
"answer_times": 0,
"brows_num": 7,
"add_time": "2023-04-26T14:09:03.745404"
},
{
"user": null,
"id": 1584,
"tags": [
"银行",
"内部授信",
"授信",
"公开授信"
],
"question": "内部授信与公开授信有什么区别？",
"region": "北京",
"desc": "内部授信与公开授信的区别",
"answer_times": 0,
"brows_num": 4,
"add_time": "2023-04-26T14:06:34.164985"
},
{
"user": null,
"id": 1583,
"tags": [
"风险",
"贷款",
"贷款风险比率"
],
"question": "什么是贷款风险比率？",
"region": "北京",
"desc": "贷款风险比率",
"answer_times": 0,
"brows_num": 7,
"add_time": "2023-04-25T14:55:32.760727"
},
{
"user": null,
"id": 1582,
"tags": [
"存款准备金",
"银行",
"准备金",
"存款"
],
"question": "什么是存款准备金？有哪些种类？",
"region": "北京",
"desc": "存款准备金",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-04-25T14:51:17.700987"
},
{
"user": null,
"id": 1581,
"tags": [
"协贷网怎么加盟",
"加盟协贷网",
"协贷网"
],
"question": "协贷网怎么加盟？",
"region": "北京",
"desc": "协贷网可以加盟吗？",
"answer_times": 0,
"brows_num": 24,
"add_time": "2023-04-24T19:36:51.370322"
},
{
"user": null,
"id": 1580,
"tags": [
"上市",
"股票",
"B股"
],
"question": "B股是什么？",
"region": "北京",
"desc": "B股",
"answer_times": 0,
"brows_num": 5,
"add_time": "2023-04-24T15:44:00.064976"
},
{
"user": null,
"id": 1579,
"tags": [
"中小企业",
"IPO",
"上市"
],
"question": "中小企业IPO发行有什么要求？",
"region": "北京",
"desc": "中小企业IPO发行的要求",
"answer_times": 0,
"brows_num": 4,
"add_time": "2023-04-24T14:25:17.842806"
},
{
"user": null,
"id": 1578,
"tags": [
"期货",
"期货交易所"
],
"question": "期货交易所都有哪些？",
"region": "北京",
"desc": "期货交易所",
"answer_times": 0,
"brows_num": 6,
"add_time": "2023-04-23T13:32:16.105026"
},
{
"user": null,
"id": 1577,
"tags": [
"票据",
"对比",
"银行",
"票据贴现",
"银行贷款"
],
"question": "票据贴现和银行贷款有什么区别？",
"region": "北京",
"desc": "票据贴现和银行贷款的区别",
"answer_times": 0,
"brows_num": 4,
"add_time": "2023-04-23T13:26:53.208576"
},
{
"user": null,
"id": 1576,
"tags": [
"名词",
"资本",
"流通资本"
],
"question": "流通资本指什么？",
"region": "北京",
"desc": "流通资本",
"answer_times": 0,
"brows_num": 6,
"add_time": "2023-04-20T13:32:06.897796"
},
{
"user": null,
"id": 1575,
"tags": [
"杜邦分析法",
"杜邦分析",
"财务分析"
],
"question": "什么是杜邦分析法？",
"region": "北京",
"desc": "杜邦分析法",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-04-20T13:25:09.760787"
},
{
"user": null,
"id": 1574,
"tags": [
"风险",
"风险源",
"企业风险"
],
"question": "企业风险的风险源指什么？",
"region": "北京",
"desc": "企业风险的风险源指什么",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-04-19T17:01:55.485565"
},
{
"user": null,
"id": 1573,
"tags": [
"土地",
"计算",
"增值税"
],
"question": "土地增值税怎么计算?",
"region": "北京",
"desc": "土地增值税的计算方法?",
"answer_times": 0,
"brows_num": 5,
"add_time": "2023-04-19T16:57:21.076023"
},
{
"user": null,
"id": 1572,
"tags": [
"个人贷款"
],
"question": "怎么办理贷款",
"region": "北京",
"desc": "借钱15010273858",
"answer_times": 0,
"brows_num": 5,
"add_time": "2023-04-19T10:18:13.673256"
},
{
"user": null,
"id": 1571,
"tags": [
"银行账户",
"一般户",
"账户",
"基本户"
],
"question": "基本户和一般户可以在一个银行吗？",
"region": "北京",
"desc": "基本户和一般户可以在一个银行吗？",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-04-18T17:32:33.288305"
},
{
"user": null,
"id": 1570,
"tags": [
"经开区",
"财政贴息",
"创业担保贷",
"政策",
"亦庄"
],
"question": "经开区的创业担保贷款财政贴息的对象、利率及贴息方式有哪些？",
"region": "北京",
"desc": "创业担保贷的财政贴息",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-04-17T11:24:44.307853"
},
{
"user": null,
"id": 1569,
"tags": [
"会计",
"负债",
"预收账款",
"会计科目"
],
"question": "预收账款属于什么科目？",
"region": "北京",
"desc": "预收账款所属科目",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-04-17T11:10:05.880285"
},
{
"user": null,
"id": 1568,
"tags": [
"偿债能力",
"风险",
"风险控制",
"企业"
],
"question": "从偿债能力看那些企业的风险是可控的？",
"region": "北京",
"desc": "从偿债能力看那些企业的风险可控",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-04-13T14:14:50.388263"
},
{
"user": null,
"id": 1567,
"tags": [
"2023",
"银行业",
"银行"
],
"question": "2023年银行业将在哪些领域发力？",
"region": "北京",
"desc": "2023年银行业",
"answer_times": 0,
"brows_num": 6,
"add_time": "2023-04-13T11:39:21.078985"
},
{
"user": null,
"id": 1566,
"tags": [
"长期资金",
"资金"
],
"question": "企业长期资金的来源有哪些方面？",
"region": "北京",
"desc": "企业长期资金的来源",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-04-12T16:41:57.546034"
},
{
"user": null,
"id": 1565,
"tags": [
"注册制",
"股票",
"上市"
],
"question": "注册制改革带来的变化体现在哪些方面？",
"region": "北京",
"desc": "注册制改革带来的变化",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-04-12T13:40:31.705864"
},
{
"user": null,
"id": 1564,
"tags": [
"青浦区",
"批次贷"
],
"question": "上海青浦区“批次贷”最新政策内容",
"region": "北京",
"desc": "上海青浦区“批次贷”最新政策内容",
"answer_times": 0,
"brows_num": 4,
"add_time": "2023-04-11T11:12:58.345770"
},
{
"user": null,
"id": 1563,
"tags": [
"回租",
"融资租赁",
"租金"
],
"question": "融资租赁的售后回租租金如何计算？",
"region": "北京",
"desc": "融资租赁售后回租租金计算",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-04-10T13:20:16.691364"
},
{
"user": null,
"id": 1562,
"tags": [
"CNAS",
"CMA",
"GLP",
"名词",
"AAALAC",
"医药"
],
"question": "医药行业的国际AAALAC认证、CNAS认可、国家认监委GLP、CMA认证分别代表什么？",
"region": "北京",
"desc": "医药行业的名词",
"answer_times": 0,
"brows_num": 5,
"add_time": "2023-04-10T13:14:34.974913"
},
{
"user": null,
"id": 1561,
"tags": [
"香港联交所",
"神差",
"分拆",
"上市"
],
"question": "香港联交所在审查分拆申请时，会关注什么？",
"region": "北京",
"desc": "香港联交所在审查分拆申请时关注的问题",
"answer_times": 0,
"brows_num": 5,
"add_time": "2023-04-06T16:12:40.673731"
},
{
"user": null,
"id": 1560,
"tags": [
"企业分拆",
"分拆",
"上市"
],
"question": "国内上市企业分拆形式都有哪些？",
"region": "北京",
"desc": "企业分拆形式",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-04-06T16:10:06.797238"
},
{
"user": null,
"id": 1559,
"tags": [
"金融机构客户尽职调查和客户身份资料及交易记录保存管理办法",
"尽调",
"资料"
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"question": "《金融机构客户尽职调查和客户身份资料及交易记录保存管理办法》修订的主要内容包括哪些？",
"region": "北京",
"desc": "《金融机构客户尽职调查和客户身份资料及交易记录保存管理办法》修订的主要内容",
"answer_times": 0,
"brows_num": 6,
"add_time": "2023-04-04T16:20:17.477182"
},
{
"user": null,
"id": 1558,
"tags": [
"汇票",
"商业汇票承兑、贴现与再贴现管理办法",
"政策",
"贴现",
"再贴现",
"汇票承兑"
],
"question": "《商业汇票承兑、贴现与再贴现管理办法》主要修订内容是什么？",
"region": "北京",
"desc": "《商业汇票承兑、贴现与再贴现管理办法》主要修订内容",
"answer_times": 0,
"brows_num": 4,
"add_time": "2023-04-04T16:06:18.356001"
},
{
"user": null,
"id": 1557,
"tags": [
"贷款",
"抵押",
"还款",
"带押过户",
"过户"
],
"question": "带押过户不需要提前归还贷款是什么意思？",
"region": "北京",
"desc": "带押过户不需要提前归还贷款",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-04-03T16:50:38.584122"
},
{
"user": null,
"id": 1556,
"tags": [
"ESG发展理念",
"ESG"
],
"question": "ESG发展理念是什么？",
"region": "北京",
"desc": "ESG发展理念",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-04-03T16:44:00.309511"
},
{
"user": null,
"id": 1555,
"tags": [
"增值税",
"纳税"
],
"question": "增值税的纳税人包括哪些？",
"region": "北京",
"desc": "增值税的纳税人都包括哪些",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-03-31T16:43:49.486609"
},
{
"user": null,
"id": 1554,
"tags": [
"ChatGPT",
"AI",
"人工智能"
],
"question": "ChatGPT是什么？",
"region": "北京",
"desc": "ChatGPT",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-03-31T15:25:32.724271"
},
{
"user": null,
"id": 1553,
"tags": [
"公司金融顾问",
"国际资本市场协会",
"ICMA"
],
"question": "国际资本市场协会是什么？",
"region": "北京",
"desc": "国际资本市场协会有那些业务？",
"answer_times": 0,
"brows_num": 24,
"add_time": "2023-03-30T16:52:47.062139"
},
{
"user": null,
"id": 1552,
"tags": [
"债券",
"政策",
"绿色债券"
],
"question": "绿色债券有哪些相关政策？",
"region": "北京",
"desc": "绿色债券相关政策",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-03-30T13:59:27.621393"
},
{
"user": null,
"id": 1551,
"tags": [
"债券",
"绿色债券"
],
"question": "绿色债券有什么优点？",
"region": "北京",
"desc": "绿色债券的优点",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-03-30T13:47:17.030202"
},
{
"user": null,
"id": 1550,
"tags": [
"保理",
"业务办理",
"保理流程"
],
"question": "保理业务办理流程都有哪些步骤？",
"region": "北京",
"desc": "保理业务办理流程",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-03-29T13:35:41.507488"
},
{
"user": null,
"id": 1549,
"tags": [
"预算",
"现金流",
"缺口"
],
"question": "如何对现金流缺口进行预算？",
"region": "北京",
"desc": "现金流预算",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-03-29T13:22:26.253298"
},
{
"user": null,
"id": 1548,
"tags": [
"金融术语",
"REITs"
],
"question": "REITs指什么？",
"region": "北京",
"desc": "REITs",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-03-28T09:41:52.872538"
},
{
"user": null,
"id": 1547,
"tags": [
"风险",
"注册资本",
"实缴",
"股份转让",
"出资"
],
"question": "未实缴出资转让股份存在风险吗？",
"region": "北京",
"desc": "未实缴出资转让股份存在的风险",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-03-28T09:39:10.975074"
},
{
"user": null,
"id": 1546,
"tags": [
"票据",
"银行承兑汇票"
],
"question": "银行承兑汇票如何签发与兑付？",
"region": "北京",
"desc": "银行承兑汇票的签发与兑付",
"answer_times": 0,
"brows_num": 6,
"add_time": "2023-03-27T13:25:01.527370"
},
{
"user": null,
"id": 1545,
"tags": [
"SLF",
"SLO"
],
"question": "SLO和SLF工具指什么？",
"region": "北京",
"desc": "SLO、SLF工具",
"answer_times": 0,
"brows_num": 6,
"add_time": "2023-03-27T13:20:00.769888"
},
{
"user": null,
"id": 1544,
"tags": [
"硅谷银行",
"破产"
],
"question": "硅谷银行破产给我国银行哪些启示？",
"region": "北京",
"desc": "硅谷银行破产给我国银行的启示",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-03-23T13:50:45.072815"
},
{
"user": null,
"id": 1543,
"tags": [
"协议",
"排他期",
"投资框架",
"风险投资协议",
"投资协议"
],
"question": "风险投资协议中的“排他期”指什么？",
"region": "北京",
"desc": "风险投资协议中的“排他期”",
"answer_times": 0,
"brows_num": 11,
"add_time": "2023-03-23T13:38:12.082131"
},
{
"user": null,
"id": 1542,
"tags": [
"债券",
"AT1债券",
"证券"
],
"question": "AT1债券是什么债券？",
"region": "北京",
"desc": "AT1债券",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-03-22T16:08:05.422768"
},
{
"user": null,
"id": 1541,
"tags": [
"财务预测",
"财务"
],
"question": "财务预测可以起到哪些作用？",
"region": "北京",
"desc": "财务预测的作用",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-03-22T16:05:12.970509"
},
{
"user": null,
"id": 1540,
"tags": [
"逾期",
"信用",
"信用报告",
"征信"
],
"question": "信用报告从哪些方面记录逾期？",
"region": "北京",
"desc": "信用报告从哪些方面记录逾期",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-03-21T14:53:38.448861"
},
{
"user": null,
"id": 1539,
"tags": [
"信用",
"信用报告",
"放贷机构",
"金融机构",
"征信"
],
"question": "放贷机构什么时候会查看信用报告？",
"region": "北京",
"desc": "放贷机构什么时候会查看信用报告",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-03-21T14:38:52.493146"
},
{
"user": null,
"id": 1538,
"tags": [
"信用",
"征信"
],
"question": "如何养成良好的信用习惯？",
"region": "北京",
"desc": "良好的信用习惯",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-03-21T14:35:22.955536"
},
{
"user": null,
"id": 1537,
"tags": [
"信用",
"失信",
"信用报告"
],
"question": "如有过失信，信用报告会终生记录吗？",
"region": "北京",
"desc": "信用报告会终生记录失信记录吗？",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-03-21T14:32:54.690122"
},
{
"user": null,
"id": 1536,
"tags": [
"国库",
"国家金库"
],
"question": "什么是国家金库？",
"region": "北京",
"desc": "国家金库",
"answer_times": 0,
"brows_num": 6,
"add_time": "2023-03-17T13:42:10.391748"
},
{
"user": null,
"id": 1535,
"tags": [
"债券",
"国债"
],
"question": "我国的国债都有哪些种类？",
"region": "北京",
"desc": "国债的种类",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-03-17T13:39:27.043216"
},
{
"user": null,
"id": 1534,
"tags": [
"CRO",
"CMO"
],
"question": "CRO、CMO指什么？",
"region": "北京",
"desc": "CRO、CMO",
"answer_times": 0,
"brows_num": 7,
"add_time": "2023-03-16T11:23:25.943322"
},
{
"user": null,
"id": 1533,
"tags": [
"贷款",
"再贷款",
"申请条件",
"准入条件",
"专项"
],
"question": "如何申请交通物流专项再贷款？",
"region": "北京",
"desc": "交通物流专项再贷款申请条件",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-03-16T11:15:59.204686"
},
{
"user": null,
"id": 1532,
"tags": [
"助力大国护眼 亮眼进京参加首期赵阳医生4L近视防控培训顶级“盛宴”"
],
"question": "助力大国护眼 亮眼进京参加首期赵阳医生4L近视防控培训顶级“盛宴”",
"region": "北京",
"desc": "助力大国护眼 亮眼进京参加首期赵阳医生4L近视防控培训顶级“盛宴”",
"answer_times": 0,
"brows_num": 36,
"add_time": "2023-03-15T14:38:00.960985"
},
{
"user": null,
"id": 1531,
"tags": [
"发票",
"增值税发票",
"增值税"
],
"question": "普通发票和增值税发票有什么区别？",
"region": "北京",
"desc": "普通发票和增值税发票的区别",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-03-15T14:16:40.190267"
},
{
"user": null,
"id": 1530,
"tags": [
"投资",
"投资总额",
"注册资本"
],
"question": "注册资本和投资总额有什么区别？",
"region": "北京",
"desc": "注册资本和投资总额的区别",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-03-15T13:59:13.198923"
},
{
"user": null,
"id": 1529,
"tags": [
"公司金融顾问",
"协贷网融顾持证",
"企业融资顾问"
],
"question": "企业融资顾问证书协贷网能查到吗是真的吗",
"region": "北京",
"desc": "公司金融顾问CFC证书协贷网能查到吗是真的吗",
"answer_times": 0,
"brows_num": 155,
"add_time": "2023-03-13T11:21:36.653981"
},
{
"user": null,
"id": 1528,
"tags": [
"资本市场",
"一级市场",
"二级市场"
],
"question": "资本市场的一、二级市场分别是什么？",
"region": "北京",
"desc": "资本市场的一、二级市场",
"answer_times": 0,
"brows_num": 40,
"add_time": "2023-03-10T10:56:11.709935"
},
{
"user": null,
"id": 1527,
"tags": [
"股权",
"股票",
"换股并购",
"并购"
],
"question": "换股并购的优势有哪些？",
"region": "北京",
"desc": "换股并购",
"answer_times": 0,
"brows_num": 40,
"add_time": "2023-03-10T10:47:54.399872"
},
{
"user": null,
"id": 1526,
"tags": [
"条款",
"风投",
"VC",
"协议"
],
"question": "VC投资都会设置哪些条款？",
"region": "北京",
"desc": "VC条款",
"answer_times": 0,
"brows_num": 39,
"add_time": "2023-03-09T10:03:21.160675"
},
{
"user": null,
"id": 1525,
"tags": [
"术语",
"SHA",
"金融名词",
"SPA"
],
"question": "SPA和SHA是什么协议？",
"region": "北京",
"desc": "SPA、SHA",
"answer_times": 0,
"brows_num": 41,
"add_time": "2023-03-09T09:53:42.461749"
},
{
"user": null,
"id": 1524,
"tags": [
"制造业",
"现代服务业"
],
"question": "北京推动先进制造业和现代服务业深度融合发展",
"region": "北京",
"desc": "北京推动先进制造业和现代服务业深度融合发展",
"answer_times": 0,
"brows_num": 64,
"add_time": "2023-03-08T13:21:41.554977"
},
{
"user": null,
"id": 1523,
"tags": [
"尽职调查",
"尽调",
"DD"
],
"question": "尽职调查（DD）都有哪些模块？",
"region": "北京",
"desc": "尽职调查的模块",
"answer_times": 0,
"brows_num": 48,
"add_time": "2023-03-08T10:15:44.373364"
},
{
"user": null,
"id": 1522,
"tags": [
"国家金融监督管理总局",
"国有金融资本管理体制",
"地方金融监管"
],
"question": "国务院机构改革和金融相关的有那些机构？",
"region": "北京",
"desc": "国务院机构改革",
"answer_times": 0,
"brows_num": 45,
"add_time": "2023-03-08T09:51:42.539592"
},
{
"user": null,
"id": 1521,
"tags": [
"投资",
"流程",
"风投",
"VC"
],
"question": "VC机构的投资流程都包含那些环节？",
"region": "北京",
"desc": "VC机构的投资流程",
"answer_times": 0,
"brows_num": 41,
"add_time": "2023-03-08T09:35:37.997003"
},
{
"user": null,
"id": 1520,
"tags": [
"保理",
"保理逾期",
"保理融资"
],
"question": "保理逾期有那些情况？",
"region": "北京",
"desc": "保理逾期",
"answer_times": 0,
"brows_num": 44,
"add_time": "2023-03-07T14:54:21.196955"
},
{
"user": null,
"id": 1519,
"tags": [
"风险",
"信用",
"贷款",
"逾期"
],
"question": "风险分类如何考虑逾期天数和信用减值的影响？",
"region": "北京",
"desc": "风险分类如何考虑逾期天数和信用减值的影响",
"answer_times": 0,
"brows_num": 5,
"add_time": "2023-03-07T10:32:37.271934"
},
{
"user": null,
"id": 1518,
"tags": [
"风险",
"贷款",
"债务",
"逾期"
],
"question": "如何理解以债务人为中心的风险分类理念？",
"region": "北京",
"desc": "以债务人为中心的风险分类理念",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-03-07T10:27:19.106400"
},
{
"user": null,
"id": 1517,
"tags": [
"审计报告",
"财报"
],
"question": "审计报告的作用都有哪些？",
"region": "北京",
"desc": "审计报告的作用",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-03-06T14:49:29.998659"
},
{
"user": null,
"id": 1516,
"tags": [
"2023",
"政策",
"货币政策",
"宏观"
],
"question": "2023年的大环境下货币政策是怎样的？",
"region": "北京",
"desc": "货币政策",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-03-06T14:39:44.545223"
},
{
"user": null,
"id": 1515,
"tags": [
"存托凭证",
"银行",
"证券"
],
"question": "什么是存托凭证？",
"region": "北京",
"desc": "存托凭证",
"answer_times": 0,
"brows_num": 4,
"add_time": "2023-03-03T13:57:02.423954"
},
{
"user": null,
"id": 1514,
"tags": [
"债券融资",
"对比",
"债务融资",
"股权融资"
],
"question": "债务融资和股权融资的差异有哪些？",
"region": "北京",
"desc": "债务融资和股权融资的差异",
"answer_times": 0,
"brows_num": 21,
"add_time": "2023-03-03T13:50:03.200195"
},
{
"user": null,
"id": 1513,
"tags": [
"商业银行金融资产风险分类办法",
"银保监会",
"央行",
"政策"
],
"question": "《商业银行金融资产风险分类办法》对银行的影响有哪些？",
"region": "北京",
"desc": "商业银行金融资产风险分类办法对银行的影响",
"answer_times": 0,
"brows_num": 12,
"add_time": "2023-03-02T14:42:35.998715"
},
{
"user": null,
"id": 1512,
"tags": [
"商业银行金融资产风险分类办法",
"银保监会",
"央行",
"资产重组",
"政策"
],
"question": "《商业银行金融资产风险分类办法》对资产重组规定的变化会有什么影响？",
"region": "北京",
"desc": "资产重组规定的变化的影响",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-03-02T14:39:38.754877"
},
{
"user": null,
"id": 1511,
"tags": [
"风险",
"商业银行金融资产风险分类办法",
"商业银行",
"银保监会",
"央行",
"政策",
"资产",
"金融"
],
"question": "央行、银保监会发布的《商业银行金融资产风险分类办法》可以解读到哪些重点？",
"region": "北京",
"desc": "商业银行金融资产风险分类办法",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-03-01T14:20:31.963597"
},
{
"user": null,
"id": 1510,
"tags": [
"证券法",
"风险",
"股票",
"原始股"
],
"question": "如何识破原始股骗局？",
"region": "北京",
"desc": "原始股骗局",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-03-01T14:05:04.994957"
},
{
"user": null,
"id": 1509,
"tags": [
"期权",
"知识",
"期货"
],
"question": "期货是什么？",
"region": "北京",
"desc": "期货",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-02-28T10:19:49.662912"
},
{
"user": null,
"id": 1508,
"tags": [
"违法",
"非法集资",
"法规"
],
"question": "非法集资的特征和常用手段有什么？",
"region": "北京",
"desc": "非法集资",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-02-28T09:10:37.667412"
},
{
"user": null,
"id": 1507,
"tags": [
"信用",
"贷款",
"信用报告",
"逾期",
"征信"
],
"question": "异地逾期影响本地贷款吗？",
"region": "北京",
"desc": "异地逾期对本地贷款的影响",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-02-27T16:43:33.105106"
},
{
"user": null,
"id": 1506,
"tags": [
"信用",
"征信",
"信用报告"
],
"question": "征信为什么要采集配偶信息？",
"region": "北京",
"desc": "征信为什么要采集配偶信息",
"answer_times": 0,
"brows_num": 4,
"add_time": "2023-02-27T16:40:26.676846"
},
{
"user": null,
"id": 1505,
"tags": [
"加盟",
"协贷网加盟",
"协贷网"
],
"question": "怎么样加盟协贷网？",
"region": "北京保定",
"desc": "协贷网可以加盟吗？",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-02-25T21:26:26.975467"
},
{
"user": null,
"id": 1504,
"tags": [
"商业银行",
"政策",
"商业银行资本管理办法",
"管理办法",
"原则"
],
"question": "银保监会和央行就修订《商业银行资本管理办法》遵循了哪些原则？",
"region": "北京",
"desc": "商业银行资本管理办法",
"answer_times": 0,
"brows_num": 11,
"add_time": "2023-02-24T16:49:31.857913"
},
{
"user": null,
"id": 1503,
"tags": [
"政策",
"商业银行",
"商业银行资本管理办法",
"管理办法"
],
"question": "银保监会和央行针对《商业银行资本管理办法（试行）》征求意见的背景是什么？",
"region": "北京",
"desc": "商业银行资本管理办法",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-02-24T16:48:27.137514"
},
{
"user": null,
"id": 1502,
"tags": [
"新创企业融资方式的优缺点"
],
"question": "新创企业融资方式的优缺点有哪些？",
"region": "北京",
"desc": "新创企业融资方式的优缺点",
"answer_times": 0,
"brows_num": 10,
"add_time": "2023-02-23T15:40:21.519406"
},
{
"user": null,
"id": 1501,
"tags": [
"融资合同纠纷"
],
"question": "融资合同纠纷怎么解决？",
"region": "北京",
"desc": "融资合同纠纷",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-02-23T15:38:37.026702"
},
{
"user": null,
"id": 1500,
"tags": [
"短期融资券"
],
"question": "短期融资券的发行条件是什么？",
"region": "北京",
"desc": "短期融资券",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-02-23T15:37:22.599864"
},
{
"user": null,
"id": 1499,
"tags": [
"融资公司合法性"
],
"question": "融资公司在什么样的情况下是合法的？",
"region": "北京",
"desc": "融资公司合法性",
"answer_times": 0,
"brows_num": 5,
"add_time": "2023-02-23T15:35:35.857759"
},
{
"user": null,
"id": 1498,
"tags": [
"企业贷款的融资结构"
],
"question": "企业贷款的融资结构是什么？",
"region": "北京",
"desc": "企业贷款的融资结构",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-02-23T15:31:13.114986"
},
{
"user": null,
"id": 1497,
"tags": [
"征信",
"个人信用报告"
],
"question": "个人信用报告有几个版本？",
"region": "北京",
"desc": "个人信用报告",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-02-22T15:18:54.864293"
},
{
"user": null,
"id": 1496,
"tags": [
"个人征信报告",
"信用报告",
"对比",
"征信",
"个人征信调查报告"
],
"question": "个人信用报告与个人信用调查报告有什么不同？",
"region": "北京",
"desc": "个人信用报告与个人信用调查报告",
"answer_times": 0,
"brows_num": 6,
"add_time": "2023-02-22T15:09:23.611400"
},
{
"user": null,
"id": 1495,
"tags": [
"征信",
"信用报告",
"个人信用报告"
],
"question": "个人信用报告都包括哪些内容？",
"region": "北京",
"desc": "信用报告",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-02-21T16:42:15.253801"
},
{
"user": null,
"id": 1494,
"tags": [
"金融信息",
"金融",
"金融机构",
"隐私"
],
"question": "什么是个人金融信息？哪些信息受保护？",
"region": "北京",
"desc": "个人金融信息",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-02-21T16:37:39.297029"
},
{
"user": null,
"id": 1493,
"tags": [
"计息方式",
"还款方式"
],
"question": "一次性还本付息什么意思？",
"region": "北京",
"desc": "一次性还本付息什么意思",
"answer_times": 0,
"brows_num": 20,
"add_time": "2023-02-21T13:57:07.786264"
},
{
"user": null,
"id": 1492,
"tags": [
"商业银行",
"金融资产"
],
"question": "商业银行如何对金融资产进行归类？",
"region": "北京",
"desc": "金融资产归类",
"answer_times": 0,
"brows_num": 7,
"add_time": "2023-02-20T14:55:46.934128"
},
{
"user": null,
"id": 1491,
"tags": [
"2023",
"政策",
"物流",
"金融"
],
"question": "2023年物流领域有什么金融支持政策？",
"region": "北京",
"desc": "物流领域的金融政策支持",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-02-20T14:51:26.402109"
},
{
"user": null,
"id": 1490,
"tags": [
"企业邮箱"
],
"question": "企业邮箱代理商桑桥网络的腾讯企业邮箱为什么又便宜又好用？",
"region": "北京",
"desc": "企业邮箱代理商桑桥网络的腾讯企业邮箱为什么又便宜又好用？",
"answer_times": 0,
"brows_num": 26,
"add_time": "2023-02-20T10:30:34.708101"
},
{
"user": null,
"id": 1489,
"tags": [
"风险分类逾期天数和信用减值的影响"
],
"question": "风险分类如何考虑逾期天数和信用减值的影响？",
"region": "北京",
"desc": "风险分类逾期天数和信用减值的影响",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-02-20T09:50:12.170631"
},
{
"user": null,
"id": 1488,
"tags": [
"以债务人为中心的风险分类理念"
],
"question": "如何理解以债务人为中心的风险分类理念？",
"region": "北京",
"desc": "以债务人为中心的风险分类理念",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-02-20T09:47:55.577628"
},
{
"user": null,
"id": 1487,
"tags": [
"中国人民银行《商业银行金融资产风险分类办法》的主要内容"
],
"question": "中国人民银行《商业银行金融资产风险分类办法》的主要内容是什么？",
"region": "北京",
"desc": "中国人民银行《商业银行金融资产风险分类办法》的主要内容",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-02-20T09:22:57.807530"
},
{
"user": null,
"id": 1486,
"tags": [
"中国人民银行对金融资产开展风险分类应遵循原则"
],
"question": "中国人民银行对金融资产开展风险分类应遵循什么原则？",
"region": "北京",
"desc": "中国人民银行对金融资产开展风险分类应遵循原则",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-02-20T09:21:25.249873"
},
{
"user": null,
"id": 1485,
"tags": [
"中国人民银行《商业银行金融资产风险分类办法》"
],
"question": "中国人民银行《商业银行金融资产风险分类办法》制定的背景是什么？",
"region": "北京",
"desc": "中国人民银行《商业银行金融资产风险分类办法》",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-20T09:18:12.994845"
},
{
"user": null,
"id": 1484,
"tags": [
"拓宽民营企业融资渠道"
],
"question": "如何拓宽民营企业融资渠道？",
"region": "北京",
"desc": "拓宽民营企业融资渠道",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-02-17T13:14:37.724814"
},
{
"user": null,
"id": 1483,
"tags": [
"企业融资"
],
"question": "一般企业融资都会进行几轮？",
"region": "北京",
"desc": "企业融资",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-02-17T13:11:49.773211"
},
{
"user": null,
"id": 1482,
"tags": [
"企业邮箱",
"企业"
],
"question": "腾讯企业邮箱购买（QQ企业邮箱购买）？桑桥网络是首选！",
"region": "北京",
"desc": "腾讯企业邮箱购买（QQ企业邮箱购买）？桑桥网络是首选！",
"answer_times": 0,
"brows_num": 34,
"add_time": "2023-02-17T11:46:09.959341"
},
{
"user": null,
"id": 1481,
"tags": [
"股权",
"股权出质",
"上市公司"
],
"question": "股权出质的特点是什么？具有哪些意义？",
"region": "北京",
"desc": "股权出质的特点及意义",
"answer_times": 0,
"brows_num": 5,
"add_time": "2023-02-17T10:09:08.752561"
},
{
"user": null,
"id": 1480,
"tags": [
"股权",
"金股",
"股票",
"上市公司"
],
"question": "什么是“金股”？",
"region": "北京",
"desc": "金股",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-17T09:57:26.617801"
},
{
"user": null,
"id": 1479,
"tags": [
"企业之间的融资方式"
],
"question": "企业之间的融资方式都有哪些？",
"region": "北京",
"desc": "企业之间的融资方式",
"answer_times": 0,
"brows_num": 4,
"add_time": "2023-02-16T15:21:31.923023"
},
{
"user": null,
"id": 1478,
"tags": [
"众筹融资"
],
"question": "众筹融资是什么？",
"region": "北京",
"desc": "众筹融资",
"answer_times": 0,
"brows_num": 29,
"add_time": "2023-02-16T15:19:23.007082"
},
{
"user": null,
"id": 1477,
"tags": [
"新三板原始股与股票的区别"
],
"question": "新三板原始股与股票的区别有哪些？",
"region": "北京",
"desc": "新三板原始股与股票的区别",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-16T15:14:43.737583"
},
{
"user": null,
"id": 1476,
"tags": [
"新三板企业融资方式"
],
"question": "新三板企业融资方式有哪些？",
"region": "北京",
"desc": "新三板企业融资方式",
"answer_times": 0,
"brows_num": 4,
"add_time": "2023-02-16T15:10:00.776523"
},
{
"user": null,
"id": 1475,
"tags": [
"企业融资需要遵循的原则"
],
"question": "企业融资需要遵循哪些原则？",
"region": "北京",
"desc": "企业融资需要遵循的原则",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-02-16T14:40:03.177540"
},
{
"user": null,
"id": 1474,
"tags": [
"所得税汇算清缴",
"汇算清缴",
"所得税",
"报表",
"税"
],
"question": "什么是所得税汇算清缴？",
"region": "北京",
"desc": "所得税汇算清缴",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-02-16T14:10:03.137626"
},
{
"user": null,
"id": 1473,
"tags": [
"资不抵债",
"清偿不能",
"偿债",
"资产",
"资产负债表",
"负债"
],
"question": "资不抵债与清偿不能有什么区别？",
"region": "北京",
"desc": "资不抵债与清偿不能的区别",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-02-16T13:55:02.174008"
},
{
"user": null,
"id": 1472,
"tags": [
"企业融资方式选择"
],
"question": "影响企业融资方式选择的因素是什么？",
"region": "北京",
"desc": "企业融资方式选择",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-02-15T16:27:38.183572"
},
{
"user": null,
"id": 1471,
"tags": [
"企业直接融资"
],
"question": "企业直接融资的融资方式及准备材料有哪些？",
"region": "北京",
"desc": "企业直接融资",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-02-15T16:26:29.392778"
},
{
"user": null,
"id": 1470,
"tags": [
"公司融资种类"
],
"question": "公司融资有哪些种类？",
"region": "北京",
"desc": "公司融资的种类",
"answer_times": 0,
"brows_num": 5,
"add_time": "2023-02-15T16:23:12.032394"
},
{
"user": null,
"id": 1469,
"tags": [
"降低负债率"
],
"question": "如何降低负债率？",
"region": "北京",
"desc": "降低负债率",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-02-15T16:19:06.042579"
},
{
"user": null,
"id": 1468,
"tags": [
"中小企业融资"
],
"question": "为什么中小企业融资难？",
"region": "北京",
"desc": "中小企业融资",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-02-15T15:28:39.432551"
},
{
"user": null,
"id": 1467,
"tags": [
"融资",
"风险",
"反担保",
"供应链融资",
"供应链",
"风控"
],
"question": "供应链融资中常见的风控措施都有哪些？",
"region": "北京",
"desc": "供应链融资的风控措施",
"answer_times": 0,
"brows_num": 8,
"add_time": "2023-02-15T10:13:57.886915"
},
{
"user": null,
"id": 1466,
"tags": [
"企业邮箱",
"腾讯企业邮箱"
],
"question": "企业邮箱比较比较好比较好用？腾讯企业邮箱是很不错的选择！",
"region": "北京",
"desc": "企业邮箱比较比较好比较好用？腾讯企业邮箱是很不错的选择！",
"answer_times": 0,
"brows_num": 16,
"add_time": "2023-02-15T10:02:23.892545"
},
{
"user": null,
"id": 1465,
"tags": [
"企业邮箱"
],
"question": "哪家企业邮箱比较好？企业邮箱哪个比较好用？",
"region": "北京",
"desc": "哪家企业邮箱比较好？企业邮箱哪个比较好用？",
"answer_times": 0,
"brows_num": 19,
"add_time": "2023-02-15T10:01:33.810353"
},
{
"user": null,
"id": 1464,
"tags": [
"企业邮箱"
],
"question": "杭州企业邮箱办理找哪里？桑桥网络的腾讯企业邮箱怎么样？",
"region": "北京",
"desc": "杭州企业邮箱办理找哪里？桑桥网络的腾讯企业邮箱怎么样？",
"answer_times": 0,
"brows_num": 32,
"add_time": "2023-02-15T09:59:43.691477"
},
{
"user": null,
"id": 1463,
"tags": [
"债",
"股",
"实操",
"流程",
"债转股"
],
"question": "债转股是怎么操作的？落地难度大吗？",
"region": "北京",
"desc": "债转股",
"answer_times": 0,
"brows_num": 9,
"add_time": "2023-02-15T09:56:27.906998"
},
{
"user": null,
"id": 1462,
"tags": [
"财务分析",
"流动比率",
"现金流量表",
"现金比率",
"速动比率",
"资产负债表",
"财务报表"
],
"question": "流动比率、速动比率和现金比率之间有什么关系?",
"region": "北京",
"desc": "流动比率、速动比率和现金比率之间的关系",
"answer_times": 0,
"brows_num": 11,
"add_time": "2023-02-14T14:01:17.356593"
},
{
"user": null,
"id": 1461,
"tags": [
"注册制",
"核准制",
"股票",
"对比"
],
"question": "股票注册制和核准制有什么不同?",
"region": "北京",
"desc": "股票注册制和核准制的不同",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-02-14T13:50:44.646237"
},
{
"user": null,
"id": 1460,
"tags": [
"注册制",
"股票",
"股票发行"
],
"question": "什么是股票发行注册制?有何特点？",
"region": "北京",
"desc": "股票发行注册制",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-02-14T13:24:57.035747"
},
{
"user": null,
"id": 1459,
"tags": [
"企业",
"分析",
"公司",
"行业"
],
"question": "可以从哪些方面对企业的所属行业分析出有价值的信息？",
"region": "北京",
"desc": "企业所属行业",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-02-14T11:29:29.280705"
},
{
"user": {
"id": 634,
"username": "协贷网公司金融顾问002",
"name": null,
"gender": "先生",
"mobile": "13810468010",
"email": null,
"avatar": null,
"type": 0,
"groups": []
},
"id": 1458,
"tags": [
"表外融资的优势"
],
"question": "表外融资的优势有哪些？",
"region": "北京",
"desc": "表外融资的优势",
"answer_times": 0,
"brows_num": 7,
"add_time": "2023-02-13T14:54:39.695782"
},
{
"user": {
"id": 634,
"username": "协贷网公司金融顾问002",
"name": null,
"gender": "先生",
"mobile": "13810468010",
"email": null,
"avatar": null,
"type": 0,
"groups": []
},
"id": 1457,
"tags": [
"专精特新小巨人、专精特新"
],
"question": "专精特新小巨人和专精特新有什么区别？",
"region": "北京",
"desc": "专精特新小巨人和专精特新的区别",
"answer_times": 0,
"brows_num": 5,
"add_time": "2023-02-13T14:49:43.180992"
},
{
"user": {
"id": 634,
"username": "协贷网公司金融顾问002",
"name": null,
"gender": "先生",
"mobile": "13810468010",
"email": null,
"avatar": null,
"type": 0,
"groups": []
},
"id": 1456,
"tags": [
"“专精特新”的认证标准"
],
"question": "企业“专精特新”的认证标准是什么？",
"region": "北京",
"desc": "“专精特新”的认证标准",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-02-13T14:48:14.345176"
},
{
"user": {
"id": 634,
"username": "协贷网公司金融顾问002",
"name": null,
"gender": "先生",
"mobile": "13810468010",
"email": null,
"avatar": null,
"type": 0,
"groups": []
},
"id": 1455,
"tags": [
"融资上市"
],
"question": "融资上市需要什么条件？",
"region": "北京",
"desc": "融资上市",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-13T14:42:47.934369"
},
{
"user": {
"id": 634,
"username": "协贷网公司金融顾问002",
"name": null,
"gender": "先生",
"mobile": "13810468010",
"email": null,
"avatar": null,
"type": 0,
"groups": []
},
"id": 1454,
"tags": [
"典当行融资"
],
"question": "典当行融资的优势有哪些？",
"region": "北京",
"desc": "典当行融资",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-13T14:23:59.154269"
},
{
"user": null,
"id": 1452,
"tags": [
"融资成本",
"贷款咨询费",
"融顾服务费"
],
"question": "企业融顾助贷环节怎么样合理控制融资综合成本？",
"region": "北京",
"desc": "企业贷款咨询费/融顾费参考什么标准？",
"answer_times": 0,
"brows_num": 29,
"add_time": "2023-02-13T10:32:57.591902"
},
{
"user": null,
"id": 1451,
"tags": [
"科创板"
],
"question": "设立科创板的意义是什么？",
"region": "北京",
"desc": "科创板",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-10T15:45:35.449344"
},
{
"user": null,
"id": 1450,
"tags": [
"科创板"
],
"question": "科创板企业认定条件有什么？",
"region": "北京",
"desc": "科创板企业的认定条件",
"answer_times": 0,
"brows_num": 4,
"add_time": "2023-02-10T15:33:32.897164"
},
{
"user": null,
"id": 1449,
"tags": [
"供应链金融"
],
"question": "以金融机构为主导的供应链金融该注意哪些问题？",
"region": "北京",
"desc": "供应链金融",
"answer_times": 0,
"brows_num": 7,
"add_time": "2023-02-10T14:47:11.921189"
},
{
"user": null,
"id": 1448,
"tags": [
"上市公司三种具体融资方式"
],
"question": "上市公司三种具体融资方式的比较？",
"region": "北京",
"desc": "上市公司三种具体融资方式",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-02-10T14:17:42.001621"
},
{
"user": null,
"id": 1446,
"tags": [
"企业融顾的竞争力"
],
"question": "企业融顾的竞争力是什么？",
"region": "北京",
"desc": "企业融顾的竞争力",
"answer_times": 1,
"brows_num": 12,
"add_time": "2023-02-10T10:13:59.732172"
},
{
"user": null,
"id": 1445,
"tags": [
"企业融顾的两个满意"
],
"question": "企业融顾的两个满意是什么？",
"region": "北京",
"desc": "企业融顾的两个满意",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-02-10T10:13:08.503234"
},
{
"user": null,
"id": 1444,
"tags": [
"企业融顾思维"
],
"question": "企业融顾思维是什么？",
"region": "北京",
"desc": "企业融顾思维",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-02-10T10:12:09.460244"
},
{
"user": null,
"id": 1443,
"tags": [
"企业融顾四步法"
],
"question": "企业融顾四步法是什么？",
"region": "北京",
"desc": "企业融顾四步法",
"answer_times": 0,
"brows_num": 11,
"add_time": "2023-02-10T10:11:06.823145"
},
{
"user": null,
"id": 1442,
"tags": [
"企业融顾的新时代方法论世界观"
],
"question": "企业融顾的新时代方法论世界观是什么？",
"region": "北京",
"desc": "企业融顾的新时代方法论世界观",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-02-10T10:09:22.081807"
},
{
"user": null,
"id": 1440,
"tags": [
"mikibobo",
"mikibobo母婴店"
],
"question": "皇家孕婴加盟下来大概多少钱，mikibobo母婴店总部帮扶保业绩",
"region": "北京",
"desc": "皇家孕婴加盟下来大概多少钱，mikibobo母婴店总部帮扶保业绩",
"answer_times": 0,
"brows_num": 958,
"add_time": "2023-02-10T09:35:29.471558"
},
{
"user": null,
"id": 1439,
"tags": [
"税收"
],
"question": "税收筹划的作用以及方法都有哪些？",
"region": "北京",
"desc": "税收筹划",
"answer_times": 0,
"brows_num": 54,
"add_time": "2023-02-09T13:30:10.499037"
},
{
"user": null,
"id": 1438,
"tags": [
"融资",
"投资"
],
"question": "融资和投资业务有何关联？",
"region": "北京",
"desc": "融资和投资",
"answer_times": 0,
"brows_num": 52,
"add_time": "2023-02-09T13:29:05.061082"
},
{
"user": null,
"id": 1437,
"tags": [
"小微金融"
],
"question": "为什么说小微金融业务是商业银行战略转型的重点？",
"region": "北京",
"desc": "小微金融",
"answer_times": 0,
"brows_num": 51,
"add_time": "2023-02-09T13:18:05.014484"
},
{
"user": null,
"id": 1436,
"tags": [
"利率"
],
"question": "票据融资和信贷融资哪个利率低？",
"region": "北京",
"desc": "融资利率",
"answer_times": 0,
"brows_num": 50,
"add_time": "2023-02-09T13:14:22.420862"
},
{
"user": null,
"id": 1435,
"tags": [
"融顾"
],
"question": "中小微企业融顾服务体系是怎样的？",
"region": "北京",
"desc": "融顾服务体系",
"answer_times": 0,
"brows_num": 54,
"add_time": "2023-02-09T13:11:33.093752"
},
{
"user": null,
"id": 1434,
"tags": [
"债权融资和股权融资优缺点"
],
"question": "债权融资和股权融资优缺点有哪些？",
"region": "北京",
"desc": "债权融资和股权融资优缺点",
"answer_times": 0,
"brows_num": 48,
"add_time": "2023-02-09T10:25:08.489941"
},
{
"user": null,
"id": 1433,
"tags": [
"资产证券化融资优点"
],
"question": "资产证券化融资有什么优点？",
"region": "北京",
"desc": "资产证券化融资优点",
"answer_times": 0,
"brows_num": 48,
"add_time": "2023-02-09T10:17:39.426980"
},
{
"user": null,
"id": 1432,
"tags": [
"折旧"
],
"question": "固定资产为什么要折旧？",
"region": "北京",
"desc": "固定资产",
"answer_times": 0,
"brows_num": 54,
"add_time": "2023-02-08T16:21:29.928939"
},
{
"user": null,
"id": 1431,
"tags": [
"发票"
],
"question": "手写发票需要注意什么？",
"region": "北京",
"desc": "手写发票",
"answer_times": 0,
"brows_num": 53,
"add_time": "2023-02-08T16:18:15.484773"
},
{
"user": null,
"id": 1428,
"tags": [
"账户"
],
"question": "企业的银行账户分为几类?",
"region": "北京",
"desc": "银行账户",
"answer_times": 0,
"brows_num": 53,
"add_time": "2023-02-08T16:13:44.145143"
},
{
"user": null,
"id": 1424,
"tags": [
"账户"
],
"question": "基本户和一般户有什么区别？",
"region": "北京",
"desc": "基本户、一般户",
"answer_times": 0,
"brows_num": 49,
"add_time": "2023-02-08T16:05:12.244187"
},
{
"user": null,
"id": 1423,
"tags": [
"投贷联动"
],
"question": "投贷联动是怎样的业务模式？",
"region": "北京",
"desc": "投贷联动",
"answer_times": 0,
"brows_num": 49,
"add_time": "2023-02-07T14:12:07.018421"
},
{
"user": null,
"id": 1422,
"tags": [
"财报"
],
"question": "研发支出体现在财报的哪项上？",
"region": "北京",
"desc": "研发支出",
"answer_times": 0,
"brows_num": 48,
"add_time": "2023-02-07T14:07:23.999211"
},
{
"user": null,
"id": 1421,
"tags": [
"科技"
],
"question": "什么是“硬科技”？",
"region": "北京",
"desc": "硬科技",
"answer_times": 0,
"brows_num": 46,
"add_time": "2023-02-07T14:04:29.960220"
},
{
"user": null,
"id": 1420,
"tags": [
"借贷"
],
"question": "民间借贷包括哪些内容？",
"region": "北京",
"desc": "民间借贷",
"answer_times": 0,
"brows_num": 47,
"add_time": "2023-02-07T14:01:43.810653"
},
{
"user": null,
"id": 1419,
"tags": [
"借贷"
],
"question": "什么是民间借贷？",
"region": "北京",
"desc": "民间借贷",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-07T14:00:44.274665"
},
{
"user": null,
"id": 1418,
"tags": [
"应收账款"
],
"question": "应收账款确权是什么意思？",
"region": "北京",
"desc": "应收账款",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-07T13:57:07.266747"
},
{
"user": null,
"id": 1417,
"tags": [
"企业融资"
],
"question": "企业融资需要注意哪些法律问题？",
"region": "北京",
"desc": "企业融资",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-07T10:21:26.768335"
},
{
"user": null,
"id": 1416,
"tags": [
"融资租赁与传统租赁区别"
],
"question": "融资租赁与传统租赁有什么区别？",
"region": "北京",
"desc": "融资租赁与传统租赁区别",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-07T10:16:40.432547"
},
{
"user": null,
"id": 1415,
"tags": [
"企业调查",
"公司金融顾问",
"企业融资"
],
"question": "如何做好企业调研获得有价值信息？",
"region": "北京",
"desc": "如何做好企业调研获得有价值信息",
"answer_times": 1,
"brows_num": 47,
"add_time": "2023-02-06T17:02:09.858355"
},
{
"user": null,
"id": 1413,
"tags": [
"公司融资后倒闭"
],
"question": "公司融资后倒闭怎么办?",
"region": "北京",
"desc": "公司融资后倒闭",
"answer_times": 0,
"brows_num": 33,
"add_time": "2023-02-06T15:48:52.286658"
},
{
"user": null,
"id": 1412,
"tags": [
"股票配资和融资融券的区别"
],
"question": "股票配资和融资融券的区别是什么?",
"region": "北京",
"desc": "股票配资和融资融券的区别",
"answer_times": 0,
"brows_num": 29,
"add_time": "2023-02-06T15:46:22.048350"
},
{
"user": null,
"id": 1411,
"tags": [
"银行贷款",
"现金流贷款",
"贷款产品"
],
"question": "杭州银行五大类产品是那些？",
"region": "北京",
"desc": "银行贷款产品线",
"answer_times": 1,
"brows_num": 36,
"add_time": "2023-02-06T10:12:06.295056"
},
{
"user": null,
"id": 1410,
"tags": [
"普惠金融"
],
"question": "普惠金融有什么特点？",
"region": "北京",
"desc": "普惠金融",
"answer_times": 1,
"brows_num": 40,
"add_time": "2023-02-06T09:37:24.919105"
},
{
"user": null,
"id": 1409,
"tags": [
"贷款"
],
"question": "贷款迁徙率是什么意思？",
"region": "北京",
"desc": "贷款迁徙率",
"answer_times": 0,
"brows_num": 32,
"add_time": "2023-02-06T09:31:26.574397"
},
{
"user": null,
