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[
{
"id": 47,
"title": "农业贷款之养殖业贷款评估",
"category": {
"id": 2,
"name": "中小企业贷款资讯",
"code": "corporate-loan-news",
"type": 1
},
"add_time": "2018-12-28T10:54:00",
"front_image": null,
"introduction": "养殖业贷款用途分析：如贷款用于前期投资支出，如支付土地租金、建设圈舍等，由于贷款期限长、预期收入不确定，贷款风险较大；如贷款用于后期费用，如支付饲料、人工费等，由于产品已进入生长期，短期会有预期收入，贷款风险较小。",
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},
{
"id": 1011,
"title": "融资顾问之供应链金融概述",
"category": {
"id": 2,
"name": "中小企业贷款资讯",
"code": "corporate-loan-news",
"type": 1
},
"add_time": "2022-10-09T15:46:00",
"front_image": "https://api.xiedaiwang.com/media/news/images/%E4%BE%9B%E5%BA%94%E9%93%BE%E9%87%91%E8%9E%8D%E6%A6%82%E8%BF%B0221009-%E5%8D%8F%E8%B4%B7%E7%BD%91.jpg",
"introduction": "供应链金融包括了银行供应链金融和实体供应链金融，供应链公司、保理商和融资租赁公司的供应链金融即为实体供应链金融。",
"brows_num": 125
},
{
"id": 990,
"title": "企业贷款之保理后期监管",
"category": {
"id": 2,
"name": "中小企业贷款资讯",
"code": "corporate-loan-news",
"type": 1
},
"add_time": "2022-09-23T13:56:49",
"front_image": "https://api.xiedaiwang.com/media/news/images/%E4%BF%9D%E7%90%86%E5%90%8E%E6%9C%9F%E7%9B%91%E7%AE%A120220923-%E5%8D%8F%E8%B4%B7%E7%BD%91.jpg",
"introduction": "在与实质第一还款人的相关协议中，要注明其法定代表人，财务经理或财务高管人员的联系方式、在与融资人和实质第一还款人的相关协议中，他们须承诺配合保理商的风控后期监管。",
"brows_num": 826
},
{
"id": 343,
"title": "个人贷款：房贷利率随LPR浮动，短期内对楼市影响不大！",
"category": {
"id": 1,
"name": "个人贷款资讯",
"code": "personal-loan-news",
"type": 1
},
"add_time": "2019-10-08T09:26:00",
"front_image": null,
"introduction": "自10月8日起，新发放商业性个人住房贷款利率以最近一个月相应期限的LPR为定价基准加点形成；首套房贷款利率不得低于相应期限LPR，二套房贷款利率不得低于相应期限LPR加60个基点。",
"brows_num": 849
},
{
"id": 606,
"title": "企业贷款：融资顾问分析财报“四看”具体有那些？",
"category": {
"id": 2,
"name": "中小企业贷款资讯",
"code": "corporate-loan-news",
"type": 1
},
"add_time": "2021-06-23T09:39:00",
"front_image": "https://api.xiedaiwang.com/media/news/images/606.png",
"introduction": "融资顾问财报分析四看：看总量、结构、质量和趋势",
"brows_num": 266
}
]