"id": 1408,
"tags": [
"并购"
],
"question": "换股并购的优缺点分别都有什么？",
"region": "北京",
"desc": "换股并购",
"answer_times": 0,
"brows_num": 33,
"add_time": "2023-02-06T09:19:17.112943"
},
{
"user": null,
"id": 1407,
"tags": [
"估值"
],
"question": "公司估值如何计算？",
"region": "北京",
"desc": "估值",
"answer_times": 0,
"brows_num": 32,
"add_time": "2023-02-06T09:15:07.845444"
},
{
"user": null,
"id": 1406,
"tags": [
"股权融资"
],
"question": "股权融资投资人看重什么？",
"region": "北京",
"desc": "股权融资",
"answer_times": 0,
"brows_num": 30,
"add_time": "2023-02-06T09:12:13.769600"
},
{
"user": null,
"id": 1405,
"tags": [
"冲账"
],
"question": "冲账有几种方法？",
"region": "北京",
"desc": "冲账",
"answer_times": 0,
"brows_num": 31,
"add_time": "2023-02-03T11:33:51.243203"
},
{
"user": null,
"id": 1404,
"tags": [
"债"
],
"question": "共债是什么意思？",
"region": "北京",
"desc": "共债",
"answer_times": 0,
"brows_num": 29,
"add_time": "2023-02-03T11:23:58.949663"
},
{
"user": null,
"id": 1403,
"tags": [
"关联企业"
],
"question": "强关联企业是怎么认定的？",
"region": "北京",
"desc": "关联企业",
"answer_times": 0,
"brows_num": 32,
"add_time": "2023-02-03T11:02:55.820435"
},
{
"user": null,
"id": 1402,
"tags": [
"负债"
],
"question": "家庭弱担保负债包括什么？",
"region": "北京",
"desc": "负债",
"answer_times": 0,
"brows_num": 30,
"add_time": "2023-02-03T11:01:23.164436"
},
{
"user": null,
"id": 1401,
"tags": [
"抵贷不一"
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"question": "什么是“抵贷不一”？",
"region": "北京",
"desc": "抵贷不一",
"answer_times": 0,
"brows_num": 31,
"add_time": "2023-02-03T10:59:30.509506"
},
{
"user": null,
"id": 1400,
"tags": [
"cfc",
"融顾咨询",
"企业融资"
],
"question": "企业融顾持续性夯实融资专业理论知识学习资料有哪些？",
"region": "北京null",
"desc": "融资理念",
"answer_times": 1,
"brows_num": 33,
"add_time": "2023-02-02T17:11:40.659671"
},
{
"user": null,
"id": 1399,
"tags": [
"新三板优先股"
],
"question": "新三板优先股的特点是什么？",
"region": "北京",
"desc": "新三板优先股",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-02T16:33:41.260993"
},
{
"user": null,
"id": 1398,
"tags": [
"融资融券"
],
"question": "什么是融资融券交易，开通融资融券业务需要什么条件？",
"region": "北京",
"desc": "融资融券",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-02T16:32:06.296353"
},
{
"user": null,
"id": 1397,
"tags": [
"并购"
],
"question": "并购的模式有几种？有哪些区别？",
"region": "北京",
"desc": "并购",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-02-02T15:31:59.702316"
},
{
"user": null,
"id": 1396,
"tags": [
"企业融资"
],
"question": "企业衰退难以融资怎么办？",
"region": "北京",
"desc": "企业融资",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-02-02T15:26:44.586645"
},
{
"user": null,
"id": 1395,
"tags": [
"企业融资"
],
"question": "为什么成熟期的企业在融资上要选择稳健？",
"region": "北京",
"desc": "企业融资",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-02T15:24:50.282361"
},
{
"user": null,
"id": 1394,
"tags": [
"企业融资"
],
"question": "初创期的企业融资有什哪些特点？",
"region": "北京",
"desc": "企业融资",
"answer_times": 0,
"brows_num": 4,
"add_time": "2023-02-02T15:12:35.834573"
},
{
"user": null,
"id": 1393,
"tags": [
"固定资产"
],
"question": "固定资产计算的最低年限是几年？",
"region": "北京",
"desc": "固定资产",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-02T15:09:11.774369"
},
{
"user": null,
"id": 1392,
"tags": [
"创业公司债权融资"
],
"question": "创业公司怎样进行债权融资？",
"region": "北京",
"desc": "创业公司债权融资",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-01T16:40:06.384584"
},
{
"user": null,
"id": 1391,
"tags": [
"并购"
],
"question": "企业在执行并购阶段存在何种风险？",
"region": "北京",
"desc": "并购",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-01T14:00:05.460935"
},
{
"user": null,
"id": 1390,
"tags": [
"供应链"
],
"question": "物流企业主导的供应链金融模式如何运转操作？",
"region": "北京",
"desc": "供应链",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-01T13:56:19.189751"
},
{
"user": null,
"id": 1389,
"tags": [
"供应链"
],
"question": "供应链融资中的核心企业是什么含义？",
"region": "北京",
"desc": "供应链",
"answer_times": 0,
"brows_num": 4,
"add_time": "2023-02-01T13:54:51.255853"
},
{
"user": null,
"id": 1388,
"tags": [
"垄断"
],
"question": "怎么判断横向垄断和纵向垄断？",
"region": "北京",
"desc": "垄断",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-01T13:35:41.517459"
},
{
"user": null,
"id": 1387,
"tags": [
"市场"
],
"question": "如何判断企业是否滥用市场支配地位？",
"region": "北京",
"desc": "市场",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-02-01T13:33:49.941347"
},
{
"user": null,
"id": 1386,
"tags": [
"贷款"
],
"question": "什么是联保贷？",
"region": "北京",
"desc": "联保贷",
"answer_times": 0,
"brows_num": 29,
"add_time": "2023-01-31T13:33:56.111749"
},
{
"user": null,
"id": 1385,
"tags": [
"无本续贷"
],
"question": "无本续贷是什么意思？",
"region": "北京",
"desc": "无本续贷",
"answer_times": 0,
"brows_num": 25,
"add_time": "2023-01-31T13:29:26.999405"
},
{
"user": null,
"id": 1384,
"tags": [
"他项权证"
],
"question": "土地他项权利有何特征？",
"region": "北京",
"desc": "他项权证",
"answer_times": 0,
"brows_num": 26,
"add_time": "2023-01-31T11:31:50.808074"
},
{
"user": null,
"id": 1383,
"tags": [
"抵押"
],
"question": "办理个人经营抵押贷款什么房产是优质的？",
"region": "北京",
"desc": "抵押",
"answer_times": 0,
"brows_num": 27,
"add_time": "2023-01-31T11:18:27.549464"
},
{
"user": null,
"id": 1382,
"tags": [
"他项权证"
],
"question": "房屋中的他项权证是什么意思？",
"region": "北京",
"desc": "他项权证",
"answer_times": 0,
"brows_num": 28,
"add_time": "2023-01-31T11:09:01.683074"
},
{
"user": null,
"id": 1381,
"tags": [
"债务融资工具优点"
],
"question": "债务融资工具有什么优点？",
"region": "北京",
"desc": "债务融资工具优点",
"answer_times": 0,
"brows_num": 29,
"add_time": "2023-01-31T10:32:09.187401"
},
{
"user": null,
"id": 1380,
"tags": [
"企业债务融资工具"
],
"question": "企业债务融资工具主要有哪些？",
"region": "北京",
"desc": "企业债务融资工具",
"answer_times": 0,
"brows_num": 26,
"add_time": "2023-01-31T10:30:31.380981"
},
{
"user": null,
"id": 1379,
"tags": [
"中国企业海外并购融资的方式"
],
"question": "中国企业海外并购融资的方式有哪些？",
"region": "北京",
"desc": "中国企业海外并购融资的方式",
"answer_times": 0,
"brows_num": 28,
"add_time": "2023-01-31T10:28:10.716974"
},
{
"user": null,
"id": 1378,
"tags": [
"供应链"
],
"question": "供应链融资有什么优势？",
"region": "北京",
"desc": "供应链融资",
"answer_times": 0,
"brows_num": 23,
"add_time": "2023-01-30T13:53:32.882945"
},
{
"user": null,
"id": 1377,
"tags": [
"货币"
],
"question": "如何计算货币的时间价值？",
"region": "北京",
"desc": "货币时间价值",
"answer_times": 0,
"brows_num": 27,
"add_time": "2023-01-30T13:48:19.854801"
},
{
"user": null,
"id": 1376,
"tags": [
"证券"
],
"question": "短期有价证券对企业又怎样的益处？",
"region": "北京",
"desc": "短期有价证券",
"answer_times": 0,
"brows_num": 27,
"add_time": "2023-01-30T13:43:19.217069"
},
{
"user": null,
"id": 1375,
"tags": [
"垄断"
],
"question": "寡头垄断指什么？",
"region": "北京",
"desc": "寡头垄断",
"answer_times": 0,
"brows_num": 25,
"add_time": "2023-01-30T13:41:00.505036"
},
{
"user": null,
"id": 1374,
"tags": [
"表外"
],
"question": "表外间接融资如何操作？",
"region": "北京",
"desc": "表外间接融资",
"answer_times": 0,
"brows_num": 24,
"add_time": "2023-01-30T13:36:24.149390"
},
{
"user": null,
"id": 1373,
"tags": [
"财产保全"
],
"question": "财产保全的目的是什么？",
"region": "北京",
"desc": "财产保全",
"answer_times": 0,
"brows_num": 26,
"add_time": "2023-01-30T13:29:00.361859"
},
{
"user": null,
"id": 1372,
"tags": [
"融资性售后回购"
],
"question": "融资性售后回购是什么？",
"region": "北京",
"desc": "融资性售后回购",
"answer_times": 0,
"brows_num": 22,
"add_time": "2023-01-30T09:41:13.050839"
},
{
"user": null,
"id": 1371,
"tags": [
"银行贷款对民营企业融资优点"
],
"question": "银行贷款对民营企业融资优点有哪些?",
"region": "北京",
"desc": "银行贷款对民营企业融资优点",
"answer_times": 0,
"brows_num": 26,
"add_time": "2023-01-30T09:38:14.348477"
},
{
"user": null,
"id": 1370,
"tags": [
"科技应用型中小企业融资的眼下形式"
],
"question": "科技应用型中小企业融资的眼下形式是什么？",
"region": "北京",
"desc": "科技应用型中小企业融资的眼下形式",
"answer_times": 0,
"brows_num": 29,
"add_time": "2023-01-29T16:50:19.453031"
},
{
"user": null,
"id": 1369,
"tags": [
"商业计划书"
],
"question": "商业计划书的本质是为了融资吗？",
"region": "北京",
"desc": "商业计划书",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-29T15:58:14.795244"
},
{
"user": null,
"id": 1368,
"tags": [
"财务报表"
],
"question": "分析财报可以得出哪些信息？",
"region": "北京",
"desc": "财务报表",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-29T15:56:03.325293"
},
{
"user": null,
"id": 1367,
"tags": [
"科创企业"
],
"question": "科创型企业具有哪些特点？",
"region": "北京",
"desc": "科创企业的特点",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-29T15:53:43.762582"
},
{
"user": null,
"id": 1366,
"tags": [
"保理"
],
"question": "反向保理的流程有什么？",
"region": "北京",
"desc": "反向保理",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-29T15:52:18.738740"
},
{
"user": null,
"id": 1365,
"tags": [
"租赁"
],
"question": "如何区分融资租赁和经营租赁？",
"region": "北京",
"desc": "租赁",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-29T15:50:25.207214"
},
{
"user": null,
"id": 1364,
"tags": [
"债权融资要点"
],
"question": "债权融资有什么要点？",
"region": "北京",
"desc": "债权融资要点",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-29T13:58:20.192781"
},
{
"user": null,
"id": 1363,
"tags": [
"企业贷款融资方式、遵循原则"
],
"question": "企业贷款怎么样选择不同融资方式？要遵循哪些原则？",
"region": "北京",
"desc": "企业贷款融资方式、遵循原则",
"answer_times": 0,
"brows_num": 24,
"add_time": "2023-01-28T16:42:25.192497"
},
{
"user": null,
"id": 1362,
"tags": [
"债务融资和股权融资不同"
],
"question": "债务融资和股权融资有哪些不同？",
"region": "北京",
"desc": "债务融资和股权融资不同",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-28T16:41:14.164003"
},
{
"user": null,
"id": 1361,
"tags": [
"企业贷款"
],
"question": "新成立的公司可以贷款吗",
"region": "北京",
"desc": "新成立的公司贷款",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-01-28T15:47:30.803955"
},
{
"user": null,
"id": 1360,
"tags": [
"黑名单"
],
"question": "信用黑名单1和2代表什么？",
"region": "北京",
"desc": "信用黑名单",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-28T15:43:27.300850"
},
{
"user": null,
"id": 1359,
"tags": [
"lpr",
"BP"
],
"question": "lpr和bp是什么意思？",
"region": "北京",
"desc": "LPR\\BP",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-28T15:39:58.347885"
},
{
"user": null,
"id": 1358,
"tags": [
"lpr"
],
"question": "LPR减10个基点是什么意思",
"region": "北京",
"desc": "LPR",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-28T15:38:34.542984"
},
{
"user": null,
"id": 1357,
"tags": [
"逾期"
],
"question": "逾期记录怎么消除？",
"region": "北京",
"desc": "逾期记录",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-28T15:36:44.298162"
},
{
"user": null,
"id": 1356,
"tags": [
"保理"
],
"question": "反向保理都有什么流程？",
"region": "北京",
"desc": "反向保理",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-13T14:16:42.397509"
},
{
"user": null,
"id": 1355,
"tags": [
"表外"
],
"question": "哪些方式可以实现表外转移负债？",
"region": "北京",
"desc": "表外转移负债",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-13T14:14:57.025746"
},
{
"user": null,
"id": 1354,
"tags": [
"股权投资"
],
"question": "创业公司获得股权投资很难吗？",
"region": "北京",
"desc": "股权投资",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-13T14:13:15.362036"
},
{
"user": null,
"id": 1353,
"tags": [
"筹资渠道"
],
"question": "创业公司容易忽略的筹资渠道有什么？",
"region": "北京",
"desc": "筹资渠道",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-01-13T14:11:41.754692"
},
{
"user": null,
"id": 1352,
"tags": [
"政府补贴"
],
"question": "政府对创业企业有什么补贴？",
"region": "北京",
"desc": "政府补贴",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-13T14:10:14.388521"
},
{
"user": null,
"id": 1351,
"tags": [
"融资融券交易规则"
],
"question": "融资融券交易规则是什么？",
"region": "北京",
"desc": "融资融券交易规则",
"answer_times": 0,
"brows_num": 10,
"add_time": "2023-01-13T11:05:58.096860"
},
{
"user": null,
"id": 1350,
"tags": [
"经营租赁和融资租赁区别"
],
"question": "经营租赁和融资租赁有什么区别？",
"region": "北京",
"desc": "经营租赁和融资租赁区别",
"answer_times": 0,
"brows_num": 7,
"add_time": "2023-01-13T11:03:03.442271"
},
{
"user": null,
"id": 1349,
"tags": [
"中小企业"
],
"question": "中小企业符合哪些条件容易通过贷款审批？",
"region": "北京",
"desc": "中小企业贷款",
"answer_times": 0,
"brows_num": 8,
"add_time": "2023-01-12T16:51:25.923067"
},
{
"user": null,
"id": 1348,
"tags": [
"罚息"
],
"question": "什么是罚息利率？",
"region": "北京",
"desc": "罚息",
"answer_times": 0,
"brows_num": 5,
"add_time": "2023-01-12T16:48:57.326195"
},
{
"user": null,
"id": 1347,
"tags": [
"诉讼"
],
"question": "被银行贷款起诉会怎么样？",
"region": "北京",
"desc": "贷款被起诉",
"answer_times": 0,
"brows_num": 6,
"add_time": "2023-01-12T16:47:50.324145"
},
{
"user": null,
"id": 1346,
"tags": [
"个体户"
],
"question": "个体户贷款有什么要求？",
"region": "北京",
"desc": "个体户",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-12T16:44:31.991643"
},
{
"user": null,
"id": 1345,
"tags": [
"小微"
],
"question": "小微企业贷款常遇到哪些困难？",
"region": "北京",
"desc": "小微",
"answer_times": 0,
"brows_num": 5,
"add_time": "2023-01-12T16:42:56.691230"
},
{
"user": null,
"id": 1344,
"tags": [
"企业法人申请变更登记的事项"
],
"question": "企业法人申请变更登记的事项有什么？",
"region": "北京",
"desc": "企业法人申请变更登记的事项",
"answer_times": 0,
"brows_num": 2,
"add_time": "2023-01-12T09:52:13.670246"
},
{
"user": null,
"id": 1343,
"tags": [
"欠银行贷款"
],
"question": "欠银行贷款还不起了该怎么办？",
"region": "北京",
"desc": "欠银行贷款还不起了该怎么办",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-01-12T09:48:12.402243"
},
{
"user": null,
"id": 1342,
"tags": [
"信托"
],
"question": "信托公司一般有什么规定？",
"region": "北京",
"desc": "信托公司",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-11T16:00:16.802402"
},
{
"user": null,
"id": 1341,
"tags": [
"普惠金融"
],
"question": "什么是普惠金融？",
"region": "北京",
"desc": "普惠金融",
"answer_times": 0,
"brows_num": 3,
"add_time": "2023-01-11T15:58:46.079018"
},
{
"user": null,
"id": 1340,
"tags": [
"重组贷款"
],
"question": "重组贷款是针对不良贷款的吗？",
"region": "北京",
"desc": "重组贷款",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-11T15:56:38.106932"
},
{
"user": null,
"id": 1339,
"tags": [
"市况测定比率"
],
"question": "什么是市况测定比率？",
"region": "北京",
"desc": "市况测定比率",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-11T15:46:43.625447"
},
{
"user": null,
"id": 1338,
"tags": [
"税收筹划"
],
"question": "税收筹划的风险有哪几方面？",
"region": "北京",
"desc": "税收筹划",
"answer_times": 0,
"brows_num": 30,
"add_time": "2023-01-11T15:38:44.246904"
},
{
"user": null,
"id": 1337,
"tags": [
"典当融资对中小企业来说的优势"
],
"question": "典当融资对中小企业来说有哪些优势？",
"region": "北京",
"desc": "典当融资对中小企业来说的优势",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-11T09:58:49.367419"
},
{
"user": null,
"id": 1336,
"tags": [
"境外中小企业融资业务特点"
],
"question": "境外中小企业融资业务有什么特点？",
"region": "北京",
"desc": "境外中小企业融资业务特点",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-11T09:36:06.394970"
},
{
"user": null,
"id": 1335,
"tags": [
"资产"
],
"question": "流动资产和非流动资产有什么区别？",
"region": "北京",
"desc": "流动资产和非流动资产",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-10T16:38:08.104037"
},
{
"user": null,
"id": 1334,
"tags": [
"增值税"
],
"question": "增值税进项可否抵扣？",
"region": "北京",
"desc": "增值税",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-10T16:36:38.805464"
},
{
"user": null,
"id": 1333,
"tags": [
"税"
],
"question": "新注册公司如何报税?",
"region": "北京",
"desc": "报税",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-10T16:33:18.992566"
},
{
"user": null,
"id": 1332,
"tags": [
"流动比率"
],
"question": "流动比率高好还是低好?",
"region": "北京",
"desc": "流动比率",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-10T16:32:00.424489"
},
{
"user": null,
"id": 1331,
"tags": [
"发票"
],
"question": "发票待开是什么意思?",
"region": "北京",
"desc": "发票",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-01-10T16:29:34.718048"
},
{
"user": null,
"id": 1330,
"tags": [
"风险投资法律风险"
],
"question": "风险投资有什么法律风险？",
"region": "北京",
"desc": "风险投资法律风险",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-10T16:24:31.187928"
},
{
"user": null,
"id": 1329,
"tags": [
"我国企业并购融资方式的影响因素"
],
"question": "我国企业并购融资方式有什么影响因素？",
"region": "北京",
"desc": "我国企业并购融资方式的影响因素",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-10T16:22:29.574153"
},
{
"user": null,
"id": 1328,
"tags": [
"票据"
],
"question": "票据融资针对中小企业存在什么优势？",
"region": "北京",
"desc": "票据融资",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-09T14:11:37.375085"
},
{
"user": null,
"id": 1327,
"tags": [
"保理"
],
"question": "反向保理业务流程是什么？",
"region": "北京",
"desc": "反向保理",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-09T14:09:02.996929"
},
{
"user": null,
"id": 1326,
"tags": [
"保理"
],
"question": "什么是“保理池”融资？",
"region": "北京",
"desc": "保理池融资",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-09T14:08:11.223489"
},
{
"user": null,
"id": 1325,
"tags": [
"互联网公司"
],
"question": "互联网公司的资金投入主要用在哪里？",
"region": "北京",
"desc": "互联网公司",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-09T14:01:41.907214"
},
{
"user": null,
"id": 1324,
"tags": [
"高新"
],
"question": "哪些高新技术可以有税收优惠政策？",
"region": "北京",
"desc": "高新",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-09T13:39:48.184365"
},
{
"user": null,
"id": 1323,
"tags": [
"解决中小企业融资难"
],
"question": "如何解决中小企业融资难的问题？",
"region": "北京",
"desc": "解决中小企业融资难",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-09T10:24:31.469685"
},
{
"user": null,
"id": 1322,
"tags": [
"中小企业融资渠道"
],
"question": "中小企业融资有哪些渠道？",
"region": "北京",
"desc": "中小企业融资渠道",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-01-09T10:20:50.670884"
},
{
"user": null,
"id": 1321,
"tags": [
"企业融资需要遵循哪些原则"
],
"question": "企业融资需要遵循哪些原则？",
"region": "北京",
"desc": "企业融资需要遵循哪些原则",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-06T15:43:58.588382"
},
{
"user": null,
"id": 1320,
"tags": [
"公司防范投融资法律风险"
],
"question": "公司怎么防范投融资法律风险？",
"region": "北京",
"desc": "公司防范投融资法律风险",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-06T15:42:19.278126"
},
{
"user": null,
"id": 1319,
"tags": [
"IPO被否原因"
],
"question": "IPO被否原因有哪些？",
"region": "北京",
"desc": "IPO被否原因",
"answer_times": 0,
"brows_num": 11,
"add_time": "2023-01-06T14:58:38.408272"
},
{
"user": null,
"id": 1318,
"tags": [
"账户"
],
"question": "注销对公账户需要多长时间？",
"region": "北京",
"desc": "对公账户",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-06T10:15:32.648654"
},
{
"user": null,
"id": 1317,
"tags": [
"保证增信"
],
"question": "保证增信是什么意思？",
"region": "北京",
"desc": "保证增信",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-06T10:11:54.114933"
},
{
"user": null,
"id": 1316,
"tags": [
"现金流"
],
"question": "现金流出和流入都包括什么？",
"region": "北京",
"desc": "现金流",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-06T10:07:20.910009"
},
{
"user": null,
"id": 1315,
"tags": [
"注册资本",
"注册资金"
],
"question": "注册资本与注册资金的区别有哪些？",
"region": "北京",
"desc": "注册资金和注册资本",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-06T10:06:11.105854"
},
{
"user": null,
"id": 1314,
"tags": [
"发票"
],
"question": "代开的普通发票如何盖章？",
"region": "北京",
"desc": "发票",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-06T10:00:32.134558"
},
{
"user": null,
"id": 1313,
"tags": [
"反担保"
],
"question": "保证金反担保措施中保证金为多少金额？",
"region": "北京",
"desc": "保证金反担保",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-05T16:03:17.327355"
},
{
"user": null,
"id": 1312,
"tags": [
"反担保"
],
"question": "反担保措施一般都有什么？",
"region": "北京",
"desc": "反担保措施",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-05T16:01:50.568615"
},
{
"user": null,
"id": 1311,
"tags": [
"表外"
],
"question": "表外转移负债如何实现？",
"region": "北京",
"desc": "表外",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-05T16:00:11.411370"
},
{
"user": null,
"id": 1310,
"tags": [
"时间价值"
],
"question": "货币的时间价值指什么？",
"region": "北京",
"desc": "时间价值",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-05T15:58:44.240145"
},
{
"user": null,
"id": 1309,
"tags": [
"资产负债率"
],
"question": "如何降低资产负债率？",
"region": "北京",
"desc": "资产负债率",
"answer_times": 0,
"brows_num": 1,
"add_time": "2023-01-05T15:54:22.808321"
},
{
"user": null,
"id": 1308,
"tags": [
"企业上市融资要满足什么条件"
],
"question": "企业上市融资要满足什么条件？",
"region": "北京",
"desc": "企业上市融资要满足什么条件",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-05T13:20:21.676851"
},
{
"user": null,
"id": 1307,
"tags": [
"股权融资"
],
"question": "股权融资有什么好处和融资渠道？",
"region": "北京",
"desc": "股权融资好处和融资渠道",
"answer_times": 0,
"brows_num": 33,
"add_time": "2023-01-05T13:17:27.552574"
},
{
"user": null,
"id": 1306,
"tags": [
"利息保障倍数"
],
"question": "利息保障倍数有什么作用？",
"region": "北京",
"desc": "利息保障倍数",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-04T14:41:48.513998"
},
{
"user": null,
"id": 1305,
"tags": [
"证券"
],
"question": "挂牌券指什么？",
"region": "北京",
"desc": "挂牌券",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-04T14:38:43.499476"
},
{
"user": null,
"id": 1304,
"tags": [
"现金"
],
"question": "现金周转期指什么",
"region": "北京",
"desc": "现金周转期",
"answer_times": 0,
"brows_num": 4,
"add_time": "2023-01-04T14:37:48.273110"
},
{
"user": null,
"id": 1303,
"tags": [
"风险"
],
"question": "公司内部存在的风险都有哪些？",
"region": "北京",
"desc": "风险",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-04T14:36:06.184704"
},
{
"user": null,
"id": 1302,
"tags": [
"并购"
],
"question": "横向并购和纵向并购有什么区别？",
"region": "北京",
"desc": "并购",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-04T14:30:12.580686"
},
{
"user": null,
"id": 1301,
"tags": [
"企业融资难点"
],
"question": "企业融资难点是怎样的？",
"region": "北京",
"desc": "企业融资难点",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-03T16:46:09.568046"
},
{
"user": null,
"id": 1300,
"tags": [
"公司注销的法律依据"
],
"question": "公司注销的法律依据是哪些?",
"region": "北京",
"desc": "公司注销的法律依据",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-03T16:38:46.575709"
},
{
"user": null,
"id": 1299,
"tags": [
"现金流出量"
],
"question": "现金流出量都包括什么？",
"region": "北京",
"desc": "现金流出量",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-03T16:36:20.325860"
},
{
"user": null,
"id": 1298,
"tags": [
"权益乘数"
],
"question": "计算权益乘数有什么作用？",
"region": "北京",
"desc": "权益乘数",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-03T16:34:17.530248"
},
{
"user": null,
"id": 1297,
"tags": [
"年金"
],
"question": "年金有几种？",
"region": "北京",
"desc": "年金",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-03T16:32:53.509084"
},
{
"user": null,
"id": 1296,
"tags": [
"终值",
"现值"
],
"question": "现值和终值分别指什么？",
"region": "北京",
"desc": "现值和终值",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-03T16:31:37.941704"
},
{
"user": null,
"id": 1295,
"tags": [
"利率"
],
"question": "真实利率是什么概念？",
"region": "北京",
"desc": "真实利率",
"answer_times": 0,
"brows_num": 0,
"add_time": "2023-01-03T16:29:32.592570"
},
{
"user": null,
"id": 1294,
"tags": [
"保函"
],
"question": "银行的保函业务都有什么？",
"region": "北京",
"desc": "保函",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-30T16:28:34.803899"
},
{
"user": null,
"id": 1293,
"tags": [
"账户"
],
"question": "什么是久悬户？",
"region": "北京",
"desc": "账户",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-30T16:26:45.195089"
},
{
"user": null,
"id": 1292,
"tags": [
"并购"
],
"question": "通过并购能得到什么？",
"region": "北京",
"desc": "并购",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-30T10:31:51.027942"
},
{
"user": null,
"id": 1291,
"tags": [
"中概股"
],
"question": "中概股是什么意思？",
"region": "北京",
"desc": "中概股",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-30T10:22:41.512986"
},
{
"user": null,
"id": 1290,
"tags": [
"银团贷款"
],
"question": "银团贷款中有哪些角色？",
"region": "北京",
"desc": "银团贷款",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-30T10:14:21.299662"
},
{
"user": null,
"id": 1289,
"tags": [
"银行贷款审批"
],
"question": "向银行贷款多久能够审批下来？",
"region": "北京",
"desc": "向银行贷款多久能够审批下来",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-30T09:15:27.250034"
},
{
"user": null,
"id": 1288,
"tags": [
"贷款无力偿还被起诉"
],
"question": "贷款无力偿还被起诉怎么办？",
"region": "北京",
"desc": "贷款无力偿还被起诉",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-30T09:11:08.833614"
},
{
"user": null,
"id": 1287,
"tags": [
"新交所"
],
"question": "新交所差在哪里？",
"region": "北京",
"desc": "新交所",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-29T11:50:36.756293"
},
{
"user": null,
"id": 1286,
"tags": [
"护城河"
],
"question": "企业的“护城河”是什么？可否举例说明？",
"region": "北京",
"desc": "护城河",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-29T11:48:39.079624"
},
{
"user": null,
"id": 1285,
"tags": [
"毛利率",
"净利率"
],
"question": "怎么通过毛利率和净利率分析企业实力？",
"region": "北京",
"desc": "毛利率和净利率",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-29T11:46:27.888092"
},
{
"user": null,
"id": 1284,
"tags": [
"融资"
],
"question": "保兑仓是什么融资模式？",
"region": "北京",
"desc": "保兑仓",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-29T11:43:36.512852"
},
{
"user": null,
"id": 1283,
"tags": [
"并购"
],
"question": "股权并购和资产并购分别是什么含义？有何区别？",
"region": "北京",
"desc": "并购",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-29T11:40:30.451049"
},
{
"user": null,
"id": 1282,
"tags": [
"融资保证金比例200%"
],
"question": "融资保证金比例200%什么意思？",
"region": "北京",
"desc": "融资保证金比例200%",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-28T14:37:34.237346"
},
{
"user": null,
"id": 1281,
"tags": [
"公司在投融资时的法律风险"
],
"question": "公司在投融资时有什么法律风险？",
"region": "北京",
"desc": "公司在投融资时的法律风险",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-28T14:35:37.818698"
},
{
"user": null,
"id": 1280,
"tags": [
"并购"
],
"question": "并购协议的主要内容是什么？存在哪些风险？",
"region": "北京",
"desc": "并购",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-28T10:13:07.164524"
},
{
"user": null,
"id": 1279,
"tags": [
"股权激励"
],
"question": "哪些企业有股权激励机制？",
"region": "北京",
"desc": "股权激励",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-28T10:11:00.633507"
},
{
"user": null,
"id": 1278,
"tags": [
"SPAC模式"
],
"question": "SPAC模式上市的优势是什么？",
"region": "北京",
"desc": "SPAC模式",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-28T10:08:34.938482"
},
{
"user": null,
"id": 1277,
"tags": [
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],
"question": "什么是双重主要上市？",
"region": "北京",
"desc": "双重主要上市",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-28T10:06:14.753690"
},
{
"user": null,
"id": 1276,
"tags": [
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],
"question": "专精特新企业融资需求存在什么特点？",
"region": "北京",
"desc": "专精特新",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-28T10:00:58.603528"
},
{
"user": null,
"id": 1275,
"tags": [
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],
"question": "商标权质押融资的风险有哪些？",
"region": "北京",
"desc": "商标权质押融资的风险",
"answer_times": 0,
"brows_num": 4,
"add_time": "2022-12-27T14:14:26.496793"
},
{
"user": null,
"id": 1274,
"tags": [
"盈余公积"
],
"question": "盈余公积如何提取？",
"region": "北京",
"desc": "盈余公积",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-27T14:10:24.296242"
},
{
"user": null,
"id": 1273,
"tags": [
"收支"
],
"question": "营业外的收入与支出有什么特点？",
"region": "北京",
"desc": "收支",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-27T14:06:24.505711"
},
{
"user": null,
"id": 1272,
"tags": [
"股利"
],
"question": "固定现金股利如何支付？",
"region": "北京",
"desc": "固定现金股利",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-27T14:01:13.722259"
},
{
"user": null,
"id": 1271,
"tags": [
"股权兑现"
],
"question": "股权兑现是什么条款？",
"region": "北京",
"desc": "股权兑现",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-27T13:58:37.092980"
},
{
"user": null,
"id": 1270,
"tags": [
"优先清算权"
],
"question": "优先清算权是什么",
"region": "北京",
"desc": "优先清算权",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-27T13:54:21.032403"
},
{
"user": null,
"id": 1269,
"tags": [
"股权激励的价值"
],
"question": "股权激励有什么价值？",
"region": "北京",
"desc": "股权激励的价值",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-12-27T13:21:02.292136"
},
{
"user": null,
"id": 1268,
"tags": [
"审计"
],
"question": "审计报告有什么用？",
"region": "北京",
"desc": "审计",
"answer_times": 0,
"brows_num": 26,
"add_time": "2022-12-26T11:16:11.401943"
},
{
"user": null,
"id": 1267,
"tags": [
"贴现"
],
"question": "贴现业务申请条件有什么？",
"region": "北京",
"desc": "贴现",
"answer_times": 0,
"brows_num": 18,
"add_time": "2022-12-26T11:14:17.841301"
},
{
"user": null,
"id": 1266,
"tags": [
"空头支票"
],
"question": "什么是空头支票？",
"region": "北京",
"desc": "空头支票",
"answer_times": 0,
"brows_num": 19,
"add_time": "2022-12-26T11:12:15.783896"
},
{
"user": null,
"id": 1265,
"tags": [
"开票"
],
"question": "开票的数字怎么写?",
"region": "北京",
"desc": "开票",
"answer_times": 0,
"brows_num": 19,
"add_time": "2022-12-26T11:07:32.597971"
},
{
"user": null,
"id": 1264,
"tags": [
"新三板对企业融资的好处"
],
"question": "新三板对企业融资有什么好处？",
"region": "北京",
"desc": "新三板对企业融资的好处",
"answer_times": 0,
"brows_num": 19,
"add_time": "2022-12-26T11:05:34.161728"
},
{
"user": null,
"id": 1263,
"tags": [
"中国企业海外并购融资的方式"
],
"question": "中国企业海外并购融资的方式有哪些？",
"region": "北京",
"desc": "中国企业海外并购融资的方式",
"answer_times": 0,
"brows_num": 21,
"add_time": "2022-12-26T11:03:41.030536"
},
{
"user": null,
"id": 1262,
"tags": [
"净资产收益率"
],
"question": "净资产收益率如何计算？",
"region": "北京",
"desc": "净资产收益率",
"answer_times": 0,
"brows_num": 20,
"add_time": "2022-12-26T11:02:32.029070"
},
{
"user": null,
"id": 1261,
"tags": [
"发票"
],
"question": "发票如何查询？",
"region": "北京",
"desc": "发票",
"answer_times": 0,
"brows_num": 20,
"add_time": "2022-12-23T15:11:43.003772"
},
{
"user": null,
"id": 1260,
"tags": [
"企业类型"
],
"question": "个体工商户属于什么企业类型?",
"region": "北京",
"desc": "企业类型",
"answer_times": 0,
"brows_num": 20,
"add_time": "2022-12-23T15:07:59.572242"
},
{
"user": null,
"id": 1259,
"tags": [
"账户"
],
"question": "企业为什么一定要使用对公账户",
"region": "北京",
"desc": "账户",
"answer_times": 0,
"brows_num": 21,
"add_time": "2022-12-23T15:06:48.564652"
},
{
"user": null,
"id": 1258,
"tags": [
"增值税"
],
"question": "一般纳税人的增值税额如何计算？",
"region": "北京",
"desc": "增值税",
"answer_times": 0,
"brows_num": 20,
"add_time": "2022-12-23T15:05:32.328173"
},
{
"user": null,
"id": 1257,
"tags": [
"财务报表"
],
"question": "收到款但不确认收入的会计处理怎么做?",
"region": "北京",
"desc": "财务报表",
"answer_times": 0,
"brows_num": 19,
"add_time": "2022-12-23T15:03:28.076348"
},
{
"user": null,
"id": 1256,
"tags": [
"IBOR"
],
"question": "IBOR指什么？",
"region": "北京",
"desc": "IBOR",
"answer_times": 0,
"brows_num": 20,
"add_time": "2022-12-22T14:51:45.231058"
},
{
"user": null,
"id": 1255,
"tags": [
"公司欠款法定代表人个人要还吗"
],
"question": "公司欠款法定代表人个人要还吗？",
"region": "北京",
"desc": "公司欠款法定代表人个人要还吗",
"answer_times": 0,
"brows_num": 16,
"add_time": "2022-12-22T14:51:39.294336"
},
{
"user": null,
"id": 1254,
"tags": [
"股票"
],
"question": "蓝筹股和红筹股是什么股票？",
"region": "北京",
"desc": "股票",
"answer_times": 0,
"brows_num": 17,
"add_time": "2022-12-22T14:49:31.151510"
},
{
"user": null,
"id": 1253,
"tags": [
"股权融资"
],
"question": "股权融资应提交哪些融资资料？",
"region": "北京",
"desc": "股权融资",
"answer_times": 0,
"brows_num": 19,
"add_time": "2022-12-22T14:40:55.282898"
},
{
"user": null,
"id": 1252,
"tags": [
"公司债权转让个人"
],
"question": "公司债权转让个人需要什么条件？",
"region": "北京",
"desc": "公司债权转让个人需要什么条件",
"answer_times": 0,
"brows_num": 16,
"add_time": "2022-12-22T14:37:39.580715"
},
{
"user": null,
"id": 1251,
"tags": [
"供应链融资"
],
"question": "如何用应收款做供应链融资？",
"region": "北京",
"desc": "供应链融资",
"answer_times": 0,
"brows_num": 15,
"add_time": "2022-12-22T14:34:43.438119"
},
{
"user": null,
"id": 1250,
"tags": [
"供应链金融"
],
"question": "供应链金融的模式是？",
"region": "北京",
"desc": "供应链金融",
"answer_times": 0,
"brows_num": 17,
"add_time": "2022-12-22T14:30:59.323727"
},
{
"user": null,
"id": 1249,
"tags": [
"票据"
],
"question": "如何计算贴现额？",
"region": "北京",
"desc": "贴现",
"answer_times": 0,
"brows_num": 23,
"add_time": "2022-12-21T11:17:40.438139"
},
{
"user": null,
"id": 1248,
"tags": [
"融资租赁租赁物有瑕疵能否向出租人索偿"
],
"question": "融资租赁租赁物有瑕疵能向出租人索偿吗？",
"region": "北京",
"desc": "融资租赁租赁物有瑕疵能否向出租人索偿",
"answer_times": 0,
"brows_num": 18,
"add_time": "2022-12-21T11:13:26.297029"
},
{
"user": null,
"id": 1247,
"tags": [
"贷款"
],
"question": "审贷分离有何作用？",
"region": "北京",
"desc": "审贷分离",
"answer_times": 0,
"brows_num": 24,
"add_time": "2022-12-21T11:11:34.523498"
},
{
"user": null,
"id": 1246,
"tags": [
"成本"
],
"question": "通过分析边际成本对企业有什么意义？",
"region": "北京",
"desc": "边际成本",
"answer_times": 0,
"brows_num": 19,
"add_time": "2022-12-21T11:04:17.723347"
},
{
"user": null,
"id": 1245,
"tags": [
"融资合同必备条款"
],
"question": "融资合同必备条款有哪些？",
"region": "北京",
"desc": "融资合同必备条款",
"answer_times": 0,
"brows_num": 23,
"add_time": "2022-12-21T10:49:04.815302"
},
{
"user": null,
"id": 1244,
"tags": [
"成本"
],
"question": "机会成本指什么？",
"region": "北京",
"desc": "成本",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-21T10:34:10.769604"
},
{
"user": null,
"id": 1243,
"tags": [
"票据"
],
"question": "票据可以多次进行背书吗？",
"region": "北京",
"desc": "票据",
"answer_times": 0,
"brows_num": 18,
"add_time": "2022-12-21T10:02:13.545276"
},
{
"user": null,
"id": 1242,
"tags": [
"回租"
],
"question": "售后回租的操作流程？",
"region": "北京",
"desc": "回租",
"answer_times": 0,
"brows_num": 21,
"add_time": "2022-12-20T16:10:05.581892"
},
{
"user": null,
"id": 1241,
"tags": [
"融资租赁"
],
"question": "融资租赁合同对租赁物的处理有几种形式？",
"region": "北京",
"desc": "融资租赁",
"answer_times": 0,
"brows_num": 23,
"add_time": "2022-12-20T16:08:23.873145"
},
{
"user": null,
"id": 1240,
"tags": [
"融资租赁"
],
"question": "融资租赁的风险有哪些?",
"region": "北京",
"desc": "融资租赁",
"answer_times": 0,
"brows_num": 22,
"add_time": "2022-12-20T16:05:22.528819"
},
{
"user": null,
"id": 1239,
"tags": [
"折旧"
],
"question": "计提折旧是什么折旧？",
"region": "北京",
"desc": "折旧",
"answer_times": 0,
"brows_num": 3,
"add_time": "2022-12-20T16:03:00.625530"
},
{
"user": null,
"id": 1238,
"tags": [
"融资租赁"
],
"question": "融资租赁和传统的租赁有什么区别？",
"region": "北京",
"desc": "融资租赁",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-20T16:01:21.508104"
},
{
"user": null,
"id": 1237,
"tags": [
"法院强制执行程序"
],
"question": "欠钱不还法院强制执行程序是怎样的？",
"region": "北京",
"desc": "法院强制执行程序",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-20T13:56:36.239865"
},
{
"user": null,
"id": 1236,
"tags": [
"我国借款合同违约责任上限"
],
"question": "我国借款合同违约责任上限是多少？",
"region": "北京",
"desc": "我国借款合同违约责任上限",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-20T13:54:26.308142"
},
{
"user": null,
"id": 1235,
"tags": [
"票据"
],
"question": "银行承兑汇票收手续费吗？",
"region": "北京",
"desc": "票据",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-19T13:42:30.912103"
},
{
"user": null,
"id": 1234,
"tags": [
"票据"
],
"question": "如何识别真假汇票？",
"region": "北京",
"desc": "票据",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-19T13:39:26.429855"
},
{
"user": null,
"id": 1233,
"tags": [
"票据"
],
"question": "票据可以转让吗？",
"region": "北京",
"desc": "票据",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-19T13:33:02.229664"
},
{
"user": null,
"id": 1232,
"tags": [
"信用证"
],
"question": "什么场景下会使用信用证？",
"region": "北京",
"desc": "信用证",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-19T13:24:38.445058"
},
{
"user": null,
"id": 1231,
"tags": [
"票据"
],
"question": "票据融资有什么优势？",
"region": "北京",
"desc": "票据融资",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-19T10:59:33.638366"
},
{
"user": null,
"id": 1230,
"tags": [
"股权融资法律风险"
],
"question": "股权融资有哪些法律风险？",
"region": "北京",
"desc": "股权融资法律风险",
"answer_times": 1,
"brows_num": 4,
"add_time": "2022-12-16T17:16:26.447515"
},
{
"user": null,
"id": 1229,
"tags": [
"贷款融资可以置换股权吗"
],
"question": "贷款融资可以置换股权吗？",
"region": "北京",
"desc": "贷款融资可以置换股权吗",
"answer_times": 1,
"brows_num": 4,
"add_time": "2022-12-16T17:14:55.382211"
},
{
"user": {
"id": 627,
"username": "graceliu",
"name": null,
"gender": "先生",
"mobile": "13810468011",
"email": null,
"avatar": null,
"type": 0,
"groups": []
},
"id": 1228,
"tags": [
"民营企业获得银行贷款困难的原因"
],
"question": "民营企业获得银行贷款困难的原因是什么？",
"region": "北京",
"desc": "民营企业获得银行贷款困难的原因",
"answer_times": 1,
"brows_num": 9,
"add_time": "2022-12-15T17:03:11.220318"
},
{
"user": null,
"id": 1227,
"tags": [
"政府扶持"
],
"question": "政府对中小企业融资都有哪些扶持？",
"region": "北京",
"desc": "政府对中小企业融资的扶持",
"answer_times": 1,
"brows_num": 4,
"add_time": "2022-12-15T16:45:39.203237"
},
{
"user": null,
"id": 1226,
"tags": [
"印花税"
],
"question": "哪些合同需要缴纳印花税?",
"region": "北京",
"desc": "印花税",
"answer_times": 0,
"brows_num": 53,
"add_time": "2022-12-09T17:02:51.534196"
},
{
"user": null,
"id": 1225,
"tags": [
"税务"
],
"question": "企业的税务风险有哪些?",
"region": "北京",
"desc": "税务",
"answer_times": 0,
"brows_num": 50,
"add_time": "2022-12-09T17:01:56.946127"
},
{
"user": null,
"id": 1224,
"tags": [
"折旧"
],
"question": "企业应该选用哪种方式计提折旧?",
"region": "北京",
"desc": "折旧",
"answer_times": 0,
"brows_num": 55,
"add_time": "2022-12-09T17:00:29.066663"
},
{
"user": null,
"id": 1223,
"tags": [
"制造费用"
],
"question": "什么是制造费用?",
"region": "北京",
"desc": "制造费用",
"answer_times": 0,
"brows_num": 51,
"add_time": "2022-12-09T16:58:38.283387"
},
{
"user": null,
"id": 1222,
"tags": [
"税款"
],
"question": "预缴税款从哪里抵减？",
"region": "北京",
"desc": "税款",
"answer_times": 0,
"brows_num": 49,
"add_time": "2022-12-09T16:57:23.727103"
},
{
"user": null,
"id": 1221,
"tags": [
"债务人、担保人"
],
"question": "债务人没有钱偿还，担保人是否承担全部责任？",
"region": "北京",
"desc": "债务人没有钱偿还，担保人的责任界定",
"answer_times": 0,
"brows_num": 52,
"add_time": "2022-12-09T13:13:53.619901"
},
{
"user": null,
"id": 1220,
"tags": [
"企业融资"
],
"question": "企业融资需要注意哪些法律问题？",
"region": "北京",
"desc": "企业融资需要注意哪些法律问题",
"answer_times": 0,
"brows_num": 54,
"add_time": "2022-12-09T13:04:39.158600"
},
{
"user": null,
"id": 1219,
"tags": [
"所得税"
],
"question": "企业多久报一次企业所得税？",
"region": "北京",
"desc": "所得税",
"answer_times": 0,
"brows_num": 56,
"add_time": "2022-12-08T13:58:18.696100"
},
{
"user": null,
"id": 1218,
"tags": [
"转让"
],
"question": "房地产如何转让？",
"region": "北京",
"desc": "房地产转让",
"answer_times": 0,
"brows_num": 53,
"add_time": "2022-12-08T13:54:47.250106"
},
{
"user": null,
"id": 1217,
"tags": [
"纳税"
],
"question": "小规模纳税人有几种征收方式？",
"region": "北京null",
"desc": "纳税",
"answer_times": 0,
"brows_num": 51,
"add_time": "2022-12-08T13:48:48.878497"
},
{
"user": null,
"id": 1216,
"tags": [
"纳税"
],
"question": "小规模纳税人的标准是什么?",
"region": "北京null",
"desc": "纳税",
"answer_times": 0,
"brows_num": 51,
"add_time": "2022-12-08T13:45:30.380277"
},
{
"user": null,
"id": 1215,
"tags": [
"银行日记账"
],
"question": "银行日记账怎么记？",
"region": "北京null",
"desc": "银行日记账",
"answer_times": 0,
"brows_num": 52,
"add_time": "2022-12-08T13:34:16.803817"
},
{
"user": null,
"id": 1214,
"tags": [
"签订抵押合同"
],
"question": "签订抵押合同需要注意哪些事项？",
"region": "北京null",
"desc": "签订抵押合同",
"answer_times": 0,
"brows_num": 54,
"add_time": "2022-12-08T09:34:21.595948"
},
{
"user": null,
"id": 1213,
"tags": [
"融资"
],
"question": "公司上市的过程中融资要经历几个轮次？",
"region": "北京",
"desc": "公司上市过程中融资",
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"brows_num": 55,
"add_time": "2022-12-08T09:22:14.310963"
},
{
"user": null,
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"tags": [
"项目融资PPP模式"
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"question": "项目融资PPP模式具体是什么形式？",
"region": "北京",
"desc": "项目融资PPP模式",
"answer_times": 0,
"brows_num": 50,
"add_time": "2022-12-07T14:58:33.258908"
},
{
"user": null,
"id": 1211,
"tags": [
"项目融资"
],
"question": "项目融资有哪些常见的模式？",
"region": "北京",
"desc": "项目融资常见模式",
"answer_times": 0,
"brows_num": 47,
"add_time": "2022-12-07T14:55:09.665431"
},
{
"user": null,
"id": 1210,
"tags": [
"交割"
],
"question": "T+1交割是什么意思？",
"region": "北京",
"desc": "交割",
"answer_times": 0,
"brows_num": 51,
"add_time": "2022-12-07T13:59:00.000536"
},
{
"user": null,
"id": 1209,
"tags": [
"股票"
],
"question": "股票交易方式有哪些？",
"region": "北京",
"desc": "股票",
"answer_times": 0,
"brows_num": 48,
"add_time": "2022-12-07T13:55:27.863142"
},
{
"user": null,
"id": 1208,
"tags": [
"保理"
],
"question": "在保理业务中，有无追索权有什么分别？",
"region": "北京",
"desc": "保理",
"answer_times": 0,
"brows_num": 55,
"add_time": "2022-12-07T11:00:56.728034"
},
{
"user": null,
"id": 1207,
"tags": [
"债权融资"
],
"question": "债权融资有什么特点？",
"region": "北京null",
"desc": "债权融资",
"answer_times": 0,
"brows_num": 50,
"add_time": "2022-12-07T10:53:08.952516"
},
{
"user": null,
"id": 1206,
"tags": [
"举债"
],
"question": "何情况下企业会举债经营？",
"region": "北京",
"desc": "举债经营",
"answer_times": 0,
"brows_num": 52,
"add_time": "2022-12-07T10:42:23.456827"
},
{
"user": null,
"id": 1205,
"tags": [
"假股暗贷"
],
"question": "什么是假股暗贷？",
"region": "北京",
"desc": "假股暗贷",
"answer_times": 0,
"brows_num": 53,
"add_time": "2022-12-06T14:22:16.746584"
},
{
"user": null,
"id": 1204,
"tags": [
"非法集资"
],
"question": "如何分辨相关机构是否非法集资？",
"region": "北京null",
"desc": "非法集资",
"answer_times": 0,
"brows_num": 52,
"add_time": "2022-12-06T14:14:52.803536"
},
{
"user": null,
"id": 1203,
"tags": [
"上市"
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"question": "企业通过上市来募集资金有什么优势？",
"region": "北京null",
"desc": "上市",
"answer_times": 0,
"brows_num": 47,
"add_time": "2022-12-06T14:09:30.556983"
},
{
"user": null,
"id": 1202,
"tags": [
"风投"
],
"question": "风投机构对企业的不利之处有哪些？",
"region": "北京null",
"desc": "风投",
"answer_times": 0,
"brows_num": 48,
"add_time": "2022-12-06T14:00:39.908218"
},
{
"user": null,
"id": 1201,
"tags": [
"风投"
],
"question": "选择风投机构对民营企业有什么好处？",
"region": "北京null",
"desc": "风投",
"answer_times": 0,
"brows_num": 55,
"add_time": "2022-12-06T13:56:35.499355"
},
{
"user": null,
"id": 1200,
"tags": [
"办理军品免税"
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"question": "如何办理军品免税？",
"region": "北京",
"desc": "办理军品免税",
"answer_times": 0,
"brows_num": 50,
"add_time": "2022-12-06T09:34:50.254992"
},
{
"user": null,
"id": 1199,
"tags": [
"军品免税"
],
"question": "军品免税的办理形式有哪些？",
"region": "北京",
"desc": "军品免税办理形式",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-06T09:26:03.894480"
},
{
"user": null,
"id": 1198,
"tags": [
"军品免税"
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"question": "军品免税的条件有哪些？",
"region": "北京",
"desc": "军品免税",
"answer_times": 0,
"brows_num": 3,
"add_time": "2022-12-06T09:22:40.350784"
},
{
"user": null,
"id": 1197,
"tags": [
"军品免税"
],
"question": "军品免税是什么?",
"region": "北京null",
"desc": "军品免税",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-06T09:07:22.593974"
},
{
"user": null,
"id": 1196,
"tags": [
"派生存款"
],
"question": "派生存款是什么？",
"region": "北京",
"desc": "派生存款",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-05T16:51:14.173209"
},
{
"user": null,
"id": 1195,
"tags": [
"利率"
],
"question": "货币政策如何影响利率？",
"region": "北京null",
"desc": "货币政策如何影响利率",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-05T16:50:36.234359"
},
{
"user": null,
"id": 1194,
"tags": [
"票据贴现"
],
"question": "票据贴现与银行贷款有何区别？",
"region": "北京null",
"desc": "票据贴现与银行贷款有何区别？",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-05T16:48:34.830917"
},
{
"user": null,
"id": 1193,
"tags": [
"风险"
],
"question": "商业银行不同于一般工商企业的风险有哪些？",
"region": "北京null",
"desc": "商业银行的风险",
"answer_times": 0,
"brows_num": 3,
"add_time": "2022-12-05T16:46:55.678254"
},
{
"user": null,
"id": 1192,
"tags": [
"交叉违约"
],
"question": "交叉违约是什么条款？",
"region": "北京",
"desc": "交叉违约",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-05T13:59:41.676152"
},
{
"user": null,
"id": 1191,
"tags": [
"农村土地、抵押贷款"
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"question": "农村土地可以用来抵押贷款吗？",
"region": "北京",
"desc": "农村土地可以用来抵押贷款吗？",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-05T13:49:56.273323"
},
{
"user": null,
"id": 1190,
"tags": [
"融资租赁合同"
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"question": "融资租赁合同的签订需要注意哪些问题？",
"region": "北京null",
"desc": "融资租赁合同的签订",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-12-05T10:06:14.839988"
},
{
"user": null,
"id": 1187,
"tags": [
"股份回购"
],
"question": "股份回购与现金股利有什么区别？",
"region": "北京",
"desc": "股份回购",
"answer_times": 0,
"brows_num": 20,
"add_time": "2022-12-02T17:10:27.439404"
},
{
"user": null,
"id": 1186,
"tags": [
"股份回购"
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"question": "股份回购有几种方式？",
"region": "北京",
"desc": "股份回购",
"answer_times": 0,
"brows_num": 24,
"add_time": "2022-12-02T17:09:06.544446"
},
{
"user": null,
"id": 1185,
"tags": [
"企业融资的准则"
],
"question": "企业融资的准则是什么？",
"region": "北京",
"desc": "企业融资的准则",
"answer_times": 0,
"brows_num": 20,
"add_time": "2022-12-01T13:56:41.068168"
},
{
"user": null,
"id": 1184,
"tags": [
"企业融资的误区"
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"question": "企业融资的误区有哪些？",
"region": "北京",
"desc": "企业融资的误区",
"answer_times": 0,
"brows_num": 27,
"add_time": "2022-12-01T13:54:37.528738"
},
{
"user": null,
"id": 1183,
"tags": [
"亦庄"
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"question": "北京市经济技术开发区(亦庄)重点发展哪个行业？",
"region": "北京",
"desc": "亦庄",
"answer_times": 0,
"brows_num": 20,
"add_time": "2022-12-01T11:35:04.584406"
},
{
"user": null,
"id": 1182,
"tags": [
"科创"
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"question": "科创企业有什么特点？",
"region": "北京",
"desc": "科创",
"answer_times": 0,
"brows_num": 18,
"add_time": "2022-12-01T11:30:58.077941"
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{
"user": null,
"id": 1181,
"tags": [
"债权融资的特点"
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"question": "债权融资的特点是什么？",
"region": "北京",
"desc": "债权融资的特点",
"answer_times": 0,
"brows_num": 21,
"add_time": "2022-11-29T10:58:27.298881"
},
{
"user": null,
"id": 1180,
"tags": [
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"question": "融资担保机构经营中存在的风险隐患有什么？",
"region": "北京",
"desc": "融资担保机构经营中存在的风险隐患",
"answer_times": 0,
"brows_num": 23,
"add_time": "2022-11-29T10:55:22.493489"
},
{
"user": null,
"id": 1179,
"tags": [
"企业重组的方式"
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"question": "企业重组的方式有什么？",
"region": "北京",
"desc": "企业重组的方式",
"answer_times": 0,
"brows_num": 22,
"add_time": "2022-11-29T10:48:41.570551"
},
{
"user": null,
"id": 1178,
"tags": [
"产权转让"
],
"question": "产权转让的方式有什么？",
"region": "北京",
"desc": "产权转让的方式",
"answer_times": 0,
"brows_num": 17,
"add_time": "2022-11-29T10:46:58.326688"
},
{
"user": null,
"id": 1177,
"tags": [
"制定融资计划"
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"question": "怎样制定融资计划？",
"region": "北京",
"desc": "制定融资计划",
"answer_times": 0,
"brows_num": 26,
"add_time": "2022-11-29T10:37:40.468145"
},
{
"user": null,
"id": 1176,
"tags": [
"公司融资后破产倒闭了怎么办"
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"question": "公司融资后破产倒闭了怎么办？",
"region": "北京",
"desc": "公司融资后破产倒闭了怎么办",
"answer_times": 0,
"brows_num": 19,
"add_time": "2022-11-29T10:35:22.813521"
},
{
"user": null,
"id": 1175,
"tags": [
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"question": "租赁融资与融资租赁有什么区别？",
"region": "北京",
"desc": "租赁融资与融资租赁区别",
"answer_times": 0,
"brows_num": 17,
"add_time": "2022-11-29T10:32:30.063085"
},
{
"user": null,
"id": 1174,
"tags": [
"能转让公司债务吗"
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"question": "能转让公司债务吗？",
"region": "北京",
"desc": "能转让公司债务吗",
"answer_times": 0,
"brows_num": 19,
"add_time": "2022-11-29T10:28:03.316039"
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{
"user": null,
"id": 1173,
"tags": [
"公司债务起诉书"
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"question": "公司债务起诉书要怎么写？",
"region": "北京",
"desc": "公司债务起诉书",
"answer_times": 0,
"brows_num": 20,
"add_time": "2022-11-29T10:24:42.714647"
},
{
"user": null,
"id": 1172,
"tags": [
"公司债务的偿还方式"
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"question": "公司债务的偿还方式有哪些？",
"region": "北京",
"desc": "公司债务的偿还方式",
"answer_times": 0,
"brows_num": 17,
"add_time": "2022-11-29T10:23:03.395654"
},
{
"user": null,
"id": 1171,
"tags": [
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"question": "新三板转板的条件是什么？",
"region": "北京",
"desc": "新三板转板的条件",
"answer_times": 0,
"brows_num": 22,
"add_time": "2022-11-29T10:19:50.376320"
},
{
"user": null,
"id": 1170,
"tags": [
"优先股发行流程"
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"question": "优先股发行流程是什么？",
"region": "北京",
"desc": "优先股发行流程",
"answer_times": 0,
"brows_num": 21,
"add_time": "2022-11-29T10:15:37.587975"
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{
"user": null,
"id": 1169,
"tags": [
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"question": "优先股发行条件是什么？",
"region": "北京",
"desc": "优先股发行条件",
"answer_times": 0,
"brows_num": 18,
"add_time": "2022-11-29T10:13:11.451303"
},
{
"user": null,
"id": 1168,
"tags": [
"新三板优先股"
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"question": "新三板优先股的特点是什么？",
"region": "北京",
"desc": "新三板优先股特点",
"answer_times": 0,
"brows_num": 16,
"add_time": "2022-11-29T10:10:49.401430"
},
{
"user": null,
"id": 1167,
"tags": [
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"question": "怎么选投资人？",
"region": "北京",
"desc": "怎么选投资人",
"answer_times": 0,
"brows_num": 15,
"add_time": "2022-11-28T17:04:12.833503"
},
{
"user": null,
"id": 1166,
"tags": [
"新三板价值"
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"question": "新三板有价值吗？",
"region": "北京",
"desc": "新三板价值",
"answer_times": 0,
"brows_num": 20,
"add_time": "2022-11-28T17:02:44.077733"
},
{
"user": null,
"id": 1165,
"tags": [
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"question": "间接融资的优缺点有哪些？",
"region": "北京",
"desc": "间接融资的优缺点",
"answer_times": 0,
"brows_num": 18,
"add_time": "2022-11-28T16:58:52.218159"
},
{
"user": null,
"id": 1164,
"tags": [
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"question": "科创企业为什么要选择中关村科技租赁？",
"region": "北京",
"desc": "科创企业选择中关村科技租赁",
"answer_times": 0,
"brows_num": 20,
"add_time": "2022-11-28T16:51:26.894353"
},
{
"user": null,
"id": 1163,
"tags": [
"中关村科技租赁"
],
"question": "中关村科技租赁有什么优势？",
"region": "北京",
"desc": "中关村科技租赁的优势",
"answer_times": 0,
"brows_num": 17,
"add_time": "2022-11-28T15:29:35.874644"
},
{
"user": null,
"id": 1162,
"tags": [
"夹层资本优缺点"
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"question": "夹层资本有什么优点和缺点？",
"region": "北京",
"desc": "夹层资本优缺点",
"answer_times": 0,
"brows_num": 14,
"add_time": "2022-11-28T11:10:08.804599"
},
{
"user": null,
"id": 1161,
"tags": [
"夹层资本"
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"question": "什么是夹层资本？",
"region": "北京",
"desc": "夹层资本",
"answer_times": 0,
"brows_num": 17,
"add_time": "2022-11-28T11:07:47.092412"
},
{
"user": null,
"id": 1160,
"tags": [
"商业计划书"
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"question": "商业计划书的作用是什么？",
"region": "北京",
"desc": "商业计划书作用",
"answer_times": 0,
"brows_num": 16,
"add_time": "2022-11-28T10:21:48.698846"
},
{
"user": null,
"id": 1159,
"tags": [
"融资意义"
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"question": "融资的意义是什么？",
"region": "北京",
"desc": "融资意义",
"answer_times": 0,
"brows_num": 17,
"add_time": "2022-11-28T10:19:24.672523"
},
{
"user": null,
"id": 1158,
"tags": [
"融资途径"
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"question": "融资途径有哪些？",
"region": "北京",
"desc": "融资途径",
"answer_times": 0,
"brows_num": 15,
"add_time": "2022-11-28T10:15:58.530499"
},
{
"user": null,
"id": 1157,
"tags": [
"常见的融资方式"
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"question": "常见的融资方式有什么？",
"region": "北京",
"desc": "常见的融资方式",
"answer_times": 0,
"brows_num": 14,
"add_time": "2022-11-28T10:13:19.593333"
},
{
"user": null,
"id": 1156,
"tags": [
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"question": "非融资性担保包括什么",
"region": "北京",
"desc": "担保",
"answer_times": 0,
"brows_num": 121,
"add_time": "2022-11-24T18:47:30.072979"
},
{
"user": null,
"id": 1155,
"tags": [
"委贷"
],
"question": "委贷是什么意思",
"region": "北京",
"desc": "委贷",
"answer_times": 0,
"brows_num": 113,
"add_time": "2022-11-24T18:46:34.350665"
},
{
"user": null,
"id": 1154,
"tags": [
"砍头息"
],
"question": "砍头息指什么？",
"region": "北京",
"desc": "砍头息",
"answer_times": 0,
"brows_num": 100,
"add_time": "2022-11-24T18:41:14.344209"
},
{
"user": null,
"id": 1153,
"tags": [
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],
"question": "银行的五级分类标准是？",
"region": "北京",
"desc": "分类标准",
"answer_times": 0,
"brows_num": 97,
"add_time": "2022-11-24T18:38:18.882311"
},
{
"user": null,
"id": 1152,
"tags": [
"授信"
],
"question": "循环授信可以分次提款吗？",
"region": "北京",
"desc": "授信",
"answer_times": 0,
"brows_num": 89,
"add_time": "2022-11-24T18:36:16.884436"
},
{
"user": null,
"id": 1151,
"tags": [
"债券"
],
"question": "可转换债券是什么意思？",
"region": "北京",
"desc": "债券",
"answer_times": 0,
"brows_num": 115,
"add_time": "2022-11-23T16:51:12.191372"
},
{
"user": null,
"id": 1150,
"tags": [
"期权"
],
"question": "期权属于衍生金融工具？",
"region": "北京",
"desc": "期权",
"answer_times": 0,
"brows_num": 108,
"add_time": "2022-11-23T16:49:30.130795"
},
{
"user": null,
"id": 1149,
"tags": [
"证券"
],
"question": "固定收益证券有什么特点？",
"region": "北京",
"desc": "证券",
"answer_times": 0,
"brows_num": 129,
"add_time": "2022-11-23T16:48:44.028515"
},
{
"user": null,
"id": 1148,
"tags": [
"PPP"
],
"question": "PPP项目指什么？",
"region": "北京",
"desc": "PPP",
"answer_times": 0,
"brows_num": 81,
"add_time": "2022-11-23T16:45:58.279264"
},
{
"user": null,
"id": 1147,
"tags": [
"TMT"
],
"question": "TMT是什么意思",
"region": "北京",
"desc": "TMT",
"answer_times": 0,
"brows_num": 89,
"add_time": "2022-11-23T16:43:54.248804"
},
{
"user": null,
"id": 1146,
"tags": [
"优先受偿权"
],
"question": "优先受偿权指什么？",
"region": "北京",
"desc": "优先受偿权",
"answer_times": 0,
"brows_num": 138,
"add_time": "2022-11-22T16:44:38.468733"
},
{
"user": null,
"id": 1145,
"tags": [
"留置权"
],
"question": "哪些合同的债权人有留置权？",
"region": "北京",
"desc": "留置权",
"answer_times": 0,
"brows_num": 127,
"add_time": "2022-11-22T16:43:14.075022"
},
{
"user": null,
"id": 1144,
"tags": [
"质押"
],
"question": "在质押中何时可以行使留置权",
"region": "北京",
"desc": "质押",
"answer_times": 0,
"brows_num": 123,
"add_time": "2022-11-22T16:40:24.984358"
},
{
"user": null,
"id": 1143,
"tags": [
"担保"
],
"question": "担保合同无效会怎么处理？",
"region": "北京",
"desc": "担保",
"answer_times": 0,
"brows_num": 130,
"add_time": "2022-11-22T16:35:36.970224"
},
{
"user": null,
"id": 1142,
"tags": [
"外汇"
],
"question": "外汇市场衍生品主要工具包括什么？",
"region": "北京",
"desc": "外汇",
"answer_times": 0,
"brows_num": 135,
"add_time": "2022-11-22T15:59:34.145494"
},
{
"user": null,
"id": 1141,
"tags": [
"商业银行视觉下企业融资困难的原因"
],
"question": "商业银行视觉下企业融资困难的原因是什么？",
"region": "北京",
"desc": "商业银行视觉下企业融资困难的原因",
"answer_times": 0,
"brows_num": 137,
"add_time": "2022-11-22T11:28:37.741630"
},
{
"user": null,
"id": 1140,
"tags": [
"商业银行视觉下企业融资现状"
],
"question": "商业银行视觉下企业融资现状是什么？",
"region": "北京",
"desc": "商业银行视觉下企业融资现状",
"answer_times": 0,
"brows_num": 126,
"add_time": "2022-11-22T11:26:37.588430"
},
{
"user": null,
"id": 1139,
"tags": [
"担保贷款"
],
"question": "担保贷款流程是什么？",
"region": "北京",
"desc": "担保贷款流程",
"answer_times": 0,
"brows_num": 52,
"add_time": "2022-11-22T11:17:29.509706"
},
{
"user": null,
"id": 1138,
"tags": [
"税贷、票贷"
],
"question": "银行税贷和票贷适合什么样的企业？",
"region": "北京",
"desc": "银行税贷和票贷",
"answer_times": 0,
"brows_num": 52,
"add_time": "2022-11-22T11:09:50.687599"
},
{
"user": null,
"id": 1137,
"tags": [
"中小企业资金援助"
],
"question": "各个国家对中小企业资金援助的方式有哪些？",
"region": "北京",
"desc": "中小企业资金援助的方式",
"answer_times": 0,
"brows_num": 51,
"add_time": "2022-11-22T10:58:14.702048"
},
{
"user": null,
"id": 1136,
"tags": [
"风险"
],
"question": "什么是信用风险？",
"region": "北京",
"desc": "风险",
"answer_times": 0,
"brows_num": 48,
"add_time": "2022-11-21T15:31:56.741190"
},
{
"user": null,
"id": 1135,
"tags": [
"公司金融顾问"
],
"question": "公司金融顾问如何帮助企业融资？",
"region": "北京",
"desc": "公司金融顾问",
"answer_times": 0,
"brows_num": 51,
"add_time": "2022-11-21T15:27:25.062841"
},
{
"user": null,
"id": 1134,
"tags": [
"保函"
],
"question": "履约保函有什么作用？",
"region": "北京",
"desc": "保函",
"answer_times": 0,
"brows_num": 51,
"add_time": "2022-11-21T15:25:04.739474"
},
{
"user": null,
"id": 1133,
"tags": [
"高新"
],
"question": "认定为高新技术企业必须满足哪些条件",
"region": "北京",
"desc": "高新",
"answer_times": 0,
"brows_num": 51,
"add_time": "2022-11-21T15:21:54.463958"
},
{
"user": null,
"id": 1132,
"tags": [
"碳金融"
],
"question": "“碳金融”是什么？",
"region": "北京",
"desc": "碳金融",
"answer_times": 0,
"brows_num": 50,
"add_time": "2022-11-21T11:36:51.750366"
},
{
"user": null,
"id": 1131,
"tags": [
"进出口"
],
"question": "进出口贸易如何规避汇率风险？",
"region": "北京",
"desc": "进出口",
"answer_times": 0,
"brows_num": 50,
"add_time": "2022-11-21T11:26:03.862859"
},
{
"user": null,
"id": 1130,
"tags": [
"股票"
],
"question": "除权和除息都是什么含义？",
"region": "北京",
"desc": "股票",
"answer_times": 0,
"brows_num": 49,
"add_time": "2022-11-21T11:18:11.838789"
},
{
"user": null,
"id": 1129,
"tags": [
"股票分红"
],
"question": "什么时候买的股票会参与分红？",
"region": "北京",
"desc": "股票分红",
"answer_times": 0,
"brows_num": 51,
"add_time": "2022-11-21T11:17:00.210128"
},
{
"user": null,
"id": 1128,
"tags": [
"股票分红"
],
"question": "股票分红有哪些形式？",
"region": "北京",
"desc": "股票分红",
"answer_times": 0,
"brows_num": 51,
"add_time": "2022-11-21T11:16:31.632916"
},
{
"user": null,
"id": 1127,
"tags": [
"受托支付"
],
"question": "受托支付有什么好处？",
"region": "北京",
"desc": "受托支付",
"answer_times": 0,
"brows_num": 50,
"add_time": "2022-11-21T11:10:52.615043"
},
{
"user": null,
"id": 1126,
"tags": [
"IPO、壳"
],
"question": "IPO方式上市和壳的方式上市有什么区别？",
"region": "北京",
"desc": "IPO方式上市和壳的方式上市",
"answer_times": 0,
"brows_num": 59,
"add_time": "2022-11-21T10:29:20.600899"
},
{
"user": null,
"id": 1125,
"tags": [
"上市融资"
],
"question": "上市融资有什么不足？",
"region": "北京",
"desc": "上市融资的不足",
"answer_times": 0,
"brows_num": 47,
"add_time": "2022-11-21T10:23:49.163261"
},
{
"user": null,
"id": 1124,
"tags": [
"上市融资"
],
"question": "上市融资的优点有哪些？",
"region": "北京",
"desc": "上市融资的优点",
"answer_times": 0,
"brows_num": 48,
"add_time": "2022-11-21T10:12:01.344013"
},
{
"user": null,
"id": 1123,
"tags": [
"融资计划书"
],
"question": "融资计划书的主要内容是什么？",
"region": "北京",
"desc": "融资计划书主要内容",
"answer_times": 0,
"brows_num": 49,
"add_time": "2022-11-21T09:56:20.701582"
},
{
"user": null,
"id": 1122,
"tags": [
"融资计划书"
],
"question": "如何撰写融资计划书？",
"region": "北京",
"desc": "撰写融资计划书",
"answer_times": 0,
"brows_num": 52,
"add_time": "2022-11-21T09:49:39.300227"
},
{
"user": null,
"id": 1121,
"tags": [
"融资租赁"
],
"question": "融资租赁优缺点分别是什么？",
"region": "北京",
"desc": "融资租赁优缺点",
"answer_times": 0,
"brows_num": 49,
"add_time": "2022-11-18T13:45:37.748706"
},
{
"user": null,
"id": 1120,
"tags": [
"债券"
],
"question": "企业如何选择合适的债券品种？",
"region": "北京",
"desc": "企业如何选择合适的债券品种",
"answer_times": 0,
"brows_num": 50,
"add_time": "2022-11-18T13:40:12.947630"
},
{
"user": null,
"id": 1119,
"tags": [
"自然人担保贷款"
],
"question": "自然人担保贷款有哪些方式？",
"region": "北京",
"desc": "自然人担保贷款",
"answer_times": 0,
"brows_num": 49,
"add_time": "2022-11-18T13:32:16.364497"
},
{
"user": null,
"id": 1118,
"tags": [
"银行贷款"
],
"question": "企业申请银行贷款的基本条件有哪些？",
"region": "北京",
"desc": "企业申请银行贷款的基本条件",
"answer_times": 0,
"brows_num": 46,
"add_time": "2022-11-18T13:22:43.921920"
},
{
"user": null,
"id": 1117,
"tags": [
"银行贷款"
],
"question": "银行贷款的特点有哪些？",
"region": "北京",
"desc": "银行贷款特点",
"answer_times": 0,
"brows_num": 48,
"add_time": "2022-11-18T13:16:21.211410"
},
{
"user": null,
"id": 1116,
"tags": [
"大宗商品"
],
"question": "大宗商品都包括什么？",
"region": "北京",
"desc": "大宗商品",
"answer_times": 0,
"brows_num": 47,
"add_time": "2022-11-17T16:12:55.072461"
},
{
"user": null,
"id": 1115,
"tags": [
"滞胀"
],
"question": "滞胀是什么意思？",
"region": "北京",
"desc": "滞胀",
"answer_times": 0,
"brows_num": 49,
"add_time": "2022-11-17T16:10:14.851902"
},
{
"user": null,
"id": 1114,
"tags": [
"滞胀"
],
"question": "滞胀是什么意思？",
"region": "北京",
"desc": "滞胀",
"answer_times": 0,
"brows_num": 46,
"add_time": "2022-11-17T16:10:14.192452"
},
{
"user": null,
"id": 1113,
"tags": [
"软经济着落"
],
"question": "经济软着陆是什么意思？",
"region": "北京",
"desc": "软经济着落",
"answer_times": 0,
"brows_num": 48,
"add_time": "2022-11-17T16:08:57.018199"
},
{
"user": null,
"id": 1112,
"tags": [
"二级市场"
],
"question": "二级市场是什么市场？",
"region": "北京",
"desc": "二级市场",
"answer_times": 0,
"brows_num": 47,
"add_time": "2022-11-17T16:07:56.778745"
},
{
"user": null,
"id": 1111,
"tags": [
"一级市场"
],
"question": "一级市场是什么市场？",
"region": "北京",
"desc": "一级市场",
"answer_times": 0,
"brows_num": 48,
"add_time": "2022-11-17T16:06:40.780711"
},
{
"user": null,
"id": 1110,
"tags": [
"债券"
],
"question": "债券的保本能力怎么样",
"region": "北京",
"desc": "债券",
"answer_times": 0,
"brows_num": 48,
"add_time": "2022-11-17T16:05:27.491855"
},
{
"user": null,
"id": 1109,
"tags": [
"投资"
],
"question": "风险投资与天使投资有什么区别？",
"region": "北京",
"desc": "投资",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-17T16:00:58.001405"
},
{
"user": null,
"id": 1108,
"tags": [
"上市融资"
],
"question": "上市融资的时机怎么选择？",
"region": "北京",
"desc": "上市融资的时机",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-17T10:41:05.260831"
},
{
"user": null,
"id": 1107,
"tags": [
"防范融资租赁风险"
],
"question": "防范融资租赁风险的措施有什么？",
"region": "北京",
"desc": "防范融资租赁风险",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-17T10:38:54.308134"
},
{
"user": null,
"id": 1106,
"tags": [
"融资租赁"
],
"question": "办理融资租赁业务的程序是什么？",
"region": "北京",
"desc": "融资租赁业务的程序",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-17T10:35:28.665633"
},
{
"user": null,
"id": 1105,
"tags": [
"知识产权质押贷款"
],
"question": "知识产权质押贷款的难点有哪些？",
"region": "北京",
"desc": "知识产权质押贷款的难点",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-17T10:23:57.898189"
},
{
"user": null,
"id": 1104,
"tags": [
"债券融资、信贷融资"
],
"question": "债券融资和信贷融资有什么区别？",
"region": "北京",
"desc": "债券融资和信贷融资的区别",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-17T10:03:09.250130"
},
{
"user": null,
"id": 1098,
"tags": [
"公司债"
],
"question": "公司债如何定价？",
"region": "北京",
"desc": "公司债",
"answer_times": 0,
"brows_num": 1,
"add_time": "2022-11-16T17:54:06.899477"
},
{
"user": null,
"id": 1097,
"tags": [
"企业债"
],
"question": "企业债定价是如何定的？",
"region": "北京",
"desc": "企业债",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-16T17:53:20.337010"
},
{
"user": null,
"id": 1096,
"tags": [
"回购"
],
"question": "正回购与逆回购是什么意思",
"region": "北京",
"desc": "回购",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-16T17:48:33.329785"
},
{
"user": null,
"id": 1095,
"tags": [
"授信额度"
],
"question": "授信额度申请条件？",
"region": "北京",
"desc": "授信额度申请条件",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-16T11:13:49.231131"
},
{
"user": null,
"id": 1094,
"tags": [
"授信额度"
],
"question": "授信额度的产品特点是什么？",
"region": "北京",
"desc": "授信额度的产品特点",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-16T11:05:51.144616"
},
{
"user": null,
"id": 1093,
"tags": [
"授信额度"
],
"question": "实行综合授信有什么好处？",
"region": "北京",
"desc": "实行综合授信好处",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-16T10:45:23.097685"
},
{
"user": null,
"id": 1090,
"tags": [
"综合授信贷款"
],
"question": "综合授信贷款是什么？",
"region": "北京",
"desc": "综合授信贷款",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-16T10:36:41.723288"
},
{
"user": null,
"id": 1089,
"tags": [
"供应链金融"
],
"question": "供应链金融有什么优点？",
"region": "北京",
"desc": "供应链金融优点",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-16T09:51:22.308304"
},
{
"user": null,
"id": 1088,
"tags": [
"债券"
],
"question": "金边债券是指国债吗？",
"region": "北京",
"desc": "债券",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-15T16:51:11.507267"
},
{
"user": null,
"id": 1087,
"tags": [
"期权"
],
"question": "看涨期权和看跌期权分别是什么意思？",
"region": "北京",
"desc": "期权",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-15T16:49:55.226031"
},
{
"user": null,
"id": 1086,
"tags": [
"金色降落伞"
],
"question": "金色降落伞是什么协议",
"region": "北京",
"desc": "金色降落伞",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-15T16:48:51.518805"
},
{
"user": null,
"id": 1085,
"tags": [
"收购"
],
"question": "要约收购如何操作？",
"region": "北京",
"desc": "收购",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-15T16:46:52.003038"
},
{
"user": null,
"id": 1084,
"tags": [
"股息"
],
"question": "股息是什么意思？",
"region": "北京",
"desc": "股息",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-11-15T16:44:26.200616"
},
{
"user": null,
"id": 1083,
"tags": [
"防范企业贷款财务造假"
],
"question": "为了防范企业贷款财务造假应该核查什么？",
"region": "北京",
"desc": "防范企业贷款财务造假",
"answer_times": 0,
"brows_num": 25,
"add_time": "2022-11-15T13:18:14.976437"
},
{
"user": null,
"id": 1082,
"tags": [
"融资租赁"
],
"question": "融资租赁的积极作用有什么？",
"region": "北京",
"desc": "融资租赁的积极作用",
"answer_times": 0,
"brows_num": 26,
"add_time": "2022-11-15T13:14:10.826770"
},
{
"user": null,
"id": 1081,
"tags": [
"融资租赁"
],
"question": "融资租赁的特征有什么？",
"region": "北京",
"desc": "融资租赁特征",
"answer_times": 0,
"brows_num": 23,
"add_time": "2022-11-15T13:10:53.666241"
},
{
"user": null,
"id": 1080,
"tags": [
"库存融资"
],
"question": "库存融资的具体流程是什么？",
"region": "北京",
"desc": "库存融资的具体流程",
"answer_times": 0,
"brows_num": 25,
"add_time": "2022-11-15T11:32:38.391455"
},
{
"user": null,
"id": 1079,
"tags": [
"库存融资"
],
"question": "库存融资是什么？",
"region": "北京",
"desc": "库存融资",
"answer_times": 0,
"brows_num": 22,
"add_time": "2022-11-15T11:31:23.065522"
},
{
"user": null,
"id": 1078,
"tags": [
"中金"
],
"question": "中金公司的wm产品面向什么类型的企业？",
"region": "北京",
"desc": "中金",
"answer_times": 0,
"brows_num": 21,
"add_time": "2022-11-14T16:38:45.852913"
},
{
"user": null,
"id": 1077,
"tags": [
"徽商银行"
],
"question": "徽商银行的税贷成本大概在多少？",
"region": "北京",
"desc": "徽商银行",
"answer_times": 0,
"brows_num": 17,
"add_time": "2022-11-14T16:33:50.924228"
},
{
"user": null,
"id": 1076,
"tags": [
"贷款"
],
"question": "可以用公司贷款炒股吗？",
"region": "北京",
"desc": "贷款",
"answer_times": 0,
"brows_num": 20,
"add_time": "2022-11-14T16:27:44.002634"
},
{
"user": null,
"id": 1075,
"tags": [
"抵押"
],
"question": "企业经营性贷款的抵押物都包括什么？",
"region": "北京",
"desc": "抵押",
"answer_times": 0,
"brows_num": 15,
"add_time": "2022-11-14T16:12:46.470509"
},
{
"user": null,
"id": 1074,
"tags": [
"抵押"
],
"question": "抵押贷款如果不还款，抵押物会怎么处理？",
"region": "北京",
"desc": "抵押",
"answer_times": 0,
"brows_num": 24,
"add_time": "2022-11-14T16:09:50.846078"
},
{
"user": null,
"id": 1073,
"tags": [
"知识产权质押贷款"
],
"question": "知识产权质押贷款在公司经营条件方面的常见要求有哪些？",
"region": "北京",
"desc": "知识产权质押贷款在公司经营条件方面的常见要求",
"answer_times": 0,
"brows_num": 25,
"add_time": "2022-11-14T10:10:25.219826"
},
{
"user": null,
"id": 1072,
"tags": [
"知识产权、担保融资"
],
"question": "有哪些常见的利用知识产权担保融资的企业类型？",
"region": "北京",
"desc": "利用知识产权担保融资的企业类型",
"answer_times": 0,
"brows_num": 24,
"add_time": "2022-11-14T10:08:22.669122"
},
{
"user": null,
"id": 1071,
"tags": [
"知识产权、信用贷款"
],
"question": "具有哪些特性的企业申请知识产权类信用贷款容易通过呢？",
"region": "北京",
"desc": "企业申请知识产权类信用贷款",
"answer_times": 0,
"brows_num": 18,
"add_time": "2022-11-14T10:06:03.550201"
},
{
"user": null,
"id": 1070,
"tags": [
"小微金融顾问"
],
"question": "小微金融顾问有什么优势？",
"region": "北京",
"desc": "小微金融顾问优势",
"answer_times": 0,
"brows_num": 21,
"add_time": "2022-11-14T10:02:16.288984"
},
{
"user": null,
"id": 1069,
"tags": [
"贷款机构"
],
"question": "企业贷款怎么挑选贷款机构？",
"region": "北京",
"desc": "企业贷款贷款机构",
"answer_times": 0,
"brows_num": 23,
"add_time": "2022-11-14T09:58:05.954081"
},
{
"user": null,
"id": 1068,
"tags": [
"抵质押担保"
],
"question": "怎么看需不需要抵质押担保？",
"region": "北京",
"desc": "抵质押担保",
"answer_times": 0,
"brows_num": 68,
"add_time": "2022-11-11T16:56:59.308633"
},
{
"user": null,
"id": 1067,
"tags": [
"现阶段借款环境"
],
"question": "现阶段借款环境是什么样的？",
"region": "北京",
"desc": "现阶段借款环境",
"answer_times": 0,
"brows_num": 68,
"add_time": "2022-11-11T16:55:05.566230"
},
{
"user": null,
"id": 1066,
"tags": [
"借款需求分析"
],
"question": "借款需求分析是为了什么？",
"region": "北京",
"desc": "借款需求分析",
"answer_times": 0,
"brows_num": 64,
"add_time": "2022-11-11T16:53:43.293160"
},
{
"user": null,
"id": 1065,
"tags": [
"申请和贷前调查"
],
"question": "申请和贷前调查具体怎么做？",
"region": "北京",
"desc": "申请和贷前调查",
"answer_times": 0,
"brows_num": 65,
"add_time": "2022-11-11T15:49:10.269792"
},
{
"user": null,
"id": 1064,
"tags": [
"银行贷款夫妻双方共同签字"
],
"question": "为什么在银行贷款时需要夫妻双方共同签字？",
"region": "北京",
"desc": "银行贷款时需要夫妻双方共同签字",
"answer_times": 0,
"brows_num": 63,
"add_time": "2022-11-11T15:46:26.026203"
},
{
"user": null,
"id": 1063,
"tags": [
"经济环境"
],
"question": "2022年经济环境怎么样？",
"region": "北京",
"desc": "经济环境",
"answer_times": 0,
"brows_num": 63,
"add_time": "2022-11-11T14:34:32.395930"
},
{
"user": null,
"id": 1062,
"tags": [
"股东权益"
],
"question": "公司股东的权益怎么计算？",
"region": "北京",
"desc": "股东权益",
"answer_times": 0,
"brows_num": 64,
"add_time": "2022-11-11T14:31:06.760332"
},
{
"user": null,
"id": 1061,
"tags": [
"小额贷款"
],
"question": "小额贷款的金额大概是多少？",
"region": "北京",
"desc": "小额贷款",
"answer_times": 0,
"brows_num": 62,
"add_time": "2022-11-11T14:21:34.266436"
},
{
"user": null,
"id": 1060,
"tags": [
"国华"
],
"question": "国华担保公司的科技加速贷要求资产负债率多少以下可以申请？",
"region": "北京",
"desc": "国华",
"answer_times": 0,
"brows_num": 64,
"add_time": "2022-11-11T13:50:50.382678"
},
{
"user": null,
"id": 1059,
"tags": [
"税银通"
],
"question": "广发银行“税银通”对纳税额有何要求？",
"region": "北京",
"desc": "税银通",
"answer_times": 0,
"brows_num": 93,
"add_time": "2022-11-11T13:40:22.361684"
},
{
"user": null,
"id": 1058,
"tags": [
"科创 E 贷"
],
"question": "中信银行科创 E 贷需要配偶连带吗？",
"region": "北京",
"desc": "科创 E 贷",
"answer_times": 0,
"brows_num": 111,
"add_time": "2022-11-10T17:10:23.977820"
},
{
"user": null,
"id": 1057,
"tags": [
"科创 E 贷"
],
"question": "中信银行科创 E 贷对资产负债率有何要求？",
"region": "北京",
"desc": "科创 E 贷",
"answer_times": 0,
"brows_num": 91,
"add_time": "2022-11-10T17:09:03.099132"
},
{
"user": null,
"id": 1056,
"tags": [
"鑫e高企"
],
"question": "南京银行“鑫e高企”的担保方式？",
"region": "北京",
"desc": "鑫e高企",
"answer_times": 0,
"brows_num": 100,
"add_time": "2022-11-10T17:07:48.373308"
},
{
"user": null,
"id": 1055,
"tags": [
"鑫e高企"
],
"question": "南京银行“鑫e高企”要求看法人征信吗？",
"region": "北京",
"desc": "鑫e高企",
"answer_times": 0,
"brows_num": 102,
"add_time": "2022-11-10T17:06:24.688263"
},
{
"user": null,
"id": 1054,
"tags": [
"鑫e高企"
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"question": "南京银行“鑫e高企”如何申请？",
"region": "北京",
"desc": "鑫e高企",
"answer_times": 0,
"brows_num": 93,
"add_time": "2022-11-10T17:04:52.907488"
},
{
"user": null,
"id": 1053,
"tags": [
"公司金融顾问"
],
"question": "公司金融顾问的特点是什么？",
"region": "北京",
"desc": "公司金融顾问的特点",
"answer_times": 0,
"brows_num": 94,
"add_time": "2022-11-10T16:00:41.665339"
},
{
"user": null,
"id": 1052,
"tags": [
"助贷"
],
"question": "企业贷款融资助贷需要注意什么问题？",
"region": "北京",
"desc": "企业贷款融资助贷",
"answer_times": 0,
"brows_num": 93,
"add_time": "2022-11-10T15:58:16.027458"
},
{
"user": null,
"id": 1051,
"tags": [
"融资顾问"
],
"question": "贷款找融资顾问服务有什么优点？",
"region": "北京",
"desc": "融资顾问服务的优点",
"answer_times": 0,
"brows_num": 91,
"add_time": "2022-11-10T15:46:11.802340"
},
{
"user": null,
"id": 1050,
"tags": [
"企业贷款融资方式"
],
"question": "企业贷款怎么选择融资方式？",
"region": "北京",
"desc": "企业贷款融资方式",
"answer_times": 0,
"brows_num": 93,
"add_time": "2022-11-10T15:35:25.799426"
},
{
"user": null,
"id": 1049,
"tags": [
"加强金融产品创新"
],
"question": "加强金融产品创新对小微企业有什么好处？",
"region": "北京",
"desc": "加强金融产品创新的好处",
"answer_times": 0,
"brows_num": 93,
"add_time": "2022-11-10T15:27:56.848146"
},
{
"user": null,
"id": 1048,
"tags": [
"创业股份的流失"
],
"question": "如何应对创业股份的流失？",
"region": "北京",
"desc": "如何应对创业股份的流失",
"answer_times": 0,
"brows_num": 154,
"add_time": "2022-11-09T16:18:36.997807"
},
{
"user": null,
"id": 1047,
"tags": [
"对赌协议的致命陷阱"
],
"question": "对赌协议的致命陷阱有哪些？",
"region": "北京",
"desc": "对赌协议的致命陷阱",
"answer_times": 0,
"brows_num": 152,
"add_time": "2022-11-09T16:16:30.711664"
},
{
"user": null,
"id": 1046,
"tags": [
"“红筹上市”"
],
"question": "“红筹上市”运作模式的优势是什么？",
"region": "北京",
"desc": "“红筹上市”运作模式的优势",
"answer_times": 0,
"brows_num": 147,
"add_time": "2022-11-09T16:15:06.061778"
},
{
"user": null,
"id": 1045,
"tags": [
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"question": "如何积累企业风险分析的经验？",
"region": "北京",
"desc": "如何积累企业风险分析的经验",
"answer_times": 0,
"brows_num": 148,
"add_time": "2022-11-09T16:12:48.634939"
},
{
"user": null,
"id": 1044,
"tags": [
"企业风险分析技能"
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"question": "如何提升企业风险分析技能？",
"region": "北京",
"desc": "如何提升企业风险分析技能",
"answer_times": 0,
"brows_num": 147,
"add_time": "2022-11-09T16:11:48.122271"
},
{
"user": null,
"id": 1043,
"tags": [
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"question": "过桥垫资如何操作？",
"region": "北京",
"desc": "过桥垫资",
"answer_times": 0,
"brows_num": 147,
"add_time": "2022-11-09T14:24:33.087458"
},
{
"user": null,
"id": 1042,
"tags": [
"黑户"
],
"question": "什么是黑户?",
"region": "北京",
"desc": "黑户",
"answer_times": 0,
"brows_num": 147,
"add_time": "2022-11-09T14:22:27.152118"
},
{
"user": null,
"id": 1041,
"tags": [
"银行承兑汇票贴现"
],
"question": "银行承兑汇票贴现有什么特点？",
"region": "北京",
"desc": "银行承兑汇票贴现",
"answer_times": 0,
"brows_num": 148,
"add_time": "2022-11-09T14:01:29.129535"
},
{
"user": null,
"id": 1040,
"tags": [
"担保"
],
"question": "医院可以做担保保证人吗？",
"region": "北京",
"desc": "担保",
"answer_times": 0,
"brows_num": 147,
"add_time": "2022-11-09T13:39:55.492278"
},
{
"user": null,
"id": 1039,
"tags": [
"房抵贷"
],
"question": "北京银行的房抵贷对抵押房产有什么要求？",
"region": "北京",
"desc": "北京银行",
"answer_times": 0,
"brows_num": 100,
"add_time": "2022-11-09T13:23:02.799058"
},
{
"user": null,
"id": 1038,
"tags": [
"银税贷"
],
"question": "北京银行银税贷适用对象是？",
"region": "北京",
"desc": "北京银行",
"answer_times": 0,
"brows_num": 124,
"add_time": "2022-11-09T13:21:18.048629"
},
{
"user": null,
"id": 1037,
"tags": [
"科e贷"
],
"question": "北京银行“科e贷”贷款额度是多少？",
"region": "北京",
"desc": "北京银行",
"answer_times": 0,
"brows_num": 122,
"add_time": "2022-11-09T13:16:58.154086"
},
{
"user": null,
"id": 1036,
"tags": [
"融资租赁"
],
"question": "融资租赁模式有哪些？",
"region": "北京",
"desc": "融资租赁模式",
"answer_times": 0,
"brows_num": 154,
"add_time": "2022-11-08T15:48:23.693002"
},
{
"user": null,
"id": 1035,
"tags": [
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"question": "什么决定一个企业是否能够有效的处理并应对突发情况？",
"region": "北京",
"desc": "一个企业是否能够有效的处理并应对突发情况",
"answer_times": 0,
"brows_num": 149,
"add_time": "2022-11-08T15:42:12.517815"
},
{
"user": null,
"id": 1034,
"tags": [
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"question": "设备回租的过程是怎么样的？",
"region": "北京",
"desc": "设备回租的过程",
"answer_times": 0,
"brows_num": 150,
"add_time": "2022-11-08T15:39:58.101912"
},
{
"user": null,
"id": 1033,
"tags": [
"设备回租"
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"question": "设备回租是什么意思？",
"region": "北京",
"desc": "设备回租",
"answer_times": 0,
"brows_num": 153,
"add_time": "2022-11-08T15:38:39.662717"
},
{
"user": null,
"id": 1032,
"tags": [
"科技企业信贷产品"
],
"question": "科技企业信贷产品具有哪些特点？",
"region": "北京",
"desc": "科技企业信贷产品的特点",
"answer_times": 0,
"brows_num": 156,
"add_time": "2022-11-08T15:27:56.420375"
},
{
"user": null,
"id": 1031,
"tags": [
"三角债"
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"question": "三角债指什么？",
"region": "北京",
"desc": "三角债",
"answer_times": 0,
"brows_num": 196,
"add_time": "2022-11-08T13:23:17.807491"
},
{
"user": null,
"id": 1030,
"tags": [
"连三累六"
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"question": "连三累六是什么意思？",
"region": "北京",
"desc": "连三累六",
"answer_times": 0,
"brows_num": 198,
"add_time": "2022-11-08T13:19:11.803905"
},
{
"user": null,
"id": 1029,
"tags": [
"征信"
],
"question": "征信报告都包括什么信息？",
"region": "北京",
"desc": "征信",
"answer_times": 0,
"brows_num": 97,
"add_time": "2022-11-08T13:15:08.685355"
},
{
"user": null,
"id": 1028,
"tags": [
"小微企业非财务信息"
],
"question": "小微企业非财务信息包括什么？",
"region": "北京",
"desc": "小微企业非财务信息",
"answer_times": 0,
"brows_num": 99,
"add_time": "2022-11-07T15:34:34.039381"
},
{
"user": null,
"id": 1027,
"tags": [
"中小微企业信用融资贷款主要途径"
],
"question": "中小微企业信用融资贷款主要途径是什么？",
"region": "北京",
"desc": "中小微企业信用融资贷款主要途径",
"answer_times": 0,
"brows_num": 96,
"add_time": "2022-11-07T14:42:03.308849"
},
{
"user": null,
"id": 1026,
"tags": [
"北京企业信用贷款申贷"
],
"question": "北京企业信用贷款申贷法人准备哪些资料？",
"region": "北京",
"desc": "北京企业信用贷款申贷法人准备资料",
"answer_times": 0,
"brows_num": 98,
"add_time": "2022-11-07T14:32:14.320387"
},
{
"user": null,
"id": 1025,
"tags": [
"“砍头息”"
],
"question": "“砍头息”有什么风险？",
"region": "北京",
"desc": "“砍头息”风险",
"answer_times": 0,
"brows_num": 98,
"add_time": "2022-11-07T14:13:06.687920"
},
{
"user": null,
"id": 1024,
"tags": [
"砍头息"
],
"question": "企业信用贷款过程中什么是“砍头息”?",
"region": "北京",
"desc": "企业信用贷款过程中“砍头息”",
"answer_times": 0,
"brows_num": 99,
"add_time": "2022-11-07T14:11:47.579693"
},
{
"user": null,
"id": 1023,
"tags": [
"投资环境"
],
"question": "投资环境分类有哪些？",
"region": "北京",
"desc": "投资环境分类",
"answer_times": 0,
"brows_num": 141,
"add_time": "2022-11-04T16:39:05.419948"
},
{
"user": null,
"id": 1022,
"tags": [
"投资环境"
],
"question": "投资环境是什么？",
"region": "北京",
"desc": "投资环境",
"answer_times": 0,
"brows_num": 138,
"add_time": "2022-11-04T16:37:45.347692"
},
{
"user": null,
"id": 1021,
"tags": [
"转型经济"
],
"question": "转型经济对项目预测的准确性有什么影响？",
"region": "北京",
"desc": "转型经济对项目预测的准确性影响",
"answer_times": 0,
"brows_num": 142,
"add_time": "2022-11-04T16:36:05.555903"
},
{
"user": null,
"id": 1020,
"tags": [
"预测的准确性"
],
"question": "项目预测的准确性与什么有关？",
"region": "北京",
"desc": "项目预测的准确性",
"answer_times": 0,
"brows_num": 141,
"add_time": "2022-11-04T16:34:16.786353"
},
{
"user": null,
"id": 1019,
"tags": [
"固定资产投资项目"
],
"question": "固定资产投资项目有什么风险？",
"region": "北京",
"desc": "固定资产投资项目风险",
"answer_times": 0,
"brows_num": 138,
"add_time": "2022-11-04T16:31:59.927528"
},
{
"user": null,
"id": 1018,
"tags": [
"头寸"
],
"question": "头寸是什么意思？",
"region": "北京",
"desc": "头寸",
"answer_times": 0,
"brows_num": 142,
"add_time": "2022-11-04T15:26:33.574408"
},
{
"user": null,
"id": 1017,
"tags": [
"市盈率"
],
"question": "市盈率指什么？",
"region": "北京",
"desc": "市盈率",
"answer_times": 0,
"brows_num": 136,
"add_time": "2022-11-04T15:24:34.185806"
},
{
"user": null,
"id": 1016,
"tags": [
"背书"
],
"question": "“背书”是什么意思？",
"region": "北京",
"desc": "背书",
"answer_times": 0,
"brows_num": 140,
"add_time": "2022-11-04T15:03:32.176584"
},
{
"user": null,
"id": 1015,
"tags": [
"贷款"
],
"question": "企业之间可以借贷吗？",
"region": "北京",
"desc": "贷款",
"answer_times": 0,
"brows_num": 137,
"add_time": "2022-11-04T14:58:48.713484"
},
{
"user": null,
"id": 1014,
"tags": [
"税金贷"
],
"question": "税金贷的额度和期限是通过缴税数额决定的吗？",
"region": "北京",
"desc": "税金贷",
"answer_times": 0,
"brows_num": 138,
"add_time": "2022-11-04T14:56:44.787492"
},
{
"user": null,
"id": 1013,
"tags": [
"现代租赁、传统租赁"
],
"question": "现代租赁与传统租赁有什么区别？",
"region": "北京",
"desc": "现代租赁与传统租赁区别",
"answer_times": 0,
"brows_num": 210,
"add_time": "2022-11-03T16:38:52.483948"
},
{
"user": null,
"id": 1012,
"tags": [
"股票基金"
],
"question": "股票基金怎么分类？",
"region": "北京",
"desc": "股票基金分类",
"answer_times": 0,
"brows_num": 208,
"add_time": "2022-11-03T16:36:25.396396"
},
{
"user": null,
"id": 1011,
"tags": [
"股票基金"
],
"question": "股票基金有什么特点？",
"region": "北京",
"desc": "股票基金特点",
"answer_times": 0,
"brows_num": 209,
"add_time": "2022-11-03T16:35:21.639953"
},
{
"user": null,
"id": 1010,
"tags": [
"合理的资金结构"
],
"question": "合理的资金结构是什么样的？",
"region": "北京",
"desc": "合理的资金结构",
"answer_times": 0,
"brows_num": 206,
"add_time": "2022-11-03T16:28:43.263577"
},
{
"user": null,
"id": 1009,
"tags": [
"最佳资金结构"
],
"question": "什么是最佳资金结构？",
"region": "北京",
"desc": "最佳资金结构",
"answer_times": 0,
"brows_num": 118,
"add_time": "2022-11-03T16:21:01.467775"
},
{
"user": null,
"id": 1008,
"tags": [
"创业板市场融资"
],
"question": "通过创业板市场融资的企业有什么特点？",
"region": "北京",
"desc": "创业板市场融资",
"answer_times": 0,
"brows_num": 214,
"add_time": "2022-11-02T14:14:06.361542"
},
{
"user": null,
"id": 1007,
"tags": [
"企业贷款财务比率指标"
],
"question": "企业贷款财务比率指标多少合适？",
"region": "北京",
"desc": "企业贷款财务比率指标",
"answer_times": 0,
"brows_num": 212,
"add_time": "2022-11-02T14:09:36.354565"
},
{
"user": null,
"id": 1006,
"tags": [
"拒贷"
],
"question": "一家银行拒贷，别的银行会拒贷吗？",
"region": "北京",
"desc": "银行拒贷",
"answer_times": 0,
"brows_num": 209,
"add_time": "2022-11-02T14:03:03.888210"
},
{
"user": null,
"id": 1005,
"tags": [
"贷款"
],
"question": "银行凭什么决定是否给个人中小微企业贷款？",
"region": "北京",
"desc": "银行决定是否给个人中小微企业贷款",
"answer_times": 0,
"brows_num": 212,
"add_time": "2022-11-02T14:00:44.629818"
},
{
"user": null,
"id": 1004,
"tags": [
"企业贷款"
],
"question": "企业贷款为什么没有统一的贷款标准？",
"region": "北京",
"desc": "企业贷款没有统一的贷款标准",
"answer_times": 1,
"brows_num": 234,
"add_time": "2022-11-02T13:59:41.158834"
},
{
"user": null,
"id": 1003,
"tags": [
"融资"
],
"question": "有自主的知识产权，可以融资吗？",
"region": "北京",
"desc": "融资",
"answer_times": 0,
"brows_num": 210,
"add_time": "2022-11-02T13:53:32.905497"
},
{
"user": null,
"id": 1002,
"tags": [
"融资租赁"
],
"question": "融资租赁如何通过“加速折旧”节税？",
"region": "北京",
"desc": "融资租赁",
"answer_times": 0,
"brows_num": 258,
"add_time": "2022-11-01T11:40:52.430846"
},
{
"user": null,
"id": 1001,
"tags": [
"税易贷"
],
"question": "建行税易贷有什么要求？",
"region": "北京",
"desc": "税易贷",
"answer_times": 0,
"brows_num": 250,
"add_time": "2022-11-01T11:38:00.144207"
},
{
"user": null,
"id": 1000,
"tags": [
"贷款"
],
"question": "流动资金贷款的期限长短分别能解决哪些需求？",
"region": "北京",
"desc": "贷款",
"answer_times": 0,
"brows_num": 298,
"add_time": "2022-11-01T11:35:08.094645"
},
{
"user": null,
"id": 999,
"tags": [
"离岸公司"
],
"question": "什么是“离岸公司”？",
"region": "北京",
"desc": "离岸公司",
"answer_times": 0,
"brows_num": 178,
"add_time": "2022-11-01T11:08:45.996067"
},
{
"user": null,
"id": 998,
"tags": [
"贷款风险度"
],
"question": "贷款风险度怎么计算？",
"region": "北京",
"desc": "贷款风险度",
"answer_times": 0,
"brows_num": 80,
"add_time": "2022-11-01T11:00:03.563054"
},
{
"user": null,
"id": 997,
"tags": [
"信息不对称、信贷技术"
],
"question": "解决信息不对称的信贷技术有什么？",
"region": "北京",
"desc": "解决信息不对称的信贷技术",
"answer_times": 0,
"brows_num": 82,
"add_time": "2022-11-01T10:55:18.713499"
},
{
"user": null,
"id": 996,
"tags": [
"注册资本"
],
"question": "认缴和实缴有什么区别？",
"region": "北京",
"desc": "认缴 实缴",
"answer_times": 0,
"brows_num": 79,
"add_time": "2022-11-01T10:51:34.329972"
},
{
"user": null,
"id": 995,
"tags": [
"关系型贷款"
],
"question": "为小微企业量身定制的关系型贷款有什么特征？",
"region": "北京",
"desc": "小微企业量身定制的关系型贷款",
"answer_times": 0,
"brows_num": 79,
"add_time": "2022-11-01T10:47:54.715024"
},
{
"user": null,
"id": 994,
"tags": [
"核保"
],
"question": "在小微企业贷款时怎么核保？",
"region": "北京",
"desc": "小微企业贷款核保",
"answer_times": 0,
"brows_num": 78,
"add_time": "2022-11-01T10:32:02.807807"
},
{
"user": null,
"id": 993,
"tags": [
"小微企业贷款"
],
"question": "小微企业贷款时有什么欺骗手段？",
"region": "北京",
"desc": "小微企业贷款时欺骗手段",
"answer_times": 0,
"brows_num": 77,
"add_time": "2022-11-01T10:29:41.431826"
},
{
"user": null,
"id": 991,
"tags": [
"债权融资"
],
"question": "债权融资有什么优点？",
"region": "北京",
"desc": "债权融资优点",
"answer_times": 0,
"brows_num": 79,
"add_time": "2022-10-31T15:34:06.248694"
},
{
"user": null,
"id": 990,
"tags": [
"科技企业信贷产品"
],
"question": "科技企业信贷产品有哪些特点？",
"region": "北京",
"desc": "科技企业信贷产品特点",
"answer_times": 0,
"brows_num": 78,
"add_time": "2022-10-31T15:32:30.321669"
},
{
"user": null,
"id": 989,
"tags": [
"金融产品创新"
],
"question": "怎么加强金融产品创新？",
"region": "北京",
"desc": "加强金融产品创新",
"answer_times": 0,
"brows_num": 78,
"add_time": "2022-10-31T15:30:14.420412"
},
{
"user": null,
"id": 988,
"tags": [
"非法放贷"
],
"question": "非法放贷入罪条件是什么？",
"region": "北京",
"desc": "非法放贷入罪条件",
"answer_times": 0,
"brows_num": 77,
"add_time": "2022-10-31T15:21:53.478694"
},
{
"user": null,
"id": 987,
"tags": [
"抵押担保"
],
"question": "最常见的抵押担保是什么？",
"region": "北京",
"desc": "最常见的抵押担保",
"answer_times": 0,
"brows_num": 77,
"add_time": "2022-10-31T15:18:18.486265"
},
{
"user": null,
"id": 986,
"tags": [
"借贷"
],
"question": "企业之间可以相互借贷吗？",
"region": "北京",
"desc": "企业之间借贷",
"answer_times": 0,
"brows_num": 88,
"add_time": "2022-10-28T14:14:20.853153"
},
{
"user": null,
"id": 985,
"tags": [
"信用贷款申贷"
],
"question": "北京企业信用贷款申贷条件是什么？",
"region": "北京",
"desc": "北京企业信用贷款申贷条件",
"answer_times": 0,
"brows_num": 165,
"add_time": "2022-10-28T14:12:46.263614"
},
{
"user": null,
"id": 984,
"tags": [
"贷款申请审批"
],
"question": "贷款申请审批时怎么确认借款人自有资金？",
"region": "北京",
"desc": "贷款申请审批确认借款人自有资金",
"answer_times": 0,
"brows_num": 170,
"add_time": "2022-10-28T14:07:01.718359"
},
{
"user": null,
"id": 983,
"tags": [
"区域链"
],
"question": "区域链技术有什么优点？",
"region": "北京",
"desc": "区域链技术优点",
"answer_times": 0,
"brows_num": 159,
"add_time": "2022-10-28T14:02:07.607416"
},
{
"user": null,
"id": 982,
"tags": [
"优先股"
],
"question": "优先股的优势如何体现？",
"region": "北京",
"desc": "优先股",
"answer_times": 0,
"brows_num": 163,
"add_time": "2022-10-28T13:56:09.751676"
},
{
"user": null,
"id": 981,
"tags": [
"摊销"
],
"question": "摊销是什么意思？",
"region": "北京",
"desc": "摊销",
"answer_times": 0,
"brows_num": 198,
"add_time": "2022-10-28T13:54:35.784028"
},
{
"user": null,
"id": 980,
"tags": [
"垃圾债券"
],
"question": "什么是垃圾债券市场？",
"region": "北京",
"desc": "垃圾债券",
"answer_times": 0,
"brows_num": 127,
"add_time": "2022-10-28T13:52:25.253536"
},
{
"user": null,
"id": 979,
"tags": [
"账面"
],
"question": "账面价值和账面净值分别指什么？",
"region": "北京",
"desc": "账面",
"answer_times": 0,
"brows_num": 46,
"add_time": "2022-10-28T13:49:08.322007"
},
{
"user": null,
"id": 978,
"tags": [
"机会成本"
],
"question": "在融资中的机会成本指什么？",
"region": "北京",
"desc": "机会成本",
"answer_times": 0,
"brows_num": 45,
"add_time": "2022-10-28T13:45:49.344966"
},
{
"user": null,
"id": 977,
"tags": [
"产权比率"
],
"question": "产权比率能说明什么？",
"region": "北京",
"desc": "产权比率",
"answer_times": 0,
"brows_num": 46,
"add_time": "2022-10-28T13:43:11.416330"
},
{
"user": null,
"id": 976,
"tags": [
"风险"
],
"question": "固定资产贷款和流动资金贷款在风险上的区别？",
"region": "北京",
"desc": "风险",
"answer_times": 0,
"brows_num": 45,
"add_time": "2022-10-28T13:38:14.129764"
},
{
"user": null,
"id": 975,
"tags": [
"杜邦分析"
],
"question": "杜邦分析法可以帮助了解到什么信息？",
"region": "北京",
"desc": "杜邦分析",
"answer_times": 0,
"brows_num": 45,
"add_time": "2022-10-28T13:33:18.937461"
},
{
"user": null,
"id": 974,
"tags": [
"利率"
],
"question": "贷款利率什么要上浮？",
"region": "北京",
"desc": "利率",
"answer_times": 0,
"brows_num": 44,
"add_time": "2022-10-28T13:22:55.786772"
},
{
"user": null,
"id": 973,
"tags": [
"贷款"
],
"question": "贷款人和借款人有什么区别？",
"region": "北京",
"desc": "贷款",
"answer_times": 0,
"brows_num": 44,
"add_time": "2022-10-28T13:20:14.379855"
},
{
"user": null,
"id": 972,
"tags": [
"申请短期流动资金借款"
],
"question": "申请短期流动资金借款的关键是什么？",
"region": "北京",
"desc": "申请短期流动资金借款的关键",
"answer_times": 0,
"brows_num": 44,
"add_time": "2022-10-28T11:29:56.741953"
},
{
"user": null,
"id": 970,
"tags": [
"小微企业贷款"
],
"question": "银行对小微企业贷款最关心的问题有哪些？",
"region": "北京",
"desc": "银行对小微企业贷款最关心的问题",
"answer_times": 0,
"brows_num": 53,
"add_time": "2022-10-27T10:20:03.009628"
},
{
"user": null,
"id": 969,
"tags": [
"贷款期限"
],
"question": "怎么合理安排贷款期限？",
"region": "北京",
"desc": "合理安排贷款期限",
"answer_times": 0,
"brows_num": 57,
"add_time": "2022-10-27T10:01:39.615945"
},
{
"user": null,
"id": 968,
"tags": [
"贷款分期偿还"
],
"question": "贷款分期偿还的方式适用于哪些情况？",
"region": "北京",
"desc": "贷款分期偿还",
"answer_times": 0,
"brows_num": 52,
"add_time": "2022-10-27T09:58:14.024314"
},
{
"user": null,
"id": 967,
"tags": [
"还款能力"
],
"question": "还款能力怎么分析？",
"region": "北京",
"desc": "还款能力分析",
"answer_times": 0,
"brows_num": 47,
"add_time": "2022-10-27T09:50:50.901317"
},
{
"user": null,
"id": 966,
"tags": [
"夹层融资"
],
"question": "夹层融资有什么好处？",
"region": "北京",
"desc": "夹层融资好处",
"answer_times": 0,
"brows_num": 48,
"add_time": "2022-10-27T09:45:53.785629"
},
{
"user": null,
"id": 965,
"tags": [
"银行利率"
],
"question": "银行对客户报价采取什么样的利率？",
"region": "北京",
"desc": "银行对客户报价利率",
"answer_times": 0,
"brows_num": 90,
"add_time": "2022-10-26T14:38:24.934975"
},
{
"user": null,
"id": 964,
"tags": [
"贷款还款"
],
"question": "贷款还款来源是什么？",
"region": "北京",
"desc": "贷款还款来源",
"answer_times": 0,
"brows_num": 91,
"add_time": "2022-10-26T14:33:52.806447"
},
{
"user": null,
"id": 963,
"tags": [
"贷款造假"
],
"question": "贷款业务中常见的造假方式有哪些？",
"region": "北京",
"desc": "贷款业务造假",
"answer_times": 0,
"brows_num": 172,
"add_time": "2022-10-26T14:30:04.905898"
},
{
"user": null,
"id": 962,
"tags": [
"授信"
],
"question": "三年授信一年归本怎么解读？",
"region": "北京",
"desc": "授信",
"answer_times": 0,
"brows_num": 172,
"add_time": "2022-10-26T11:40:54.706538"
},
{
"user": null,
"id": 961,
"tags": [
"征信"
],
"question": "征信报告多久更新一次?",
"region": "北京",
"desc": "征信",
"answer_times": 0,
"brows_num": 171,
"add_time": "2022-10-26T11:38:43.993344"
},
{
"user": null,
"id": 960,
"tags": [
"复息"
],
"question": "复息怎么计算？",
"region": "北京",
"desc": "复息",
"answer_times": 0,
"brows_num": 171,
"add_time": "2022-10-26T11:02:23.537850"
},
{
"user": null,
"id": 959,
"tags": [
"贷款"
],
"question": "个人经营贷款与企业经营贷款有何分别？",
"region": "北京",
"desc": "贷款",
"answer_times": 0,
"brows_num": 39,
"add_time": "2022-10-26T10:59:45.542585"
},
{
"user": null,
"id": 958,
"tags": [
"股权"
],
"question": "股权代持合法吗？",
"region": "北京",
"desc": "股权",
"answer_times": 0,
"brows_num": 38,
"add_time": "2022-10-26T10:53:13.646770"
},
{
"user": null,
"id": 957,
"tags": [
"银行、房贷"
],
"question": "为什么银行不愿接受房贷？",
"region": "北京",
"desc": "银行不愿接受房贷",
"answer_times": 0,
"brows_num": 40,
"add_time": "2022-10-26T09:58:25.118259"
},
{
"user": null,
"id": 956,
"tags": [
"融资"
],
"question": "企业融资应该选择什么时候？",
"region": "北京",
"desc": "企业融资选择时机",
"answer_times": 0,
"brows_num": 40,
"add_time": "2022-10-26T09:51:03.062015"
},
{
"user": null,
"id": 955,
"tags": [
"税收"
],
"question": "税收筹划能帮公司做些什么？",
"region": "北京",
"desc": "税收",
"answer_times": 0,
"brows_num": 39,
"add_time": "2022-10-25T15:43:20.931524"
},
{
"user": null,
"id": 954,
"tags": [
"限额方案制定"
],
"question": "限额方案怎么制定？",
"region": "北京",
"desc": "限额方案制定",
"answer_times": 0,
"brows_num": 43,
"add_time": "2022-10-25T15:23:38.577081"
},
{
"user": null,
"id": 953,
"tags": [
"市场风险限额指标"
],
"question": "市场风险限额指标有哪些？",
"region": "北京",
"desc": "市场风险限额指标",
"answer_times": 0,
"brows_num": 37,
"add_time": "2022-10-25T15:20:45.419134"
},
{
"user": null,
"id": 952,
"tags": [
"外部融资渠道"
],
"question": "企业外部融资渠道是什么？",
"region": "北京",
"desc": "企业外部融资渠道",
"answer_times": 0,
"brows_num": 39,
"add_time": "2022-10-25T14:42:19.826488"
},
{
"user": null,
"id": 951,
"tags": [
"内部融资渠道"
],
"question": "企业内部融资渠道是什么？",
"region": "北京",
"desc": "企业内部融资渠道",
"answer_times": 0,
"brows_num": 38,
"add_time": "2022-10-25T14:41:07.307402"
},
{
"user": null,
"id": 950,
"tags": [
"查询"
],
"question": "动产融资信息如何查询？",
"region": "北京",
"desc": "查询",
"answer_times": 0,
"brows_num": 38,
"add_time": "2022-10-25T14:38:16.020180"
},
{
"user": null,
"id": 949,
"tags": [
"北京各区的知识产权质押贷款补贴政策"
],
"question": "北京各区的知识产权质押贷款补贴政策是什么？",
"region": "北京",
"desc": "北京各区的知识产权质押贷款补贴政策",
"answer_times": 0,
"brows_num": 37,
"add_time": "2022-10-25T14:37:22.153616"
},
{
"user": null,
"id": 948,
"tags": [
"上市"
],
"question": "买壳上市有什么坏处？",
"region": "北京",
"desc": "上市",
"answer_times": 0,
"brows_num": 33,
"add_time": "2022-10-25T14:36:12.567661"
},
{
"user": null,
"id": 947,
"tags": [
"自偿性"
],
"question": "什么是自偿性贸易融资？",
"region": "北京",
"desc": "贸易融资",
"answer_times": 0,
"brows_num": 38,
"add_time": "2022-10-25T14:27:26.257734"
},
{
"user": null,
"id": 946,
"tags": [
"供应链金融"
],
"question": "什么是供应链金融？",
"region": "北京",
"desc": "供应链金融",
"answer_times": 0,
"brows_num": 35,
"add_time": "2022-10-25T14:24:24.633243"
},
{
"user": null,
"id": 945,
"tags": [
"回笼"
],
"question": "什么是回笼和入库？",
"region": "北京",
"desc": "回笼",
"answer_times": 0,
"brows_num": 78,
"add_time": "2022-10-24T17:13:55.159147"
},
{
"user": null,
"id": 944,
"tags": [
"涉诉"
],
"question": "公司有涉诉情况，但是作为原告，会影响信贷吗？",
"region": "北京",
"desc": "涉诉",
"answer_times": 0,
"brows_num": 102,
"add_time": "2022-10-24T16:47:28.140000"
},
{
"user": null,
"id": 943,
"tags": [
"逾期"
],
"question": "还款逾期了要交罚金?",
"region": "北京",
"desc": "逾期",
"answer_times": 0,
"brows_num": 100,
"add_time": "2022-10-24T16:44:24.248033"
},
{
"user": null,
"id": 942,
"tags": [
"税贷"
],
"question": "税贷对开票情况有要求吗？",
"region": "北京",
"desc": "税贷",
"answer_times": 0,
"brows_num": 64,
"add_time": "2022-10-24T16:41:53.155603"
},
{
"user": null,
"id": 941,
"tags": [
"被执行人"
],
"question": "被执行人就是老赖吗？",
"region": "北京",
"desc": "被执行人",
"answer_times": 0,
"brows_num": 61,
"add_time": "2022-10-24T16:37:47.777833"
},
{
"user": null,
"id": 940,
"tags": [
"高新"
],
"question": "中关村高新技术企业能得到税收优惠吗？",
"region": "北京",
"desc": "高新",
"answer_times": 0,
"brows_num": 63,
"add_time": "2022-10-24T14:02:20.937229"
},
{
"user": null,
"id": 939,
"tags": [
"融资"
],
"question": "什么类型的公司适用于贸易融资？",
"region": "北京",
"desc": "融资",
"answer_times": 0,
"brows_num": 63,
"add_time": "2022-10-24T13:52:07.243244"
},
{
"user": null,
"id": 938,
"tags": [
"隐性负债"
],
"question": "企业隐性负债怎么分析？",
"region": "北京",
"desc": "企业隐性负债",
"answer_times": 0,
"brows_num": 66,
"add_time": "2022-10-24T13:42:21.524709"
},
{
"user": null,
"id": 937,
"tags": [
"断票"
],
"question": "断票指什么？",
"region": "北京",
"desc": "断票",
"answer_times": 0,
"brows_num": 63,
"add_time": "2022-10-24T13:40:12.427538"
},
{
"user": null,
"id": 936,
"tags": [
"商誉"
],
"question": "商誉如何产生？",
"region": "北京",
"desc": "商誉",
"answer_times": 0,
"brows_num": 63,
"add_time": "2022-10-24T13:36:21.536058"
},
{
"user": null,
"id": 935,
"tags": [
"保理"
],
"question": "为什么暗保理有风险但还是要用？",
"region": "北京",
"desc": "保理",
"answer_times": 0,
"brows_num": 57,
"add_time": "2022-10-24T13:30:47.570021"
},
{
"user": null,
"id": 934,
"tags": [
"融资"
],
"question": "怎么样解决融资规模、渠道及结构相匹配？",
"region": "北京",
"desc": "融资规模、渠道及结构相匹配",
"answer_times": 0,
"brows_num": 61,
"add_time": "2022-10-24T13:24:33.623562"
},
{
"user": null,
"id": 933,
"tags": [
"资金成本"
],
"question": "资金成本在企业融资中的作用？",
"region": "北京",
"desc": "资金成本在企业融资中作用",
"answer_times": 0,
"brows_num": 58,
"add_time": "2022-10-24T13:22:18.108408"
},
{
"user": null,
"id": 932,
"tags": [
"融资结构"
],
"question": "企业贷款融资结构有哪些？",
"region": "北京",
"desc": "企业贷款融资结构",
"answer_times": 0,
"brows_num": 56,
"add_time": "2022-10-24T13:13:21.210731"
},
{
"user": null,
"id": 931,
"tags": [
"融资"
],
"question": "企业应该优先考虑哪种融资？",
"region": "北京",
"desc": "企业融资",
"answer_times": 0,
"brows_num": 63,
"add_time": "2022-10-24T13:11:23.987517"
},
{
"user": null,
"id": 930,
"tags": [
"企业贷款协贷网"
],
"question": "企业贷款协贷网贷合法吗",
"region": "北京",
"desc": "企业贷款协贷网贷合法吗",
"answer_times": 1,
"brows_num": 143,
"add_time": "2022-10-21T18:12:34.226721"
},
{
"user": null,
"id": 929,
"tags": [
"助贷"
],
"question": "融资要找助贷公司有哪些优势？",
"region": "北京",
"desc": "找助贷公司融资优势",
"answer_times": 0,
"brows_num": 74,
"add_time": "2022-10-21T15:50:04.306090"
},
{
"user": null,
"id": 928,
"tags": [
"信用贷款"
],
"question": "什么情况下可能无法进行信用贷款？",
"region": "北京",
"desc": "无法进行信用贷款情况",
"answer_times": 0,
"brows_num": 67,
"add_time": "2022-10-21T15:45:51.225420"
},
{
"user": null,
"id": 927,
"tags": [
"库存融资"
],
"question": "库存融资有什么好处？",
"region": "北京",
"desc": "库存融资好处",
"answer_times": 0,
"brows_num": 67,
"add_time": "2022-10-21T15:43:35.749233"
},
{
"user": null,
"id": 926,
"tags": [
"内源融资比例"
],
"question": "如何提高中小企业内源融资比例？",
"region": "北京",
"desc": "提高中小企业内源融资比例",
"answer_times": 0,
"brows_num": 70,
"add_time": "2022-10-21T15:38:38.354432"
},
{
"user": null,
"id": 925,
"tags": [
"尽职调查、会计科目"
],
"question": "财务状况尽职调查的主要会计科目有那些？",
"region": "北京",
"desc": "财务状况尽职调查的主要会计科目",
"answer_times": 0,
"brows_num": 71,
"add_time": "2022-10-21T15:35:11.769912"
},
{
"user": null,
"id": 924,
"tags": [
"证券"
],
"question": "证券资产化的原理是什么？",
"region": "北京",
"desc": "证券",
"answer_times": 0,
"brows_num": 157,
"add_time": "2022-10-20T17:10:22.256863"
},
{
"user": null,
"id": 923,
"tags": [
"政策"
],
"question": "货币紧缩政策的目的是什么？",
"region": "北京",
"desc": "政策",
"answer_times": 0,
"brows_num": 139,
"add_time": "2022-10-20T17:05:36.816943"
},
{
"user": null,
"id": 922,
"tags": [
"贷款"
],
"question": "贷款银行最直接关心的是什么？",
"region": "北京",
"desc": "贷款",
"answer_times": 0,
"brows_num": 143,
"add_time": "2022-10-20T16:47:07.438967"
},
{
"user": null,
"id": 921,
"tags": [
"债券"
],
"question": "债券评级是什么意思？",
"region": "北京",
"desc": "债券",
"answer_times": 0,
"brows_num": 137,
"add_time": "2022-10-20T16:46:37.621330"
},
{
"user": null,
"id": 920,
"tags": [
"预收款融资条件"
],
"question": "卖方企业预收款融资有什么条件？",
"region": "北京",
"desc": "卖方企业预收款融资条件",
"answer_times": 0,
"brows_num": 140,
"add_time": "2022-10-20T16:45:02.897780"
},
{
"user": null,
"id": 919,
"tags": [
"应收账款抵押贷款"
],
"question": "应收账款抵押贷款的特点有哪些？",
"region": "北京",
"desc": "应收账款抵押贷款的特点",
"answer_times": 0,
"brows_num": 73,
"add_time": "2022-10-20T16:43:44.553770"
},
{
"user": null,
"id": 918,
"tags": [
"信用"
],
"question": "信用利差是什么？",
"region": "北京",
"desc": "信用",
"answer_times": 0,
"brows_num": 73,
"add_time": "2022-10-20T16:39:59.141383"
},
{
"user": null,
"id": 917,
"tags": [
"外包"
],
"question": "外包是什么意思？",
"region": "北京",
"desc": "外包",
"answer_times": 0,
"brows_num": 72,
"add_time": "2022-10-20T16:31:47.012224"
},
{
"user": null,
"id": 916,
"tags": [
"还款"
],
"question": "企业受疫情影响资金压力较大，能否延期偿还贷款",
"region": "北京",
"desc": "还款",
"answer_times": 0,
"brows_num": 71,
"add_time": "2022-10-20T16:25:35.072502"
},
{
"user": null,
"id": 915,
"tags": [
"外包"
],
"question": "外包风险管理有哪些内容？",
"region": "北京",
"desc": "外包风险管理",
"answer_times": 0,
"brows_num": 73,
"add_time": "2022-10-20T16:25:22.699655"
},
{
"user": null,
"id": 914,
"tags": [
"贷款"
],
"question": "想创业，银行贷款金额最大能达到多少？",
"region": "北京",
"desc": "贷款",
"answer_times": 0,
"brows_num": 169,
"add_time": "2022-10-19T22:52:46.010013"
},
{
"user": null,
"id": 913,
"tags": [
"还款"
],
"question": "贷款期限多长可以用一次还本付息的方式？",
"region": "北京",
"desc": "还款",
"answer_times": 0,
"brows_num": 134,
"add_time": "2022-10-19T22:48:57.349661"
},
{
"user": null,
"id": 912,
"tags": [
"贷款"
],
"question": "银行放款后，还会对企业进行调查吗？",
"region": "北京",
"desc": "贷款",
"answer_times": 0,
"brows_num": 169,
"add_time": "2022-10-19T22:38:56.533288"
},
{
"user": null,
"id": 911,
"tags": [
"贷款"
],
"question": "外地人能不能在本地贷款？",
"region": "北京",
"desc": "贷款",
"answer_times": 0,
"brows_num": 63,
"add_time": "2022-10-19T22:19:29.789951"
},
{
"user": null,
"id": 910,
"tags": [
"等额本息"
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"question": "为什么等额本息第一个月还款那么多？",
"region": "北京",
"desc": "等额本息",
"answer_times": 0,
"brows_num": 93,
"add_time": "2022-10-19T22:16:12.559550"
},
{
"user": null,
"id": 909,
"tags": [
"远期、期货"
],
"question": "怎么使用远期、期货产品控制风险？",
"region": "北京",
"desc": "远期、期货产品",
"answer_times": 0,
"brows_num": 69,
"add_time": "2022-10-19T19:45:17.264009"
},
{
"user": null,
"id": 908,
"tags": [
"保理风控"
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"question": "保理风控硬伤有哪些？",
"region": "北京",
"desc": "保理风控硬伤",
"answer_times": 0,
"brows_num": 101,
"add_time": "2022-10-19T19:42:17.762216"
},
{
"user": null,
"id": 907,
"tags": [
"保理"
],
"question": "保理业务分为哪几类？",
"region": "北京",
"desc": "保理业务分类",
"answer_times": 0,
"brows_num": 69,
"add_time": "2022-10-19T19:32:34.393415"
},
{
"user": null,
"id": 906,
"tags": [
"专利权质押合同"
],
"question": "专利权质押合同应当包括哪些内容？",
"region": "北京",
"desc": "专利权质押合同内容",
"answer_times": 0,
"brows_num": 102,
"add_time": "2022-10-19T19:24:12.464559"
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{
"user": null,
"id": 905,
"tags": [
"申请专利权质押登记"
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"question": "申请专利权质押登记应该提交哪些文件？",
"region": "北京",
"desc": "申请专利权质押登记提交的文件",
"answer_times": 0,
"brows_num": 73,
"add_time": "2022-10-19T19:21:35.453401"
},
{
"user": null,
"id": 904,
"tags": [
"尽调"
],
"question": "银行尽调是一定要实地调查吗？",
"region": "北京",
"desc": "尽调",
"answer_times": 0,
"brows_num": 101,
"add_time": "2022-10-18T15:50:33.039870"
},
{
"user": null,
"id": 903,
"tags": [
"担保"
],
"question": "什么情况下应采取抵押+保证的担保方式？",
"region": "北京",
"desc": "担保",
"answer_times": 0,
"brows_num": 68,
"add_time": "2022-10-18T15:48:05.325688"
},
{
"user": null,
"id": 902,
"tags": [
"票据"
],
"question": "中期票据有何特点？",
"region": "北京",
"desc": "票据",
"answer_times": 0,
"brows_num": 100,
"add_time": "2022-10-18T15:41:24.604144"
},
{
"user": null,
"id": 901,
"tags": [
"IPO"
],
"question": "IPO指什么？",
"region": "北京",
"desc": "IPO",
"answer_times": 0,
"brows_num": 67,
"add_time": "2022-10-18T15:35:34.461846"
},
{
"user": null,
"id": 900,
"tags": [
"税"
],
"question": "什么是“欠税”？",
"region": "北京",
"desc": "税",
"answer_times": 0,
"brows_num": 72,
"add_time": "2022-10-18T15:28:40.181881"
},
{
"user": null,
"id": 899,
"tags": [
"授信额度的确定流程"
],
"question": "授信额度的确定流程是什么？",
"region": "北京",
"desc": "授信额度的确定流程",
"answer_times": 0,
"brows_num": 15,
"add_time": "2022-10-18T10:47:01.981239"
},
{
"user": null,
"id": 898,
"tags": [
"企业贷款"
],
"question": "容易被银行拒绝的企业贷款客户有哪些？",
"region": "北京",
"desc": "容易被拒绝的企业贷款客户",
"answer_times": 0,
"brows_num": 2519,
"add_time": "2022-10-18T10:44:40.823819"
},
{
"user": null,
"id": 897,
"tags": [
"内部审计、风险管理"
],
"question": "内部审计在风险管理中的作用有哪些？",
"region": "北京",
"desc": "内部审计在风险管理中的作用",
"answer_times": 0,
"brows_num": 12,
"add_time": "2022-10-18T10:41:35.273534"
},
{
"user": null,
"id": 896,
"tags": [
"续贷"
],
"question": "小微企业可申请续贷的条件有哪些？",
"region": "北京",
"desc": "小微企业可申请续贷的条件",
"answer_times": 0,
"brows_num": 378,
"add_time": "2022-10-18T10:38:50.103794"
},
{
"user": null,
"id": 895,
"tags": [
"信用评级"
],
"question": "信用评级主要考虑哪些财务指标？",
"region": "北京",
"desc": "信用评级主要考虑的财务指标",
"answer_times": 0,
"brows_num": 99,
"add_time": "2022-10-18T10:32:12.870361"
},
{
"user": null,
"id": 894,
"tags": [
"票据贴现"
],
"question": "票据贴现申请人需要提供哪些资料？",
"region": "北京",
"desc": "票据贴现申请人所需提供的资料",
"answer_times": 0,
"brows_num": 97,
"add_time": "2022-10-18T10:28:27.499268"
},
{
"user": null,
"id": 893,
"tags": [
"票据贴现"
],
"question": "票据贴现融资的种类有哪些？",
"region": "北京",
"desc": "票据贴现融资的种类",
"answer_times": 0,
"brows_num": 16,
"add_time": "2022-10-18T10:24:33.427125"
},
{
"user": null,
"id": 892,
"tags": [
"企业贷款风险因素"
],
"question": "企业贷款的风险因素有哪些？",
"region": "北京",
"desc": "企业贷款风险因素",
"answer_times": 0,
"brows_num": 87,
"add_time": "2022-10-18T09:57:03.255977"
},
{
"user": null,
"id": 891,
"tags": [
"信用担保融资程序"
],
"question": "信用担保融资程序是什么样的？",
"region": "北京",
"desc": "信用担保融资程序",
"answer_times": 0,
"brows_num": 86,
"add_time": "2022-10-18T09:52:29.791241"
},
{
"user": null,
"id": 890,
"tags": [
"担保公司与机构模式"
],
"question": "现阶段担保公司与机构有哪几种模式？",
"region": "北京",
"desc": "担保公司与机构模式",
"answer_times": 0,
"brows_num": 85,
"add_time": "2022-10-18T09:50:28.166185"
},
{
"user": null,
"id": 889,
"tags": [
"免责"
],
"question": "小微企业授信业务工作人员存在哪些行为不得免责？",
"region": "北京",
"desc": "小微企业授信业务工作人员不能免责行为",
"answer_times": 0,
"brows_num": 85,
"add_time": "2022-10-18T09:47:10.379487"
},
{
"user": null,
"id": 888,
"tags": [
"免责"
],
"question": "符合哪些情形商业银行在责任认定中可对小微企业授信业务工作人员免除全部或部分责任？",
"region": "北京",
"desc": "商业银行责任认定中免责情形",
"answer_times": 0,
"brows_num": 108,
"add_time": "2022-10-18T09:44:37.115915"
},
{
"user": null,
"id": 887,
"tags": [
"小微尽职免责"
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"question": "小微尽职免责适用于哪些人？",
"region": "北京",
"desc": "小微尽职免责",
"answer_times": 0,
"brows_num": 85,
"add_time": "2022-10-18T09:40:51.187738"
},
{
"user": null,
"id": 886,
"tags": [
"不良贷款的责任认定"
],
"question": "不良贷款的责任认定包括什么？",
"region": "北京",
"desc": "不良贷款的责任认定",
"answer_times": 0,
"brows_num": 80,
"add_time": "2022-10-18T09:38:48.266220"
},
{
"user": null,
"id": 885,
"tags": [
"投资、融资"
],
"question": "创业公司有哪些条件更容易获得投资？",
"region": "北京",
"desc": "获得投资条件",
"answer_times": 0,
"brows_num": 81,
"add_time": "2022-10-18T09:33:50.921957"
},
{
"user": null,
"id": 884,
"tags": [
"抵押贷款"
],
"question": "农村房屋可以办理抵押贷款吗？",
"region": "北京",
"desc": "抵押贷款",
"answer_times": 0,
"brows_num": 91,
"add_time": "2022-10-17T19:36:55.996655"
},
{
"user": null,
"id": 883,
"tags": [
"借款"
],
"question": "借款期限多久算长期借款？",
"region": "北京",
"desc": "借款",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-10-17T19:34:24.773083"
},
{
"user": null,
"id": 882,
"tags": [
"股票"
],
"question": "股票融资风险很大吗？",
"region": "北京",
"desc": "股票",
"answer_times": 0,
"brows_num": 13,
"add_time": "2022-10-17T19:28:04.568189"
},
{
"user": null,
"id": 881,
"tags": [
"利率"
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"question": "贷款利率和基准贷款利率是一样的吗？",
"region": "北京",
"desc": "利率",
"answer_times": 0,
"brows_num": 4,
"add_time": "2022-10-17T19:24:45.581512"
},
{
"user": null,
"id": 880,
"tags": [
"税贷"
],
"question": "税贷能贷多少钱?有什么特点？",
"region": "北京",
"desc": "税贷",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-10-17T19:21:07.948713"
},
{
"user": {
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"username": "zdyhsfd",
"name": "刘先生",
"gender": "先生",
"mobile": "13910815404",
"email": "13910815404@139.com",
"avatar": "https://api.xiedaiwang.com/media/user/10_qoCdv6j.jpeg",
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"groups": [
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"name": "贷款经理人"
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},
"id": 879,
"tags": [
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],
"question": "《中国贸易金融行业发展报告（2021-2022）》有那些内容？",
"region": "北京",
"desc": "《中国贸易金融行业发展报告（2021-2022）》",
"answer_times": 0,
"brows_num": 8,
"add_time": "2022-10-14T10:56:36.831417"
},
{
"user": {
"id": 623,
"username": "ronjay",
"name": null,
"gender": "先生",
"mobile": "15935849053",
"email": null,
"avatar": null,
"type": 0,
"groups": []
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"id": 878,
"tags": [
"个人垫资申请"
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"question": "协贷网垫资业务是全国开展吗？",
"region": "山西吕梁",
"desc": "本人因周转需要，现急需一笔垫资把多笔小贷整合为一笔，以便重进行债务重优化重组！",
"answer_times": 1,
"brows_num": 3,
"add_time": "2022-10-14T08:03:04.942454"
},
{
"user": null,
"id": 877,
"tags": [
"呆账"
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"question": "呆账是什么？",
"region": "北京",
"desc": "呆账",
"answer_times": 0,
"brows_num": 1,
"add_time": "2022-10-13T16:18:06.520928"
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{
"user": null,
"id": 876,
"tags": [
"融资"
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"question": "间接融资和直接融资都有什么特点？",
"region": "北京",
"desc": "融资",
"answer_times": 0,
"brows_num": 36,
"add_time": "2022-10-13T16:06:42.990958"
},
{
"user": null,
"id": 875,
"tags": [
"还款"
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"question": "企业贷款还款日期晚一天有影响吗？",
"region": "北京",
"desc": "还款",
"answer_times": 0,
"brows_num": 5,
"add_time": "2022-10-13T15:34:57.409729"
},
{
"user": null,
"id": 874,
"tags": [
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"question": "如因疫情导致保理合同不能履行，能否要求减少利息？",
"region": "北京",
"desc": "保理",
"answer_times": 0,
"brows_num": 1,
"add_time": "2022-10-13T15:18:54.392287"
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{
"user": null,
"id": 873,
"tags": [
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"商业模式",
"值钱公司"
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"question": "值钱的企业公司主要看什么？",
"region": "北京",
"desc": "最值钱的公司企业？",
"answer_times": 1,
"brows_num": 3,
"add_time": "2022-10-13T15:15:18.517997"
},
{
"user": null,
"id": 872,
"tags": [
"保理"
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"question": "保理合同由几方签订？几个合同？",
"region": "北京",
"desc": "保理",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-10-13T15:10:47.539012"
},
{
"user": null,
"id": 871,
"tags": [
"征信"
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"question": "征信一个月可以查几次？",
"region": "北京",
"desc": "征信",
"answer_times": 0,
"brows_num": 1,
"add_time": "2022-10-12T16:25:01.330361"
},
{
"user": null,
"id": 870,
"tags": [
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"question": "垫资过桥有哪些业务方式？",
"region": "北京",
"desc": "垫资过桥业务方式",
"answer_times": 0,
"brows_num": 9,
"add_time": "2022-10-12T13:52:22.906965"
},
{
"user": null,
"id": 869,
"tags": [
"融资成本"
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"question": "如何优化中小微企业的融资成本？",
"region": "北京",
"desc": "优化中小微企业融资成本",
"answer_times": 0,
"brows_num": 5,
"add_time": "2022-10-12T13:40:12.175502"
},
{
"user": null,
"id": 868,
"tags": [
"利润表"
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"question": "利润表的分析方法是什么？",
"region": "北京",
"desc": "利润表的分析方法",
"answer_times": 0,
"brows_num": 15,
"add_time": "2022-10-12T13:31:16.558503"
},
{
"user": null,
"id": 867,
"tags": [
"税务尽职调查"
],
"question": "税务尽职调查的重点关注内容有哪些？",
"region": "北京",
"desc": "税务尽职调查的重点关注内容",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-10-12T13:23:35.079832"
},
{
"user": null,
"id": 866,
"tags": [
"税务尽职调查"
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"question": "税务尽职调查有什么方法？",
"region": "北京",
"desc": "税务尽职调查方法",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-10-12T13:21:37.894586"
},
{
"user": null,
"id": 865,
"tags": [
"融资流程"
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"question": "企业贷款得到融资流程是什么？",
"region": "北京",
"desc": "企业贷款融资流程",
"answer_times": 0,
"brows_num": 10,
"add_time": "2022-10-11T16:08:47.325369"
},
{
"user": null,
"id": 864,
"tags": [
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"question": "保付代理与担保是怎么做的？",
"region": "北京",
"desc": "保付代理与担保",
"answer_times": 0,
"brows_num": 15,
"add_time": "2022-10-11T16:05:01.736512"
},
{
"user": null,
"id": 863,
"tags": [
"项目融资"
],
"question": "项目融资担保有哪些类型？",
"region": "北京",
"desc": "项目融资担保类型",
"answer_times": 0,
"brows_num": 18,
"add_time": "2022-10-11T16:03:22.775761"
},
{
"user": null,
"id": 862,
"tags": [
"贷款担保"
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"question": "贷款担保有哪些方式？",
"region": "北京",
"desc": "贷款担保的方式",
"answer_times": 0,
"brows_num": 59,
"add_time": "2022-10-11T15:57:37.672959"
},
{
"user": null,
"id": 861,
"tags": [
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],
"question": "融资担保是什么意思？",
"region": "北京",
"desc": "融资担保含义",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-10-11T15:55:00.803816"
},
{
"user": null,
"id": 860,
"tags": [
"信托"
],
"question": "信托是什么概念？",
"region": "北京",
"desc": "信托",
"answer_times": 0,
"brows_num": 8,
"add_time": "2022-10-10T17:15:19.385526"
},
{
"user": null,
"id": 859,
"tags": [
"信托"
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"question": "信托是什么概念？",
"region": "北京",
"desc": "信托",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-10-10T17:15:18.950605"
},
{
"user": null,
"id": 858,
"tags": [
"商业计划书"
],
"question": "商业计划书应包括什么？",
"region": "北京",
"desc": "商业计划书",
"answer_times": 0,
"brows_num": 14,
"add_time": "2022-10-10T17:15:06.615528"
},
{
"user": null,
"id": 857,
"tags": [
"融资租赁"
],
"question": "融资租赁的融资模式在税收上有优势吗？",
"region": "北京",
"desc": "融资租赁",
"answer_times": 0,
"brows_num": 16,
"add_time": "2022-10-10T17:14:38.235349"
},
{
"user": null,
"id": 856,
"tags": [
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],
"question": "审计说的三年一期财报是几个季度的财报？",
"region": "北京",
"desc": "审计",
"answer_times": 0,
"brows_num": 13,
"add_time": "2022-10-10T17:10:52.933087"
},
{
"user": null,
"id": 855,
"tags": [
"独角兽"
],
"question": "独角兽是什么类型的企业？",
"region": "北京",
"desc": "独角兽",
"answer_times": 0,
"brows_num": 10,
"add_time": "2022-10-10T16:50:12.901175"
},
{
"user": null,
"id": 854,
"tags": [
"存货质押贷款"
],
"question": "存货质押贷款有哪些类型？",
"region": "北京",
"desc": "存货质押贷款",
"answer_times": 0,
"brows_num": 7,
"add_time": "2022-10-10T15:30:53.394266"
},
{
"user": null,
"id": 853,
"tags": [
"假账"
],
"question": "假账在财报上有哪些特征？",
"region": "北京",
"desc": "假账在财报上的特征",
"answer_times": 0,
"brows_num": 8,
"add_time": "2022-10-10T15:22:35.194196"
},
{
"user": null,
"id": 852,
"tags": [
"委托贷款"
],
"question": "委托贷款的特点有哪些？",
"region": "北京",
"desc": "委托贷款的特点",
"answer_times": 0,
"brows_num": 34,
"add_time": "2022-10-10T15:18:14.174124"
},
{
"user": null,
"id": 851,
"tags": [
"委托贷款"
],
"question": "委托贷款和商业银行信贷的区别有哪些？",
"region": "北京",
"desc": "委托贷款和商业银行信贷",
"answer_times": 0,
"brows_num": 12,
"add_time": "2022-10-10T15:10:20.619934"
},
{
"user": null,
"id": 850,
"tags": [
"企业贷款"
],
"question": "企业贷款有哪些必要环节？",
"region": "北京",
"desc": "企业贷款必要环节",
"answer_times": 0,
"brows_num": 11,
"add_time": "2022-10-10T15:01:57.243702"
},
{
"user": null,
"id": 849,
"tags": [
"高成长",
"三高六新",
"高附加值",
"高科技"
],
"question": "三高六新指什么样的企业？",
"region": "北京",
"desc": "三高六新指什么样的企业？",
"answer_times": 0,
"brows_num": 5,
"add_time": "2022-10-10T13:06:45.061398"
},
{
"user": null,
"id": 848,
"tags": [
"信用证"
],
"question": "信用证是什么？",
"region": "北京",
"desc": "信用证",
"answer_times": 0,
"brows_num": 13,
"add_time": "2022-10-09T17:11:17.418134"
},
{
"user": null,
"id": 847,
"tags": [
"票据贴现"
],
"question": "票据贴现也算信贷业务的一种吗？",
"region": "北京",
"desc": "票据贴现",
"answer_times": 0,
"brows_num": 21,
"add_time": "2022-10-09T17:10:13.754643"
},
{
"user": null,
"id": 846,
"tags": [
"财务杠杆"
],
"question": "企业的财务杠杆是什么？",
"region": "北京",
"desc": "财务杠杆",
"answer_times": 0,
"brows_num": 45,
"add_time": "2022-10-09T17:05:27.653708"
},
{
"user": null,
"id": 845,
"tags": [
"A轮"
],
"question": "A轮是第几轮融资？",
"region": "北京",
"desc": "A轮",
"answer_times": 0,
"brows_num": 41,
"add_time": "2022-10-09T17:02:20.683366"
},
{
"user": null,
"id": 844,
"tags": [
"新三板"
],
"question": "上新三板有什么好处？",
"region": "北京",
"desc": "新三板",
"answer_times": 0,
"brows_num": 22,
"add_time": "2022-10-09T16:58:02.065749"
},
{
"user": null,
"id": 843,
"tags": [
"融资助贷咨询服务"
],
"question": "融资助贷咨询服务有什么价值？",
"region": "北京",
"desc": "融资助贷咨询服务价值",
"answer_times": 0,
"brows_num": 60,
"add_time": "2022-10-09T11:41:59.442861"
},
{
"user": null,
"id": 842,
"tags": [
"资金成本"
],
"question": "资金成本有什么作用？",
"region": "北京",
"desc": "资金成本作用",
"answer_times": 0,
"brows_num": 14,
"add_time": "2022-10-09T11:38:35.158737"
},
{
"user": null,
"id": 841,
"tags": [
"信托"
],
"question": "信托的特征有哪些？",
"region": "北京",
"desc": "信托特征",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-10-09T11:18:03.405201"
},
{
"user": null,
"id": 840,
"tags": [
"融资对赌协议"
],
"question": "融资对赌协议包括哪些内容？",
"region": "北京",
"desc": "融资对赌协议",
"answer_times": 0,
"brows_num": 16,
"add_time": "2022-10-09T10:50:40.517062"
},
{
"user": null,
"id": 839,
"tags": [
"融资对赌协议"
],
"question": "什么是融资对赌协议？",
"region": "北京",
"desc": "融资对赌协议",
"answer_times": 0,
"brows_num": 7,
"add_time": "2022-10-09T10:48:29.404928"
},
{
"user": null,
"id": 838,
"tags": [
"农业"
],
"question": "农业类型的企业有什么融资产品可以选择？",
"region": "北京",
"desc": "农业",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-10-08T15:12:40.541624"
},
{
"user": null,
"id": 837,
"tags": [
"保理"
],
"question": "有追保理是什么意思？",
"region": "北京",
"desc": "保理",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-10-08T15:12:27.045145"
},
{
"user": null,
"id": 836,
"tags": [
"保理"
],
"question": "买断保理融资是什么含义？",
"region": "北京",
"desc": "保理",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-10-08T15:12:10.625258"
},
{
"user": null,
"id": 835,
"tags": [
"抖音"
],
"question": "抖音代理商专项贷款产品？",
"region": "北京",
"desc": "抖音",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-10-08T15:11:53.899626"
},
{
"user": null,
"id": 834,
"tags": [
"融资顾问"
],
"question": "融资顾问如何防范融资风险？",
"region": "北京",
"desc": "融资顾问",
"answer_times": 0,
"brows_num": 32,
"add_time": "2022-10-08T14:26:17.718308"
},
{
"user": null,
"id": 833,
"tags": [
"贷款审批"
],
"question": "银行对贷款企业一般有哪些审批指标？",
"region": "北京",
"desc": "银行对贷款企业审批指标",
"answer_times": 0,
"brows_num": 16,
"add_time": "2022-10-08T14:17:58.861938"
},
{
"user": null,
"id": 832,
"tags": [
"融资"
],
"question": "什么是融资可行性研究？",
"region": "北京",
"desc": "融资可行性研究",
"answer_times": 0,
"brows_num": 13,
"add_time": "2022-10-08T14:14:48.864980"
},
{
"user": null,
"id": 831,
"tags": [
"融资"
],
"question": "企业融资可行性研究报告有哪些内容？",
"region": "北京",
"desc": "企业融资可行性研究报告",
"answer_times": 0,
"brows_num": 14,
"add_time": "2022-10-08T14:11:04.705297"
},
{
"user": null,
"id": 830,
"tags": [
"直租"
],
"question": "设备直租怎么操作?",
"region": "北京",
"desc": "设备直租操作",
"answer_times": 0,
"brows_num": 15,
"add_time": "2022-10-08T13:43:16.070455"
},
{
"user": null,
"id": 829,
"tags": [
"直租"
],
"question": "设备直租的优势有什么？",
"region": "北京",
"desc": "设备直租优势",
"answer_times": 0,
"brows_num": 10,
"add_time": "2022-10-08T13:38:38.670573"
},
{
"user": null,
"id": 828,
"tags": [
"抵押"
],
"question": "银行贷款和融资租赁在抵押物上有何分别吗？",
"region": "北京",
"desc": "抵押",
"answer_times": 0,
"brows_num": 13,
"add_time": "2022-09-30T11:28:52.491727"
},
{
"user": null,
"id": 827,
"tags": [
"审计报告"
],
"question": "审计报告多久可以出来？？",
"region": "北京",
"desc": "审计报告",
"answer_times": 0,
"brows_num": 13,
"add_time": "2022-09-30T11:14:55.879971"
},
{
"user": null,
"id": 826,
"tags": [
"小微"
],
"question": "小微企业名录在哪里查询？",
"region": "北京",
"desc": "小微",
"answer_times": 0,
"brows_num": 12,
"add_time": "2022-09-30T10:52:35.077472"
},
{
"user": null,
"id": 825,
"tags": [
"财务尽职调查"
],
"question": "财务尽职调查的方法有哪些？",
"region": "北京",
"desc": "财务尽职调查的方法",
"answer_times": 0,
"brows_num": 10,
"add_time": "2022-09-30T10:08:41.391288"
},
{
"user": null,
"id": 824,
"tags": [
"贷款审批"
],
"question": "企业贷款审批要素有哪些？",
"region": "北京",
"desc": "企业贷款审批要素",
"answer_times": 0,
"brows_num": 4,
"add_time": "2022-09-30T10:04:44.382113"
},
{
"user": null,
"id": 823,
"tags": [
"市场风险报告"
],
"question": "市场风险报告的种类有哪些？",
"region": "北京",
"desc": "市场风险报告",
"answer_times": 0,
"brows_num": 14,
"add_time": "2022-09-30T10:02:37.181568"
},
{
"user": null,
"id": 822,
"tags": [
"贷款抵押额度"
],
"question": "企业贷款抵押额度怎么确定？",
"region": "北京",
"desc": "企业贷款抵押额度",
"answer_times": 0,
"brows_num": 18,
"add_time": "2022-09-30T09:59:59.106407"
},
{
"user": null,
"id": 821,
"tags": [
"抵押物"
],
"question": "企业融资抵押物的范围有哪些？",
"region": "北京",
"desc": "企业融资抵押物",
"answer_times": 0,
"brows_num": 92,
"add_time": "2022-09-30T09:57:58.414931"
},
{
"user": null,
"id": 819,
"tags": [
"融资"
],
"question": "如何应对融资陷阱？",
"region": "北京",
"desc": "应对融资陷阱",
"answer_times": 0,
"brows_num": 9,
"add_time": "2022-09-29T15:05:21.510091"
},
{
"user": null,
"id": 818,
"tags": [
"融资"
],
"question": "融资中存在哪些陷阱？",
"region": "北京",
"desc": "融资陷阱",
"answer_times": 0,
"brows_num": 20,
"add_time": "2022-09-29T15:02:22.889802"
},
{
"user": null,
"id": 817,
"tags": [
"资产证券化"
],
"question": "资产证券化的意义是什么？",
"region": "北京",
"desc": "资产证券化意义",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-09-29T15:00:10.113755"
},
{
"user": null,
"id": 816,
"tags": [
"资产证券化"
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"question": "资产证券化是什么意思？",
"region": "北京",
"desc": "资产证券化",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-09-29T14:59:19.143406"
},
{
"user": null,
"id": 815,
"tags": [
"偿还贷款"
],
"question": "企业能不能偿还贷款跟哪些因素相关？",
"region": "北京",
"desc": "企业能否偿还贷款因素",
"answer_times": 0,
"brows_num": 3,
"add_time": "2022-09-29T14:55:42.806296"
},
{
"user": null,
"id": 809,
"tags": [
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"question": "短期借款和长期借款的比例，多少比较科学？",
"region": "北京",
"desc": "借款",
"answer_times": 0,
"brows_num": 7,
"add_time": "2022-09-28T15:07:45.864275"
},
{
"user": null,
"id": 808,
"tags": [
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],
"question": "授信额度是根据什么评估的？",
"region": "北京",
"desc": "授信",
"answer_times": 0,
"brows_num": 22,
"add_time": "2022-09-28T15:07:28.834238"
},
{
"user": null,
"id": 807,
"tags": [
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"question": "银行贷款尽调如何分析企业财务状况？",
"region": "北京",
"desc": "尽调",
"answer_times": 0,
"brows_num": 7,
"add_time": "2022-09-28T15:07:10.445787"
},
{
"user": null,
"id": 806,
"tags": [
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"question": "何为股票质押？",
"region": "北京",
"desc": "质押",
"answer_times": 0,
"brows_num": 10,
"add_time": "2022-09-28T15:06:57.364308"
},
{
"user": null,
"id": 805,
"tags": [
"债券"
],
"question": "公司债券和企业债券是一样的吗？",
"region": "北京",
"desc": "债券",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-09-28T15:06:44.214593"
},
{
"user": null,
"id": 804,
"tags": [
"贷款"
],
"question": "信用贷款和抵押贷款有何区别？",
"region": "北京",
"desc": "贷款",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-09-28T15:06:28.454250"
},
{
"user": null,
"id": 803,
"tags": [
"白户"
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"question": "什么是白户？白户能申请贷款吗？",
"region": "北京",
"desc": "白户",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-09-28T15:06:16.814503"
},
{
"user": null,
"id": 802,
"tags": [
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"question": "什么是授信？授信包括哪些分类？",
"region": "北京",
"desc": "授信",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-09-28T15:06:01.964293"
},
{
"user": null,
"id": 801,
"tags": [
"还款"
],
"question": "等额本息和等额本金有什么区别？",
"region": "北京",
"desc": "还款",
"answer_times": 0,
"brows_num": 5,
"add_time": "2022-09-28T15:05:47.784493"
},
{
"user": null,
"id": 800,
"tags": [
"先息后本"
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"question": "先息后本是什么意思？",
"region": "北京",
"desc": "先息后本",
"answer_times": 0,
"brows_num": 4,
"add_time": "2022-09-28T15:05:26.425844"
},
{
"user": null,
"id": 799,
"tags": [
"风险代理"
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"question": "律师事务所风险代理的收费标准是？",
"region": "北京",
"desc": "风险代理",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-09-28T15:05:05.729538"
},
{
"user": null,
"id": 798,
"tags": [
"中小微企业设备抵押"
],
"question": "中小微企业设备抵押需要注意什么问题？",
"region": "北京",
"desc": "中小微企业设备抵押需要注意的问题",
"answer_times": 0,
"brows_num": 13,
"add_time": "2022-09-28T13:52:34.961054"
},
{
"user": null,
"id": 797,
"tags": [
"贷款"
],
"question": "企业贷款借款人有哪些权利和义务？",
"region": "北京",
"desc": "企业贷款借款人的权利和义务",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-09-28T13:49:53.204963"
},
{
"user": null,
"id": 796,
"tags": [
"固定资产贷款"
],
"question": "固定资产贷款借款人应具备的条件有哪些？",
"region": "北京",
"desc": "固定资产贷款借款人应具备的条件",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-09-28T13:46:57.046074"
},
{
"user": null,
"id": 795,
"tags": [
"流动资金贷款"
],
"question": "流动资金贷款借款人应具备的条件有哪些？",
"region": "北京",
"desc": "流动资金贷款借款人应具备的条件",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-09-28T13:45:34.019733"
},
{
"user": null,
"id": 794,
"tags": [
"贷前审查"
],
"question": "贷前审查内容包括哪些？",
"region": "北京",
"desc": "贷前审查内容",
"answer_times": 0,
"brows_num": 3,
"add_time": "2022-09-28T13:40:45.765075"
},
{
"user": null,
"id": 793,
"tags": [
"贷前审查"
],
"question": "贷前审查报告有哪些要求？",
"region": "北京",
"desc": "贷前审查报告要求",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-09-28T13:39:12.559727"
},
{
"user": null,
"id": 792,
"tags": [
"贷前调查"
],
"question": "贷前调查包含哪些内容？",
"region": "北京",
"desc": "贷前调查内容",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-09-28T13:37:09.694498"
},
{
"user": null,
"id": 791,
"tags": [
"高额抵押"
],
"question": "银行最高额抵押有哪些法律特征？",
"region": "北京",
"desc": "银行最高额抵押法律特征",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-09-28T13:33:26.754628"
},
{
"user": null,
"id": 790,
"tags": [
"专精特新"
],
"question": "企业申报专精特新需要什么条件？",
"region": "北京",
"desc": "企业申报专精特新条件",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-09-28T13:30:14.764474"
},
{
"user": null,
"id": 789,
"tags": [
"专精特新"
],
"question": "企业申报专精特新有什么好处？",
"region": "北京",
"desc": "企业申报专精特新好处",
"answer_times": 0,
"brows_num": 1,
"add_time": "2022-09-28T13:28:47.604493"
},
{
"user": null,
"id": 788,
"tags": [
"贷款"
],
"question": "企业申请贷款有什么技巧吗？",
"region": "北京",
"desc": "申请贷款",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-09-26T15:22:29.646559"
},
{
"user": null,
"id": 787,
"tags": [
"信用"
],
"question": "企业纳税信用等级在哪查询？",
"region": "北京",
"desc": "信用等级",
"answer_times": 0,
"brows_num": 8,
"add_time": "2022-09-26T15:18:53.223968"
},
{
"user": null,
"id": 786,
"tags": [
"融资租赁"
],
"question": "金融租赁和融资租赁是一样的吗？",
"region": "北京",
"desc": "金融租赁和融资租赁是一样的吗？",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-09-26T15:08:29.269652"
},
{
"user": null,
"id": 785,
"tags": [
"贷款"
],
"question": "企业贷款有哪些支付方式？",
"region": "北京",
"desc": "企业贷款支付方式",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-09-26T14:48:24.834390"
},
{
"user": null,
"id": 784,
"tags": [
"垫资"
],
"question": "垫资过桥是什么意思？",
"region": "北京",
"desc": "垫资",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-09-26T14:41:26.686089"
},
{
"user": null,
"id": 783,
"tags": [
"贸易融资"
],
"question": "贸易融资有哪些优势？",
"region": "北京",
"desc": "贸易融资优势",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-09-26T14:29:17.144191"
},
{
"user": null,
"id": 782,
"tags": [
"回租"
],
"question": "设备回租有哪些好处？",
"region": "北京",
"desc": "设备回租好处",
"answer_times": 0,
"brows_num": 3,
"add_time": "2022-09-26T14:26:57.665999"
},
{
"user": null,
"id": 781,
"tags": [
"贷后管理"
],
"question": "贷后管理的方法有哪些？",
"region": "北京",
"desc": "贷后管理方法",
"answer_times": 0,
"brows_num": 12,
"add_time": "2022-09-26T14:23:27.590011"
},
{
"user": null,
"id": 780,
"tags": [
"企业融资"
],
"question": "不同企业应该选择什么样的融资渠道？",
"region": "北京",
"desc": "企业融资渠道",
"answer_times": 0,
"brows_num": 0,
"add_time": "2022-09-26T14:11:06.076562"
},
{
"user": null,
"id": 779,
"tags": [
"银行贷款"
],
"question": "企业申请银行贷款有哪些技巧？",
"region": "北京",
"desc": "企业申请银行贷款",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-09-26T13:56:38.332757"
},
{
"user": null,
"id": 778,
"tags": [
"利息"
],
"question": "复利是什么意思？",
"region": "北京",
"desc": "复利",
"answer_times": 0,
"brows_num": 18,
"add_time": "2022-09-25T22:42:14.615863"
},
{
"user": null,
"id": 777,
"tags": [
"利息"
],
"question": "贷款利息最高是多少？",
"region": "北京",
"desc": "贷款利率",
"answer_times": 0,
"brows_num": 21,
"add_time": "2022-09-25T22:40:24.508342"
},
{
"user": null,
"id": 758,
"tags": [
"企业贷款、质押"
],
"question": "北京中小微企业贷款知识产权质押的核心产品有哪些？",
"region": "北京",
"desc": "北京中小微企业贷款知识产权质押的核心产品",
"answer_times": 0,
"brows_num": 15,
"add_time": "2022-09-22T15:54:09.450947"
},
{
"user": null,
"id": 756,
"tags": [
"其他"
],
"question": "惠民保是什么？",
"region": "北京",
"desc": "惠民保",
"answer_times": 0,
"brows_num": 25,
"add_time": "2022-09-22T15:39:22.418584"
},
{
"user": null,
"id": 755,
"tags": [
"银行、贷款"
],
"question": "银行看重想贷款公司的哪些点？",
"region": "北京",
"desc": "银行眼里的好公司",
"answer_times": 0,
"brows_num": 9,
"add_time": "2022-09-22T15:31:08.256837"
},
{
"user": null,
"id": 754,
"tags": [
"助贷"
],
"question": "助贷中小微企业有什么作用？",
"region": "北京",
"desc": "助贷",
"answer_times": 0,
"brows_num": 22,
"add_time": "2022-09-22T15:26:04.858619"
},
{
"user": null,
"id": 753,
"tags": [
"贷款、还款"
],
"question": "企业贷款：有利润就一定能还款吗？",
"region": "北京",
"desc": "企业贷款之利润还款",
"answer_times": 0,
"brows_num": 33,
"add_time": "2022-09-22T15:23:17.366971"
},
{
"user": null,
"id": 752,
"tags": [
"融顾"
],
"question": "公司金融顾问服务主要是什么？",
"region": "北京",
"desc": "融顾",
"answer_times": 1,
"brows_num": 256,
"add_time": "2022-09-22T15:19:27.971017"
},
{
"user": null,
"id": 751,
"tags": [
"波特五力模型"
],
"question": "通过波特五力模型可以分析出那些结论？",
"region": "北京",
"desc": "波特五力模型",
"answer_times": 0,
"brows_num": 23,
"add_time": "2022-09-22T15:14:23.172410"
},
{
"user": null,
"id": 750,
"tags": [
"优惠利率、贷款"
],
"question": "可以申请优惠利率专项再贷款的企业有哪些？",
"region": "北京",
"desc": "申请优惠利率专项再贷款",
"answer_times": 0,
"brows_num": 4,
"add_time": "2022-09-22T15:11:48.155693"
},
{
"user": null,
"id": 749,
"tags": [
"尽调"
],
"question": "银行尽调都调查什么？",
"region": "北京",
"desc": "哪些内容？",
"answer_times": 0,
"brows_num": 18,
"add_time": "2022-09-22T15:04:30.920388"
},
{
"user": null,
"id": 748,
"tags": [
"母公司、子公司、财务特征"
],
"question": "集团母公司的典型财务特征有哪些？",
"region": "北京",
"desc": "集团母公司的典型财务特征",
"answer_times": 0,
"brows_num": 11,
"add_time": "2022-09-22T14:59:56.535407"
},
{
"user": null,
"id": 747,
"tags": [
"母公司、子公司、融资"
],
"question": "集团母公司作为融资主体需要注意哪些问题？",
"region": "北京",
"desc": "集团母公司作为融资主体需要注意的问题",
"answer_times": 0,
"brows_num": 12,
"add_time": "2022-09-22T14:57:40.046260"
},
{
"user": null,
"id": 746,
"tags": [
"母公司、子公司、财务风险"
],
"question": "集团母公司的财务风险有哪些？",
"region": "北京",
"desc": "母公司财务风险",
"answer_times": 0,
"brows_num": 7,
"add_time": "2022-09-22T14:56:24.538733"
},
{
"user": null,
"id": 745,
"tags": [
"调查、审查、抵押品、变现能力"
],
"question": "调查和审查为什么要重点关注抵押品的流动性和变现能力？",
"region": "北京",
"desc": "调查和审查应该重点关注抵押品的流动性和变现能力",
"answer_times": 0,
"brows_num": 16,
"add_time": "2022-09-22T14:52:52.579483"
},
{
"user": null,
"id": 744,
"tags": [
"企业贷款"
],
"question": "企业贷款需求的主要影响因素有哪些？",
"region": "北京",
"desc": "企业贷款需求影响因素",
"answer_times": 0,
"brows_num": 18,
"add_time": "2022-09-22T14:45:01.897184"
},
{
"user": null,
"id": 743,
"tags": [
"农村贷款"
],
"question": "个人贷款40w选择什么贷款呢？",
"region": "北京",
"desc": "农村经营性用款选择邮储极速贷可以吗",
"answer_times": 0,
"brows_num": 5,
"add_time": "2022-09-19T17:01:03.873686"
},
{
"user": null,
"id": 742,
"tags": [
"银行、贷款、财务指标"
],
"question": "银行关于想贷款公司的主要财务指标有哪些？",
"region": "北京",
"desc": "银行财务指标",
"answer_times": 0,
"brows_num": 2,
"add_time": "2022-09-19T16:23:32.522060"
},
{
"user": null,
"id": 741,
"tags": [
"企业贷款、融资期限"
],
"question": "企业贷款之融资期限应该怎么选择？",
"region": "北京",
"desc": "企业贷款之融资期限",
"answer_times": 0,
"brows_num": 7,
"add_time": "2022-09-19T16:19:00.251996"
},
{
"user": null,
"id": 740,
"tags": [
"融资方式"
],
"question": "企业融资应该选择什么方式？",
"region": "北京",
"desc": "企业融资方式",
"answer_times": 0,
"brows_num": 9,
"add_time": "2022-09-19T16:13:44.933377"
},
{
"user": null,
"id": 739,
"tags": [
"融资、尽职调查"
],
"question": "企业融资之尽职调查包括哪些内容？",
"region": "北京",
"desc": "企业融资之尽职调查",
"answer_times": 0,
"brows_num": 7,
"add_time": "2022-09-19T16:09:59.892039"
},
{
"user": null,
"id": 738,
"tags": [
"抵押"
],
"question": "办理解除抵押后，多久可以生效？",
"region": "北京",
"desc": "抵押",
"answer_times": 0,
"brows_num": 12,
"add_time": "2022-09-19T16:06:05.174930"
},
{
"user": null,
"id": 737,
"tags": [
"保理"
],
"question": "什么是保理？",
"region": "北京",
"desc": "保理定义",
"answer_times": 0,
"brows_num": 29,
"add_time": "2022-09-19T16:05:39.749343"
},
{
"user": null,
"id": 736,
"tags": [
"住房抵押贷款"
],
"question": "住房抵押贷款都需要准备哪些材料？",
"region": "北京",
"desc": "住房抵押贷款",
"answer_times": 0,
"brows_num": 7,
"add_time": "2022-09-19T16:03:23.929448"
},
{
"user": null,
"id": 735,
"tags": [
"融资"
],
"question": "融资方式应如何选择？",
"region": "北京",
"desc": "融资",
"answer_times": 0,
"brows_num": 5,
"add_time": "2022-09-19T15:28:26.917945"
},
{
"user": null,
"id": 734,
"tags": [
"融资"
],
"question": "为什么我公司融资会很困难？",
"region": "北京",
"desc": "融资难",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-09-19T15:25:10.915592"
},
{
"user": null,
"id": 733,
"tags": [
"融资组合"
],
"question": "如何制定或优化融资组合？",
"region": "北京",
"desc": "融资组合",
"answer_times": 0,
"brows_num": 17,
"add_time": "2022-09-19T15:20:52.387458"
},
{
"user": null,
"id": 732,
"tags": [
"税盾"
],
"question": "企业贷款融资中的税盾效应是什么意思？",
"region": "北京",
"desc": "税盾",
"answer_times": 0,
"brows_num": 41,
"add_time": "2022-09-16T17:22:07.318088"
},
{
"user": null,
"id": 731,
"tags": [
"咨询"
],
"question": "融资咨询对企业贷款有何帮助？",
"region": "北京",
"desc": "咨询",
"answer_times": 0,
"brows_num": 1515,
"add_time": "2022-09-16T17:14:40.984968"
},
{
"user": null,
"id": 730,
"tags": [
"资产负债率"
],
"question": "资产负债率怎么计算？反映什么问题？",
"region": "北京",
"desc": "资产负债率",
"answer_times": 0,
"brows_num": 30,
"add_time": "2022-09-16T17:09:28.217177"
},
{
"user": null,
"id": 729,
"tags": [
"信托融资"
],
"question": "信托融资是什么意思？",
"region": "北京",
"desc": "信托融资",
"answer_times": 0,
"brows_num": 11,
"add_time": "2022-09-16T16:17:12.378415"
},
{
"user": null,
"id": 728,
"tags": [
"企业贷款、风险控制"
],
"question": "企业贷款的市场风险控制指什么？",
"region": "北京",
"desc": "企业贷款市场风险控制",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-09-16T16:13:32.993280"
},
{
"user": null,
"id": 727,
"tags": [
"企业债、发行"
],
"question": "企业债的发行条件？",
"region": "北京",
"desc": "企业债发行条件",
"answer_times": 0,
"brows_num": 1,
"add_time": "2022-09-16T16:03:55.082730"
},
{
"user": null,
"id": 726,
"tags": [
"公司债、债券、发行"
],
"question": "公司债的发行条件有哪些？",
"region": "北京",
"desc": "公司债发行条件",
"answer_times": 0,
"brows_num": 7,
"add_time": "2022-09-16T16:00:10.082810"
},
{
"user": null,
"id": 725,
"tags": [
"银行、企业贷款、信用"
],
"question": "银行发放企业贷款的信用条件有什么？",
"region": "北京",
"desc": "银行发放企业贷款信用条件",
"answer_times": 0,
"brows_num": 15,
"add_time": "2022-09-16T15:57:20.054208"
},
{
"user": null,
"id": 724,
"tags": [
"担保"
],
"question": "反担保有何意义？",
"region": "北京",
"desc": "反担保的作用及意义",
"answer_times": 100,
"brows_num": 14131,
"add_time": "2022-09-15T16:40:51.176019"
},
{
"user": null,
"id": 723,
"tags": [
"商业银行"
],
"question": "股份制商业银行有哪些？",
"region": "北京",
"desc": "商业银行",
"answer_times": 0,
"brows_num": 17,
"add_time": "2022-09-15T16:37:20.925597"
},
{
"user": null,
"id": 722,
"tags": [
"专精特新"
],
"question": "什么是专精特新企业？",
"region": "北京",
"desc": "专精特新",
"answer_times": 0,
"brows_num": 8,
"add_time": "2022-09-15T16:32:13.428238"
},
{
"user": null,
"id": 721,
"tags": [
"估值"
],
"question": "初创企业有哪些估值方法？",
"region": "北京",
"desc": "公司估值办法",
"answer_times": 0,
"brows_num": 10,
"add_time": "2022-09-15T16:12:50.647323"
},
{
"user": null,
"id": 720,
"tags": [
"保理、融资、风控"
],
"question": "保理融资的风控要点有哪些？",
"region": "北京",
"desc": "保理融资风控要点",
"answer_times": 0,
"brows_num": 9,
"add_time": "2022-09-15T16:09:50.539526"
},
{
"user": null,
"id": 719,
"tags": [
"创业者、控制权"
],
"question": "创业者如何把握企业的控制权？",
"region": "北京",
"desc": "企业控制权",
"answer_times": 0,
"brows_num": 202,
"add_time": "2022-09-15T16:01:18.893721"
},
{
"user": null,
"id": 718,
"tags": [
"公证处"
],
"question": "北京市的公证处有哪些？",
"region": "北京",
"desc": "公证处位置、所在区县？",
"answer_times": 0,
"brows_num": 224,
"add_time": "2022-09-15T15:55:46.745962"
},
{
"user": null,
"id": 717,
"tags": [
"企业估值"
],
"question": "企业的估值越高越好吗？",
"region": "北京",
"desc": "企业估值",
"answer_times": 0,
"brows_num": 4,
"add_time": "2022-09-15T15:55:35.673535"
},
{
"user": null,
"id": 716,
"tags": [
"企业贷款、支付"
],
"question": "企业贷款通常如何支付？",
"region": "北京",
"desc": "企业贷款常见支付方式",
"answer_times": 0,
"brows_num": 19,
"add_time": "2022-09-15T15:45:43.810791"
},
{
"user": null,
"id": 715,
"tags": [
"PE、私募、投资"
],
"question": "PE私募投资对企业有哪些优势？",
"region": "北京",
"desc": "PE私募投资对企业有哪些优势？",
"answer_times": 0,
"brows_num": 13,
"add_time": "2022-09-15T15:35:00.103020"
},
{
"user": null,
"id": 714,
"tags": [
"企业并购"
],
"question": "企业并购的类型有哪些？",
"region": "北京",
"desc": "企业并购的类型有哪些？",
"answer_times": 0,
"brows_num": 18,
"add_time": "2022-09-14T13:29:41.516434"
},
{
"user": null,
"id": 713,
"tags": [
"企业重组"
],
"question": "企业重组的主要形式有哪些？",
"region": "北京",
"desc": "企业重组的主要形式有哪些？",
"answer_times": 0,
"brows_num": 1,
"add_time": "2022-09-09T10:25:58.848040"
},
{
"user": null,
"id": 712,
"tags": [
"企业估值"
],
"question": "如何合理给企业估值？",
"region": "北京",
"desc": "如何合理给企业估值？",
"answer_times": 0,
"brows_num": 5,
"add_time": "2022-09-05T16:27:17.298716"
},
{
"user": null,
"id": 711,
"tags": [
"企业融资"
],
"question": "创业企业如何寻找风险投资？",
"region": "北京",
"desc": "创业企业如何找到合适的风险投资者？",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-09-02T10:20:28.866260"
},
{
"user": null,
"id": 706,
"tags": [
"企业贷款",
"治理机制"
],
"question": "贷款企业的治理机制有那些内容？",
"region": "北京",
"desc": "怎么样考察贷款企业的治理机制？",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-08-25T08:02:12.032756"
},
{
"user": null,
"id": 705,
"tags": [
"融资顾问",
"协贷网"
],
"question": "协贷网融资顾问咨询服务网站推广",
"region": "北京",
"desc": "协贷网融资顾问咨询服务网站推广",
"answer_times": 1,
"brows_num": 52,
"add_time": "2022-08-18T09:02:10.315833"
},
{
"user": null,
"id": 704,
"tags": [
"虚拟账户",
"虚拟账户与保理业务",
"保理业务"
],
"question": "虚拟账户在保理业务中怎么应用？",
"region": "北京",
"desc": "保理业务中的虚拟账户是保理商的还是保理客户的？",
"answer_times": 0,
"brows_num": 2036,
"add_time": "2022-07-22T09:02:11.974039"
},
{
"user": {
"id": 92,
"username": "XDWtianjin",
"name": null,
"gender": "先生",
"mobile": "",
"email": "598271992@qq.com",
"avatar": null,
"type": 0,
"groups": [
{
"name": "天津管理"
}
]
},
"id": 703,
"tags": [
"票据",
"质押",
"背书",
"连续性审查"
],
"question": "用票据设定质押的，必须对背书进行那些连续性审查？",
"region": "北京市",
"desc": "用票据设定质押的对背书进行连续性审查",
"answer_times": 0,
"brows_num": 3,
"add_time": "2022-07-08T07:40:18.455824"
},
{
"user": null,
"id": 702,
"tags": [
"行业风险分析框架",
"波特五力模型"
],
"question": "行业风险分析当中，波特五力模型与行业风险分析框架分别指那些？",
"region": "北京",
"desc": "波特五力模型与行业风险分析框架",
"answer_times": 0,
"brows_num": 1572,
"add_time": "2022-07-05T06:49:25.550993"
},
{
"user": null,
"id": 701,
"tags": [
"保函",
"银行保函",
"保证业务",
"履约保证"
],
"question": "保证业务分为融资性保证和非融资性保证业务？",
"region": "北京",
"desc": "保证业务有那些？",
"answer_times": 0,
"brows_num": 22,
"add_time": "2022-06-17T07:22:52.591158"
},
{
"user": null,
"id": 700,
"tags": [
"贷款服务中心线上平台办理"
],
"question": "贷款服务中心线上平台办理网址",
"region": "北京",
"desc": "贷款服务中心线上平台办理",
"answer_times": 0,
"brows_num": 33,
"add_time": "2022-06-16T20:33:03.374071"
},
{
"user": null,
"id": 699,
"tags": [
"贸易融资",
"保理",
"信用证"
],
"question": "贸易融资指那些？",
"region": "北京",
"desc": "贸易融资",
"answer_times": 0,
"brows_num": 16,
"add_time": "2022-06-16T20:21:33.690597"
},
{
"user": null,
"id": 698,
"tags": [
"信贷市场信用评级",
"信贷评级"
],
"question": "什么是信贷市场信用评级？",
"region": "北京",
"desc": "信贷市场信用评级",
"answer_times": 0,
"brows_num": 287,
"add_time": "2022-06-14T19:27:35.238821"
},
{
"user": {
"id": 10,
"username": "zdyhsfd",
"name": "刘先生",
"gender": "先生",
"mobile": "13910815404",
"email": "13910815404@139.com",
"avatar": "https://api.xiedaiwang.com/media/user/10_qoCdv6j.jpeg",
"type": 2,
"groups": [
{
"name": "贷款经理人"
}
]
},
"id": 697,
"tags": [
"创新型中小企业",
"专精特新小巨人企业",
"优质中小企业",
"专精特新企业",
"中小企业"
],
"question": "优质中小企业指那些？",
"region": "北京",
"desc": "什么样的企业属于优质中小企业？",
"answer_times": 1,
"brows_num": 15,
"add_time": "2022-06-03T09:46:17.083486"
},
{
"user": null,
"id": 696,
"tags": [
"I类知识产权"
],
"question": "I类知识产权有那些？",
"region": "北京市",
"desc": "什么是I类知识产权？",
"answer_times": 1,
"brows_num": 2,
"add_time": "2022-06-03T09:31:24.736467"
},
{
"user": null,
"id": 695,
"tags": [
"I类高价值知识产权"
],
"question": "“I类高价值知识产权”是那些？",
"region": "北京市",
"desc": "“I类高价值知识产权”指什么？",
"answer_times": 1,
"brows_num": 7,
"add_time": "2022-06-03T09:30:24.660905"
},
{
"user": null,
"id": 694,
"tags": [
"II类知识产权"
],
"question": "什么是“II类知识产权”？",
"region": "北京",
"desc": "“II类知识产权”指那些？",
"answer_times": 1,
"brows_num": 4,
"add_time": "2022-06-03T09:29:02.423858"
},
{
"user": null,
"id": 693,
"tags": [
"北京市高精尖产业发展资金",
"高精尖产业"
],
"question": "北京市高精尖产业发展资金支持范围及使用方式？",
"region": "北京",
"desc": "北京市高精尖产业发展资金支持范围及使用方式？",
"answer_times": 0,
"brows_num": 273,
"add_time": "2022-05-27T19:46:50.089037"
},
{
"user": null,
"id": 692,
"tags": [
"民间借贷",
"委托贷款",
"代理人",
"职业放贷人"
],
"question": "不具有放贷资格的主体通过银行委托贷款的形式进行放贷就能规避“职业放贷”的风险吗？",
"region": "北京",
"desc": "不具有放贷资格的主体通过银行委托贷款的形式进行放贷就能规避“职业放贷”的风险吗？",
"answer_times": 0,
"brows_num": 676,
"add_time": "2022-05-25T09:08:35.208651"
},
{
"user": null,
"id": 690,
"tags": [
"最高人民法院",
"非法集资",
"2022年3月1日执行"
],
"question": "最高人民法院关于审理非法集资刑事案件具体应用法律若干问题的解释",
"region": "北京",
"desc": "最高人民法院关于审理非法集资刑事案件具体应用法律若干问题的解释",
"answer_times": 0,
"brows_num": 675,
"add_time": "2022-05-25T08:49:48.553798"
},
{
"user": null,
"id": 689,
"tags": [
"北京贷款服务中心",
"贷款服务中心"
],
"question": "入住北京贷款服务中心的银行和担保机构有那些？",
"region": "北京",
"desc": "贷款服务中心",
"answer_times": 0,
"brows_num": 330,
"add_time": "2022-05-06T07:34:00.173754"
},
{
"user": null,
"id": 688,
"tags": [
"贷款贴息及担保费用申报流程",
"申报贷款贴息",
"申请担保费用"
],
"question": "北京市中小微企业首次贷款贴息及担保费用申报流程有那些？",
"region": "北京",
"desc": "贷款贴息及担保费用申报流程有那些？",
"answer_times": 0,
"brows_num": 1456,
"add_time": "2022-05-06T07:10:55.428643"
},
{
"user": null,
"id": 687,
"tags": [
"贷款贴息",
"担保费用",
"北京市中小微企业首次贷款贴息及担保费用"
],
"question": "北京市中小微企业首次贷款贴息及担保费用具体支持措施有那些？",
"region": "北京",
"desc": "中小微企业首次贷款贴息及担保费用",
"answer_times": 0,
"brows_num": 1574,
"add_time": "2022-05-06T07:04:43.519782"
},
{
"user": null,
"id": 686,
"tags": [
"准备金率",
"外汇贷款"
],
"question": "中国人民银行下调金融机构外汇存款准备金率有什么作用？",
"region": "北京",
"desc": "中国人民银行决定下调金融机构外汇存款准备金率",
"answer_times": 0,
"brows_num": 89,
"add_time": "2022-04-26T07:17:39.649411"
},
{
"user": null,
"id": 685,
"tags": [
"减免房租",
"减免房租3个月",
"减免房租6个月",
"中小微企业",
"房租通"
],
"question": "北京市对小微企业减免房租包括那些？",
"region": "河北廊坊",
"desc": "北京市对企业减免房租的流程",
"answer_times": 0,
"brows_num": 62,
"add_time": "2022-04-23T10:29:47.678130"
},
{
"user": null,
"id": 684,
"tags": [
"融资规划",
"融资顾问",
"融资管理"
],
"question": "融资规划管理一般有那些内容？",
"region": "北京",
"desc": "融资规划/管理是什么？",
"answer_times": 0,
"brows_num": 118,
"add_time": "2022-04-22T07:48:36.136145"
},
{
"user": null,
"id": 683,
"tags": [
"高管团队",
"企业贷款",
"素质",
"高管人员的素质"
],
"question": "企业贷款高管人员的素质指那些？",
"region": "北京",
"desc": "高管人员的素质",
"answer_times": 1,
"brows_num": 92,
"add_time": "2022-04-18T20:13:00"
},
{
"user": null,
"id": 682,
"tags": [
"融资方案",
"企业贷款",
"融资常识",
"协贷网企业管理人员必看"
],
"question": "协贷网企业管理人员必看，这些方面也很关键",
"region": "北京",
"desc": "协贷网企业管理人员必看",
"answer_times": 1,
"brows_num": 6,
"add_time": "2022-04-18T18:26:05.948022"
},
{
"user": null,
"id": 681,
"tags": [
"降低融资成本",
"存款准备金率",
"贷款",
"贷款利率"
],
"question": "2022年4月25日全面下调存款准备金率0.25的目的有哪些？",
"region": "北京市",
"desc": "全面下调存款准备金率0.25的目的有哪些？",
"answer_times": 0,
"brows_num": 6,
"add_time": "2022-04-16T06:41:57.401823"
},
{
"user": null,
"id": 680,
"tags": [
"协贷网",
"协贷网地址"
],
"question": "协贷网地址在那？",
"region": "北京",
"desc": "协贷网地址",
"answer_times": 1,
"brows_num": 33,
"add_time": "2022-04-10T20:14:05.711493"
},
{
"user": null,
"id": 679,
"tags": [
"专利费",
"单独指定费标准",
"外观设计专利年费",
"2022年5月5日执行"
],
"question": "最新的外观设计专利年费、单独指定费标准是多少？",
"region": "北京",
"desc": "外观设计专利第11-15年年费标准多少？",
"answer_times": 2,
"brows_num": 358,
"add_time": "2022-04-01T08:52:59.152754"
},
{
"user": null,
"id": 678,
"tags": [
"个人征信",
"征信",
"信用报告",
"企业征信"
],
"question": "“征信洗白”是真的吗？",
"region": "北京",
"desc": "征信修复",
"answer_times": 1,
"brows_num": 81,
"add_time": "2022-04-01T08:02:00"
},
{
"user": null,
"id": 677,
"tags": [
"局限性",
"财务分析",
"企业贷款",
"偿债能力"
],
"question": "为什么企业贷款时做财务分析具有一定的局限性？",
"region": "北京",
"desc": "财务分析的局限性",
"answer_times": 1,
"brows_num": 184,
"add_time": "2022-03-31T08:09:37.541503"
},
{
"user": null,
"id": 676,
"tags": [
"融资",
"公司金融顾问",
"贷款",
"企业贷款",
"企业融资",
"金融医生"
],
"question": "公司金融顾问对企业和银行等金融机构有哪些作用？",
"region": "北京",
"desc": "公司金融顾问做什么的？",
"answer_times": 1,
"brows_num": 1508,
"add_time": "2022-03-29T13:24:46.475136"
},
{
"user": null,
"id": 675,
"tags": [
"融资顾问",
"企业贷款",
"短期资金",
"资金结构",
"资产负债",
"长期资金"
],
"question": "从那些方面看贷款企业的资金结构是否合理？",
"region": "北京",
"desc": "资金结构是否合理要关注那些方面？",
"answer_times": 2,
"brows_num": 727,
"add_time": "2022-03-26T20:55:00.104980"
},
{
"user": null,
"id": 674,
"tags": [
"专精特新贷",
"企业贷款",
"专精特新"
],
"question": "专精特新企业的发展目标有哪些？",
"region": "北京",
"desc": "专精特新企业发展目标",
"answer_times": 1,
"brows_num": 1093,
"add_time": "2022-03-23T09:50:53.065344"
},
{
"user": null,
"id": 673,
"tags": [
"融资顾问",
"个人信息保护法",
"网络安全法",
"企业贷款",
"数据安全法"
],
"question": "企业融资助贷咨询顾问服务需要懂的三个法律法规",
"region": "北京",
"desc": "融资助贷平台",
"answer_times": 1,
"brows_num": 751,
"add_time": "2022-03-23T09:43:48.652892"
},
{
"user": null,
"id": 672,
"tags": [
"融资渠道",
"企业贷款",
"季节性资产增加"
],
"question": "季节性资产增加的三个主要融资渠道？",
"region": "北京",
"desc": "企业贷款融资渠道",
"answer_times": 1,
"brows_num": 821,
"add_time": "2022-03-21T14:34:44.265796"
},
{
"user": null,
"id": 671,
"tags": [
"制造业",
"企业贷款",
"制造业单项冠军"
],
"question": "制造业单项冠军申请条件及要求?",
"region": "北京",
"desc": "制造业单项冠军申请条件及要求?",
"answer_times": 1,
"brows_num": 686,
"add_time": "2022-03-21T10:31:16.599485"
},
{
"user": null,
"id": 666,
"tags": [
"涉案企业在管理上存在的突出问题",
"企业合规",
"合规管理"
],
"question": "涉案企业在合规管理方面存在常见问题有哪些？",
"region": "北京",
"desc": "企业合规管理",
"answer_times": 0,
"brows_num": 469,
"add_time": "2022-03-10T10:42:44.738241"
},
{
"user": null,
"id": 611,
"tags": [
"商业保函",
"银行保函",
"保函种类",
"保函业务",
"担保公司"
],
"question": "什么是担保公司保函业务？担保公司保函种类？",
"region": "北京",
"desc": "什么是担保公司保函业务？担保公司保函种类？",
"answer_times": 1,
"brows_num": 2278,
"add_time": "2022-03-08T08:20:00"
},
{
"user": null,
"id": 610,
"tags": [
"新市民",
"信贷政策",
"银保监发〔2022〕4号《关于加强新市民金融服务工作的通知》",
"大型银行、股份制银行、银行业协会、保险业协会"
],
"question": "对新市民重点区域和行业的金融支持有哪些？",
"region": "北京",
"desc": "新市民",
"answer_times": 3,
"brows_num": 244,
"add_time": "2022-03-07T18:14:00"
},
{
"user": null,
"id": 609,
"tags": [
"银保监发〔2022〕4号",
"贷款客户",
"《关于加强新市民金融服务工作的通知》",
"新市民",
"新市民金融服务"
],
"question": "新市民主要是指那些人群？",
"region": "北京",
"desc": "新市民",
"answer_times": 1,
"brows_num": 4,
"add_time": "2022-03-07T18:06:29.616013"
},
{
"user": null,
"id": 603,
"tags": [
"融资",
"融资担保",
"企业贷款",
"担保",
"银行贷款"
],
"question": "融资类担保分哪些种类？",
"region": "北京",
"desc": "融资类担保",
"answer_times": 1,
"brows_num": 188,
"add_time": "2022-03-01T16:29:21.928553"
},
{
"user": null,
"id": 602,
"tags": [
"专精特新贷",
"贷款准入",
"企业贷款",
"专精特新"
],
"question": "什么样的专精特新企业可以优先准入？",
"region": "北京",
"desc": "专精特新优先授信准入",
"answer_times": 2,
"brows_num": 1384,
"add_time": "2022-02-24T09:00:40.557526"
},
{
"user": null,
"id": 601,
"tags": [
"融资租赁",
"融资租赁和经营租赁区别",
"经营租赁",
"资产负债率"
],
"question": "融资租赁和经营租赁那个方式影响资产负债率？",
"region": "河北邢台",
"desc": "资产负债率和融资租赁",
"answer_times": 0,
"brows_num": 2470,
"add_time": "2022-02-23T21:09:46.850094"
},
{
"user": null,
"id": 592,
"tags": [
"贷款审批",
"企业贷款审批",
"审批要求",
"企业贷款",
"银行贷款"
],
"question": "银行贷款一般有哪些审批要求？",
"region": "北京",
"desc": "银行审批要求？",
"answer_times": 1,
"brows_num": 229,
"add_time": "2022-01-14T09:36:09.110779"
},
{
"user": null,
"id": 590,
"tags": [
"客户信用",
"客户信用等级",
"AAA级",
"BB级",
"信用评级标准",
"信用评级方法",
"CCC级",
"信用评级",
"信用度",
"信用等级"
],
"question": "银行贷款将客户信用等级分为AAA级、AA级具体什么意思？",
"region": "北京",
"desc": "客户信用等级AAA级、BBB级、CCC级什么意思？",
"answer_times": 1,
"brows_num": 1231,
"add_time": "2022-01-11T14:43:25.685637"
},
{
"user": null,
"id": 588,
"tags": [
"下调",
"存款准备金",
"金融机构",
"0.5个百分点",
"存款准备金率"
],
"question": "2021年12月6日下调金融机构存款准备金率从那天开始？",
"region": "北京",
"desc": "下调金融机构存款准备金率0.5个百分点",
"answer_times": 1,
"brows_num": 1454,
"add_time": "2021-12-07T07:45:45.655640"
},
{
"user": null,
"id": 587,
"tags": [
"企业合规师",
"基本素质",
"合规师",
"基本知识"
],
"question": "企业合规师应具备哪些基本素质和知识？",
"region": "北京",
"desc": "企业合规师应具备哪些基本素质和知识？",
"answer_times": 1,
"brows_num": 28,
"add_time": "2021-12-01T18:05:23.186207"
},
{
"user": null,
"id": 586,
"tags": [
"企业合规师",
"合规"
],
"question": "企业合规师考试报名条件及费用",
"region": "北京",
"desc": "企业合规师报名条件及费用",
"answer_times": 2,
"brows_num": 1137,
"add_time": "2021-11-25T13:54:37.005475"
},
{
"user": null,
"id": 585,
"tags": [
"负债",
"负债经营",
"负债规模",
"负债期限"
],
"question": "负债经营不是越多越好!",
"region": "北京",
"desc": "负债经营",
"answer_times": 1,
"brows_num": 2823,
"add_time": "2021-11-23T08:16:12.985073"
},
{
"user": null,
"id": 584,
"tags": [
"专利权质押",
"质押登记",
"专利权",
"国家知识产权局"
],
"question": "申请专利权质押登记需要提交哪些文件？",
"region": "北京",
"desc": "申请专利权质押登记需要提交哪些文件？",
"answer_times": 1,
"brows_num": 2874,
"add_time": "2021-11-19T16:01:35.655152"
},
{
"user": null,
"id": 583,
"tags": [
"贷款企业",
"组织形式",
"不同阶段",
"行业"
],
"question": "贷款企业有什么标准？",
"region": "北京",
"desc": "好公司标准",
"answer_times": 1,
"brows_num": 2875,
"add_time": "2021-11-02T09:08:42.171583"
},
{
"user": null,
"id": 582,
"tags": [
"贷款种类",
"协贷网贷款",
"协贷网产品",
"企业贷款",
"协贷网",
"贷款产品"
],
"question": "协贷网主要做什么贷款产品？",
"region": "北京",
"desc": "协贷网主要做什么贷款产品？",
"answer_times": 1,
"brows_num": 2119,
"add_time": "2021-09-26T11:05:44.026125"
},
{
"user": null,
"id": 581,
"tags": [
"助贷，平台"
],
"question": "协贷网属于贷款超市还是开放平台",
"region": "陕西西安",
"desc": "协贷网属于贷款超市还是开放平台？协贷网在助贷机构属于哪类呢",
"answer_times": 1,
"brows_num": 11,
"add_time": "2021-09-25T18:55:16.639090"
},
{
"user": null,
"id": 580,
"tags": [
"协贷网助贷",
"北京协贷网",
"客服电话",
"协贷网电话",
"助贷",
"助贷平台",
"助贷业务"
],
"question": "北京助贷公司协贷网电话多少？",
"region": "北京",
"desc": "北京助贷公司协贷网电话多少？",
"answer_times": 1,
"brows_num": 1279,
"add_time": "2021-09-22T08:08:46.866338"
},
{
"user": null,
"id": 579,
"tags": [
"企业贷款",
"核心企业",
"供应链金融"
],
"question": "企业贷款中的核心企业具有哪些特征？",
"region": "北京",
"desc": "核心企业的特征",
"answer_times": 1,
"brows_num": 410,
"add_time": "2021-08-26T08:49:36.307651"
},
{
"user": null,
"id": 578,
"tags": [
"保理",
"应收账款",
"商业保理"
],
"question": "商业保理的业务分类有哪些？",
"region": "河北廊坊",
"desc": "商业保理的业务分类有哪些？",
"answer_times": 1,
"brows_num": 4891,
"add_time": "2021-08-07T16:24:58.638433"
},
{
"user": null,
"id": 577,
"tags": [
"合伙企业",
"无限连带责任",
"连带责任",
"有限责任"
],
"question": "合伙企业有哪些类型？",
"region": "北京",
"desc": "合伙企业有哪些类型？",
"answer_times": 1,
"brows_num": 2250,
"add_time": "2021-08-03T09:19:00"
},
{
"user": null,
"id": 576,
"tags": [
"信用贷款",
"企业贷款",
"批次贷"
],
"question": "上海“批次贷”怎么申请？",
"region": "北京",
"desc": "上海“批次贷”怎么申请？",
"answer_times": 1,
"brows_num": 519,
"add_time": "2021-08-02T17:32:18.407016"
},
{
"user": null,
"id": 575,
"tags": [
"企业贷款、贷款分类、次级贷款、关注贷款"
],
"question": "企业贷款哪些情况应归类为关注类和次级类",
"region": "廊坊",
"desc": "企业贷款哪些情况应归类为关注类和次级类",
"answer_times": 1,
"brows_num": 1365,
"add_time": "2021-07-25T15:47:00"
},
{
"user": null,
"id": 574,
"tags": [
"贷款利息",
"利率",
"利息",
"浮动利率",
"基准利率",
"固定利率",
"贷款利率"
],
"question": "利率利息的区别？",
"region": "北京",
"desc": "利率利息的区别？",
"answer_times": 1,
"brows_num": 1671,
"add_time": "2021-07-21T12:58:58.370838"
},
{
"user": null,
"id": 573,
"tags": [
"信托",
"中小企业融资",
"信托产品",
"融资方式"
],
"question": "信托产品主要投资于什么样的企业？",
"region": "北京",
"desc": "信托产品主要投资与什么样的企业？",
"answer_times": 1,
"brows_num": 503,
"add_time": "2021-07-15T17:50:00"
},
{
"user": null,
"id": 572,
"tags": [
"贷款补贴",
"产业政策",
"贴息贷款",
"区域经济"
],
"question": "贴息贷款主要支持哪些类型的企业？",
"region": "北京",
"desc": "贴息贷款主要支持哪些类型的企业？",
"answer_times": 6,
"brows_num": 2113,
"add_time": "2021-07-08T08:15:47.790202"
},
{
"user": null,
"id": 571,
"tags": [
"协贷网助贷",
"助贷",
"贷款流程",
"企业贷款",
"协贷网",
"企业贷款助贷"
],
"question": "北京助贷平台协贷网贷款流程？",
"region": "北京",
"desc": "协贷网贷款流程？",
"answer_times": 1,
"brows_num": 4140,
"add_time": "2021-07-06T12:30:00"
},
{
"user": null,
"id": 570,
"tags": [
"中小微企业",
"融资顾问",
"企业贷款",
"产业政策",
"贷款需求",
"中小微"
],
"question": "融资顾问：中小微企业贷款需求分析中的产业政策分类有哪些？",
"region": "北京",
"desc": "融资顾问：中小微企业贷款需求分析中的产业政策分类有哪些？",
"answer_times": 1,
"brows_num": 2466,
"add_time": "2021-07-02T13:07:30.980559"
},
{
"user": null,
"id": 569,
"tags": [
"信贷资源",
"融资顾问",
"资源跨期配置",
"公司金融"
],
"question": "公司金融的内涵是什么？",
"region": "北京",
"desc": "公司金融的内涵是什么？",
"answer_times": 1,
"brows_num": 503,
"add_time": "2021-07-01T06:40:14.801895"
},
{
"user": null,
"id": 568,
"tags": [
"助贷平台",
"协贷网",
"小微企业金融顾问",
"小微金融顾问"
],
"question": "小微企业金融服务平台协贷网怎么样？",
"region": "北京",
"desc": "小微企业金融服务平台协贷网怎么样？",
"answer_times": 1,
"brows_num": 1230,
"add_time": "2021-06-24T15:50:00"
},
{
"user": null,
"id": 567,
"tags": [
"央企",
"国资委央企",
"国务院国资委"
],
"question": "国务院国资委央企有哪些？",
"region": "北京",
"desc": "国务院国资委央企名录（截止到2020年6月）",
"answer_times": 1,
"brows_num": 841,
"add_time": "2021-06-24T10:36:00"
},
{
"user": null,
"id": 566,
"tags": [
"国资委"
],
"question": "北京市国资委监管企业有哪些？",
"region": "北京",
"desc": "北京市国资委监管企业名单",
"answer_times": 1,
"brows_num": 70,
"add_time": "2021-06-24T10:31:00"
},
{
"user": null,
"id": 565,
"tags": [
"政府性融资担保公司",
"北京担保公司",
"融资性担保公司",
"担保公司"
],
"question": "北京市政府性融资担保机构有哪些？",
"region": "北京",
"desc": "北京市政府性融资担保机构（第一批）有哪些",
"answer_times": 1,
"brows_num": 487,
"add_time": "2021-06-24T10:05:00"
},
{
"user": null,
"id": 564,
"tags": [
"协贷网助贷",
"小微金融服务顾问",
"公司金融顾问",
"助贷",
"协贷网",
"助贷持证",
"助贷从业认证"
],
"question": "协贷网助贷--小微金融服务顾问",
"region": "北京",
"desc": "协贷网助贷--小微金融服务顾问",
"answer_times": 1,
"brows_num": 2849,
"add_time": "2021-06-23T08:17:53.165973"
},
{
"user": null,
"id": 563,
"tags": [
"企业贷款"
],
"question": "协贷网助贷的成功率是多少啊？",
"region": "北京",
"desc": "成功率高吗",
"answer_times": 1,
"brows_num": 200,
"add_time": "2021-06-09T16:18:55.342481"
},
{
"user": null,
"id": 562,
"tags": [
"资本市场",
"货币市场"
],
"question": "货币市场和资本市场的不同点？",
"region": "北京",
"desc": "货币市场和资本市场的不同点？",
"answer_times": 1,
"brows_num": 122,
"add_time": "2021-06-07T08:05:42.117216"
},
{
"user": null,
"id": 561,
"tags": [
"最后贷款人",
"公开市场业务",
"最后贷款人操作方式",
"再贴现窗口"
],
"question": "公开市场业务和再贴现窗口的业务区别？",
"region": "北京",
"desc": "公开市场业务和再贴现窗口的业务区别？",
"answer_times": 1,
"brows_num": 312,
"add_time": "2021-06-07T08:01:58.563340"
},
{
"user": null,
"id": 560,
"tags": [
"农业企业"
],
"question": "什么是助农贷款？",
"region": "北京 合肥",
"desc": "什么是助农贷款？",
"answer_times": 1,
"brows_num": 1604,
"add_time": "2021-05-21T12:36:00"
},
{
"user": null,
"id": 559,
"tags": [
"融资",
"企业贷款",
"融资规模",
"社会融资规模存量"
],
"question": "社会融资规模存量是什么？",
"region": "北京",
"desc": "社会融资规模存量是什么？",
"answer_times": 2,
"brows_num": 203,
"add_time": "2021-05-20T10:08:00"
},
{
"user": null,
"id": 558,
"tags": [
"助贷",
"企业贷款",
"贷款申请",
"银行贷款"
],
"question": "合肥协贷网助贷公司保证下款吗？",
"region": "北京",
"desc": "协贷网助贷公司",
"answer_times": 1,
"brows_num": 259,
"add_time": "2021-05-19T13:01:17.840564"
},
{
"user": null,
"id": 557,
"tags": [
"公司贷款",
"贷款通则",
"助贷",
"助贷平台",
"助贷业务",
"企业贷款"
],
"question": "公司/企业申请贷款需要具备哪些条件？",
"region": "北京",
"desc": "公司/企业申请贷款需要具备哪些条件？",
"answer_times": 1,
"brows_num": 169,
"add_time": "2021-05-19T12:54:05.767872"
},
{
"user": {
"id": 465,
"username": "song",
"name": "宋先生",
"gender": "先生",
"mobile": "17630022934",
"email": null,
"avatar": null,
"type": 0,
"groups": []
},
"id": 556,
"tags": [
"助贷服务",
"贷款融资"
],
"question": "助贷业务：融资咨询是人性化的、融入情感的、带着温度的服务",
"region": "北京",
"desc": "什么样的贷款融资助贷服务是人性化的呢？",
"answer_times": 1,
"brows_num": 372,
"add_time": "2021-05-11T13:19:47.083141"
},
{
"user": null,
"id": 555,
"tags": [
"规模",
"公司规模",
"企业规模"
],
"question": "企业的规模有那些衡量的标准？",
"region": "北京",
"desc": "企业的规模有那些衡量的标准？",
"answer_times": 1,
"brows_num": 177,
"add_time": "2021-05-06T16:11:00"
},
{
"user": null,
"id": 554,
"tags": [
"绿色贷款"
],
"question": "绿色贷款指什么贷款？",
"region": "北京",
"desc": "绿色贷款指什么贷款？",
"answer_times": 1,
"brows_num": 1388,
"add_time": "2021-05-06T10:35:09.946460"
},
{
"user": null,
"id": 553,
"tags": [
"普惠金融领域贷款"
],
"question": "那些是普惠金融领域贷款？",
"region": "北京",
"desc": "普惠金融领域贷款",
"answer_times": 1,
"brows_num": 1272,
"add_time": "2021-05-06T10:33:08.586250"
},
{
"user": null,
"id": 552,
"tags": [
"自营贷款",
"委托贷款和自营贷款",
"委托贷款"
],
"question": "委托贷款和自营贷款的主要区别？",
"region": "北京",
"desc": "委托贷款和自营贷款",
"answer_times": 1,
"brows_num": 1197,
"add_time": "2021-04-30T09:18:00"
},
{
"user": null,
"id": 551,
"tags": [
"企业贷款",
"担保",
"担保方式",
"融资担保"
],
"question": "企业贷款的担保方式有哪些？",
"region": "北京",
"desc": "担保方式",
"answer_times": 1,
"brows_num": 106,
"add_time": "2021-04-30T09:12:00"
},
{
"user": null,
"id": 550,
"tags": [
"融资",
"贷款",
"银行信贷"
],
"question": "狭义的银行信贷具体指那些？",
"region": "北京",
"desc": "狭义的银行信贷具体指那些？",
"answer_times": 1,
"brows_num": 389,
"add_time": "2021-04-30T09:05:31.790589"
},
{
"user": null,
"id": 549,
"tags": [
"贷款",
"银行信贷"
],
"question": "广义的银行信贷具体指那些？",
"region": "北京",
"desc": "广义的银行信贷具体指那些？",
"answer_times": 1,
"brows_num": 6,
"add_time": "2021-04-30T09:04:53.935864"
},
{
"user": null,
"id": 548,
"tags": [
"融资",
"借款",
"贷款",
"企业融资"
],
"question": "企业融资准备工作有哪些？",
"region": "北京",
"desc": "企业融资准备工作有哪些？",
"answer_times": 1,
"brows_num": 23,
"add_time": "2021-04-09T18:39:39.591719"
},
{
"user": null,
"id": 547,
"tags": [
"固定资产",
"流动资产",
"非流动资产",
"存货",
"应收账款"
],
"question": "流动资产和非流动资产分析的主要关注点有哪些？",
"region": "北京",
"desc": "流动资产和非流动资产分析",
"answer_times": 1,
"brows_num": 24,
"add_time": "2021-04-08T10:19:00"
},
{
"user": null,
"id": 546,
"tags": [
"杜邦分析",
"总资产收益率",
"净资产收益率",
"权益乘数"
],
"question": "杜邦分析主要是哪些指标？",
"region": "北京",
"desc": "杜邦分析财务指标",
"answer_times": 1,
"brows_num": 7,
"add_time": "2021-04-08T10:12:07.095806"
},
{
"user": null,
"id": 545,
"tags": [
"审计报告",
"审计财报",
"审计",
"财报"
],
"question": "审计报告意见类型有几种？",
"region": "北京",
"desc": "非标准审计报告有哪些？",
"answer_times": 2,
"brows_num": 5,
"add_time": "2021-04-07T08:27:07.165985"
},
{
"user": null,
"id": 544,
"tags": [
"经济指标",
"领先指标"
],
"question": "领先经济指标有那些？",
"region": "河北廊坊",
"desc": "领先经济指标有那些？",
"answer_times": 1,
"brows_num": 4,
"add_time": "2021-04-03T12:08:19.729834"
},
{
"user": null,
"id": 543,
"tags": [
"企业贷款",
"高端制造业"
],
"question": "高端制造业有哪些主要特点？",
"region": "北京",
"desc": "高端制造业有哪些主要特点？",
"answer_times": 1,
"brows_num": 5,
"add_time": "2021-04-02T14:30:18.836376"
},
{
"user": null,
"id": 542,
"tags": [
"最佳融资组合",
"资本结构优化"
],
"question": "融资顾问####企业最佳融资组合的原则有哪些？",
"region": "北京",
"desc": "最佳融资组合！",
"answer_times": 1,
"brows_num": 741,
"add_time": "2021-03-29T11:12:00"
},
{
"user": null,
"id": 541,
"tags": [
"土地使用权抵押",
"建筑物抵押"
],
"question": "将建筑物和土地使用权分别抵押的清偿顺序怎么办？",
"region": "北京",
"desc": "建筑物和土地使用权分别抵押",
"answer_times": 3,
"brows_num": 14,
"add_time": "2021-03-25T14:06:40.688948"
},
{
"user": null,
"id": 540,
"tags": [
"资产结构"
],
"question": "资产结构是什么？",
"region": "北京",
"desc": "资产结构是什么？",
"answer_times": 0,
"brows_num": 1,
"add_time": "2021-03-24T13:10:00"
},
{
"user": null,
"id": 539,
"tags": [
"资本结构"
],
"question": "资本结构是什么？",
"region": "北京",
"desc": "资本结构是什么？",
"answer_times": 2,
"brows_num": 156,
"add_time": "2021-03-24T13:09:00"
},
{
"user": null,
"id": 538,
"tags": [
"中小微企业",
"企业贷款融资",
"融资决策"
],
"question": "影响中小微企业融资决策的内部因素有哪些？",
"region": "北京",
"desc": "中小微企业融资决策的内部因素有哪些？",
"answer_times": 2,
"brows_num": 59,
"add_time": "2021-03-24T08:16:00"
},
{
"user": null,
"id": 537,
"tags": [
"公司金融顾问",
"融资顾问"
],
"question": "什么是公司金融顾问？",
"region": "北京",
"desc": "什么是公司金融顾问？",
"answer_times": 3,
"brows_num": 622,
"add_time": "2021-03-22T09:52:03.137524"
},
{
"user": null,
"id": 536,
"tags": [
"中小微企业",
"企业贷款",
"延期还本付息",
"延期还本"
],
"question": "2021年继续执行小微企业贷款延期还本付息政策",
"region": "北京",
"desc": "2021年继续执行小微企业贷款延期还本付息政策",
"answer_times": 1,
"brows_num": 156,
"add_time": "2021-03-12T08:38:00"
},
{
"user": null,
"id": 535,
"tags": [
"勤勉尽职",
"勤勉尽责"
],
"question": "勤勉尽职原则是什么？",
"region": "北京",
"desc": "勤勉尽职原则是什么？",
"answer_times": 2,
"brows_num": 12,
"add_time": "2021-03-11T16:57:13.863058"
},
{
"user": null,
"id": 534,
"tags": [
"碳达峰、碳中和"
],
"question": "碳达峰、碳中和是什么？",
"region": "北京",
"desc": "碳达峰、碳中和是什么？",
"answer_times": 1,
"brows_num": 5,
"add_time": "2021-03-08T16:01:22.549530"
},
{
"user": null,
"id": 533,
"tags": [
"小微企业",
"增值税",
"增值税15万"
],
"question": "小微企业两大利好【增值税起征点提高】",
"region": "北京",
"desc": "小微企业两大利好【增值税起征点提高】",
"answer_times": 2,
"brows_num": 22,
"add_time": "2021-03-05T11:02:00"
},
{
"user": null,
"id": 517,
"tags": [
"员工风险",
"员工操作风险",
"实质风险",
"操作风险"
],
"question": "形式合规风险观念要不得--协贷网贷款融资助贷应坚守实质性全流程风险观！",
"region": "北京",
"desc": "协贷网员工需要敬畏市场、敬畏风险！",
"answer_times": 3,
"brows_num": 110,
"add_time": "2021-02-25T09:55:00"
},
{
"user": null,
"id": 516,
"tags": [
"银行贷款",
"表外业务",
"信贷业务",
"表内业务"
],
"question": "信贷业务 什么是表内业务、表外业务?",
"region": "北京",
"desc": "信贷业务 什么是表内业务、表外业务?",
"answer_times": 1,
"brows_num": 20,
"add_time": "2021-02-03T13:59:17.793411"
},
{
"user": null,
"id": 515,
"tags": [
"中小微企业",
"企业贷款",
"助贷服务",
"债权融资",
"融资助贷"
],
"question": "债权融资：中小微企业贷款就来协贷网融资助贷服务平台",
"region": "北京",
"desc": "债权融资：中小微企业贷款就来协贷网融资助贷服务平台",
"answer_times": 1,
"brows_num": 463,
"add_time": "2021-02-02T10:12:43.682024"
},
{
"user": null,
"id": 514,
"tags": [
"北京市担保公司",
"融资担保"
],
"question": "北京市17家政府性融资担保机构是哪些？",
"region": "北京",
"desc": "北京市17家政府性融资担保机构是哪些？",
"answer_times": 3,
"brows_num": 12,
"add_time": "2021-02-01T18:16:16.703508"
},
{
"user": null,
"id": 513,
"tags": [
"助贷平台",
"协贷网助贷",
"助贷平台电话"
],
"question": "助贷平台电话？",
"region": "北京",
"desc": "助贷平台电话？",
"answer_times": 2,
"brows_num": 11,
"add_time": "2021-02-01T15:33:59.801073"
},
{
"user": null,
"id": 512,
"tags": [
"透支利率定价",
"信用卡利率"
],
"question": "2021年信用卡透支利率怎么样定价？",
"region": "北京",
"desc": "信用卡透支利率怎么样定价？",
"answer_times": 1,
"brows_num": 4,
"add_time": "2021-02-01T15:26:48.534683"
},
{
"user": null,
"id": 509,
"tags": [
"降低实体经济融资成本",
"lpr",
"融资成本"
],
"question": "怎么样降低实体经济融资成本？",
"region": "北京",
"desc": "降低实体经济融资成本？",
"answer_times": 1,
"brows_num": 92,
"add_time": "2021-02-01T14:38:37.024783"
},
{
"user": null,
"id": 496,
"tags": [
"小额贷款",
"小贷公司"
],
"question": "2020年底一共有多少家小额贷款公司？",
"region": "北京",
"desc": "2020年底一共有多少家小额贷款公司？",
"answer_times": 1,
"brows_num": 9,
"add_time": "2021-01-27T16:58:40.928306"
},
{
"user": null,
"id": 495,
"tags": [
"银行保函",
"北京/天津/石家庄/深圳/广东/郑州/昆明/长沙/贵州银行保函"
],
"question": "北京/天津/石家庄/深圳/广东/郑州/昆明/长沙/贵州银行保函主要有哪些？",
"region": "北京",
"desc": "北京/天津/石家庄/深圳/广东/郑州/昆明/长沙/贵州银行保函主要有哪些？",
"answer_times": 3,
"brows_num": 2287,
"add_time": "2021-01-26T08:06:38.468592"
},
{
"user": null,
"id": 494,
"tags": [
"北京金融法院"
],
"question": "北京金融法院的管辖范围是那些？",
"region": "北京",
"desc": "北京金融法院的管辖范围是那些？",
"answer_times": 2,
"brows_num": 27,
"add_time": "2021-01-21T17:27:00"
},
{
"user": null,
"id": 493,
"tags": [
"融资渠道",
"企业贷款",
"中小微企业",
"企业融资"
],
"question": "中小微企业主要有哪些融资渠道？",
"region": "北京",
"desc": "中小微企业主要有哪些融资渠道？",
"answer_times": 1,
"brows_num": 80,
"add_time": "2021-01-21T08:17:00"
},
{
"user": null,
"id": 492,
"tags": [
"2020年规模以上工业增加值"
],
"question": "2020年规模以上工业增加值增长2.3%",
"region": "北京",
"desc": "2020年规模以上工业增加值增长2.3%",
"answer_times": 1,
"brows_num": 17,
"add_time": "2021-01-20T17:32:32.408721"
},
{
"user": null,
"id": 491,
"tags": [
"4倍LPR",
"小额贷款公司",
"民间借贷利率"
],
"question": "小额贷款公司受不受LPR利率4倍红线约束？",
"region": "北京",
"desc": "小额贷款公司受不受LPR利率4倍红线约束？",
"answer_times": 1,
"brows_num": 8,
"add_time": "2021-01-18T15:32:26.596920"
},
{
"user": null,
"id": 489,
"tags": [
"夫妻共同债务"
],
"question": "什么情况下不认定为夫妻共同债务？",
"region": "北京",
"desc": "什么情况下不认定为夫妻共同债务？",
"answer_times": 1,
"brows_num": 129,
"add_time": "2021-01-07T15:55:00"
},
{
"user": null,
"id": 488,
"tags": [
"夫妻共同债务"
],
"question": "什么情况下认定为夫妻共同债务?",
"region": "北京",
"desc": "什么情况下认定为夫妻共同债务?",
"answer_times": 1,
"brows_num": 194,
"add_time": "2021-01-07T15:48:08.331105"
},
{
"user": null,
"id": 487,
"tags": [
"共同债务",
"夫妻共同债务",
"信用卡"
],
"question": "信用卡债务属于夫妻共同债务吗?",
"region": "北京",
"desc": "信用卡债务属于夫妻共同债务吗?",
"answer_times": 1,
"brows_num": 129,
"add_time": "2021-01-07T15:47:18.790167"
},
{
"user": null,
"id": 486,
"tags": [
"动产和权利担保",
"登记"
],
"question": "动产和权利担保在哪登记？哪些动产和权利担保可以登记？",
"region": "北京",
"desc": "动产和权利担保在哪登记？哪些动产和权利担保可以登记？",
"answer_times": 4,
"brows_num": 263,
"add_time": "2021-01-05T13:36:35.855249"
},
{
"user": null,
"id": 485,
"tags": [
"不正当竞争",
"资金优势",
"社区团购",
"垄断"
],
"question": "社区团购“九不得”新规是哪些？",
"region": "北京",
"desc": "社区团购“九不得”新规是哪些？",
"answer_times": 1,
"brows_num": 119,
"add_time": "2020-12-23T17:20:11.023987"
},
{
"user": null,
"id": 484,
"tags": [
"信易贷",
"全国中小企业融资综合信用服务平台"
],
"question": "“信易贷”的报送条件？",
"region": "北京",
"desc": "“信易贷”的报送条件？",
"answer_times": 3,
"brows_num": 117,
"add_time": "2020-12-14T17:51:59.943406"
},
{
"user": {
"id": 10,
"username": "zdyhsfd",
"name": "刘先生",
"gender": "先生",
"mobile": "13910815404",
"email": "13910815404@139.com",
"avatar": "https://api.xiedaiwang.com/media/user/10_qoCdv6j.jpeg",
"type": 2,
"groups": [
{
"name": "贷款经理人"
}
]
},
"id": 483,
"tags": [
"助贷",
"助贷机构",
"高收费",
"助贷收费"
],
"question": "助贷机构收费超过贷款利率的50%就属于高收费了！！",
"region": "北京",
"desc": "助贷机构收费超过多少属于高收费？",
"answer_times": 1,
"brows_num": 52,
"add_time": "2020-12-11T20:17:00"
},
{
"user": null,
"id": 482,
"tags": [
"降低融资成本",
"助贷咨询服务费",
"助贷机构",
"合理收费"
],
"question": "助贷机构咨询服务费应该在资金方风险可控前提下合理收取",
"region": "北京",
"desc": "助贷机构违规抬升小微企业综合融资成本不可以！",
"answer_times": 1,
"brows_num": 559,
"add_time": "2020-12-11T19:11:00"
},
{
"user": {
"id": 10,
"username": "zdyhsfd",
"name": "刘先生",
"gender": "先生",
"mobile": "13910815404",
"email": "13910815404@139.com",
"avatar": "https://api.xiedaiwang.com/media/user/10_qoCdv6j.jpeg",
"type": 2,
"groups": [
{
"name": "贷款经理人"
}
]
},
"id": 469,
"tags": [
"诚信申贷",
"助贷平台",
"贷款流程",
"助贷",
"协贷网",
"规范申贷"
],
"question": "协贷网助贷平台引导中小微企业规范、诚信申贷！",
"region": "北京",
"desc": "协贷网助贷平台引导中小微企业规范、诚信申贷",
"answer_times": 1,
"brows_num": 26,
"add_time": "2020-12-10T15:49:15.608651"
},
{
"user": null,
"id": 457,
"tags": [
"长期借款",
"短期借款",
"资产负债表"
],
"question": "企业贷款时怎么分析资产负债表里的短期借款和长期借款？",
"region": "",
"desc": "企业贷款时怎么分析资产负债表里的短期借款和长期借款？",
"answer_times": 7,
"brows_num": 50,
"add_time": "2020-12-08T10:39:00"
},
{
"user": null,
"id": 454,
"tags": [
"风险定价",
"成本定价"
],
"question": "企业贷款利率【风险定价】怎么来的？",
"region": "",
"desc": "常见的风险定价方法？",
"answer_times": 2,
"brows_num": 37,
"add_time": "2020-12-07T15:40:00"
},
{
"user": null,
"id": 453,
"tags": [
"规范收费",
"企业成本",
"融资收费",
"融资成本",
"企业融资"
],
"question": "哪里有规范信贷融资收费，降低企业融资综合成本的通知内容？",
"region": "北京",
"desc": "2020年5月18日-规范信贷融资收费 降低企业融资综合成本",
"answer_times": 4,
"brows_num": 746,
"add_time": "2020-12-02T12:06:56.610117"
},
{
"user": null,
"id": 452,
"tags": [
"助贷",
"助贷机构",
"银保监发〔2020〕18号",
"融资助贷"
],
"question": "助贷环节合理控制融资综合成本那的规定？",
"region": "北京",
"desc": "助贷环节合理控制融资综合成本【规范信贷融资收费 降低企业融资综合成本】",
"answer_times": 2,
"brows_num": 474,
"add_time": "2020-12-02T11:59:18.581523"
},
{
"user": null,
"id": 451,
"tags": [
"小型微利企业"
],
"question": "小型微利企业标准？",
"region": "北京",
"desc": "小型微利企业标准？",
"answer_times": 5,
"brows_num": 596,
"add_time": "2020-11-26T11:03:53.729759"
},
{
"user": null,
"id": 450,
"tags": [
"回租",
"融资租赁",
"直租融资",
"直租",
"回租融资"
],
"question": "融资租赁：直租和回租有哪些不同点？",
"region": "北京",
"desc": "融资租赁：直租和回租的不同点？",
"answer_times": 9,
"brows_num": 848,
"add_time": "2020-11-25T12:07:00"
},
{
"user": null,
"id": 449,
"tags": [
"直租",
"融资租赁",
"直租融资",
"设备租赁"
],
"question": "什么样的公司适合做直租融资？",
"region": "北京",
"desc": "什么样的公司适合做直租融资？",
"answer_times": 2,
"brows_num": 607,
"add_time": "2020-11-25T11:54:32.576021"
},
{
"user": null,
"id": 448,
"tags": [],
"question": "保理融资尽调前需要确认哪些事项？",
"region": "北京",
"desc": "保理融资尽调前需要确认哪些事项？",
"answer_times": 2,
"brows_num": 532,
"add_time": "2020-11-24T13:58:44.596471"
},
{
"user": null,
"id": 441,
"tags": [
"保理",
"保理流程",
"融资人",
"保理融资"
],
"question": "保理融资尽调前需要确认哪些事项？",
"region": "北京",
"desc": "保理融资尽调前需要确认哪些事项？",
"answer_times": 1,
"brows_num": 496,
"add_time": "2020-11-24T13:57:44.596472"
},
{
"user": null,
"id": 440,
"tags": [
"贷款流程",
"信贷流程",
"贷款步骤"
],
"question": "信贷流程有哪些环节？",
"region": "北京",
"desc": "信贷流程有哪些环节？",
"answer_times": 1,
"brows_num": 727,
"add_time": "2020-11-20T10:20:37.993741"
},
{
"user": null,
"id": 439,
"tags": [
"消费者金融信息",
"金融信息 个人金融信息"
],
"question": "防止个人金融信息泄露有哪些小妙招？",
"region": "北京",
"desc": "防止个人金融信息泄露有哪些小妙招？",
"answer_times": 1,
"brows_num": 548,
"add_time": "2020-11-18T15:55:00"
},
{
"user": null,
"id": 438,
"tags": [
"投标保函-京津冀-天成担保-协贷网"
],
"question": "投标保函-京津冀-天成担保-协贷网",
"region": "广东深圳",
"desc": "投标保函-京津冀-天成担保-协贷网",
"answer_times": 4,
"brows_num": 642,
"add_time": "2020-11-14T17:21:28.429310"
},
{
"user": null,
"id": 437,
"tags": [
"企业贷款",
"贷款流程",
"企业信用贷款",
"信用贷款"
],
"question": "谁知道中小企业小额信用贷款的业务流程？",
"region": "北京",
"desc": "谁知道中小企业小额信用贷款的业务流程？",
"answer_times": 1,
"brows_num": 763,
"add_time": "2020-11-10T10:34:54.349271"
},
{
"user": null,
"id": 436,
"tags": [
"税贷",
"企业信用贷款",
"银税贷",
"银行贷款"
],
"question": "【银税贷】是银行的企业信用贷款产品吗？",
"region": "北京",
"desc": "银税贷-银行产品-税贷-低利率",
"answer_times": 4,
"brows_num": 1029,
"add_time": "2020-11-09T17:46:00"
},
{
"user": null,
"id": 435,
"tags": [
"助贷",
"百分之几",
"万分之几",
"月息",
"千分之几"
],
"question": "助贷：年息几分/月息几厘/日息几毫是什么意思？",
"region": "北京",
"desc": "年息几分/月息几厘/日息几毫是什么意思？",
"answer_times": 1,
"brows_num": 5134,
"add_time": "2020-11-09T15:27:00"
},
{
"user": null,
"id": 434,
"tags": [
"企业助贷",
"短期贷款",
"中期贷款",
"助贷",
"长期贷款",
"贷款期限",
"企业贷款助贷"
],
"question": "助贷：怎么样区分企业贷款/公司信贷的贷款期限？",
"region": "北京",
"desc": "企业贷款/公司信贷的贷款期限？",
"answer_times": 1,
"brows_num": 454,
"add_time": "2020-11-09T15:17:46.599912"
},
{
"user": null,
"id": 433,
"tags": [
"助贷机构",
"助贷",
"助贷业务",
"企业贷款",
"贷款融资难"
],
"question": "助贷对中小微企业贷款融资难有哪些优势？",
"region": "北京",
"desc": "助贷对中小微企业贷款融资难有哪些优势？",
"answer_times": 1,
"brows_num": 717,
"add_time": "2020-11-04T11:18:00.837127"
},
{
"user": null,
"id": 432,
"tags": [
"信贷资源",
"申请贷款",
"贷款申请"
],
"question": "中小微企业申请贷款通过率不高的原因？",
"region": "北京",
"desc": "申请贷款难",
"answer_times": 2,
"brows_num": 627,
"add_time": "2020-11-02T15:33:50.704475"
},
{
"user": null,
"id": 431,
"tags": [
"助贷业务",
"融资成本"
],
"question": "助贷业务会提高企业贷款融资成本吗？",
"region": "北京",
"desc": "助贷业务会变相提高贷款融资成本吗？",
"answer_times": 4,
"brows_num": 901,
"add_time": "2020-10-29T13:15:00"
},
{
"user": null,
"id": 430,
"tags": [
"企业贷款",
"贷款融资难",
"贷款方法"
],
"question": "人工智能/物流/新能源/科技/文创/贸易/制造/互联网企业贷款融资难怎么办？",
"region": "北京",
"desc": "企业贷款融资难怎么办？",
"answer_times": 2,
"brows_num": 640,
"add_time": "2020-10-29T12:32:00"
},
{
"user": null,
"id": 429,
"tags": [
"融资经理",
"融资专员",
"企业融资部"
],
"question": "企业融资部招不到合适融资经理怎么办？",
"region": "北京",
"desc": "企业融资部招不到合适融资经理怎么办？",
"answer_times": 2,
"brows_num": 806,
"add_time": "2020-10-29T12:19:29.532108"
},
{
"user": null,
"id": 428,
"tags": [
"协贷网信贷总监",
"中小微企业金融部负责人",
"企业助贷事业部负责人"
],
"question": "协贷网李亚飞？",
"region": "北京",
"desc": "协贷网李亚飞",
"answer_times": 3,
"brows_num": 1106,
"add_time": "2020-10-27T07:56:18.640959"
},
{
"user": null,
"id": 427,
"tags": [
"电话",
"协贷网",
"微信",
"客服",
"400电话"
],
"question": "协贷网企业贷款联系电话（客服）多少？",
"region": "北京",
"desc": "协贷网中小微企业贷款联系电话（客服）多少？",
"answer_times": 5,
"brows_num": 2172,
"add_time": "2020-10-26T11:44:00"
},
{
"user": null,
"id": 426,
"tags": [
"短期偿债能力"
],
"question": "借款人短期偿债能力需要结合那些指标一起分析？",
"region": "北京",
"desc": "借款人短期偿债能力的分析",
"answer_times": 2,
"brows_num": 668,
"add_time": "2020-10-04T18:14:18.805419"
},
{
"user": null,
"id": 425,
"tags": [
"市场占有率",
"销售增长率",
"经营业绩"
],
"question": "什么是经营业绩分析？",
"region": "北京",
"desc": "什么是经营业绩分析？",
"answer_times": 1,
"brows_num": 1243,
"add_time": "2020-09-22T15:45:41.531449"
},
{
"user": null,
"id": 424,
"tags": [
"风险把控",
"还款能力",
"借款需求"
],
"question": "为什么要了解企业贷款需求？",
"region": "北京",
"desc": "为什么要了解企业贷款需求？",
"answer_times": 1,
"brows_num": 641,
"add_time": "2020-09-22T13:51:26.971830"
},
{
"user": null,
"id": 423,
"tags": [
"贷款"
],
"question": "找你们老板",
"region": "河北石家庄",
"desc": "找你们老板",
"answer_times": 1,
"brows_num": 833,
"add_time": "2020-09-21T23:07:25.372259"
},
{
"user": null,
"id": 422,
"tags": [
"额度测算",
"流动资金贷款",
"流动资金"
],
"question": "怎么测算新增流动资金贷款额度？",
"region": "北京",
"desc": "新增流动资金贷款额度怎么测算？",
"answer_times": 2,
"brows_num": 1681,
"add_time": "2020-09-18T09:41:58.414197"
},
{
"user": null,
"id": 421,
"tags": [
"银行贷款",
"企业贷款",
"行业分类"
],
"question": "银行对行业分类有哪些标准？",
"region": "北京",
"desc": "银行对贷款企业行业分类有哪些标准？",
"answer_times": 1,
"brows_num": 1954,
"add_time": "2020-09-17T16:08:47.056479"
},
{
"user": null,
"id": 420,
"tags": [
"行业信贷政策",
"企业贷款"
],
"question": "行业信贷政策是什么？",
"region": "北京",
"desc": "企业贷款行业信贷政策是什么？",
"answer_times": 1,
"brows_num": 1682,
"add_time": "2020-09-17T15:36:35.087453"
},
{
"user": null,
"id": 419,
"tags": [
"设立金融控股公司的程序"
],
"question": "设立金融控股公司有哪些程序？",
"region": "北京",
"desc": "设立金融控股公司有哪些程序？",
"answer_times": 2,
"brows_num": 821,
"add_time": "2020-09-16T10:54:56.121573"
},
{
"user": null,
"id": 418,
"tags": [
"金融控股公司",
"《金控办法》"
],
"question": "《金控办法》的适用范围是什么？",
"region": "北京",
"desc": "《金控办法》的适用范围是什么？",
"answer_times": 1,
"brows_num": 560,
"add_time": "2020-09-16T10:52:31.399982"
},
{
"user": null,
"id": 417,
"tags": [
"个人经营贷款",
"贷款分类",
"企业贷款"
],
"question": "怎么样区分企业贷款和个人经营性贷款？",
"region": "北京",
"desc": "怎么样区分企业贷款和个人经营性贷款？",
"answer_times": 1,
"brows_num": 804,
"add_time": "2020-09-01T11:38:08.302216"
},
{
"user": null,
"id": 416,
"tags": [
"贷款融资",
"贷款",
"协贷网"
],
"question": "贷款融资难怎么办？",
"region": "北京",
"desc": "怎么样解决贷款融资难？",
"answer_times": 1,
"brows_num": 634,
"add_time": "2020-09-01T11:11:53.718012"
},
{
"user": null,
"id": 415,
"tags": [
"企业贷款",
"贷款",
"找贷款"
],
"question": "去哪找贷款？",
"region": "北京",
"desc": "企业贷款去哪找？",
"answer_times": 1,
"brows_num": 708,
"add_time": "2020-09-01T11:10:18.714628"
},
{
"user": null,
"id": 414,
"tags": [
"贷款渠道",
"北京贷款"
],
"question": "北京企业贷款渠道协贷网怎么样？",
"region": "",
"desc": "北京中小微贷款渠道协贷网怎么样？",
"answer_times": 1,
"brows_num": 461,
"add_time": "2020-08-31T20:02:00"
},
{
"user": null,
"id": 413,
"tags": [
"助贷",
"北京企业贷款",
"企业贷款助贷",
"助贷中介"
],
"question": "北京企业贷款助贷中介协贷网主要做什么？",
"region": "",
"desc": "北京企业贷款助贷中介协贷网主要做什么？",
"answer_times": 5,
"brows_num": 2712,
"add_time": "2020-08-31T19:52:00"
},
{
"user": null,
"id": 412,
"tags": [
"企业贷款"
],
"question": "企业贷款利率还会进一步下行吗？",
"region": "",
"desc": "企业贷款利率还会进一步下行吗？",
"answer_times": 5,
"brows_num": 733,
"add_time": "2020-08-25T16:33:00"
},
{
"user": null,
"id": 411,
"tags": [
"小微企业",
"经济中的特征，国民经济，"
],
"question": "小微企业呈现出“五六七八九”的特征指哪些？",
"region": "北京",
"desc": "小微企业在国民经济中呈现出“五六七八九”的特征指哪些？",
"answer_times": 1,
"brows_num": 6165,
"add_time": "2020-08-25T12:48:00"
},
{
"user": null,
"id": 410,
"tags": [
"注册制",
"“N”“C”“U”“W”“V”",
"创业板"
],
"question": "创业板注册制最新股票标识？",
"region": "北京",
"desc": "创业板注册制股票最新字母代表的意思？",
"answer_times": 1,
"brows_num": 660,
"add_time": "2020-08-24T16:58:26.111036"
},
{
"user": null,
"id": 409,
"tags": [
"协贷网"
],
"question": "协贷网是做什么的？",
"region": "",
"desc": "协贷网是做什么的？",
"answer_times": 5,
"brows_num": 2585,
"add_time": "2020-08-23T10:40:00"
},
{
"user": null,
"id": 408,
"tags": [
"中期借贷便利利率"
],
"question": "中期借贷便利利率的作用？",
"region": "河北廊坊",
"desc": "中期借贷便利利率的作用？",
"answer_times": 1,
"brows_num": 415,
"add_time": "2020-08-23T10:04:28.561157"
},
{
"user": null,
"id": 407,
"tags": [
"LPR下降20基点",
"LPR下降40基点",
"lpr"
],
"question": "LPR实行一周年贷款利率下降多少？",
"region": "北京",
"desc": "LPR实行一周年贷款利率下降多少？",
"answer_times": 1,
"brows_num": 475,
"add_time": "2020-08-21T12:19:21.102071"
},
{
"user": null,
"id": 406,
"tags": [
"企业贷款",
"商标",
"软著",
"知识产权贷款",
"专利"
],
"question": "北京知识产权质押企业贷款有哪些？",
"region": "北京",
"desc": "北京企业知识产权质押贷款有哪些？",
"answer_times": 2,
"brows_num": 598,
"add_time": "2020-08-21T08:51:02.503762"
},
{
"user": null,
"id": 405,
"tags": [
"职业放贷人"
],
"question": "什么是职业放贷人？",
"region": "北京",
"desc": "什么是职业放贷人？",
"answer_times": 4,
"brows_num": 601,
"add_time": "2020-08-20T15:31:31.323782"
},
{
"user": null,
"id": 404,
"tags": [
"4倍LPR",
"民间借贷利率"
],
"question": "为什么将民间借贷利率司法保护上限确定为一年期贷款市场报价利率的“4倍”？",
"region": "北京",
"desc": "为什么将民间借贷利率司法保护上限确定为一年期贷款市场报价利率的“4倍”？",
"answer_times": 3,
"brows_num": 764,
"add_time": "2020-08-20T15:24:42.500193"
},
{
"user": null,
"id": 403,
"tags": [
"同期LPR的4倍",
"15.4%"
],
"question": "最新民间借款利率15.4%，受司法保护的借贷利率为同期LPR的4倍！",
"region": "北京",
"desc": "民间借贷受司法保护的借贷利率为同期LPR的4倍！！！！",
"answer_times": 9,
"brows_num": 841,
"add_time": "2020-08-20T14:43:00"
},
{
"user": null,
"id": 402,
"tags": [
"lpr",
"住房贷款",
"贷款利率",
"贷款市场报价利率"
],
"question": "个人住房贷款利率怎么样转换成贷款市场报价利率(LPR)？",
"region": "北京",
"desc": "个人住房贷款利率怎么样转换成贷款市场报价利率(LPR)？",
"answer_times": 2,
"brows_num": 583,
"add_time": "2020-08-20T13:53:56.193988"
},
{
"user": null,
"id": 401,
"tags": [
"回租",
"融资租赁"
],
"question": "已经抵押的设备为什么不可以做回租？",
"region": "北京",
"desc": "已经抵押的设备为什么不可以做回租？",
"answer_times": 1,
"brows_num": 571,
"add_time": "2020-08-18T14:27:52.570438"
},
{
"user": null,
"id": 400,
"tags": [
"贷款融资",
"中小微企业贷款",
"企业业务资料"
],
"question": "中小微企业贷款融资业务类资料有哪些？",
"region": "北京",
"desc": "中小微企业贷款融资业务类资料有哪些？",
"answer_times": 1,
"brows_num": 421,
"add_time": "2020-08-18T13:47:00"
},
{
"user": null,
"id": 399,
"tags": [
"企业信用贷款",
"信用资料",
"中小微企业贷款"
],
"question": "中小微贷款融资企业信用类资料有哪些？",
"region": "北京",
"desc": "中小微贷款融资企业信用类资料有哪些？",
"answer_times": 2,
"brows_num": 459,
"add_time": "2020-08-18T13:46:14.531230"
},
{
"user": null,
"id": 398,
"tags": [
"企业财报",
"企业贷款",
"中小微企业",
"财务报表"
],
"question": "中小微企业贷款融资财务资料有哪些？",
"region": "北京",
"desc": "中小微企业贷款融资财务资料有哪些？",
"answer_times": 1,
"brows_num": 486,
"add_time": "2020-08-18T13:33:00"
},
{
"user": null,
"id": 397,
"tags": [
"企业基础资料",
"贷款融资",
"企业贷款",
"中小微企业"
],
"question": "中小微企业贷款融资企业基础资料有哪些？",
"region": "北京",
"desc": "中小微企业贷款融资企业基础资料有哪些？",
"answer_times": 2,
"brows_num": 535,
"add_time": "2020-08-18T13:23:00"
},
{
"user": null,
"id": 396,
"tags": [
"I类账户",
"分类账户",
"账户管理"
],
"question": "怎么样对个人账户进行分类管理？",
"region": "北京",
"desc": "怎么样对个人账户进行分类管理？",
"answer_times": 1,
"brows_num": 406,
"add_time": "2020-08-18T10:53:53.822362"
},
{
"user": null,
"id": 395,
"tags": [
"企业助贷",
"贷款融资",
"企业贷款",
"助贷专员",
"贷款融资助贷"
],
"question": "企业贷款融资助贷专员主要做什么？",
"region": "北京",
"desc": "企业贷款融资助贷专员主要做什么？",
"answer_times": 1,
"brows_num": 2809,
"add_time": "2020-08-11T08:57:48.210028"
},
{
"user": null,
"id": 394,
"tags": [
"企业外账",
"企业内账",
"内外账"
],
"question": "贷款融资企业的内账和外账有什么区别？",
"region": "北京",
"desc": "贷款融资企业的内账和外账",
"answer_times": 2,
"brows_num": 923,
"add_time": "2020-08-05T08:52:53.364827"
},
{
"user": null,
"id": 393,
"tags": [
"两套账",
"一企业多套账"
],
"question": "贷款融资企业常见的多套账是哪些？",
"region": "北京",
"desc": "对财务最大的坑就是企业有多套账？企业常见的多套账是哪些？",
"answer_times": 3,
"brows_num": 469,
"add_time": "2020-08-05T08:43:00"
},
{
"user": null,
"id": 392,
"tags": [
"融资规划",
"融资资源",
"融资部经理",
"融资方案",
"融资渠道"
],
"question": "融资经理的岗位职责有哪些？",
"region": "北京",
"desc": "融资经理的岗位职责有哪些？",
"answer_times": 10,
"brows_num": 1734,
"add_time": "2020-08-03T14:27:12.802878"
},
{
"user": null,
"id": 391,
"tags": [
"协贷网助贷",
"融资总监"
],
"question": "融资总监都在用的服务协贷网企业贷款助贷服务！",
"region": "北京",
"desc": "融资总监都在用的服务协贷网企业贷款助贷服务！",
"answer_times": 1,
"brows_num": 600,
"add_time": "2020-07-31T12:42:00"
},
{
"user": null,
"id": 390,
"tags": [
"助贷服务",
"助贷业务",
"协贷网助贷业务"
],
"question": "助贷服务公司协贷网有哪些业务？",
"region": "北京",
"desc": "助贷服务公司协贷网有哪些业务？",
"answer_times": 1,
"brows_num": 517,
"add_time": "2020-07-31T09:47:53.953661"
},
{
"user": null,
"id": 389,
"tags": [
"融资部门",
"协贷网融资部",
"企业融资部"
],
"question": "协贷网中小微企业的融资部？",
"region": "北京",
"desc": "协贷网中小微企业的融资部？",
"answer_times": 1,
"brows_num": 554,
"add_time": "2020-07-31T09:35:41.625676"
},
{
"user": null,
"id": 388,
"tags": [
"协贷网助贷",
"助贷平台",
"企业贷款助贷",
"债权融资",
"融资助贷"
],
"question": "第三方债权融资助贷平台有哪些？",
"region": "北京",
"desc": "第三方债权融资助贷平台有哪些？",
"answer_times": 3,
"brows_num": 7838,
"add_time": "2020-07-30T09:52:11.970346"
},
{
"user": null,
"id": 387,
"tags": [
"助贷服务",
"融资部",
"企业融资部"
],
"question": "贷款融资助贷服务可以担当企业融资部吗？",
"region": "北京",
"desc": "贷款融资助贷服务可以担当企业融资部吗？",
"answer_times": 1,
"brows_num": 587,
"add_time": "2020-07-29T15:55:53.821261"
},
{
"user": null,
"id": 386,
"tags": [
"助贷服务，贷款助贷",
"公司融资部",
"企业融资部"
],
"question": "中小微企业的融资部【协贷网助贷服务】",
"region": "北京",
"desc": "中小微企业的融资部【协贷网助贷服务】",
"answer_times": 1,
"brows_num": 508,
"add_time": "2020-07-29T15:46:20.460233"
},
{
"user": null,
"id": 380,
"tags": [
"5C",
"5P",
"企业信用评级",
"信用分析，企业信用分析，专家分析法，"
],
"question": "企业信用评级中的5C和5P具体指什么？",
"region": "北京",
"desc": "企业信用评级中的5C和5P具体指什么？",
"answer_times": 2,
"brows_num": 7679,
"add_time": "2020-07-22T11:54:00"
},
{
"user": null,
"id": 379,
"tags": [
"表外信贷"
],
"question": "表外信贷包括哪些？",
"region": "北京",
"desc": "表外信贷包括哪些？",
"answer_times": 2,
"brows_num": 3977,
"add_time": "2020-07-22T10:13:20.186811"
},
{
"user": null,
"id": 378,
"tags": [
"表内贷款",
"资产负债表"
],
"question": "表内贷款包括哪些？",
"region": "北京",
"desc": "表内贷款包括哪些？",
"answer_times": 2,
"brows_num": 5309,
"add_time": "2020-07-22T10:12:40.303872"
},
{
"user": null,
"id": 377,
"tags": [
"尽职调查",
"尽职调查人员",
"企业授信"
],
"question": "对具有哪些情节的授信工作人员可以依法、依规追究责任？",
"region": "北京",
"desc": "对具有哪些情节的授信工作人员可以依法、依规追究责任？",
"answer_times": 1,
"brows_num": 837,
"add_time": "2020-07-21T11:50:02.649899"
},
{
"user": null,
"id": 376,
"tags": [
"还款能力",
"企业贷款"
],
"question": "企业贷款的还款能力主要指什么？",
"region": "北京",
"desc": "企业贷款的还款能力主要指什么？",
"answer_times": 1,
"brows_num": 648,
"add_time": "2020-07-21T09:02:45.592219"
},
{
"user": null,
"id": 375,
"tags": [
"企业信用评价",
"定性指标"
],
"question": "企业信用评价的定性指标有哪些？",
"region": "北京",
"desc": "企业信用评价的定性指标有哪些？",
"answer_times": 1,
"brows_num": 1085,
"add_time": "2020-07-20T11:12:43.221049"
},
{
"user": null,
"id": 374,
"tags": [
"企业贷款",
"隐性负债"
],
"question": "贷款企业常见的隐性负债有哪些？",
"region": "北京",
"desc": "公司常见的隐性负债有哪些？",
"answer_times": 1,
"brows_num": 896,
"add_time": "2020-07-17T11:52:02.387578"
},
{
"user": null,
"id": 373,
"tags": [
"重资产企业",
"短期借款"
],
"question": "重资产企业银行为什么大多提供短期借款？",
"region": "北京",
"desc": "重资产企业银行为什么大多提供短期借款？",
"answer_times": 1,
"brows_num": 817,
"add_time": "2020-07-16T09:10:52.582768"
},
{
"user": null,
"id": 372,
"tags": [
"贷款企业",
"其他应付账款"
],
"question": "贷款企业其他应付账款过大有哪些风险？",
"region": "北京",
"desc": "贷款企业其他应付账款过大有哪些风险？",
"answer_times": 1,
"brows_num": 747,
"add_time": "2020-07-16T09:08:54.569122"
},
{
"user": null,
"id": 371,
"tags": [
"借款违约",
"短期借款"
],
"question": "怎么样从短期借款看企业违约概率？",
"region": "北京",
"desc": "短期借款大于应收账款和货币资金时违约概率增加！",
"answer_times": 1,
"brows_num": 596,
"add_time": "2020-07-16T09:03:36.175900"
},
{
"user": null,
"id": 370,
"tags": [
"其他应收款",
"资产负债表"
],
"question": "其他应收款越大越好吗？",
"region": "北京",
"desc": "其他应收款越大越好吗？",
"answer_times": 1,
"brows_num": 792,
"add_time": "2020-07-16T08:40:20.210735"
},
{
"user": null,
"id": 369,
"tags": [
"应收账款",
"资产"
],
"question": "应收账款是越多越好吗？",
"region": "北京",
"desc": "应收账款是越多越好吗？",
"answer_times": 1,
"brows_num": 3209,
"add_time": "2020-07-16T08:39:12.848495"
},
{
"user": null,
"id": 368,
"tags": [
"存货",
"资产"
],
"question": "存货越大越好吗？",
"region": "北京",
"desc": "存货越多越好？",
"answer_times": 1,
"brows_num": 564,
"add_time": "2020-07-16T08:38:10.893584"
},
{
"user": null,
"id": 367,
"tags": [
"纳税信用等级",
"评价指标"
],
"question": "纳税信用等级的评定指标有哪些？",
"region": "北京",
"desc": "纳税信用等级的评定指标有哪些？",
"answer_times": 2,
"brows_num": 724,
"add_time": "2020-07-14T11:34:23.645836"
},
{
"user": null,
"id": 366,
"tags": [
"M级纳税信用等级"
],
"question": "M级纳税信用等级是指哪些企业？",
"region": "北京",
"desc": "M级纳税信用等级是指哪些企业？",
"answer_times": 1,
"brows_num": 1011,
"add_time": "2020-07-14T11:25:56.090149"
},
{
"user": null,
"id": 365,
"tags": [
"纳税信用等级",
"纳税信用等级A级",
"企业贷款"
],
"question": "企业纳税信用等级A级贷款企业在哪查询？",
"region": "北京",
"desc": "企业纳税信用等级A级贷款企业在哪查询？",
"answer_times": 1,
"brows_num": 1078,
"add_time": "2020-07-14T11:09:42.179307"
},
{
"user": null,
"id": 364,
"tags": [
"纳税信用等级",
"企业贷款",
"信用贷款"
],
"question": "需要查询纳税信用等级的贷款产品有哪些？",
"region": "北京",
"desc": "需要查询纳税信用等级的贷款产品有哪些？",
"answer_times": 2,
"brows_num": 1423,
"add_time": "2020-07-14T11:00:13.839505"
},
{
"user": null,
"id": 363,
"tags": [
"云义贷",
"纳税信用等级"
],
"question": "纳税信用等级是云义贷的准入条件之一？",
"region": "北京",
"desc": "纳税信用等级是云义贷的准入条件之一？",
"answer_times": 1,
"brows_num": 848,
"add_time": "2020-07-14T10:55:27.678857"
},
{
"user": null,
"id": 360,
"tags": [
"纳税A/B/C/D级",
"纳税等级"
],
"question": "纳税等级怎么查询？",
"region": "北京",
"desc": "怎么查询企业纳税等级？",
"answer_times": 1,
"brows_num": 2005,
"add_time": "2020-07-13T09:28:36.013839"
},
{
"user": null,
"id": 359,
"tags": [
"不良资产",
"资产管理公司 批量转让"
],
"question": "什么样的资产管理公司可以接收批量转让的不良资产？",
"region": "北京",
"desc": "什么样的资产管理公司可以接收批量转让的不良资产？",
"answer_times": 1,
"brows_num": 897,
"add_time": "2020-07-11T07:41:00"
},
{
"user": null,
"id": 358,
"tags": [
"不良贷款",
"批量转让",
"不良贷款批量转让"
],
"question": "那些不良贷款不可以批量转让？",
"region": "北京",
"desc": "什么样的不良贷款不可以批量转让给资产管理公司？",
"answer_times": 1,
"brows_num": 1517,
"add_time": "2020-07-11T07:40:00"
},
{
"user": null,
"id": 357,
"tags": [
"不良贷款",
"呆账核销 企业贷款"
],
"question": "什么样的银行贷款不可以做呆账核销？",
"region": "北京",
"desc": "什么样的不良贷款不可以做呆账核销？",
"answer_times": 2,
"brows_num": 1600,
"add_time": "2020-07-11T07:15:00"
},
{
"user": null,
"id": 355,
"tags": [
"助贷平台",
"助贷业务",
"了解客户"
],
"question": "助贷平台怎么样能更好的做好助贷业务？",
"region": "河北廊坊",
"desc": "助贷平台怎么样能更好的做好助贷业务？",
"answer_times": 1,
"brows_num": 2088,
"add_time": "2020-07-11T06:51:31.712154"
},
{
"user": null,
"id": 354,
"tags": [
"还款方式",
"企业代还款"
],
"question": "A企业将贷款打到B企业，B将钱打给C公司(A公司还款)可以吗？",
"region": "北京",
"desc": "A公司将钱打到B公司，B公司将钱打给C公司(还款)可以吗？",
"answer_times": 2,
"brows_num": 1330,
"add_time": "2020-07-10T14:24:00"
},
{
"user": null,
"id": 353,
"tags": [
"集团公司",
"企业合并报表申请贷款",
"合并报表"
],
"question": "集团企业编制合并财报可以申请贷款吗？有哪些用途？",
"region": "北京",
"desc": "集团企业编制合并报表可以申请贷款吗？",
"answer_times": 4,
"brows_num": 992,
"add_time": "2020-07-10T13:54:00"
},
{
"user": null,
"id": 352,
"tags": [
"签字盖章",
"合同生效",
"合同法",
"合同法32条"
],
"question": "企业贷款时“签字盖章”、“签字、盖章”、“签字并盖章”对贷款合同效力的影响？",
"region": "北京",
"desc": "“签字盖章”并非是指“签字”+“盖章”；“签字、盖章”是指“签字”+“盖章”",
"answer_times": 2,
"brows_num": 702,
"add_time": "2020-07-10T08:58:22.285785"
},
{
"user": null,
"id": 351,
"tags": [
"借款人",
"失信被执行人",
"拒不执行法院判决",
"老赖"
],
"question": "借款人成为【失信被执行人】后有哪些限制？",
"region": "北京",
"desc": "借款人成为失信被执行人的负面影响？",
"answer_times": 2,
"brows_num": 859,
"add_time": "2020-07-03T11:43:49.568410"
},
{
"user": null,
"id": 350,
"tags": [
"企业贷款助贷业务",
"助贷业务",
"企业贷款助贷",
"贷款助贷"
],
"question": "中小微企业贷款助贷业务具体指什么？",
"region": "北京",
"desc": "企业贷款助贷业务核心",
"answer_times": 4,
"brows_num": 5427,
"add_time": "2020-07-03T09:06:54.330675"
},
{
"user": null,
"id": 349,
"tags": [
"续贷申请",
"贷款续贷",
"小微企业贷款"
],
"question": "中小微企业贷款到期续贷要尽早！！",
"region": "北京",
"desc": "在小微企业贷款到期续贷申请需要提前申请",
"answer_times": 2,
"brows_num": 734,
"add_time": "2020-07-03T08:11:47.154214"
},
{
"user": null,
"id": 348,
"tags": [
"借款人条件",
"企业贷款",
"借款人要求",
"贷款申请人"
],
"question": "中小微企业申请贷款被拒的五大常见情形？",
"region": "北京",
"desc": "企业贷款申请人的五大基本要求？",
"answer_times": 4,
"brows_num": 1358,
"add_time": "2020-07-01T13:42:00"
},
{
"user": null,
"id": 347,
"tags": [
"亦庄贷款助贷",
"亦庄助贷平台",
"亦庄企业贷款"
],
"question": "亦庄企业贷款有哪些产品？",
"region": "北京",
"desc": "亦庄企业贷款怎么申请？",
"answer_times": 5,
"brows_num": 895,
"add_time": "2020-07-01T12:46:06.691020"
},
{
"user": null,
"id": 346,
"tags": [
"负责人评价",
"企业贷款",
"高管素质和经验"
],
"question": "对申请贷款的中小微企业高管的考察有哪些？",
"region": "北京",
"desc": "贷款企业的高管人员评价？",
"answer_times": 1,
"brows_num": 737,
"add_time": "2020-06-29T16:05:00"
},
{
"user": null,
"id": 345,
"tags": [
"运营能力",
"企业贷款",
"盈利能力",
"三张表",
"偿债能力",
"财务指标"
],
"question": "影响中小微企业贷款决策的三类指标",
"region": "北京",
"desc": "企业贷款之财务指标！！！",
"answer_times": 2,
"brows_num": 1508,
"add_time": "2020-06-29T15:44:00"
},
{
"user": null,
"id": 344,
"tags": [
"企业贷款",
"续贷展期",
"无还本续贷"
],
"question": "北京中小微企业贷款到期现在可以直接申请续贷吗？",
"region": "北京",
"desc": "企业贷款到期续贷",
"answer_times": 3,
"brows_num": 650,
"add_time": "2020-06-29T15:07:20.107872"
},
{
"user": null,
"id": 343,
"tags": [
"助贷平台",
"助贷业务",
"企业贷款",
"协贷网"
],
"question": "北京企业贷款助贷平台协贷网怎么样？",
"region": "北京",
"desc": "北京企业贷款助贷平台",
"answer_times": 4,
"brows_num": 6834,
"add_time": "2020-06-29T14:55:36.837990"
},
{
"user": null,
"id": 342,
"tags": [
"企业贷款",
"诚信申贷"
],
"question": "引导贷款企业诚信申贷，不因小失大！",
"region": "北京",
"desc": "企业贷款申请不可因小失大！",
"answer_times": 1,
"brows_num": 1054,
"add_time": "2020-06-23T12:03:08.936185"
},
{
"user": null,
"id": 341,
"tags": [
"企业贷款",
"贷款申请"
],
"question": "协贷网怎么样引导企业规范申请贷款？",
"region": "北京",
"desc": "企业贷款需要规范申贷？",
"answer_times": 4,
"brows_num": 1043,
"add_time": "2020-06-23T11:48:00"
},
{
"user": null,
"id": 340,
"tags": [
"审批审查",
"贷款审批",
"贷款调查",
"信贷业务"
],
"question": "企业贷款业务岗和审查岗的职责是什么？",
"region": "北京",
"desc": "信贷业务岗和信贷审查岗的职责？",
"answer_times": 1,
"brows_num": 969,
"add_time": "2020-06-23T10:14:47.123998"
},
{
"user": null,
"id": 339,
"tags": [
"企业信用信息"
],
"question": "贷款融资企业信用信息有哪些？",
"region": "北京",
"desc": "企业信用信息有哪些？",
"answer_times": 6,
"brows_num": 731,
"add_time": "2020-06-22T16:27:48.048100"
},
{
"user": null,
"id": 338,
"tags": [
"企业贷款",
"企业贷款平台",
"中小微企业贷款"
],
"question": "北京/京津冀/企业贷款平台？",
"region": "北京",
"desc": "中小微企业贷款平台",
"answer_times": 7,
"brows_num": 813,
"add_time": "2020-06-19T13:53:00"
},
{
"user": null,
"id": 337,
"tags": [
"净流动资产",
"“三净”授信",
"经营性现金流净额",
"净利润"
],
"question": "“三净”指什么？在企业贷款授信评估时有哪些参考作用？",
"region": "北京",
"desc": "三净【净利润、净流动资产、经营性现金流净额】企业授信？",
"answer_times": 1,
"brows_num": 1319,
"add_time": "2020-06-18T08:27:00"
},
{
"user": null,
"id": 336,
"tags": [
"疫情"
],
"question": "疫情",
"region": "北京",
"desc": "什么时候结束",
"answer_times": 0,
"brows_num": 926,
"add_time": "2020-06-16T13:28:07.380863"
},
{
"user": null,
"id": 335,
"tags": [
"商业银行贷款禁止性规定"
],
"question": "商业银行贷款相关禁止性规定有哪些？哪些贷款不能做？",
"region": "北京",
"desc": "银监发（2018）4号对商业银行贷款管理相关禁止性规定有哪些？",
"answer_times": 1,
"brows_num": 4307,
"add_time": "2020-06-15T21:05:00"
},
{
"user": null,
"id": 334,
"tags": [
"借款合同",
"贷款合同"
],
"question": "贷款合同的基本内容有哪些？",
"region": "北京",
"desc": "贷款合同内容",
"answer_times": 2,
"brows_num": 899,
"add_time": "2020-06-15T20:43:00"
},
{
"user": null,
"id": 333,
"tags": [
"贸易融资",
"信用证抵押融资",
"打包贷款"
],
"question": "打包贷款是什么类型的贷款？",
"region": "北京",
"desc": "打包贷款融资？",
"answer_times": 2,
"brows_num": 3176,
"add_time": "2020-06-15T20:31:00"
},
{
"user": null,
"id": 332,
"tags": [
"2020六保六稳"
],
"question": "2020年【六保】【六稳】具体指哪些？",
"region": "河北廊坊",
"desc": "2020年【六保】【六稳】具体指哪些？",
"answer_times": 2,
"brows_num": 1017,
"add_time": "2020-06-14T11:00:53.338910"
},
{
"user": null,
"id": 331,
"tags": [
"客服热线",
"协贷网贷款平台电话",
"贷款平台电话"
],
"question": "协贷网助贷平台官方客服电话？",
"region": "北京",
"desc": "协贷网助贷业务400电话",
"answer_times": 2,
"brows_num": 1688,
"add_time": "2020-06-14T10:15:00"
},
{
"user": null,
"id": 330,
"tags": [
"信贷咨询服务费",
"合理咨询服务费",
"贷款咨询服务费，融资成本低"
],
"question": "怎么样界定助贷平台收取贷款融资咨询服务费的合理性？",
"region": "北京",
"desc": "助贷咨询服务费的合理性？",
"answer_times": 1,
"brows_num": 2805,
"add_time": "2020-06-08T11:40:00"
},
{
"user": null,
"id": 329,
"tags": [
"融资模式",
"融资渠道",
"贷款融资难",
"融资方法"
],
"question": "为什么有的企业还不如自己却融到资金？",
"region": "北京",
"desc": "融资渠道、模式很重要！！！！",
"answer_times": 1,
"brows_num": 855,
"add_time": "2020-06-04T14:08:52.740473"
},
{
"user": null,
"id": 328,
"tags": [
"资金时间价值",
"双倍余额递减法",
"避税"
],
"question": "直线折旧法和双倍余额递减法那个缴税少？",
"region": "北京",
"desc": "直线折旧法和双倍余额递减法那个缴税少？企业内部就多这样一笔钱，可以缓解资金紧张……",
"answer_times": 1,
"brows_num": 1454,
"add_time": "2020-06-04T13:48:00"
},
{
"user": null,
"id": 327,
"tags": [
"企业内部融资"
],
"question": "留存盈余融资可以避税？",
"region": "北京",
"desc": "留存盈余融资可以避税？",
"answer_times": 1,
"brows_num": 753,
"add_time": "2020-06-04T13:24:46.625982"
},
{
"user": null,
"id": 326,
"tags": [
"瞪羚企业",
"中关村瞪羚企业"
],
"question": "如何申报中关村瞪羚企业？",
"region": "北京",
"desc": "中关村瞪羚企业认定申报标准与流程",
"answer_times": 2,
"brows_num": 1168,
"add_time": "2020-06-03T14:22:44.068210"
},
{
"user": null,
"id": 325,
"tags": [
"风险审查",
"企业贷款"
],
"question": "科技企业与传统企业有哪些差异？",
"region": "北京",
"desc": "科技贷款企业与传统贷款企业有哪些差异",
"answer_times": 1,
"brows_num": 955,
"add_time": "2020-05-29T17:22:44.622454"
},
{
"user": null,
"id": 324,
"tags": [
"养殖行业融资"
],
"question": "养殖行业怎么融资",
"region": "河北石家庄",
"desc": "养殖行业怎么融资",
"answer_times": 1,
"brows_num": 904,
"add_time": "2020-05-28T11:01:09.792774"
},
{
"user": null,
"id": 323,
"tags": [
"个体户贷款"
],
"question": "个体户如何申请贷款",
"region": "河北石家庄",
"desc": "个体户如何申请贷款",
"answer_times": 1,
"brows_num": 719,
"add_time": "2020-05-27T18:33:03.825171"
},
{
"user": null,
"id": 322,
"tags": [
"苏州企业贷款"
],
"question": "苏州企业如何申请贷款",
"region": "河北石家庄",
"desc": "苏州企业如何申请贷款",
"answer_times": 1,
"brows_num": 1128,
"add_time": "2020-05-27T18:25:41.394228"
},
{
"user": null,
"id": 321,
"tags": [
"低息"
],
"question": "低息贷款怎么申请？",
"region": "北京",
"desc": "低息贷款怎么申请？",
"answer_times": 0,
"brows_num": 842,
"add_time": "2020-05-27T16:12:08.827543"
},
{
"user": null,
"id": 320,
"tags": [
"应收账款"
],
"question": "企业的应收账款可以用来融资吗？",
"region": "北京",
"desc": "企业的应收账款可以用来融资吗？",
"answer_times": 4,
"brows_num": 1226,
"add_time": "2020-05-27T13:13:50.177567"
},
{
"user": null,
"id": 315,
"tags": [
"西安"
],
"question": "西安企业如何申请贷款？",
"region": "北京",
"desc": "西安企业如何申请贷款？",
"answer_times": 1,
"brows_num": 885,
"add_time": "2020-05-26T09:39:36.451491"
},
{
"user": null,
"id": 314,
"tags": [
"微业贷"
],
"question": "微业贷怎么申请？",
"region": "北京",
"desc": "微业贷怎么申请？",
"answer_times": 1,
"brows_num": 855,
"add_time": "2020-05-26T09:36:33.393331"
},
{
"user": null,
"id": 313,
"tags": [
"复工",
"贷款"
],
"question": ".企业复产复工没有资金怎么办？",
"region": "北京",
"desc": ".企业复产复工没有资金怎么办？",
"answer_times": 1,
"brows_num": 1142,
"add_time": "2020-05-26T09:36:14.571023"
},
{
"user": null,
"id": 312,
"tags": [
"深圳贷款"
],
"question": "深圳企业如何申请贷款？",
"region": "北京",
"desc": "深圳企业如何申请贷款？",
"answer_times": 1,
"brows_num": 748,
"add_time": "2020-05-26T09:35:46.734502"
},
{
"user": null,
"id": 311,
"tags": [
"芜湖贷款"
],
"question": "芜湖企业如何申请贷款？",
"region": "北京",
"desc": "芜湖企业如何申请贷款？",
"answer_times": 1,
"brows_num": 641,
"add_time": "2020-05-26T09:35:24.574177"
},
{
"user": null,
"id": 310,
"tags": [
"河北融资"
],
"question": "河北企业如何申请贷款？",
"region": "北京",
"desc": "河北企业如何申请贷款？",
"answer_times": 1,
"brows_num": 548,
"add_time": "2020-05-26T09:35:02.519960"
},
{
"user": null,
"id": 309,
"tags": [
"上海"
],
"question": "上海企业如何申请贷款？",
"region": "北京",
"desc": "上海企业如何申请贷款？",
"answer_times": 1,
"brows_num": 936,
"add_time": "2020-05-25T08:58:10.879911"
},
{
"user": null,
"id": 308,
"tags": [
"北京"
],
"question": "北京企业如何申请贷款？",
"region": "北京",
"desc": "北京企业如何申请贷款？",
"answer_times": 1,
"brows_num": 602,
"add_time": "2020-05-25T08:53:37.686821"
},
{
"user": null,
"id": 307,
"tags": [
"贷款",
"信贷业务"
],
"question": "严防信贷业务领域违法犯罪行为",
"region": "河北廊坊",
"desc": "严防信贷业务领域违法犯罪行为",
"answer_times": 1,
"brows_num": 3420,
"add_time": "2020-05-24T21:40:16.601690"
},
{
"user": null,
"id": 306,
"tags": [
"天津企业"
],
"question": "天津企业如何申请贷款",
"region": "河北石家庄",
"desc": "天津企业如何申请贷款",
"answer_times": 1,
"brows_num": 723,
"add_time": "2020-05-22T20:35:01.827440"
},
{
"user": null,
"id": 305,
"tags": [
"瞪羚企业贷款"
],
"question": "瞪羚企业申请什么贷款最好",
"region": "河北石家庄",
"desc": "瞪羚企业申请什么贷款最好",
"answer_times": 1,
"brows_num": 746,
"add_time": "2020-05-22T20:33:51.483830"
},
{
"user": null,
"id": 304,
"tags": [
"高新技术企业贷"
],
"question": "高新技术企业怎样申请贷款更好",
"region": "河北石家庄",
"desc": "高新技术企业如何申请贷款",
"answer_times": 1,
"brows_num": 1028,
"add_time": "2020-05-22T20:32:49.836172"
},
{
"user": null,
"id": 303,
"tags": [
"设备采够"
],
"question": "采够设备没有钱怎么办",
"region": "河北石家庄",
"desc": "采够设备没有钱怎么办，可以申请贷款或者融资么",
"answer_times": 1,
"brows_num": 545,
"add_time": "2020-05-22T20:31:25.988540"
},
{
"user": null,
"id": 296,
"tags": [
"发票贷"
],
"question": "发票贷怎么申请",
"region": "河北石家庄",
"desc": "发票贷怎么申请",
"answer_times": 1,
"brows_num": 834,
"add_time": "2020-05-22T17:49:01.329847"
},
{
"user": null,
"id": 295,
"tags": [
"税贷",
"企业贷款",
"融资信用",
"纳税信用"
],
"question": "纳税信用就是融资信用？",
"region": "北京",
"desc": "政府、银行、企业怎么样让纳税信用转化为融资信用？",
"answer_times": 8,
"brows_num": 926,
"add_time": "2020-05-22T10:53:00"
},
{
"user": null,
"id": 294,
"tags": [
"发明专利抵押"
],
"question": "发明专利可以抵押融资吗？",
"region": "北京",
"desc": "发明专利可以抵押融资吗？",
"answer_times": 1,
"brows_num": 725,
"add_time": "2020-05-22T09:43:47.310769"
},
{
"user": null,
"id": 293,
"tags": [
"库存抵押"
],
"question": "库存可以用来抵押贷款吗？",
"region": "北京",
"desc": "库存可以用来抵押贷款吗？",
"answer_times": 1,
"brows_num": 1766,
"add_time": "2020-05-22T09:43:16.086766"
},
{
"user": null,
"id": 292,
"tags": [
"知识产权"
],
"question": "知识产权可以用来抵押融资吗？",
"region": "北京",
"desc": "知识产权可以用来抵押融资吗？",
"answer_times": 1,
"brows_num": 644,
"add_time": "2020-05-21T10:15:56.976926"
},
{
"user": null,
"id": 291,
"tags": [
"设备融资"
],
"question": ".设备可以用来抵押融资吗？",
"region": "北京",
"desc": ".设备可以用来抵押融资吗？",
"answer_times": 1,
"brows_num": 800,
"add_time": "2020-05-20T10:34:19.396392"
},
{
"user": null,
"id": 290,
"tags": [
"原材料采购"
],
"question": "企业需要采购原材料可以贷款吗？",
"region": "北京",
"desc": "企业需要采购原材料可以贷款吗？",
"answer_times": 1,
"brows_num": 1219,
"add_time": "2020-05-20T10:25:24.199571"
},
{
"user": null,
"id": 289,
"tags": [
"租赁",
"设备"
],
"question": "设备可以抵押贷款吗？",
"region": "北京",
"desc": "设备可以抵押贷款吗？",
"answer_times": 1,
"brows_num": 909,
"add_time": "2020-05-20T10:21:47.059081"
},
{
"user": null,
"id": 288,
"tags": [
"税易贷"
],
"question": "税易贷怎么申请？",
"region": "北京",
"desc": "税易贷怎么申请？",
"answer_times": 1,
"brows_num": 1522,
"add_time": "2020-05-20T09:56:45.538107"
},
{
"user": null,
"id": 287,
"tags": [
"旅游行业"
],
"question": "旅游行业怎么融资",
"region": "河北石家庄",
"desc": "旅游行业怎么融资",
"answer_times": 1,
"brows_num": 518,
"add_time": "2020-05-18T20:41:37.318002"
},
{
"user": null,
"id": 286,
"tags": [
"影视融资"
],
"question": "影视行业怎么融资？",
"region": "北京",
"desc": "影视行业怎么融资？",
"answer_times": 1,
"brows_num": 518,
"add_time": "2020-05-18T11:22:38.786656"
},
{
"user": null,
"id": 285,
"tags": [
"云义贷"
],
"question": "云义贷怎么申请？",
"region": "北京",
"desc": "云义贷怎么申请？",
"answer_times": 2,
"brows_num": 2040,
"add_time": "2020-05-18T10:01:27.961079"
},
{
"user": null,
"id": 284,
"tags": [
"医院融资"
],
"question": "医院怎么融资？",
"region": "北京",
"desc": "医院怎么融资？",
"answer_times": 1,
"brows_num": 674,
"add_time": "2020-05-18T09:57:02.311671"
},
{
"user": null,
"id": 283,
"tags": [
"口腔门诊"
],
"question": "口腔门诊怎么融资",
"region": "河北石家庄",
"desc": "口腔门诊有什么方式融资",
"answer_times": 1,
"brows_num": 1039,
"add_time": "2020-05-15T23:52:17.828494"
},
{
"user": null,
"id": 282,
"tags": [
"文创行业"
],
"question": "文创行业怎么融资",
"region": "河北石家庄",
"desc": "文创行业怎么融资",
"answer_times": 1,
"brows_num": 688,
"add_time": "2020-05-14T20:47:23.911982"
},
{
"user": null,
"id": 281,
"tags": [
"融资",
"医疗器械"
],
"question": "医疗器械行业怎么融资？",
"region": "北京",
"desc": "医疗器械行业怎么融资？",
"answer_times": 1,
"brows_num": 809,
"add_time": "2020-05-14T10:04:23.055032"
},
{
"user": null,
"id": 280,
"tags": [
"文旅行业"
],
"question": "文旅行业怎么融资？",
"region": "北京",
"desc": "文旅行业怎么融资？",
"answer_times": 0,
"brows_num": 549,
"add_time": "2020-05-14T09:49:58.766066"
},
{
"user": null,
"id": 279,
"tags": [
"贸易企业融资"
],
"question": "贸易行业怎么融资",
"region": "河北石家庄",
"desc": "如题，贸易类企业如何来融资",
"answer_times": 1,
"brows_num": 779,
"add_time": "2020-05-13T19:49:11.460304"
},
{
"user": null,
"id": 278,
"tags": [
"生产型企业融资"
],
"question": "生产企业怎么融资？",
"region": "北京",
"desc": "生产企业怎么融资？",
"answer_times": 2,
"brows_num": 468,
"add_time": "2020-05-13T11:03:00"
},
{
"user": null,
"id": 276,
"tags": [
"企业融资"
],
"question": "企业怎么融资？",
"region": "北京",
"desc": "企业怎么融资？",
"answer_times": 7,
"brows_num": 608,
"add_time": "2020-05-13T09:39:05.791551"
},
{
"user": null,
"id": 275,
"tags": [
"餐饮"
],
"question": "餐饮怎么融资",
"region": "河北石家庄",
"desc": "餐饮行业中的企业怎么融资",
"answer_times": 2,
"brows_num": 636,
"add_time": "2020-05-12T17:51:50.209712"
},
{
"user": null,
"id": 274,
"tags": [
"农业项目"
],
"question": "农业项目怎么融资？",
"region": "北京",
"desc": "农业项目怎么融资？",
"answer_times": 1,
"brows_num": 1901,
"add_time": "2020-05-12T17:37:07.071263"
},
{
"user": null,
"id": 273,
"tags": [
"地产",
"项目"
],
"question": "地产项目怎么融资？",
"region": "北京",
"desc": "地产项目怎么融资？",
"answer_times": 1,
"brows_num": 613,
"add_time": "2020-05-12T17:32:27.415230"
},
{
"user": null,
"id": 272,
"tags": [
"种植行业融资"
],
"question": "种植行业怎么融资？",
"region": "北京",
"desc": "种植行业怎么融资？",
"answer_times": 1,
"brows_num": 546,
"add_time": "2020-05-12T10:53:50.511703"
},
{
"user": null,
"id": 271,
"tags": [
"酒店融资"
],
"question": ".酒店怎么融资？",
"region": "北京",
"desc": ".酒店怎么融资？",
"answer_times": 1,
"brows_num": 487,
"add_time": "2020-05-12T10:53:22.335811"
},
{
"user": null,
"id": 270,
"tags": [
"抗疫贷"
],
"question": "抗疫贷怎么申请",
"region": "河北石家庄",
"desc": "我们公司是做医疗器械生产销售行业，想问下抗疫贷怎么申请",
"answer_times": 1,
"brows_num": 1115,
"add_time": "2020-05-11T17:08:33.793550"
},
{
"user": null,
"id": 269,
"tags": [
"互联网贷款",
"互联网贷款定义"
],
"question": "互联网贷款的最新定义？",
"region": "北京",
"desc": "《商业银行互联网贷款管理暂行办法（征求意见稿）》（下称《办法》）",
"answer_times": 1,
"brows_num": 1622,
"add_time": "2020-05-11T15:40:00"
},
{
"user": null,
"id": 268,
"tags": [
"互联网贷款",
"贷款",
"线下贷款",
"网贷"
],
"question": "互联网贷款与传统线下贷款模式相比有那些特点？",
"region": "北京",
"desc": "互联网贷款与传统线下贷款模式相比有那些特征？",
"answer_times": 1,
"brows_num": 1820,
"add_time": "2020-05-11T15:19:00"
},
{
"user": null,
"id": 267,
"tags": [
"小微金融",
"中小微企业贷款",
"监管评价"
],
"question": "小微金融监管评价体系由那些要素构成？",
"region": "北京",
"desc": "小微金融监管评价体系由那些要素构成？",
"answer_times": 2,
"brows_num": 730,
"add_time": "2020-05-11T14:46:46.774155"
},
{
"user": null,
"id": 266,
"tags": [
"企业贷款",
"还款能力"
],
"question": "企业贷款客户的还款能力主要包括哪些？",
"region": "北京",
"desc": "企业贷款的还款能力",
"answer_times": 3,
"brows_num": 988,
"add_time": "2020-05-07T14:20:36.346099"
},
{
"user": null,
"id": 264,
"tags": [
"五一",
"出行安排",
"疫情",
"五一小长假",
"五一去哪"
],
"question": "疫情之下五一出游指引！！！！",
"region": "北京",
"desc": "五一高危人群不建议出行，出行衣食住行注意事项……",
"answer_times": 1,
"brows_num": 862,
"add_time": "2020-04-24T09:09:23.149529"
},
{
"user": null,
"id": 265,
"tags": [
"助贷公司",
"贷款融资",
"公司融资部"
],
"question": "企业贷款融资找助贷公司（如协贷网）好，还是有自己的融资经理/总监好？",
"region": "河北廊坊",
"desc": "助贷融资平台帮企业融资有哪些优势？",
"answer_times": 3,
"brows_num": 2483,
"add_time": "2020-04-23T21:35:00"
},
{
"user": null,
"id": 263,
"tags": [
"利率",
"贷款市场报价利率",
"2020最大降息"
],
"question": "LPR创下2019年8月LPR改革以来最大降幅！",
"region": "北京",
"desc": "1年期、5年期LPR较上月分别下调20个基点、10个基点",
"answer_times": 2,
"brows_num": 1706,
"add_time": "2020-04-20T16:40:00"
},
{
"user": null,
"id": 262,
"tags": [
"企业贷款",
"风险可控",
"风险等级"
],
"question": "什么样的中小微企业贷款容易通过？",
"region": "北京",
"desc": "银行喜欢什么样的贷款企业？",
"answer_times": 16,
"brows_num": 994,
"add_time": "2020-04-20T11:40:00"
},
{
"user": null,
"id": 261,
"tags": [
"贷款反欺诈",
"贷款筛查"
],
"question": "贷前反欺诈一般有哪些方法？",
"region": "北京",
"desc": "贷前反欺诈常见手法？",
"answer_times": 3,
"brows_num": 2262,
"add_time": "2020-04-16T13:11:00"
},
{
"user": null,
"id": 260,
"tags": [
"公安部侦办",
"套路贷"
],
"question": "2019年套路贷侦办情况？",
"region": "北京",
"desc": "2019年套路贷侦办情况？",
"answer_times": 3,
"brows_num": 684,
"add_time": "2020-04-16T12:08:00"
},
{
"user": null,
"id": 259,
"tags": [
"贷方",
"借方"
],
"question": "“借方”、“贷方”是什么意思？",
"region": "北京",
"desc": "“借方”、“贷方”是什么意思？ 如何区分？",
"answer_times": 2,
"brows_num": 934,
"add_time": "2020-04-16T10:38:00"
},
{
"user": null,
"id": 258,
"tags": [
"征信"
],
"question": "怎样养征信？",
"region": "",
"desc": "银行说我征信不好，需要养一下再申请贷款，我要怎么养征信？",
"answer_times": 0,
"brows_num": 801,
"add_time": "2020-04-14T15:45:22.266226"
},
{
"user": null,
"id": 257,
"tags": [
"企业贷款",
"还款能力"
],
"question": "什么样的企业可以申请企业贷款？",
"region": "北京",
"desc": "企业贷款的可能性？",
"answer_times": 1,
"brows_num": 761,
"add_time": "2020-04-13T16:21:21.683836"
},
{
"user": null,
"id": 256,
"tags": [
"企业贷款",
"智慧信贷",
"科技信贷"
],
"question": "智慧信贷提升银行风险控制能力",
"region": "",
"desc": "智慧信贷提升银行风险控制能力？",
"answer_times": 1,
"brows_num": 540,
"add_time": "2020-04-13T11:12:51.660783"
},
{
"user": null,
"id": 255,
"tags": [
"财务报表"
],
"question": "衡量公司财务状况的主要内容包括？",
"region": "",
"desc": "衡量公司财务状况的主要内容包括？",
"answer_times": 1,
"brows_num": 652,
"add_time": "2020-04-13T08:38:48.699407"
},
{
"user": null,
"id": 254,
"tags": [
"新四板"
],
"question": "什么是“新四板“？",
"region": "",
"desc": "之前了解过”新三板“企业，想问一下”新四板“上市时什么？与”新三板“有何区别？",
"answer_times": 0,
"brows_num": 741,
"add_time": "2020-04-10T15:43:31.482553"
},
{
"user": {
"id": 168,
"username": "yaoyi85210",
"name": "姚先生",
"gender": "先生",
"mobile": "13581568222",
"email": "",
"avatar": null,
"type": 2,
"groups": [
{
"name": "离职组"
}
]
},
"id": 253,
"tags": [
"现金流动负债比率"
],
"question": "现金流动负债比率/",
"region": "",
"desc": "现金流动负债比率?",
"answer_times": 1,
"brows_num": 853,
"add_time": "2020-04-10T08:47:33.932335"
},
{
"user": null,
"id": 252,
"tags": [
"再贷款",
"小微企业",
"小微企业再贷款"
],
"question": "人民银行支小再贷款的申请条件有哪些？",
"region": "",
"desc": "人民银行支小再贷款",
"answer_times": 1,
"brows_num": 4403,
"add_time": "2020-04-09T17:40:41.233328"
},
{
"user": null,
"id": 251,
"tags": [
"融合通信（RCS）",
"RCS"
],
"question": "RCS是什么？",
"region": "",
"desc": "融合通信（RCS）是什么？",
"answer_times": 1,
"brows_num": 1158,
"add_time": "2020-04-09T12:47:58.759828"
},
{
"user": null,
"id": 250,
"tags": [
"负债与有形净资产比率"
],
"question": "负债与有形净资产比率是什么？",
"region": "",
"desc": "负债与有形净资产比率是什么？",
"answer_times": 1,
"brows_num": 1635,
"add_time": "2020-04-09T08:30:55.925958"
},
{
"user": null,
"id": 249,
"tags": [
"高新证书"
],
"question": "办理高新证书需要什么资质？",
"region": "北京",
"desc": "办理高新证书需要什么资质？",
"answer_times": 2,
"brows_num": 762,
"add_time": "2020-04-08T16:43:03.014174"
},
{
"user": null,
"id": 248,
"tags": [
"瞪羚"
],
"question": "什么是“瞪羚企业”？",
"region": "北京",
"desc": "经常的听说的“瞪羚企业”是什么？",
"answer_times": 1,
"brows_num": 691,
"add_time": "2020-04-08T13:31:35.530801"
},
{
"user": null,
"id": 247,
"tags": [
"新三板",
"上市"
],
"question": "什么“新三板”企业？",
"region": "",
"desc": "经常听说的“新三板”企业是什么？",
"answer_times": 1,
"brows_num": 451,
"add_time": "2020-04-08T13:28:27.340319"
},
{
"user": null,
"id": 246,
"tags": [
"流动比率"
],
"question": "流动比率是什么？",
"region": "",
"desc": "很多贷款的人，在贷款时不知道银行要怎么贷款，银行看的流动比率是什么？",
"answer_times": 2,
"brows_num": 855,
"add_time": "2020-04-08T08:30:42.432778"
},
{
"user": null,
"id": 245,
"tags": [
"应收账款周转率"
],
"question": "应收款项周转率是什么？",
"region": "",
"desc": "何为应收账款周转率？应收款项周转率是什么？",
"answer_times": 4,
"brows_num": 822,
"add_time": "2020-04-07T08:57:23.664984"
},
{
"user": null,
"id": 244,
"tags": [
"客户服务"
],
"question": "我们如何能够更好的服务于客户？",
"region": "北京",
"desc": "在业务处理中，我们会经常与客户沟通打交道，那我们如何让客户更满意呢？",
"answer_times": 10,
"brows_num": 800,
"add_time": "2020-04-03T08:30:05.153450"
},
{
"user": null,
"id": 243,
"tags": [
"抗议产品"
],
"question": "抗疫产品去哪里申请？",
"region": "北京",
"desc": "我公司参加过抗疫，怎么申请贷款？",
"answer_times": 5,
"brows_num": 870,
"add_time": "2020-04-02T17:32:00"
},
{
"user": null,
"id": 242,
"tags": [
"五级分类",
"不良贷款"
],
"question": "贷款五级分类是什么？",
"region": "北京",
"desc": "银行贷款时经常提到的五级分类是什么？不良贷款如何认定？",
"answer_times": 2,
"brows_num": 1261,
"add_time": "2020-04-02T10:38:00"
},
{
"user": null,
"id": 241,
"tags": [
"短期偿债能力"
],
"question": "如何分析短期偿债能力？",
"region": "北京",
"desc": "在了解财务报表时，我们经常会进行一些分析，那如何分析短期偿债能力呢？",
"answer_times": 3,
"brows_num": 863,
"add_time": "2020-04-02T08:37:00"
},
{
"user": null,
"id": 240,
"tags": [
"企业贷款",
"还款能力",
"资产负债表、利润表、现金流量表"
],
"question": "三张表主要揭示贷款企业还款能力的哪方面？",
"region": "北京",
"desc": "资产负债表、利润表、现金流量表怎么样具体评估企业的还款能力？",
"answer_times": 2,
"brows_num": 944,
"add_time": "2020-04-01T15:39:00"
},
{
"user": null,
"id": 239,
"tags": [
"贷款用途",
"企业贷款",
"贷款种类"
],
"question": "企业贷款按照用途划分为哪些种类的贷款？",
"region": "北京",
"desc": "贷款用途来划分贷款",
"answer_times": 3,
"brows_num": 1679,
"add_time": "2020-04-01T13:48:00"
},
{
"user": null,
"id": 237,
"tags": [
"非财务审查",
"企业贷款",
"财务报表"
],
"question": "企业贷款的非财务因素审查有哪些？",
"region": "北京",
"desc": "企业贷款的非财务因素审查有哪些？",
"answer_times": 2,
"brows_num": 718,
"add_time": "2020-04-01T09:51:00"
},
{
"user": null,
"id": 236,
"tags": [
"纳税总额"
],
"question": "全年纳税总额在财务报表里怎么看？",
"region": "北京",
"desc": "全年纳税总额在财务报表里怎么看？",
"answer_times": 2,
"brows_num": 16816,
"add_time": "2020-04-01T08:12:00"
},
{
"user": null,
"id": 235,
"tags": [
"规模以上工业",
"限额以上批发和零售业",
"规模以上服务业法人单位"
],
"question": "什么是“四上”企业？",
"region": "北京",
"desc": "什么是“四上”企业？",
"answer_times": 2,
"brows_num": 627,
"add_time": "2020-03-31T11:30:00"
},
{
"user": null,
"id": 234,
"tags": [
"三新行业"
],
"question": "“三新”行业是那三新？",
"region": "北京",
"desc": "三新行业？",
"answer_times": 2,
"brows_num": 1225,
"add_time": "2020-03-31T11:28:00"
},
{
"user": null,
"id": 233,
"tags": [
"企业贷款",
"贷款融资",
"高耗能行业"
],
"question": "六大高能耗行业包括哪些行业？",
"region": "北京",
"desc": "六大高能耗行业包括哪些行业？",
"answer_times": 8,
"brows_num": 1083,
"add_time": "2020-03-31T08:28:00"
},
{
"user": null,
"id": 232,
"tags": [
"银行贷款",
"贷款催收",
"贷款收回"
],
"question": "银行主张债权的法律行为有那些？",
"region": "北京",
"desc": "贷款催收的法律方式？",
"answer_times": 2,
"brows_num": 635,
"add_time": "2020-03-29T15:23:00"
},
{
"user": null,
"id": 231,
"tags": [
"贷款",
"申请贷款",
"企业贷款",
"个人贷款"
],
"question": "通过协贷网申请中小微企业贷款的基本要求？",
"region": "北京",
"desc": "申请贷款的要求？",
"answer_times": 3,
"brows_num": 769,
"add_time": "2020-03-28T15:28:00"
},
{
"user": null,
"id": 230,
"tags": [
"纳税"
],
"question": "财务报表哪里可以看出纳税总额？",
"region": "北京",
"desc": "每一个企业都是要纳税的，这一点不管是哪一个企业都一样，因此在纳税的问题上也一定要清楚，以免在实际纳税的时候会产生影响，不过这个还是要经过正规部门的审核才能够最终决定纳税的金额，不过也可以从报表上直观的反应出来，像财务报表哪里可以看出纳税总额？",
"answer_times": 1,
"brows_num": 1582,
"add_time": "2020-03-27T08:20:50.516892"
},
{
"user": null,
"id": 229,
"tags": [
"表外业务",
"公司信贷",
"资产负债表",
"表内业务"
],
"question": "公司信贷的表内/外业务具体指什么？",
"region": "北京",
"desc": "公司信贷的表内业务？",
"answer_times": 2,
"brows_num": 1202,
"add_time": "2020-03-26T14:38:02.947917"
},
{
"user": null,
"id": 228,
"tags": [
"企业贷款",
"贷款纠纷",
"贷款投诉",
"贷款违约"
],
"question": "企业贷款纠纷怎么办？",
"region": "北京",
"desc": "贷款纠纷、违约",
"answer_times": 6,
"brows_num": 802,
"add_time": "2020-03-26T13:03:56.944554"
},
{
"user": null,
"id": 227,
"tags": [
"企业贷款"
],
"question": "何为企业贷款？",
"region": "北京",
"desc": "企业单款有哪些项目？",
"answer_times": 1,
"brows_num": 595,
"add_time": "2020-03-26T08:33:40.983790"
},
{
"user": null,
"id": 226,
"tags": [
"企业贷款",
"申请续贷条件",
"续贷"
],
"question": "那些小微企业可以申请续贷？",
"region": "北京",
"desc": "抵押贷款到期怎么样申请续贷，有什么条件？",
"answer_times": 23,
"brows_num": 943,
"add_time": "2020-03-25T14:08:28.920580"
},
{
"user": null,
"id": 225,
"tags": [
"企业贷款",
"贷款服务费",
"融资顾问费",
"贷款信息咨询费"
],
"question": "协贷网的收费方式？",
"region": "北京",
"desc": "贷款服务费、融资顾问费、贷款信息咨询费",
"answer_times": 3,
"brows_num": 952,
"add_time": "2020-03-25T13:23:59.986435"
},
{
"user": null,
"id": 224,
"tags": [
"融资租赁设备抵押"
],
"question": "设备抵押怎么抵押",
"region": "北京",
"desc": "什么样的设备可以申请贷款融资租赁，老设备可以做贷款吗？打折吗？什么设备都可以做吗？",
"answer_times": 0,
"brows_num": 717,
"add_time": "2020-03-25T13:21:53.104206"
},
{
"user": null,
"id": 223,
"tags": [
"财务报表"
],
"question": "财务报表怎么看？",
"region": "北京",
"desc": "财务报表怎么看？",
"answer_times": 30,
"brows_num": 959,
"add_time": "2020-03-25T08:53:25.846029"
},
{
"user": null,
"id": 220,
"tags": [
"企业贷款"
],
"question": "企业为什么要贷款？",
"region": "北京",
"desc": "企业为什么要贷款？",
"answer_times": 1,
"brows_num": 630,
"add_time": "2020-03-24T08:25:12.027261"
},
{
"user": null,
"id": 219,
"tags": [
"贷款",
"企业贷款",
"申请贷款",
"信用贷款"
],
"question": "什么样的企业可以申请企业信用贷款？",
"region": "北京",
"desc": "可以申请企业信用贷款的公司一般需要什么条件？",
"answer_times": 3,
"brows_num": 1337,
"add_time": "2020-03-23T16:38:00"
},
{
"user": null,
"id": 218,
"tags": [
"企业贷款",
"问题贷款",
"贷款",
"贷款重组"
],
"question": "贷款重组有哪些形式？",
"region": "北京",
"desc": "问题贷款重组的方式",
"answer_times": 3,
"brows_num": 2171,
"add_time": "2020-03-23T16:19:58.728526"
},
{
"user": null,
"id": 217,
"tags": [
"贷款",
"企业贷款",
"贷款手续",
"贷款公证",
"公证"
],
"question": "什么是贷款公证？",
"region": "北京",
"desc": "什么是贷款公证",
"answer_times": 1,
"brows_num": 2124,
"add_time": "2020-03-23T16:07:23.855997"
},
{
"user": null,
"id": 216,
"tags": [
"企业贷款买房、贷款、银行贷款"
],
"question": "企业贷款买房批不下来怎么办？",
"region": "北京",
"desc": "企业贷款买房批不下来怎么办？",
"answer_times": 2,
"brows_num": 692,
"add_time": "2020-03-23T08:43:00"
},
{
"user": null,
"id": 214,
"tags": [
"批贷时长"
],
"question": "企业银行贷款时间一般是多久？",
"region": "北京",
"desc": "我想问一下企业银行贷款时间一般是多久?",
"answer_times": 1,
"brows_num": 2198,
"add_time": "2020-03-20T08:26:02.974216"
},
{
"user": null,
"id": 215,
"tags": [
"担保贷款",
"企业贷款",
"抗疫发展贷"
],
"question": "申请抗疫发展贷需要什么条件？",
"region": "北京",
"desc": "抗疫发展贷",
"answer_times": 5,
"brows_num": 3854,
"add_time": "2020-03-20T07:30:00"
},
{
"user": null,
"id": 212,
"tags": [
"大数",
"利息"
],
"question": "大数金融的超分贷利息是多少？",
"region": "北京",
"desc": "大数金融的超分贷利息是多少？",
"answer_times": 1,
"brows_num": 1126,
"add_time": "2020-03-19T20:44:30.748345"
},
{
"user": null,
"id": 211,
"tags": [
"大数",
"房供贷"
],
"question": "申请大数金融的房供贷需要什么要求？",
"region": "北京",
"desc": "申请大数金融的房供贷需要什么要求？",
"answer_times": 1,
"brows_num": 863,
"add_time": "2020-03-19T20:40:27.910125"
},
{
"user": null,
"id": 210,
"tags": [
"企业主信用贷"
],
"question": "申请人保寿险-企业主信用贷的所需材料？",
"region": "北京",
"desc": "申请人保寿险-企业主信用贷的所需材料？",
"answer_times": 1,
"brows_num": 600,
"add_time": "2020-03-19T17:08:58.335134"
},
{
"user": null,
"id": 209,
"tags": [
"纯信用贷"
],
"question": "如何申请浦发银行-纯信用贷？",
"region": "北京",
"desc": "如何申请浦发银行-纯信用贷？",
"answer_times": 1,
"brows_num": 737,
"add_time": "2020-03-19T17:05:10.600329"
},
{
"user": null,
"id": 208,
"tags": [
"保单贷",
"个人信用贷款",
"信用贷款"
],
"question": "申请人寿保险-保单贷需要什么条件？",
"region": "北京",
"desc": "如何申请人寿保险-保单贷？",
"answer_times": 1,
"brows_num": 766,
"add_time": "2020-03-19T17:00:00"
},
{
"user": null,
"id": 207,
"tags": [
"企业贷款",
"授信尽职"
],
"question": "什么是授信尽职？",
"region": "北京",
"desc": "什么是企业贷款的授信尽职",
"answer_times": 1,
"brows_num": 1001,
"add_time": "2020-03-19T15:55:43.589049"
},
{
"user": null,
"id": 206,
"tags": [
"协贷网",
"公司名称"
],
"question": "协贷网的公司名全称是什么？",
"region": "北京",
"desc": "协贷网的公司名全称",
"answer_times": 10,
"brows_num": 1045,
"add_time": "2020-03-19T09:26:22.200434"
},
{
"user": null,
"id": 205,
"tags": [
"融资租赁",
"君创租赁",
"君创租赁-融资租赁"
],
"question": "申请君创租赁-融资租赁企业借款需要准备具备哪些条件？",
"region": "北京",
"desc": "君创租赁-融资租赁",
"answer_times": 1,
"brows_num": 802,
"add_time": "2020-03-19T08:50:00"
},
{
"user": null,
"id": 204,
"tags": [
"融资租赁",
"欧力士 融资租赁",
"欧力士"
],
"question": "申请欧力士-融资租赁企业借款都需要什么条件？",
"region": "北京",
"desc": "欧力士-融资租赁",
"answer_times": 1,
"brows_num": 856,
"add_time": "2020-03-19T08:44:00"
},
{
"user": null,
"id": 203,
"tags": [
"贷款条件"
],
"question": "银行贷款的一般条件是什么？",
"region": "北京",
"desc": "现在很多人都在做贷款 但很多人对贷款又不是很了解 那贷款的一般条件是什么呢？",
"answer_times": 2,
"brows_num": 1323,
"add_time": "2020-03-19T08:26:08.014204"
},
{
"user": null,
"id": 202,
"tags": [
"消费贷",
"华安保险"
],
"question": "如何申请华安保险-消费贷？",
"region": "北京",
"desc": "如何申请华安保险-消费贷？",
"answer_times": 4,
"brows_num": 1807,
"add_time": "2020-03-18T17:25:00"
},
{
"user": null,
"id": 201,
"tags": [
"重庆银行"
],
"question": "如何申请重庆银行—个人经营贷？",
"region": "北京",
"desc": "如何申请重庆银行—个人经营贷？",
"answer_times": 5,
"brows_num": 1375,
"add_time": "2020-03-18T17:22:16.479648"
},
{
"user": null,
"id": 200,
"tags": [
"企业信贷",
"曲江担保",
"文旅保"
],
"question": "申请曲江担保的文旅保需要什么资质？",
"region": "北京",
"desc": "申请曲江担保的文旅保需要什么资质？",
"answer_times": 1,
"brows_num": 836,
"add_time": "2020-03-18T17:19:44.467128"
},
{
"user": null,
"id": 199,
"tags": [
"曲江担保",
"企业贷款",
"创业保"
],
"question": "申请曲江担保的创业保需要什么资质？",
"region": "北京",
"desc": "申请曲江担保的创业保需要什么资质？",
"answer_times": 1,
"brows_num": 551,
"add_time": "2020-03-18T17:16:38.606887"
},
{
"user": null,
"id": 198,
"tags": [
"长安银行-个人经营信贷"
],
"question": "如何申请长安银行-个人经营信贷？",
"region": "北京",
"desc": "如何申请长安银行-个人经营信贷？",
"answer_times": 4,
"brows_num": 854,
"add_time": "2020-03-18T17:14:47.979695"
},
{
"user": null,
"id": 197,
"tags": [
"保单贷",
"长银消费"
],
"question": "申请长银消费的保单贷需要什么条件？",
"region": "北京",
"desc": "申请长银消费的保单贷需要什么条件？",
"answer_times": 1,
"brows_num": 543,
"add_time": "2020-03-18T17:13:02.811368"
},
{
"user": null,
"id": 196,
"tags": [
"企业信贷",
"创新担保",
"科技保"
],
"question": "申请创新担保-科技保都需要什么资质？",
"region": "北京",
"desc": "申请创新担保-科技保都需要什么资质？",
"answer_times": 2,
"brows_num": 829,
"add_time": "2020-03-18T17:09:46.638939"
},
{
"user": null,
"id": 195,
"tags": [
"信用贷款",
"科创加速贷",
"企业贷款",
"再担保"
],
"question": "申请科创加速贷都需要什么条件？",
"region": "北京",
"desc": "科创加速贷",
"answer_times": 2,
"brows_num": 1629,
"add_time": "2020-03-18T16:51:58.050462"
},
{
"user": null,
"id": 194,
"tags": [
"企业贷款"
],
"question": "公司贷款需要哪些条件？",
"region": "北京",
"desc": "很多企业有贷款需求，但贷款的一些标准是什么？",
"answer_times": 1,
"brows_num": 402,
"add_time": "2020-03-18T08:26:29.644252"
},
{
"user": null,
"id": 193,
"tags": [
"信保融资"
],
"question": "信保融资是什么？一般信保融资的条件又是什么？",
"region": "北京",
"desc": "什么是信保融资？能具体说一下嘛？",
"answer_times": 1,
"brows_num": 2243,
"add_time": "2020-03-17T12:21:24.367747"
},
{
"user": null,
"id": 191,
"tags": [
"信用贷条件",
"信用贷款"
],
"question": "信用贷都需要什么条件？",
"region": "北京",
"desc": "信用贷都需要什么条件？除了抵押房产，还可以以什么来贷款？",
"answer_times": 2,
"brows_num": 814,
"add_time": "2020-03-16T11:48:45.815055"
},
{
"user": null,
"id": 190,
"tags": [
"贸易代采"
],
"question": "贸易代采是什么？",
"region": "北京",
"desc": "何为贸易代采？种类有哪些？",
"answer_times": 2,
"brows_num": 4100,
"add_time": "2020-03-16T08:20:32.398372"
},
{
"user": null,
"id": 189,
"tags": [
"信保融资"
],
"question": "什么是信保融资？",
"region": "北京",
"desc": "现在越来越多的企业通过信保融资来进行资金融资，那信保融资到底是什么呢？",
"answer_times": 1,
"brows_num": 847,
"add_time": "2020-03-13T08:15:56.463150"
},
{
"user": null,
"id": 188,
"tags": [
"借呗",
"京东白条",
"花呗",
"征信",
"微粒贷"
],
"question": "花呗、借呗、微粒贷、京东白条对征信有影响吗？",
"region": "北京",
"desc": "频繁使用花呗、借呗、微粒贷、京东白条对征信有影响吗？",
"answer_times": 1,
"brows_num": 1271,
"add_time": "2020-03-12T17:16:44.319976"
},
{
"user": null,
"id": 187,
"tags": [
"企业贷款",
"被执行人",
"公司法人"
],
"question": "企业贷款未还，成被执行人可以成立新公司吗？",
"region": "北京",
"desc": "企业贷款未还，成被执行人可以担任新公司法人吗？",
"answer_times": 1,
"brows_num": 885,
"add_time": "2020-03-12T10:39:21.739284"
},
{
"user": null,
"id": 186,
"tags": [
"风险识别",
"全流程风险管理",
"风险管理"
],
"question": "全过程风险管理具体指那些方面？",
"region": "北京",
"desc": "风险管理包括哪些？",
"answer_times": 1,
"brows_num": 595,
"add_time": "2020-03-12T09:03:24.280824"
},
{
"user": null,
"id": 185,
"tags": [
"股权代持"
],
"question": "什么是股权代持？",
"region": "北京",
"desc": "股权代持人可以履行实际出资人股东权利义务吗？",
"answer_times": 1,
"brows_num": 1296,
"add_time": "2020-03-12T08:10:00"
},
{
"user": null,
"id": 184,
"tags": [
"普惠贷款",
"普惠型小微企业"
],
"question": "普惠型小微企业贷款具体是指那些？",
"region": "河北省廊坊",
"desc": "普惠型小微企业贷款具体是指那些？",
"answer_times": 1,
"brows_num": 18067,
"add_time": "2020-03-11T20:48:31.868798"
},
{
"user": null,
"id": 183,
"tags": [
"企业贷款",
"信用贷款",
"优惠政策",
"中小微企业"
],
"question": "现在有什么适合中小微企业信用贷款的优惠政策？",
"region": "北京",
"desc": "现在有什么适合中小微企业信用贷款的优惠政策？",
"answer_times": 1,
"brows_num": 674,
"add_time": "2020-03-11T13:36:41.691685"
},
{
"user": null,
"id": 181,
"tags": [
"企业贷款",
"小微企业特点",
"贷款"
],
"question": "中小微贷款企业有哪些特点？",
"region": "北京",
"desc": "中小微贷款企业有哪些特点？",
"answer_times": 1,
"brows_num": 1047,
"add_time": "2020-03-10T15:21:12.318669"
},
{
"user": null,
"id": 180,
"tags": [
"企业贷款",
"精准匹配",
"贷款产品"
],
"question": "怎么精准的找到合适自己的贷款产品?",
"region": "北京",
"desc": "怎么精准的匹配到合适自己的贷款产品?",
"answer_times": 1,
"brows_num": 467,
"add_time": "2020-03-10T14:24:52.380577"
},
{
"user": null,
"id": 179,
"tags": [
"贷款平台",
"企业贷款",
"北京贷款",
"贷款咨询"
],
"question": "北京企业贷款咨询服务平台？",
"region": "北京",
"desc": "北京企业贷款咨询服务平台？",
"answer_times": 2,
"brows_num": 852,
"add_time": "2020-03-10T12:39:45.708178"
},
{
"user": null,
"id": 178,
"tags": [
"信保融资",
"应收账款抵押",
"不确权"
],
"question": "北京信保融资好做吗？",
"region": "北京",
"desc": "信保融资-应收抵押 - 可以不确权吗？",
"answer_times": 3,
"brows_num": 645,
"add_time": "2020-03-10T08:28:00"
},
{
"user": null,
"id": 177,
"tags": [
"纺织服装行业",
"融资租赁"
],
"question": "纺织服装行业企业贷款可以做融资租赁吗？",
"region": "北京",
"desc": "纺织服装行业企业怎么做融资租赁",
"answer_times": 2,
"brows_num": 771,
"add_time": "2020-03-09T11:16:33.103614"
},
{
"user": null,
"id": 176,
"tags": [
"服务企业",
"服务技能",
"服务水平",
"服务类型企业"
],
"question": "服务类型企业借款融资有哪些特点？",
"region": "北京",
"desc": "服务类型企业借款融资有哪些特点",
"answer_times": 2,
"brows_num": 712,
"add_time": "2020-03-09T10:15:45.143906"
},
{
"user": null,
"id": 175,
"tags": [
"lpr"
],
"question": "利率LPR是什么意思",
"region": "北京",
"desc": "LPR",
"answer_times": 4,
"brows_num": 1199,
"add_time": "2020-03-09T08:44:48.262415"
},
{
"user": null,
"id": 172,
"tags": [
"抵押贷款",
"贷款诈骗"
],
"question": "同一个抵押物可以重复作为反担保物吗？",
"region": "河北省廊坊",
"desc": "同一个抵押物可以重复作为反担保物吗？",
"answer_times": 1,
"brows_num": 1137,
"add_time": "2020-03-07T11:07:43.370756"
},
{
"user": null,
"id": 171,
"tags": [
"协贷网分公司",
"协贷网",
"分公司"
],
"question": "协贷网有没有分公司？",
"region": "河北省廊坊",
"desc": "有没有分公司和子公司？",
"answer_times": 1,
"brows_num": 736,
"add_time": "2020-03-06T22:41:00"
},
{
"user": null,
"id": 170,
"tags": [
"疫情影响",
"贷款"
],
"question": "受疫情影响的行业去哪里申请贷款？",
"region": "北京",
"desc": "整天看新闻报，为什么我们申请还是那么难？",
"answer_times": 3,
"brows_num": 1132,
"add_time": "2020-03-06T16:27:27.276849"
},
{
"user": null,
"id": 169,
"tags": [
"抽贷"
],
"question": "一般企业被抽贷的原因是什么？",
"region": "北京",
"desc": "放款后银行可以突然抽贷吗？",
"answer_times": 1,
"brows_num": 813,
"add_time": "2020-03-03T17:27:23.298299"
},
{
"user": null,
"id": 168,
"tags": [
"企业贷款",
"放款周期"
],
"question": "正常的企业贷款多久可以放款？",
"region": "北京",
"desc": "我现在急缺资金，现在做贷款最快什么时候可以放？",
"answer_times": 2,
"brows_num": 1175,
"add_time": "2020-03-03T17:25:59.255383"
},
{
"user": null,
"id": 167,
"tags": [
"延期",
"缴税",
"疫情"
],
"question": "现在可以申请12月的缴税延期吗？",
"region": "北京",
"desc": "2月份的政策申请延期，能申请12月的延期吗？",
"answer_times": 0,
"brows_num": 714,
"add_time": "2020-03-02T16:36:36.967665"
},
{
"user": null,
"id": 166,
"tags": [
"纳税申报表"
],
"question": "纳税申报表怎么辩真伪？",
"region": "北京",
"desc": "表底有防伪码，去哪里查询？",
"answer_times": 1,
"brows_num": 2676,
"add_time": "2020-03-02T16:35:17.594634"
},
{
"user": null,
"id": 165,
"tags": [
"增值税3%",
"增值税1%",
"增值税",
"增值税减免"
],
"question": "中小微企业享受哪些减免政策？",
"region": "北京",
"desc": "新冠肺炎疫情期间中小微企业享受增值税减免具体政策？",
"answer_times": 1,
"brows_num": 757,
"add_time": "2020-02-28T15:10:50.460870"
},
{
"user": null,
"id": 164,
"tags": [
"联保",
"企业贷款"
],
"question": "什么是联保贷款？",
"region": "北京",
"desc": "联保贷款的好处与风险",
"answer_times": 2,
"brows_num": 789,
"add_time": "2020-02-28T10:58:41.231858"
},
{
"user": null,
"id": 163,
"tags": [
"负债",
"企业贷款",
"利润",
"财务报表"
],
"question": "企业申请贷款过程中财报有什么需要注意的问题吗？",
"region": "北京",
"desc": "对利润 负债有什么特殊要求吗",
"answer_times": 1,
"brows_num": 709,
"add_time": "2020-02-28T10:57:28.522502"
},
{
"user": null,
"id": 162,
"tags": [
"征信",
"执行"
],
"question": "不上征信的贷款安全吗？",
"region": "北京",
"desc": "利息比银行高很多，但是不上征信，这样的贷款如果最后还不上会上执行吗？",
"answer_times": 4,
"brows_num": 906,
"add_time": "2020-02-28T10:47:08.210670"
},
{
"user": null,
"id": 161,
"tags": [
"贷款条件",
"企业贷款"
],
"question": "企业贷款（债权融资）需要具备的条件有哪些？",
"region": "北京",
"desc": "企业贷款（债权融资）需要具备的条件有哪些？",
"answer_times": 1,
"brows_num": 646,
"add_time": "2020-02-27T17:26:05.909003"
},
{
"user": null,
"id": 160,
"tags": [
"申请延期"
],
"question": "疫情期间还不了贷款怎么申请延期？",
"region": "北京",
"desc": "去哪里申请？提交不了资料怎么办？",
"answer_times": 2,
"brows_num": 1709,
"add_time": "2020-02-27T15:37:59.211747"
},
{
"user": null,
"id": 159,
"tags": [
"利率",
"疫情"
],
"question": "疫情过后贷款利率会有怎样的趋势？",
"region": "北京",
"desc": "疫情过后申请贷款比较好还是现在申请比较好。？",
"answer_times": 2,
"brows_num": 1082,
"add_time": "2020-02-27T15:35:12.516860"
},
{
"user": null,
"id": 158,
"tags": [
"承兑汇票",
"贴现",
"商业承兑"
],
"question": "商业承兑汇票贴现需要什么手续？",
"region": "北京",
"desc": "流程复杂吗？安全嘛？",
"answer_times": 1,
"brows_num": 865,
"add_time": "2020-02-27T15:31:30.653227"
},
{
"user": null,
"id": 156,
"tags": [
"疫情期间没有收入能否放款"
],
"question": "今年1月到2月份没有收入影响放贷吗？",
"region": "河北省廊坊",
"desc": "我们公司向你银行申请贷款，批复文件已经拿到，签约时支行领导说我公司打印今年1月到2月份流水，体现出来收入和工资，公司这段时间因为疫情原因没有收入，请问各位老师会影响我公司的贷款吗？",
"answer_times": 1,
"brows_num": 899,
"add_time": "2020-02-26T20:17:15.920349"
},
{
"user": null,
"id": 155,
"tags": [
"创业型公司",
"个人流水"
],
"question": "公司收入不多，属于创业型公司，有适合的产品吗？",
"region": "北京",
"desc": "年收入500万左右，有一部分走了个人流水",
"answer_times": 4,
"brows_num": 647,
"add_time": "2020-02-26T10:54:30.763687"
},
{
"user": null,
"id": 154,
"tags": [
"贷款申请"
],
"question": "之前再银行申请贷款被拒，多久后可以重新申请？",
"region": "北京",
"desc": "之前申请的时候银行说我资质不够，现在企业收入增加了不少，可以直接重新申请吗？",
"answer_times": 1,
"brows_num": 1147,
"add_time": "2020-02-26T10:42:13.372089"
},
{
"user": null,
"id": 153,
"tags": [
"负债",
"关联公司"
],
"question": "关联公司负债高，对本公司贷款影响大吗？",
"region": "北京",
"desc": "我有两个公司，一个公司银行说负债太高，已经不能新增贷款了，我可以用另一个公司去申请吗？",
"answer_times": 1,
"brows_num": 794,
"add_time": "2020-02-26T10:32:13.579423"
},
{
"user": null,
"id": 152,
"tags": [
"轻资产",
"资产负债率"
],
"question": "怎么测算资产负债率，轻资产公司贷款有影响？",
"region": "北京",
"desc": "轻资产公司资产负债率特别高怎么办",
"answer_times": 2,
"brows_num": 1052,
"add_time": "2020-02-25T10:19:03.333700"
},
{
"user": null,
"id": 150,
"tags": [
"开工",
"优惠政策",
"疫情"
],
"question": "贷款优惠政策会持续到什么时候？",
"region": "北京",
"desc": "我们公司到现在没有开工，公司大楼的封闭的，贷款材料无法提供，这些优惠政策可以持续到什么时候，三月份以后再办理，或者疫情结束后办理来得及吗？",
"answer_times": 2,
"brows_num": 704,
"add_time": "2020-02-25T10:07:45.522841"
},
{
"user": null,
"id": 149,
"tags": [
"疫情",
"医疗器械",
"效率"
],
"question": "都说疫情期间医疗器械行业容易申请贷款，为什么我的企业申请效率还是这么慢？",
"region": "北京",
"desc": "看新闻都是一个周之内就可以办理下来，银行主动联系我已经2个多星期了，资料也提供完了，贷款还是没信儿",
"answer_times": 2,
"brows_num": 1012,
"add_time": "2020-02-25T10:00:40.202232"
},
{
"user": null,
"id": 148,
"tags": [
"中小企业开工",
"复工难题"
],
"question": "2020新冠肺炎疫情中小企业开工复工复产主要面临那五个难题？",
"region": "北京",
"desc": "复工有那些难题？",
"answer_times": 2,
"brows_num": 880,
"add_time": "2020-02-24T21:18:00"
},
{
"user": null,
"id": 147,
"tags": [
"银行业资格证书",
"银行业从业资格考试"
],
"question": "中国银行业专业人员职业资格证书的发放流程？",
"region": "北京",
"desc": "中国银行业专业人员职业资格证书的发放流程？",
"answer_times": 2,
"brows_num": 636,
"add_time": "2020-02-24T14:21:51.111356"
},
{
"user": null,
"id": 146,
"tags": [
"国家开发银行",
"流动资金贷款",
"企业复工复产",
"专项贷款"
],
"question": "专项流动资金贷款支持哪些受疫情影响企业复工复产",
"region": "河北省廊坊",
"desc": "国家开发银行设立专项流动资金贷款支持受疫情影响企业复工复产的情况",
"answer_times": 3,
"brows_num": 919,
"add_time": "2020-02-21T23:00:13.796925"
},
{
"user": null,
"id": 145,
"tags": [
"民办学校贷款"
],
"question": "民办学校贷款怎么申请？",
"region": "北京",
"desc": "我是民办学校，申请贷款都需要学校准备什么资料？怎么申请？",
"answer_times": 3,
"brows_num": 3511,
"add_time": "2020-02-21T13:52:00"
},
{
"user": null,
"id": 144,
"tags": [],
"question": "现在由于疫情原因好多企业资金都比较紧张，银行现在正常上班吗？办理贷款会不会效率比较慢？",
"region": "北京",
"desc": "由于好多地方封路等原因好多员工回不来,银行正常工作吗？现在办理贷款会不会因为这些因素 效率特别慢？",
"answer_times": 1,
"brows_num": 781,
"add_time": "2020-02-21T13:07:05.036026"
},
{
"user": null,
"id": 142,
"tags": [
"高新",
"贴息"
],
"question": "贷款贴息怎么申请？",
"region": "北京",
"desc": "公司2月份刚申请下村高新，要怎么申请贷款贴息呢？现在做的贷款可以立马马上就贴吗？",
"answer_times": 1,
"brows_num": 935,
"add_time": "2020-02-21T12:59:33.120920"
},
{
"user": null,
"id": 141,
"tags": [
"报税",
"增值税",
"纳税等级"
],
"question": "纳税等级是D级？可以申诉吗？",
"region": "北京",
"desc": "18年个税出现过最后一天报税 因为没有扣款成功导致了延期， 增值税都是全额正常缴纳的~结果18年纳税等级评定为D，可以申诉增加等级吗？还是必须等19年重新评？增加等级是一级一级的增加吗？还是可以直接到A？",
"answer_times": 4,
"brows_num": 2128,
"add_time": "2020-02-21T12:42:00"
},
{
"user": null,
"id": 140,
"tags": [
"贷款利息",
"贷款利率双降",
"lpr",
"贷款利率"
],
"question": "最新贷款市场报价利率LPR下降对房贷有影响没有？",
"region": "北京",
"desc": "最新贷款市场报价利率LPR下降对房贷有影响没有？",
"answer_times": 2,
"brows_num": 798,
"add_time": "2020-02-20T15:44:51.926529"
},
{
"user": null,
"id": 139,
"tags": [
"行程证明",
"cxmyd",
"疫情防控行程证明"
],
"question": "疫情防疫期间行程证明怎么开？",
"region": "北京",
"desc": "有什么地方可以开行程证明？",
"answer_times": 3,
"brows_num": 4930,
"add_time": "2020-02-20T12:46:00"
},
{
"user": null,
"id": 138,
"tags": [
"2019年LPR报价",
"第一次LPR报价",
"lpr",
"贷款市场报价利率"
],
"question": "2019年第一次公布贷款市场报价利率（LPR）是多少？",
"region": "北京",
"desc": "2019年第一次中国人民银行授权全国银行间同业拆借中心公布贷款市场报价利率（LPR）是多少？",
"answer_times": 1,
"brows_num": 4438,
"add_time": "2020-02-20T12:03:00"
},
{
"user": null,
"id": 137,
"tags": [
"抗疫贷、抗疫保、疫情"
],
"question": "那么多政策支持疫情期间的企业，怎么我们就申请不下来？",
"region": "北京",
"desc": "我们是大兴做医疗器械的，区里让我们填写了影响及需求，好多银行联系了我们但是我们目前没有申请到任何一笔资金，说我们是贸易公司，政策有个抗疫贷、抗疫保我们都申请了",
"answer_times": 1,
"brows_num": 1273,
"add_time": "2020-02-19T15:52:05.042200"
},
{
"user": null,
"id": 136,
"tags": [
"法人变更",
"股权变更"
],
"question": "法人和股权100%变更后可以贷款吗？",
"region": "北京",
"desc": "变更人是我的母亲，变更之后对贷款有影响吗",
"answer_times": 1,
"brows_num": 1444,
"add_time": "2020-02-19T15:49:03.869007"
},
{
"user": null,
"id": 135,
"tags": [
"收入降低",
"疫情",
"续贷"
],
"question": "疫情导致公司2个月没有收入，会影响我续贷吗？",
"region": "北京",
"desc": "教育行业，大家都不出门，导致我公司至今没有收入，预计今年收入会降低很多，会影响我贷款续贷吗？",
"answer_times": 2,
"brows_num": 1154,
"add_time": "2020-02-19T15:38:21.869662"
},
{
"user": null,
"id": 134,
"tags": [
"延后还款",
"疫情 隔离"
],
"question": "在家隔离期间可以不还贷款或者申请延后吗？",
"region": "北京",
"desc": "我公司员工都没有上班，可以延迟还贷款吗？",
"answer_times": 1,
"brows_num": 1278,
"add_time": "2020-02-19T15:35:37.983379"
},
{
"user": null,
"id": 133,
"tags": [
"疫情 降息"
],
"question": "看新闻疫情期间有很多贷款政策，利息降低很多，请问需要企业具备什么样的要求呢",
"region": "北京",
"desc": "已经存在的贷款会降息吗？还是新增贷款才能享受？",
"answer_times": 1,
"brows_num": 3352,
"add_time": "2020-02-19T15:33:53.957821"
},
{
"user": null,
"id": 132,
"tags": [
"贷款种类",
"质押贷款",
"抵押贷款"
],
"question": "什么是抵押担保和质押担保？它们的区别是什么？",
"region": "北京",
"desc": "什么是抵押担保和质押担保？它们的区别是什么？",
"answer_times": 2,
"brows_num": 652,
"add_time": "2020-02-19T09:17:13.115151"
},
{
"user": null,
"id": 131,
"tags": [
"贷款利息",
"贷款利率",
"优惠利率"
],
"question": "2020年2月份最低的贷款利率是多少？",
"region": "北京",
"desc": "2020年2月份最低的贷款利率是多少？",
"answer_times": 1,
"brows_num": 1798,
"add_time": "2020-02-14T09:17:23.713530"
},
{
"user": null,
"id": 130,
"tags": [
"实际利率",
"低利息",
"专项再贷款",
"贷款利率",
"企业优惠贷款"
],
"question": "专项再贷款的利率是多少？企业最终承担的贷款融资成本是多少？",
"region": "北京",
"desc": "人民银行给到银行的专项再贷款成本是比较低的，名单内的企业发放优惠利率贷款，利率不能高于多少？",
"answer_times": 2,
"brows_num": 1075,
"add_time": "2020-02-13T14:20:19.601806"
},
{
"user": null,
"id": 129,
"tags": [
"中小企业",
"企业宗旨",
"企业文化",
"公司核心价值"
],
"question": "协贷网的愿景、宗旨和核心价值？",
"region": "北京",
"desc": "协贷网的愿景、宗旨和核心价值",
"answer_times": 3,
"brows_num": 849,
"add_time": "2020-02-12T13:35:20.172329"
},
{
"user": null,
"id": 128,
"tags": [
"担保"
],
"question": "担保贷款是什么意思？需要什么资料",
"region": "北京",
"desc": "担保贷款是什么意思？需要什么资料",
"answer_times": 1,
"brows_num": 832,
"add_time": "2020-01-17T08:56:08.317413"
},
{
"user": null,
"id": 127,
"tags": [
"担保"
],
"question": "企业贷款担保需要提供什么资料",
"region": "北京",
"desc": "企业贷款担保需要提供什么资料",
"answer_times": 1,
"brows_num": 1316,
"add_time": "2020-01-17T08:54:27.028272"
},
{
"user": null,
"id": 126,
"tags": [
"企业贷款"
],
"question": "企业贷款需要提供哪些材料？",
"region": "北京",
"desc": "企业贷款需要提供哪些材料？",
"answer_times": 1,
"brows_num": 723,
"add_time": "2020-01-17T08:53:13.427983"
},
{
"user": null,
"id": 125,
"tags": [
"征信"
],
"question": "公司法人征信不良是否会影响公司贷款",
"region": "北京",
"desc": "公司法人征信不良是否会影响公司贷款",
"answer_times": 1,
"brows_num": 1102,
"add_time": "2020-01-16T08:59:36.364308"
},
{
"user": null,
"id": 124,
"tags": [
"贷款签字"
],
"question": "合伙公司法人贷款需要股东签字吗？",
"region": "北京",
"desc": "合伙公司法人贷款需要股东签字吗？",
"answer_times": 1,
"brows_num": 1169,
"add_time": "2020-01-16T08:58:40.971395"
},
{
"user": null,
"id": 123,
"tags": [
"股东"
],
"question": "公司法人贷款不还股东会承担什么责任？",
"region": "北京",
"desc": "公司法人贷款不还股东会承担什么责任？",
"answer_times": 1,
"brows_num": 758,
"add_time": "2020-01-16T08:56:24.848761"
},
{
"user": null,
"id": 122,
"tags": [
"股东"
],
"question": "公司法人贷款不还股东会承担什么责任？",
"region": "北京",
"desc": "公司法人贷款不还股东会承担什么责任？",
"answer_times": 1,
"brows_num": 581,
"add_time": "2020-01-16T08:55:02.951977"
},
{
"user": null,
"id": 121,
"tags": [
"股东"
],
"question": "公司法人贷款不还股东会承担什么责任？",
"region": "北京",
"desc": "公司法人贷款不还股东会承担什么责任？",
"answer_times": 1,
"brows_num": 612,
"add_time": "2020-01-16T08:54:23.888443"
},
{
"user": null,
"id": 120,
"tags": [
"信用贷款"
],
"question": "企业信用贷款如何办理",
"region": "北京",
"desc": "企业信用贷款如何办理",
"answer_times": 1,
"brows_num": 648,
"add_time": "2020-01-15T08:56:57.992999"
},
{
"user": null,
"id": 119,
"tags": [
"抵押贷款"
],
"question": "何为抵押贷款",
"region": "北京",
"desc": "何为抵押贷款",
"answer_times": 1,
"brows_num": 592,
"add_time": "2020-01-15T08:55:22.560671"
},
{
"user": null,
"id": 118,
"tags": [
"信用贷"
],
"question": "何为信用贷款",
"region": "北京",
"desc": "何为行用贷款",
"answer_times": 1,
"brows_num": 599,
"add_time": "2020-01-15T08:53:42.575973"
},
{
"user": null,
"id": 117,
"tags": [
"装修贷款"
],
"question": "问一问各位酒店装修可以贷款吗",
"region": "北京",
"desc": "问一问各位酒店装修可以贷款吗",
"answer_times": 1,
"brows_num": 1586,
"add_time": "2020-01-14T11:02:29.335159"
},
{
"user": null,
"id": 116,
"tags": [
"税金贷"
],
"question": "税金贷是什么",
"region": "北京",
"desc": "税金贷是什么",
"answer_times": 1,
"brows_num": 2964,
"add_time": "2020-01-14T10:59:49.405920"
},
{
"user": null,
"id": 115,
"tags": [
"企业贷款"
],
"question": "何为企业贷款",
"region": "北京",
"desc": "何为企业贷款",
"answer_times": 1,
"brows_num": 506,
"add_time": "2020-01-14T10:57:45.032265"
},
{
"user": null,
"id": 114,
"tags": [
"抵押担保",
"质押担保",
"质押贷款",
"抵押贷款"
],
"question": "什么是抵押担保和质押担保？它们的区别是什么？",
"region": "北京",
"desc": "什么是抵押担保和质押担保？它们的区别是什么？",
"answer_times": 1,
"brows_num": 734,
"add_time": "2020-01-06T17:41:18.405445"
},
{
"user": null,
"id": 113,
"tags": [
"分布式账本",
"智能合约",
"共识机制",
"加密和授权"
],
"question": "区块链的四大核心技术应用",
"region": "北京",
"desc": "四大核心技术应用",
"answer_times": 1,
"brows_num": 440,
"add_time": "2019-12-25T10:28:46.902602"
},
{
"user": null,
"id": 112,
"tags": [
"公有链",
"私有链"
],
"question": "公有链和私有链有哪些特点？",
"region": "北京",
"desc": "公有链和私有链有哪些特点",
"answer_times": 4,
"brows_num": 1327,
"add_time": "2019-12-25T10:16:59.866966"
},
{
"user": null,
"id": 111,
"tags": [
"银行贷款",
"区块链",
"征信"
],
"question": "区块链的本质特征是什么",
"region": "北京",
"desc": "区块链的本质特征是什么？",
"answer_times": 1,
"brows_num": 838,
"add_time": "2019-12-25T10:13:53.964479"
},
{
"user": {
"id": 10,
"username": "zdyhsfd",
"name": "刘先生",
"gender": "先生",
"mobile": "13910815404",
"email": "13910815404@139.com",
"avatar": "https://api.xiedaiwang.com/media/user/10_qoCdv6j.jpeg",
"type": 2,
"groups": [
{
"name": "贷款经理人"
}
]
},
"id": 110,
"tags": [
"民间借贷",
"利率36%",
"个人借款",
"利率24%",
"高利贷"
],
"question": "2019年末关于禁止高利放贷的草案",
"region": "北京",
"desc": "禁止高利放贷，借款的利率不得违反国家有关规定。",
"answer_times": 2,
"brows_num": 1545,
"add_time": "2019-12-24T09:49:14.174796"
},
{
"user": null,
"id": 109,
"tags": [
"信贷资金",
"贷款用途",
"大数据",
"信息泄露",
"银行贷款"
],
"question": "银行与金融科技公司合作的五个“严禁”具体是指什么？",
"region": "北京",
"desc": "银行与金融科技公司合作的五个“严禁”具体是指什么？",
"answer_times": 1,
"brows_num": 1056,
"add_time": "2019-12-10T15:43:20.559993"
},
{
"user": null,
"id": 108,
"tags": [
"信用贷款"
],
"question": "企业怎么样办理信用贷款，没有抵押",
"region": "北京",
"desc": "想申请100万的周转资金",
"answer_times": 1,
"brows_num": 837,
"add_time": "2019-11-27T18:18:14.361287"
},
{
"user": null,
"id": 173,
"tags": [
"银监会",
"小微金融",
"四单原则"
],
"question": "针对小微金融的四单原则是什么？",
"region": "天津",
"desc": "针对小微金融的四单原则是什么？",
"answer_times": 1,
"brows_num": 1028,
"add_time": "2019-11-27T16:11:00"
},
{
"user": null,
"id": 107,
"tags": [
"信用贷款",
"科技企业贷款",
"北京贷款"
],
"question": "北京科技企业怎么向银行申请贷款？",
"region": "河北省廊坊",
"desc": "北京科技企业怎么向银行申请信用贷款？",
"answer_times": 1,
"brows_num": 1031,
"add_time": "2019-11-09T19:22:00"
},
{
"user": null,
"id": 106,
"tags": [
"信用贷款",
"企业贷款",
"银行贷款",
"助贷服务",
"银行资金"
],
"question": "协贷网是正规信用贷款服务公司还是什么？",
"region": "北京",
"desc": "协贷网贷款公司？",
"answer_times": 4,
"brows_num": 1532,
"add_time": "2019-11-08T17:06:00"
},
{
"user": null,
"id": 105,
"tags": [
"银行贷款",
"企业贷款",
"最高额抵押"
],
"question": "怎么样防范最高额抵押抵押物价值被高估的法律风险",
"region": "北京",
"desc": "怎么样防范最高额抵押抵押物价值被高估情况",
"answer_times": 1,
"brows_num": 1170,
"add_time": "2019-10-24T11:45:00"
},
{
"user": null,
"id": 104,
"tags": [
"征信 逾期"
],
"question": "征信逾期很多可以修复吗？",
"region": "北京",
"desc": "以前不懂征信的重要性，有很多逾期，现在想修复一下，有什么办法吗",
"answer_times": 2,
"brows_num": 751,
"add_time": "2019-10-23T17:28:54.144136"
},
{
"user": null,
"id": 102,
"tags": [
"子公司"
],
"question": "融资企业的子公司出现失信被执行会影响母公司的征信么？",
"region": "北京",
"desc": "融资企业的子公司出现失信被执行会影响母公司的征信么？",
"answer_times": 1,
"brows_num": 2496,
"add_time": "2019-10-23T11:49:52.546364"
},
{
"user": null,
"id": 174,
"tags": [
"小微企业贷款",
"贷款增速",
"三个不低于",
"贷款增量",
"贷款户数"
],
"question": "小微企业贷款三个不低于具体是什么？",
"region": "湖南",
"desc": "小微企业贷款三个不低于具体是什么？",
"answer_times": 2,
"brows_num": 759,
"add_time": "2019-10-07T10:44:00"
},
{
"user": null,
"id": 100,
"tags": [
"融资租赁"
],
"question": "企业做融资租赁业务会在征信系统显示么？",
"region": "北京",
"desc": "企业做融资租赁业务会在征信系统显示么",
"answer_times": 1,
"brows_num": 8851,
"add_time": "2019-09-26T17:16:37.517001"
},
{
"user": null,
"id": 99,
"tags": [
"企业收入下降"
],
"question": "企业收入下降但利润上涨可以做信用贷款么？",
"region": "北京",
"desc": "企业收入下降但利润上涨可以做信用贷款么？",
"answer_times": 1,
"brows_num": 1015,
"add_time": "2019-09-23T17:26:12.433675"
},
{
"user": null,
"id": 98,
"tags": [
"晚还款",
"足额还款",
"贷款",
"个人贷款",
"企业贷款"
],
"question": "不能按时、足额还贷时如何才能减少对信 用的影响？",
"region": "北京",
"desc": "不能按时、足额还贷时如何才能减少对信 用的影响？",
"answer_times": 2,
"brows_num": 1617,
"add_time": "2019-09-23T14:39:00"
},
{
"user": null,
"id": 97,
"tags": [
"股东借款"
],
"question": "企业股东借款会算到负债里面么？",
"region": "北京",
"desc": "企业股东借款会算到负债里面么？",
"answer_times": 0,
"brows_num": 1461,
"add_time": "2019-09-20T15:13:44.968818"
},
{
"user": null,
"id": 96,
"tags": [
"股东变动"
],
"question": "企业近期股东变动会影响贷款么？",
"region": "北京",
"desc": "企业近期股东有变动会影响贷款么？",
"answer_times": 1,
"brows_num": 1257,
"add_time": "2019-09-19T17:30:58.722269"
},
{
"user": null,
"id": 95,
"tags": [
"银承"
],
"question": "开银行承兑汇票属于企业负债么？",
"region": "北京",
"desc": "开银行承兑汇票属于企业负债么？",
"answer_times": 1,
"brows_num": 5085,
"add_time": "2019-09-18T16:49:17.919646"
},
{
"user": null,
"id": 94,
"tags": [
"月利息"
],
"question": "信用贷款的月利息是固定的么？",
"region": "北京",
"desc": "信用贷款的月利息是固定的么，还是会根据实际使用天数来算，比如首月",
"answer_times": 1,
"brows_num": 1148,
"add_time": "2019-09-17T16:57:23.460866"
},
{
"user": null,
"id": 93,
"tags": [
"银行贷款",
"企业贷款",
"贷款",
"个人贷款"
],
"question": "借款人逾期都有哪些类型？",
"region": "北京",
"desc": "借款人逾期都有哪些类型？",
"answer_times": 1,
"brows_num": 1138,
"add_time": "2019-09-17T11:12:00"
},
{
"user": null,
"id": 92,
"tags": [
"应收账款融资"
],
"question": "以应收账款做融资，对债务人的资质有要求么？",
"region": "北京",
"desc": "以应收账款做融资，对债务人的资质有要求么？",
"answer_times": 1,
"brows_num": 736,
"add_time": "2019-09-16T17:31:23.606212"
},
{
"user": null,
"id": 91,
"tags": [
"企业负债"
],
"question": "企业法人为他人做过担保，会算在企业负债里面么",
"region": "北京",
"desc": "企业法人为他人做过担保，会算在企业负债里面么",
"answer_times": 1,
"brows_num": 1838,
"add_time": "2019-09-11T17:04:24.318436"
},
{
"user": null,
"id": 90,
"tags": [
"库存"
],
"question": "以库存做融资时可以用子公司的库存么",
"region": "北京",
"desc": "以库存做融资时可以用子公司的库存么",
"answer_times": 0,
"brows_num": 769,
"add_time": "2019-09-10T17:07:39.887892"
},
{
"user": null,
"id": 89,
"tags": [
"法人年龄"
],
"question": "企业贷款对法人和实际控制人的年龄有要求么？",
"region": "北京",
"desc": "企业贷款对法人和实际控制人的年龄有要求么？",
"answer_times": 1,
"brows_num": 4011,
"add_time": "2019-09-09T16:31:59.740277"
},
{
"user": null,
"id": 88,
"tags": [
"抵押"
],
"question": "企业贷款可以抵押不是公司股东的房子么",
"region": "北京",
"desc": "企业贷款可以抵押不是公司股东的房子么？",
"answer_times": 1,
"brows_num": 1106,
"add_time": "2019-09-09T16:30:52.680407"
},
{
"user": null,
"id": 87,
"tags": [
"装修贷款",
"个人贷款"
],
"question": "农业银行的装修贷怎么样？",
"region": "江苏省镇江",
"desc": "农业银行的装修贷怎么样？",
"answer_times": 3,
"brows_num": 1566,
"add_time": "2019-09-05T10:11:00"
},
{
"user": null,
"id": 84,
"tags": [
"审批"
],
"question": "有没有什么比较容易审批的贷款？",
"region": "广东省深圳",
"desc": "我去银行贷款总被拒，有没有比较容易审批的贷款？",
"answer_times": 0,
"brows_num": 706,
"add_time": "2019-09-04T16:10:16.278234"
},
{
"user": null,
"id": 83,
"tags": [
"平台申请"
],
"question": "在你们平台上申请和在银行直接申请有什么区别吗？",
"region": "广东省深圳",
"desc": "在平台上申请有什么好处吗？",
"answer_times": 1,
"brows_num": 703,
"add_time": "2019-09-04T16:08:54.063277"
},
{
"user": null,
"id": 82,
"tags": [
"企业贷款"
],
"question": "企业贷款复杂吗？一般需要多长时间？",
"region": "江苏省扬州",
"desc": "我听说企业贷款提交的资料特别多，手续繁琐，时间还长",
"answer_times": 2,
"brows_num": 817,
"add_time": "2019-09-03T15:59:41.816352"
},
{
"user": null,
"id": 81,
"tags": [
"实际控制人",
"企业贷款",
"股份"
],
"question": "实际控制人不占股份可以做企业贷款吗？",
"region": "江苏省扬州",
"desc": "公司实际控人有社会职务，不占公司股份，这样可以签字贷款吗？",
"answer_times": 1,
"brows_num": 1172,
"add_time": "2019-09-03T15:58:00"
},
{
"user": null,
"id": 80,
"tags": [
"逾期 征信"
],
"question": "贷款晚还一天会上征信吗？",
"region": "广东省深圳",
"desc": "会计记错了时间，导致我企业贷款晚了一天，会上征信吗？",
"answer_times": 1,
"brows_num": 952,
"add_time": "2019-08-29T17:32:28.595310"
},
{
"user": null,
"id": 79,
"tags": [
"创业贷款"
],
"question": "公司刚创业可以贷款吗？",
"region": "广东省深圳",
"desc": "今年刚成立8个月的公司，研发成本太大，想要贷款可以吗？",
"answer_times": 2,
"brows_num": 1034,
"add_time": "2019-08-29T17:29:47.305418"
},
{
"user": null,
"id": 78,
"tags": [
"法律纠纷"
],
"question": "非经济纠纷的案件，会影响贷款么？",
"region": "北京",
"desc": "公司目前有案件未结，但是不是经济纠纷，会影响贷款么？",
"answer_times": 1,
"brows_num": 994,
"add_time": "2019-08-29T16:55:02.342302"
},
{
"user": null,
"id": 77,
"tags": [
"应收账款"
],
"question": "信保融资是要把应收账款的债权转给资金方么？",
"region": "北京",
"desc": "信保融资是要把应收账款的债权转给资金方么",
"answer_times": 2,
"brows_num": 905,
"add_time": "2019-08-28T11:47:56.185418"
},
{
"user": null,
"id": 76,
"tags": [
"存货"
],
"question": "用企业存货做融资，卖货时会有限制么？",
"region": "北京",
"desc": "用企业存货做融资，这些存货还能卖么，如何限制",
"answer_times": 1,
"brows_num": 700,
"add_time": "2019-08-28T11:45:58.259982"
},
{
"user": null,
"id": 75,
"tags": [
"抵押物升值"
],
"question": "房产评估价升值后如何提高贷款额度",
"region": "广东省深圳",
"desc": "之前房屋抵押时评估价稍低，现在价值升值了，如何把贷款额度提高么？",
"answer_times": 1,
"brows_num": 764,
"add_time": "2019-08-27T14:56:27.728781"
},
{
"user": null,
"id": 74,
"tags": [
"支付宝贷款",
"微信贷款",
"小贷"
],
"question": "手机微信支付宝的贷款是小贷吗？",
"region": "广东省深圳",
"desc": "我去银行贷款，银行说我小贷太多，我只有在微信支付宝上贷过，这些是小贷吗？",
"answer_times": 1,
"brows_num": 1253,
"add_time": "2019-08-27T14:05:00"
},
{
"user": null,
"id": 73,
"tags": [
"银行利息"
],
"question": "为什么有的银行利息高有的银行利息低呢？",
"region": "广东省深圳",
"desc": "银行基准利率都是一样的，为什么最后利息不一样呢",
"answer_times": 1,
"brows_num": 991,
"add_time": "2019-08-27T14:04:23.750277"
},
{
"user": null,
"id": 72,
"tags": [
"融资租赁"
],
"question": "企业通过融资租赁买的设备，还完款后可以继续用设备融资么？",
"region": "广东省深圳",
"desc": "企业通过融资租赁买的设备，还完款后可以继续用设备融资么？",
"answer_times": 0,
"brows_num": 987,
"add_time": "2019-08-27T13:22:23.287906"
},
{
"user": null,
"id": 71,
"tags": [
"年缴税额"
],
"question": "年缴税额按实缴金额算还是减去退税额度算？",
"region": "北京",
"desc": "公司缴税后有退税，年缴税额按实缴金额算还是减去退税额度算？",
"answer_times": 1,
"brows_num": 2339,
"add_time": "2019-08-23T16:58:37.879042"
},
{
"user": null,
"id": 70,
"tags": [
"企业信贷",
"涉诉"
],
"question": "公司现在有官司，是被告，但是不涉及资金，有影响吗",
"region": "北京",
"desc": "现在正在审理状态，我想做企业信用贷款 ，有影响吗？",
"answer_times": 1,
"brows_num": 1107,
"add_time": "2019-08-23T13:33:00"
},
{
"user": null,
"id": 69,
"tags": [
"信用贷款",
"房产抵押"
],
"question": "信用贷款和抵押贷款那个合适？",
"region": "北京",
"desc": "我名下有房产，也符合信用贷款的条件，直接抵押房产利息低，我应该做抵押的还是信用的呢？ 有什么区别呢？",
"answer_times": 1,
"brows_num": 689,
"add_time": "2019-08-23T13:20:00"
},
{
"user": null,
"id": 68,
"tags": [
"房产证明"
],
"question": "购房合同可以做房产证明么？",
"region": "北京",
"desc": "购买的房子还没有办理不动产证，购房合同可以用作房产证明么？",
"answer_times": 0,
"brows_num": 704,
"add_time": "2019-08-22T16:11:01.498365"
},
{
"user": null,
"id": 67,
"tags": [
"企业分类"
],
"question": "如何确定自己公司师傅属于科创类企业",
"region": "北京",
"desc": "我发现有些贷款都要求申请企业必须属于科创类，是只要公司有专利就算么？",
"answer_times": 0,
"brows_num": 829,
"add_time": "2019-08-22T15:07:28.177987"
},
{
"user": null,
"id": 66,
"tags": [
"企业贷款",
"贷款年龄限制"
],
"question": "年龄超过做贷款年龄的限制怎么办？",
"region": "北京",
"desc": "我是公司法人，今年68岁，超过贷款年龄限制，我的企业就不能贷款了吗",
"answer_times": 1,
"brows_num": 1350,
"add_time": "2019-08-22T14:06:00"
},
{
"user": null,
"id": 65,
"tags": [
"中标",
"企业贷款"
],
"question": "中标书可以做贷款吗？",
"region": "北京",
"desc": "我企业中标了一个项目，标的480万，我需要资金进原料，中标书可以用来抵押吗？",
"answer_times": 1,
"brows_num": 1593,
"add_time": "2019-08-22T13:49:00"
},
{
"user": null,
"id": 64,
"tags": [
"企业信贷",
"逾期",
"征信"
],
"question": "很多年前的信用卡逾期，对我做企业信用贷款有影响吗?",
"region": "北京",
"desc": "我最开始创业的时候不注意，信用卡有很多小额逾期，现在过去两三年了，我最近1年征信都很好，现在想做企业信用贷，有影响吗？",
"answer_times": 1,
"brows_num": 1217,
"add_time": "2019-08-21T17:41:00"
},
{
"user": null,
"id": 63,
"tags": [
"征信",
"微粒贷"
],
"question": "微信微粒贷，还完了再借还要查征信吗？",
"region": "北京",
"desc": "我在微粒贷上借的钱，每次都是应急，还完了再借，有钱了就还，我想问一下，每还一次都要查一次征信吗？对我有什么坏处吗",
"answer_times": 1,
"brows_num": 3167,
"add_time": "2019-08-21T17:39:00"
},
{
"user": null,
"id": 62,
"tags": [
"资金"
],
"question": "在协贷网贷款，资金是通过协贷网给我们么？",
"region": "北京",
"desc": "在协贷网贷款，资金是通过协贷网给我们么",
"answer_times": 3,
"brows_num": 1631,
"add_time": "2019-08-21T16:57:45.006770"
},
{
"user": null,
"id": 61,
"tags": [
"公积金贷款",
"房贷",
"贷款利率"
],
"question": "新贷款市场报价利率会影响房贷利率下降吗？",
"region": "北京",
"desc": "20日，全国银行间同业拆借中心首次发布新的LPR，一年期LPR4.25%，比原来基准利率降10个BP，比以前老的LPR降6个BP。",
"answer_times": 1,
"brows_num": 748,
"add_time": "2019-08-20T17:50:00"
},
{
"user": null,
"id": 60,
"tags": [
"收入无法开票"
],
"question": "企业收入不够，应收账款比较多适合什么类型贷款",
"region": "北京",
"desc": "目前公司的的业务经常货发出去了，但是对方无法及时付款，也无法开票，这种情况有合适的贷款可以做么？",
"answer_times": 1,
"brows_num": 1356,
"add_time": "2019-08-20T13:27:11.505409"
},
{
"user": null,
"id": 59,
"tags": [
"母公司涉诉"
],
"question": "母公司的涉诉会影响子公司申请贷款么",
"region": "北京",
"desc": "母公司目前有案子，会影响子公司的贷款业务申请么？",
"answer_times": 1,
"brows_num": 1918,
"add_time": "2019-08-20T13:21:30.794325"
},
{
"user": null,
"id": 58,
"tags": [
"对共收入",
"企业贷款"
],
"question": "收入都走的个人账户，对做企业贷款有影响吗？",
"region": "北京",
"desc": "我的公司对共收入比较少，大多数都走的个人账户，可以做企业贷款吗？",
"answer_times": 1,
"brows_num": 905,
"add_time": "2019-08-20T09:30:00"
},
{
"user": null,
"id": 57,
"tags": [
"资产抵押"
],
"question": "除了车产房产，还有什么资产可以用来抵押？",
"region": "北京",
"desc": "公司在研发投入阶段轻资产，没有车，没有房，我想问一下还有什么可以用来抵押？",
"answer_times": 2,
"brows_num": 959,
"add_time": "2019-08-20T09:27:28.455708"
},
{
"user": null,
"id": 56,
"tags": [
"企业亏损"
],
"question": "企业最新财报显示亏损可以做信用贷款么？",
"region": "北京",
"desc": "公司因为收入分布不均，上半年收入比较低，企业为亏损，这种情况可以做信用贷款么",
"answer_times": 1,
"brows_num": 2770,
"add_time": "2019-08-19T15:20:34.412666"
},
{
"user": null,
"id": 55,
"tags": [
"提前还款"
],
"question": "使用等额本息还款方式的业务可以提前还款么",
"region": "北京",
"desc": "使用等额本息还款方式的业务可以提前还款么",
"answer_times": 1,
"brows_num": 892,
"add_time": "2019-08-19T15:12:31.251203"
},
{
"user": {
"id": 65,
"username": "xiedaiwang",
"name": "熊经理",
"gender": "女士",
"mobile": "18601038029",
"email": "",
"avatar": "https://api.xiedaiwang.com/media/user/65.jpg",
"type": 2,
"groups": [
{
"name": "贷款经理人"
}
]
},
"id": 54,
"tags": [
"利息"
],
"question": "银行批的贷款不用产生利息吗？",
"region": "北京",
"desc": "我在银行贷款批了100万，我只需要30万，剩余的钱不用会产生利息吗？",
"answer_times": 2,
"brows_num": 1929,
"add_time": "2019-08-19T10:59:18.863763"
},
{
"user": null,
"id": 53,
"tags": [
"按揭房产抵押"
],
"question": "按揭房产可以抵押吗？",
"region": "北京",
"desc": "我的房子首付了30%，由还款还了2年了。可以抵押吗？",
"answer_times": 1,
"brows_num": 709,
"add_time": "2019-08-19T10:37:42.011332"
},
{
"user": null,
"id": 52,
"tags": [
"利率优惠"
],
"question": "企业贷款的利率是固定的么？怎样可以优惠？",
"region": "北京",
"desc": "企业贷款的利率是按什么定的，有什么条件可以有优惠？",
"answer_times": 1,
"brows_num": 984,
"add_time": "2019-08-16T17:19:20.836533"
},
{
"user": null,
"id": 51,
"tags": [
"异地房产"
],
"question": "异地房产可以用来做抵押经营贷款么？",
"region": "北京",
"desc": "如题，公司在北京，外地的房产可以用来做抵押经营贷款么？",
"answer_times": 1,
"brows_num": 2756,
"add_time": "2019-08-16T17:16:37.977484"
},
{
"user": null,
"id": 50,
"tags": [
"企业贷款",
"抵押"
],
"question": "公司名下办公楼抵押，找银行只能给总金额的50%，有没有别的方法可以给的多一点",
"region": "北京",
"desc": "公司名下的办公楼价值1000万左右，想用作抵押，银行只能给总金额的40%，我期望额度是60%左右来帮助企业经营，我想知道，除了直接从银行贷款，我还可以有什么办法？比较正规的方法",
"answer_times": 4,
"brows_num": 739,
"add_time": "2019-08-16T16:52:00"
},
{
"user": null,
"id": 49,
"tags": [
"企业贷款",
"信用贷款"
],
"question": "公司没有抵押物了，想办理纯信用贷款，需要一些什么条件呢？",
"region": "北京",
"desc": "法人名下的房产已经抵押，公司没有抵押物，还需要一些资金扩大经营，我想咨询一下，做信用贷款需要什么资质。",
"answer_times": 1,
"brows_num": 597,
"add_time": "2019-08-16T09:24:00"
},
{
"user": null,
"id": 48,
"tags": [
"企业信用贷款",
"借款利率",
"增值税纳税"
],
"question": "最近企业贷款利率是多少？科技企业，有良好的增值税纳税信用",
"region": "北京",
"desc": "最近半年企业有增值税纳税，负债不高，企业贷款利率有优惠没有？",
"answer_times": 1,
"brows_num": 961,
"add_time": "2019-08-14T22:23:00"
},
{
"user": null,
"id": 47,
"tags": [
"银行贷款",
"企业贷款"
],
"question": "协贷网企业贷款申请好通过不？已经在银行贷款未通过！",
"region": "北京",
"desc": "在我原来熟悉的银行申请流动资金贷款 ，一个银行告诉我现在政策不符申请条件，一个贷款申请没有通过……",
"answer_times": 1,
"brows_num": 769,
"add_time": "2019-08-14T22:17:00"
},
{
"user": null,
"id": 46,
"tags": [
"注册"
],
"question": "密码怎么设置",
"region": "浙江省金华",
"desc": "不知道密码怎么设置",
"answer_times": 3,
"brows_num": 962,
"add_time": "2019-08-05T16:38:29.365905"
},
{
"user": null,
"id": 45,
"tags": [
"房贷",
"贷款"
],
"question": "有网贷没还清正常还款没有逾期，买房对房贷有么有影响",
"region": "北京",
"desc": "有网贷没还清正常还款没有逾期，买房对房贷有么有影响",
"answer_times": 1,
"brows_num": 1812,
"add_time": "2019-05-29T17:13:56.736319"
},
{
"user": null,
"id": 44,
"tags": [
"贷款",
"车产贷款"
],
"question": "刚工作，没房，没车，没社保，工资也就2000，想贷款买车，能贷到吗?",
"region": "北京",
"desc": "刚工作，没房，没车，没社保，工资也就2000，想贷款买车，最好2年3年的那种能贷到吗",
"answer_times": 0,
"brows_num": 1896,
"add_time": "2019-05-29T17:13:28.633044"
},
{
"user": null,
"id": 43,
"tags": [
"贷款",
"抵押贷款"
],
"question": "北京商品房抵押贷款怎么办理？",
"region": "北京",
"desc": "北京商品房抵押贷款怎么办理？",
"answer_times": 0,
"brows_num": 1573,
"add_time": "2019-05-29T17:12:44.016362"
},
{
"user": null,
"id": 42,
"tags": [
"贷款"
],
"question": "未成年无固定职业可以无抵押贷款吗？",
"region": "北京",
"desc": "未成年无固定职业可以无抵押贷款吗？",
"answer_times": 0,
"brows_num": 1337,
"add_time": "2019-05-29T17:12:13.091509"
},
{
"user": null,
"id": 41,
"tags": [
"贷款",
"消费贷款"
],
"question": "办理个人消费贷款需要提供什么资料，好办吗？",
"region": "北京",
"desc": "办理个人消费贷款需要提供什么资料，好办吗？",
"answer_times": 2,
"brows_num": 1179,
"add_time": "2019-05-23T15:39:48.542156"
},
{
"user": null,
"id": 40,
"tags": [
"购房"
],
"question": "北京公司房产过户到法人名下.需要法人有北京购房资质吗？",
"region": "北京",
"desc": "北京公司房产过户到法人名下.需要法人有北京购房资质吗？",
"answer_times": 1,
"brows_num": 1233,
"add_time": "2019-05-23T15:38:29.800894"
},
{
"user": null,
"id": 39,
"tags": [
"贷款",
"个人贷款"
],
"question": "个人到银行办理贷款，具体需要哪些流程？",
"region": "北京",
"desc": "个人到银行办理贷款，具体需要哪些流程？",
"answer_times": 2,
"brows_num": 1098,
"add_time": "2019-05-23T15:37:28.368866"
},
{
"user": null,
"id": 38,
"tags": [
"贷款"
],
"question": "贷款流程里满标是指什么?",
"region": "北京",
"desc": "大家口中所说的贷款流程里满标是指什么意思?有人懂吗？",
"answer_times": 4,
"brows_num": 1211,
"add_time": "2019-05-23T15:36:59.272523"
},
{
"user": null,
"id": 37,
"tags": [
"贷款",
"住房抵押贷款"
],
"question": "个人住房抵押贷款流程是什么？",
"region": "北京",
"desc": "个人住房抵押贷款流程是什么，我要弄清楚，下个月要办理抵押贷款。",
"answer_times": 1,
"brows_num": 1053,
"add_time": "2019-05-23T15:36:14.873825"
},
{
"user": null,
"id": 36,
"tags": [
"房贷",
"二手房",
"贷款"
],
"question": "二手房商业贷款流程怎么办？",
"region": "北京",
"desc": "二手房商业贷款流程怎么办呢，我看中二手房性价比不错，想贷下来？",
"answer_times": 0,
"brows_num": 822,
"add_time": "2019-05-23T15:35:26.193132"
},
{
"user": null,
"id": 35,
"tags": [
"贷款",
"汽车贷款"
],
"question": "征信有点花有两套房子能办理车贷吗？",
"region": "北京",
"desc": "招联一直在用。花呗在用，信用卡在用一共大概10多个，没有一次逾期。一套全款的房子。一套按揭5年的房子，一辆按揭已经还清的车，现在要买一辆奔驰C200能办理车贷吗",
"answer_times": 0,
"brows_num": 1328,
"add_time": "2019-05-22T15:44:46.462184"
},
{
"user": null,
"id": 34,
"tags": [
"贷款",
"汽车贷款"
],
"question": "外地户口如果要买车，可以办理贷款购买吗？",
"region": "北京",
"desc": "外地户口如果要买车，可以办理贷款购买吗？",
"answer_times": 0,
"brows_num": 1166,
"add_time": "2019-05-22T15:43:52.342652"
},
{
"user": null,
"id": 33,
"tags": [
"贷款",
"住房贷款"
],
"question": "北京房贷哪家银行好批？",
"region": "北京",
"desc": "北京房贷哪家银行好批？",
"answer_times": 0,
"brows_num": 1239,
"add_time": "2019-05-22T15:43:02.047797"
},
{
"user": null,
"id": 32,
"tags": [
"公积金",
"贷款"
],
"question": "在北京的外地人想要办理住房贷款，如何贷款，住房公积金又该如何办理？",
"region": "北京",
"desc": "在北京的外地人想要办理住房贷款，如何贷款，住房公积金又该如何办理？",
"answer_times": 0,
"brows_num": 697,
"add_time": "2019-05-22T15:42:38.081678"
},
{
"user": null,
"id": 31,
"tags": [
"公积金",
"贷款"
],
"question": "外在贷款买了一套房 还能在北京用公积金贷款买房吗？算首套吗？",
"region": "北京",
"desc": "外在贷款买了一套房 还能在北京用公积金贷款买房吗？算首套吗？",
"answer_times": 0,
"brows_num": 932,
"add_time": "2019-05-22T15:42:08.767474"
},
{
"user": null,
"id": 30,
"tags": [
"贷款",
"汽车贷款"
],
"question": "请问办理汽车贷款需要满足哪些要求？有没有人知道的？",
"region": "北京",
"desc": "请问办理汽车贷款需要满足哪些要求？有没有人知道的？",
"answer_times": 0,
"brows_num": 837,
"add_time": "2019-05-22T15:41:20.549777"
},
{
"user": null,
"id": 29,
"tags": [
"贷款",
"房贷"
],
"question": "外地有房贷，北京本地无房，北京算二套吗？",
"region": "北京",
"desc": "您好，我是外地户口，2014年在西安买了一套商品房，目前贷款尚未还清。。\n最近我在北京拿到了北京工作居住证，在北京无房，那么我想在北京买一套房，按照北京最新的政策属于首套？还是二套？？首付百分之多少？\n\n如果是二套的话，我把外地的贷款还清，是不是就属于首套了？",
"answer_times": 0,
"brows_num": 826,
"add_time": "2019-05-21T17:25:45.244588"
},
{
"user": null,
"id": 28,
"tags": [
"贷款",
"信用卡"
],
"question": "在北京每月信用卡最低还款会影响房贷审批吗",
"region": "北京",
"desc": "在北京每月信用卡最低还款会影响房贷审批吗",
"answer_times": 1,
"brows_num": 2243,
"add_time": "2019-05-21T17:24:35.045525"
},
{
"user": null,
"id": 27,
"tags": [
"公积金",
"贷款"
],
"question": "北京历年公积金住房贷款的额度上限是多少？",
"region": "北京",
"desc": "北京历年公积金住房贷款的额度上限是多少？",
"answer_times": 0,
"brows_num": 932,
"add_time": "2019-05-21T17:24:01.349802"
},
{
"user": null,
"id": 26,
"tags": [
"公积金",
"贷款"
],
"question": "北京公积金购房贷款需要什么材料？",
"region": "北京",
"desc": "北京公积金购房贷款需要什么材料？",
"answer_times": 0,
"brows_num": 813,
"add_time": "2019-05-21T17:23:21.835199"
},
{
"user": null,
"id": 25,
"tags": [
"贷款",
"房贷"
],
"question": "现在北京的外地人买房贷款条件是什么？",
"region": "北京",
"desc": "现在北京的外地人买房贷款条件是什么？",
"answer_times": 0,
"brows_num": 871,
"add_time": "2019-05-21T17:22:49.590248"
},
{
"user": null,
"id": 24,
"tags": [
"贷款"
],
"question": "在唐山买房贷款可以使用北京的住房公积金吗？",
"region": "北京",
"desc": "在唐山买房贷款可以使用北京的住房公积金吗？",
"answer_times": 0,
"brows_num": 590,
"add_time": "2019-05-20T17:13:49.512703"
},
{
"user": null,
"id": 23,
"tags": [
"贷款",
"负债率"
],
"question": "公司负债率多少是好的？",
"region": "北京",
"desc": "公司负债率多少是好的？",
"answer_times": 0,
"brows_num": 891,
"add_time": "2019-05-20T17:12:09.633544"
},
{
"user": null,
"id": 22,
"tags": [
"企业贷款",
"贷款流程",
"贷款"
],
"question": "企业向银行贷款的流程是什么？",
"region": "北京",
"desc": "企业向银行贷款的流程是什么？",
"answer_times": 1,
"brows_num": 933,
"add_time": "2019-05-20T16:50:51.322812"
},
{
"user": null,
"id": 21,
"tags": [
"信用卡"
],
"question": "信用卡负债率怎么计算？",
"region": "北京",
"desc": "信用卡负债率怎么计算？",
"answer_times": 0,
"brows_num": 1947,
"add_time": "2019-05-20T16:50:04.755684"
},
{
"user": null,
"id": 20,
"tags": [
"贷款",
"汽车贷款"
],
"question": "买车贷款，从开始办理到放款拿车需要等多久？",
"region": "北京",
"desc": "买车贷款，从开始办理到放款拿车需要等多久？",
"answer_times": 0,
"brows_num": 1254,
"add_time": "2019-05-16T17:10:40.125596"
},
{
"user": null,
"id": 19,
"tags": [
"交通信用卡",
"信用卡"
],
"question": "交通万事达信用卡怎么发两张卡？",
"region": "北京",
"desc": "交通万事达信用卡怎么发两张卡。一张美金卡另一张也能刷卡消费吗",
"answer_times": 1,
"brows_num": 2226,
"add_time": "2019-05-16T17:09:50.050135"
},
{
"user": null,
"id": 18,
"tags": [
"贷款",
"二手房",
"抵押贷款"
],
"question": "二手房能抵押贷款吗？",
"region": "北京",
"desc": "二手房抵押贷款怎么做？",
"answer_times": 0,
"brows_num": 868,
"add_time": "2019-05-16T17:08:52.117894"
},
{
"user": null,
"id": 17,
"tags": [
"公积金",
"贷款",
"公积金贷款"
],
"question": "异地买房公积金贷款可以做吗？",
"region": "北京",
"desc": "北京社保公积金，在天津买房能用的上吗？",
"answer_times": 0,
"brows_num": 1000,
"add_time": "2019-05-16T17:07:55.781613"
},
{
"user": null,
"id": 16,
"tags": [
"贷款",
"房屋抵押",
"抵押贷款"
],
"question": "办理房屋抵押贷款那个银行快？",
"region": "北京",
"desc": "房屋抵押贷款哪家银行好",
"answer_times": 0,
"brows_num": 885,
"add_time": "2019-05-16T17:06:09.761283"
},
{
"user": null,
"id": 15,
"tags": [
"税票贷"
],
"question": "石家庄能做税票贷吗",
"region": "河北石家庄",
"desc": "石家庄以商贸企业，年纳税销售收入1亿元",
"answer_times": 1,
"brows_num": 1214,
"add_time": "2019-03-01T09:37:05.062238"
},
{
"user": null,
"id": 14,
"tags": [
"逾期",
"贷款",
"信用卡",
"个人征信"
],
"question": "信用卡近期有逾期对办理贷款或者信用卡有影响吗？",
"region": "北京",
"desc": "我的招商银行信用卡最近逾期了半个多月，对我办理贷款或者其他信用卡有什么影响？会影响个人征信吗？",
"answer_times": 1,
"brows_num": 3726,
"add_time": "2018-12-28T17:27:33.357809"
},
{
"user": null,
"id": 13,
"tags": [
"信用卡",
"信用卡还款"
],
"question": "信用卡还款多还的钱去哪了？",
"region": "北京",
"desc": "信用卡还款的时候多还的钱看不到，转到借记卡了吗？",
"answer_times": 1,
"brows_num": 4458,
"add_time": "2018-12-28T17:19:52.762516"
},
{
"user": null,
"id": 12,
"tags": [
"企业流动资金贷款"
],
"question": "公司想做一笔流动资金贷款，需要哪些条件？",
"region": "北京",
"desc": "公司想做一笔流动资金贷款，需要哪些条件？",
"answer_times": 4,
"brows_num": 1686,
"add_time": "2018-12-24T11:16:48.355370"
},
{
"user": null,
"id": 11,
"tags": [
"逾期",
"房贷",
"月供"
],
"question": "房贷月供未及时还上有什么后果？",
"region": "北京",
"desc": "月供没有及时还，逾期了，有什么后果？",
"answer_times": 2,
"brows_num": 1528,
"add_time": "2018-12-06T17:18:00.002341"
},
{
"user": null,
"id": 10,
"tags": [
"协贷网"
],
"question": "协贷网怎么样？",
"region": "河北廊坊",
"desc": "协贷网协贷网",
"answer_times": 14,
"brows_num": 1693,
"add_time": "2018-11-14T23:07:02.015249"
},
{
"user": null,
"id": 9,
"tags": [
"贷款"
],
"question": "贷款还未还清，正在还款的房子可以再抵押贷款吗？",
"region": "北京",
"desc": "如题",
"answer_times": 1,
"brows_num": 2721,
"add_time": "2018-11-12T15:24:50.372106"
},
{
"user": null,
"id": 8,
"tags": [
"企业贷款"
],
"question": "不是科技类的企业难道就不能做信用贷款吗？",
"region": "北京",
"desc": "我们公司做皮毛贸易的，财务规范，收入不错，怎么我们咨询银行都要求我们提供抵押物还说我们行业是什么夕阳产业",
"answer_times": 1,
"brows_num": 950,
"add_time": "2018-11-12T15:17:06.425429"
},
{
"user": null,
"id": 7,
"tags": [
"贷款"
],
"question": "之前的信用记录不好还能贷款吗？",
"region": "北京",
"desc": "如题",
"answer_times": 0,
"brows_num": 1998,
"add_time": "2018-11-12T15:03:30.102859"
},
{
"user": null,
"id": 6,
"tags": [
"企业贷款 信用贷款"
],
"question": "我企业近一年有银行流水（有增值税缴税记录），没有抵押房产，企业正常经营可以做贷款吗？",
"region": "北京",
"desc": "我企业近一年有银行流水（有增值税缴税记录），没有抵押房产，企业正常经营可以做贷款吗？向要借200万",
"answer_times": 1,
"brows_num": 1677,
"add_time": "2018-11-12T14:57:41.751056"
},
{
"user": null,
"id": 5,
"tags": [
"企业贷款 北京贷款"
],
"question": "外地企业能在北京做贷款吗？",
"region": "北京",
"desc": "我是河北的企业",
"answer_times": 3,
"brows_num": 1765,
"add_time": "2018-11-12T14:47:29.994162"
},
{
"user": {
"id": 29,
"username": "jtyh",
"name": "李先生",
"gender": "先生",
"mobile": "18518398555",
"email": "",
"avatar": null,
"type": 2,
"groups": [
{
"name": "贷款经理人"
}
]
},
"id": 4,
"tags": [
"信用贷款",
"个人贷款"
],
"question": "个人满足什么条件才可以申请信用贷款？",
"region": "北京",
"desc": "在北京工作，每月收入8000元左右，有个车贷，想贷款自己花。",
"answer_times": 1,
"brows_num": 952,
"add_time": "2018-11-12T14:45:24.278749"
},
{
"user": {
"id": 3,
"username": "ceshi",
"name": "胡先生",
"gender": "先生",
"mobile": "18511751388",
"email": "",
"avatar": "https://api.xiedaiwang.com/media/user/3_DS89vJl.jpeg",
"type": 0,
"groups": [
{
"name": "贷款经理人"
},
{
"name": "信用卡经理人"
}
]
},
"id": 3,
"tags": [
"年费",
"信用卡"
],
"question": "信用卡年费怎么取消？年费没有按时交会不会影响征信？",
"region": "北京",
"desc": "如题",
"answer_times": 1,
"brows_num": 3726,
"add_time": "2018-11-01T09:29:05.652783"
},
{
"user": null,
"id": 2,
"tags": [
"贷款",
"企业"
],
"question": "企业做贷款都需要准备什么资料？",
"region": "北京",
"desc": "",
"answer_times": 7,
"brows_num": 2980,
"add_time": "2018-10-22T14:42:00"
},
{
"user": null,
"id": 1,
"tags": [
"公积金",
"贷款"
],
"question": "公积金缴纳多长时间可申请公积金贷款？",
"region": "北京",
"desc": "如题，申请公积金贷款需要什么条件?",
"answer_times": 8,
"brows_num": 1345,
"add_time": "2018-09-26T16:54:00"
}
]
}
